PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements
December 31, 2011 and 2010 and For the Years then Ended
- 76 -
13. Loans
This account represents loans given by BS, a subsidiary. a.
By Type of Loans
2011 2010
Rp 000,000 Rp 000,000
Related parties Note 54 Rupiah
Fixed loans 196,452
231,557 Consumer loans
6,225 6,939
Installment loans 1,758
1,682 Loans to employees
637 580
Sharia receivables - Murabahah 11
67 Subtotal - Rupiah
205,083 240,825
Foreign currency Note 59 Fixed Loans
1,555,076 554,115
Total - Related parties 1,760,159
794,940 Third Parties
Rupiah Consumer loans
2,903,566 2,323,631
Installment loans 1,874,779
1,445,532 Fixed loans
1,631,249 1,251,931
Factoring loans 670,991
592,291 Sharia receivables - Murabahah
641,733 146,895
Overdraft 154,248
146,137 Investment loans
106,015 59,297
Loans to employees 6,615
8,165 Sharia receivables - Qardh
17 -
Subtotal 7,989,213
5,973,879 Foreign currencies Note 59
Installment loans 307,133
166,573 Fixed loans
183,669 76,403
Subtotal 490,802
242,976 Subtotal
8,480,015 6,216,855
Total 10,240,174
7,011,795 Allowance for impairment losses
104,732 77,638
Net 10,135,442
6,934,157
PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements
December 31, 2011 and 2010 and For the Years then Ended
- 77 - b.
By Economic Sectors
2011 2010
Rp 000,000 Rp 000,000
Rupiah Household
2,033,299 1,331,430
Wholesale and retail 1,439,899
993,079 Financial intermediary
850,369 913,554
Real estate, leasing services and servicing companies 548,401
387,859 Mining and excavation
372,482 252,374
Construction 341,928
217,835 Manufacturing
273,161 250,966
Transportation, warehousing and communication 257,970
269,240 Services in social, art, culture, recreation and other
individual services 199,545
280,409 Electricity, gas and water
137,995 20,134
Accommodation and food and beverage 137,278
112,024 Agriculture, hunting and forestry
52,743 40,800
Education services 11,973
- Fishery
2,776 3,917
Health and social services 78
91 Individual services that serve household
41 153
Others 1,534,358
1,140,839 Subtotal
8,194,296 6,214,704
Foreign currency Note 59 Manufacturing
1,557,312 560,337
Financial intermediary 144,208
34,019 Mining and excavation
105,416 32,963
Construction 100,649
106,663 Wholesale and retail
99,978 38,181
Education services 30,317
- Agriculture, hunting and forestry
7,998 2,098
Transportation, warehousing and communication -
22,830 Subtotal
2,045,878 797,091
Total 10,240,174
7,011,795 Allowance for impairment losses
104,732 77,638
Net 10,135,442
6,934,157
PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements
December 31, 2011 and 2010 and For the Years then Ended
- 78 - c. By
Maturity The classifications of loans based on its credit period, as stated in the loan agreements, and
based on its remaining period until maturity are as follows: Based on credit periods:
2011 2010
Rp 000,000 Rp 000,000
Rupiah 1 year or less
2,233,913 1,440,837
More than 1 year until 2 years 1,537,489
1,342,919 More than 2 years until 5 years
3,746,066 2,257,599
More than 5 years 676,828
1,173,349 Subtotal
8,194,296 6,214,704
U.S. Dollar Note 59 1 year or less
1,728,949 607,588
More than 1 year until 2 years 69,774
24,931 More than 2 year until 5 years
149,081 57,909
More than 5 years 98,074
106,663 Subtotal
2,045,878 797,091
Total 10,240,174
7,011,795 Allowance for impairment losses
104,732 77,638
Net 10,135,442
6,934,157
Based on remaining period until maturity:
2011 2010
Rp 000,000 Rp 000,000
Rupiah 1 year or less
3,453,649 2,590,571
More than 1 year until 2 years 1,596,598
767,708 More than 2 years until 5 years
2,613,243 2,160,473
More than 5 years 530,806
695,952 Subtotal
8,194,296 6,214,704
Foreign currency Note 59 1 year or less
1,763,282 586,405
More than 1 year until 2 years 59,343
47,696 More than 2 years until 5 years
125,179 53,992
More than 5 years 98,074
108,998 Subtotal
2,045,878 797,091
Total 10,240,174
7,011,795 Allowance for impairment losses
104,732 77,638
Net 10,135,442
6,934,157
