57
Q3 2005 Loan Detail: Category 2 Loans
Loan Profile: Q3 Category 2 Loans Rp 15,065 bn Bank Only
51.9 are to Corporate customers
75.7 are current or 1 day overdue
Primary sectors in Category 2 are:
¾
Chemical Manufacturing
¾
Agriculture
¾
Trading, Hotels Restaurants
¾
Transportation
52.8 are US Dollar loans
50.8 are Investment loans
36.1 are Restructured loans
4.7 were purchased from IBRA
65.1 saw no change in collectibility Rp 15,065 billion 15.1 of total loans
in Corporate, Commercial Small Business loans were in Category 2 in
Q3. Of these Special Mention loans in Q3:
Co rp
Co m
m Small
C u
rre n
t 1 Day
30 31-60
61+
Mfg-Chem Mfg-Oth
Agri Trading
Trans Mining
Mfg-Text Constr
Oth5
USD IDR
In ve
st .
WC Synd.
Export Other
O rga
ni c
Restr IBRA
OS
UG to PL PL NC
1 to 2 New Bal.
10 20
30 40
50 60
70 80
90 100
GAS Days
Aging Sector
Currency Purpose Backgrnd Move.
Excluding Micro Consumer Loans Only
58
88.7 were to Corporate borrowers
60.0 were loans with no previous restructuring history
38.8 were loans previously restructured
Largest upgrades by sector:
¾
Chemical Manufacturing
¾
Agriculture
¾
Mining
80.7 were US Dollar loans
72.9 were Investment loans
60.6 of upgrades to PL were Category 3 loans moving to Category
2
33.3 of upgrades to PL were Category 3 loans moving to Category
1
Corp Comm
Small
O rgan
ic Restr
OS
Mfg-Chem Agri
Mining Trading
Oth5
US D
ID R
In v
e s
t. WC
Program
1 2
10 20
30 40
50 60
70 80
90 100
GAS Backgrnd
Sector Currency
Purpose Collect.
Q3 2005 Loan Detail: Upgrades to PL
Excluding Micro Consumer Loans Only
Corporate, Commercial Small Business loans upgraded to PL in Q3
totaled Rp 2,913 billion 2.9 of total loans. Of these loans:
Loan Profile: Q3 Upgrades to PL Rp 2,913 bn - Bank Only
59
Q3 2005 Loan Detail: Performing Loans
Loan Profile: Q3 Performing Loans Rp 63,053 bn Bank Only
45.5 are to Corporate customers 43.8 are to Commercial customers
77.4 have no restructuring history
18.3 are Restructured loans
2.1 were purchased from IBRA
