Analisis faktor faktor yang mempengaruhi likuiditas Bank Pengkreditan Rakyat di wilayah kerja kantor Bank Indonesia Jemnber

Digital
Digital Repository
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Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas

Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember
ABSTRACT
This Skripsi has title .. Analysis of Factors that Influence Liquidity olbank
l'erkrcditan Rakyat in Work Office Bank Indonesia Jember ·'. This skripsi has the
aim to I..'Tlow the large influence of the third party donation and swn the credit
distributed to liuidity level of Bank Perkrcditan Rakyat in Work Office bank
Indonesia Jember, eit her trough simultha and parsial. Method of analysis used by
data is doubled linier regress analysis. This rese11rc used the secondary data in !he
fhmt of monthly time series data during :! years of period (2004-2005) 1md the

data is collected in office Bank lndonesia .lember. Analysis of doubled tinier
regress supported with test of coefficient regress insimulthan ( Ftest) and test of
u - 5%. Result of
cefficient regress in partial {h estl by using level of ｳｩｾＬｯ Ｑｩｦ｣｡ｮｴ＠
test of coeflicient rebrrt:ss in simulthan to know by Ftest of equal to 2 1,03 by
probabilities of equal to 0,0%< a = 5%, to 1>nwc simulthan the third party and
sum the credit distributed have influence significant to liquiditv level. Result of
lest
coefficient regress in partial the third party of ･ｱｴｾ｡ｬ＠
10 0,601 and
probabilities of equal to 55 .4'Yo> a = 5%. to prove partial the third party is not
have influence significan1 to liquidity level. Result of test of coefficient regress in
partial swn the credit distrib uted of equal to -6,20 I and probabilities of equal to to
0,0%< CJ = 5%, to prove panial SLun the credit distributed have influence
significant to liquidity level. According to the result of thet analysis si in
increasin g liquidity of needs raising of the third pany donation pass rough
promotion the superiority f;t\:ilities produtof Bank Pcrkreditan R.ab:yat by visiting
community directly and m prucessing of irquclaction credit dismburion. tt' s bener
Bank Perkreditan R.akyar carT)' out supervision about the debirur custumer. so the
stntct credit doesn't hapend.

of

Keyword: Liquidity level, Third party and Sum the credit distributed.

viii

Digital
Digital Repository
Repository Universitas
Universitas Jember
Jember
ａｈｓｔｒｾｋ

ｬ＠

Skripsi ini bcrjudul •· Anal isis fal1or-faktor yang Mempengaruhi
Ukuiditas 13ank Perkreditan Rakyat di Wilayah Ketja Kantor bank Indonesia
Jember". Skripsi ini mernpunyai ntjuan unruk mengetahui besamya pengaruh dana
pihak ketiga dan jumlah krcdit yang disalurkan tcrhadap tingkat liJ..-uiditas Bank

Pcrkreditan Ral>)'at di Wilayah Kelja Kantor Bank lnnesia Jember, sccara
betOama-swna dan parsial. ｾ｣ｴｯ､･＠
analisis data yang digunakan adalah ｡ｮｬｩｾｳ＠
regresi hnicr bcrganda Data yang digtmakan adalall data sekunder dalam runtun
wal-.111 secara bulanan selama 2 talltln (2004-2005) dan diperoleh di Kantor Bank
Indonesia Jembcr. t\nalisis regre;;i linicr berganda ditunjang dengan uji koefisien
regrcsi secara bersarna-sama (fte: