36
Q1’04 Q4‘04
Q1 ‘05 Y-o-Y
Rp trillions
239.4 2.1
10.5 14.3
1.2 10.4
3.4 107.3
1.5 37.3
68.5 76.7
70.2 6.4
8.9 67.8
172.0 41.8
41.7 88.5
Rp trillions
23.3
USD billions Rp Change
Total Assets 248.2
Rp trillions
249.4 Cash
2.4 2.4
0.2 10.1
Current Account wBI 16.0
14.3 1.5
35.6 Certificates of BI
8.0 3.7
0.4 74.3
5.1 8.2
4.1 93.2
1.7 29.0
62.5 99.6
81.8 17.8
9.1 90.5
171.0 40.6
51.1 79.3
26.3 4.2
Other Placements wBI 6.0
0.5 339.1
Current Accounts Placements wOther Banks 8.8
0.9 20.7
Securities - Net 4.5
0.4 22.3
Government Bonds 93.1
9.8 13.1
AFS 27.6
3.1 22.3
HTM 63.9
6.6 8.7
Loans 94.4
10.5 29.9
Non-Performing Loans 6.7
1.9 176.8
Total Deposits – Non-Bank 175.8
18.1 0.6
Demand Deposits 41.1
4.3 2.9
Savings Deposits 53.5
5.4 22.5
Certificate Time Deposits 81.2
8.4 10.4
Shareholders’ Equity 25.4
24.9 2.7
8.8 Allowances
8.6 1.0
2.1 Trading
1.6 0.2
14.1
Performing Loans 87.7
8.6 16.5
Loans – Net 85.8
9.6 33.6
USD1 = Rp9,471.5
Summary Balance Sheet: Mar 2004, Dec 2004 Mar 2005
37
Summary Quarterly Balance Sheet: Q2 ‘04 – Q1 ‘05
Q2 ‘04 Q3 ‘04
Q4 ‘04 Q1 ‘05
Q-o-Q
Rp tn Rp tn
Rp tn
248.2
Cash
2.1 2.1
2.4 2.4
0.2 0.0
Current Accounts wBI
9.4 13.6
16.0 14.3
1.5 10.6
Certificates of BI
10.2 4.0
8.0 3.7
0.4 53.8
6.0 8.8
4.5 93.1
1.6 27.6
63.9 94.4
87.7 6.7
8.6 85.8
175.8 41.1
53.5 81.2
24.9
US
bn
Rp Change
Total Assets 234.7
235.5
Rp tn
249.4
5.1 8.2
4.1 93.2
1.7 29.0
62.5 99.6
81.8 17.8
9.1 90.5
171.0 40.6
51.1 79.3
26.3 0.5
25.4
Other Placements wBI
3.8 9.8
0.5 15.0
Current Accounts Placements wOther Banks
8.4 5.8 0.9
6.8
Securities - Net
5.5 6.0 0.4
8.9 Government Bonds
102.3 94.0 9.8
0.1
AFS
33.5 26.9 3.1
5.1
HTM
67.4 65.5 6.6
2.2 Loans
82.3 87.0 10.5
5.5
Non-Performing Loans
6.8 6.3 1.9
165.7
Total Deposits – Non-Bank 171.6 168.1
18.1 2.7
Demand Deposits
43.6 43.3 4.3
1.2
Savings Deposits
43.5 46.1 5.4
4.5
Certificate Time Deposits
84.5 78.8 8.4
2.3 Shareholders’ Equity
22.8 23.9 2.7
2.0
Allowances
8.8 8.3
1.0 5.8
Trading
1.4 1.6 0.2
6.3
Performing Loans
75.5 80.8 8.6
6.7
Loans – Net 73.4 78.8
9.6 5.5
USD1 = Rp9,471.5
38
Summary PL Information – Q1 2005
Q1 2004 Q4 2004
Q1 2005 Q-o-Q
Change
Rp Billions
of Av.Assets
5,203 8.4
4.2 4.1
0.9 1.2
0.4 0.8
0.8 0.3
3.9 0.1
4.0 2.8
2,623 2,580
532 777
243 527
521 169
2,429 36
2,465 1,744
Rp Billions
of Av.Assets
Rp Billions
of Av.Assets
Interest Income 4,784
8.0 4,777
7.9 0.1
Interest Expense 2,443
4.1 2,407
4.0 1.5
Net Interest Income 2,341
3.9 2,370
3.9 1.2
Other Operating Income 644
1.1 566
