Authorities of Bank Regulation and Supervision

23 • SIP provides information in macro, individual bank, or other information related to business environment of banks. • SIP integrates data currently scattered in diferent systems. The function of Supervision Management Information System SIMWAS that had been used so far to support supervisory duties is gradually replaced by SIP since the beginning of year 2012. Information System that has not been integrated into SIP is Information System of Bank under Investigation SIBADI. SIBADI is information system to support the implementation of investigation duties against criminal banking, and also duties related to mediation activities between customers and banks. SIBADI also provides datainformation on alleged perpetrators of criminal banking to support the process of it and proper test.

2. Rural Bank Supervision Management Information System SIMWAS BPR

In order to implement duties in supervising Rural Banks, BI has developed and implemented an information system SI with reporting and data processing procedures as follows: Online reporting system enables Rural Banks to submit online periodic reports to BI in order to enhance reporting efectiveness and eiciency both from the sides of Rural Banks and BI. Four types of period reports submitted online are: Monthly Reports, Credit Provision Maximum Limit BMPK, Debtors Reports SID and Rural Bank Publication Financial Reports. Data processing system developed in order to eliminate repetition of data input, so as minimizing human errors and data inconsistencies. Data of Rural Banks periodic reports received by BI through the reporting system, then being processed for the purpose of monitoring or statistics as supporting documents for developing policy on Rural Bank industry. 24 To support transparency to the public and the interests of the stakeholders, BI facilitates the presentation of Rural Bank Publication Financial Reports, Rural Bank industry data and Rural Bank addresses through BI website www.bi.go.id. Furthermore, in order to improve supervisory quality of Rural Banks, the development of SI Rural Banks shall be directed into a more focused monitoring system, meaning ofsite or onsite supervision against the condition faced by Rural Banks. Development of Early Warning System EWS of Rural Banks shall be conducted to support ofsite monitoring of Rural Banks condition, to complement the assessment of soundness rating that is conducted periodically. Meanwhile, in order to support onsite monitoring, a tool has been developed to help supervisors in conducting inspections to Rural Banks. BI always make improvements to the information system related to the supervision of Rural Banks in accordance with the supervisory needs, and it is expected that the developed system becomes the information window that present the real condition of Rural Banks, as material in determining any development to be done.

3. Debtor Information System SID

SID is a system that provides debtors information, both information on individuals and business entities, developed to support duties and functions of BI in the ields of Monetary, Financial System Stability and Banking Supervision, as well as to support operational activities of Financial Institutions, especially which related to risk management. Information compiled in SID covers basic data of debtors, management and owners of business entities, information on facilities of funds provision received by debtors credits, credit management, securities, irrevocable LC, bank guarantees, participation, andor other claims, collateral, guarantor, and inancial statements of debtors. SID utilizes web-based technology that