Sanjiv Bhasin Vijit Yadav Yazad Cooper

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1. Sanjeev Lall

Head, Branches Sanjeev joined DBS Bank India in April 2004 and was instrumental in establishing the bank’s Enterprise Banking Middle Market and SME business in India. In 2009, he moved into his present role as Head, Branches and is responsible for managing and leading the revenue goals of all branches across customer facing businesses in addition to the overall corporate governance, business and service delivery, cost management and growth of the franchise. He is also a member of the India Management Committee, the local governing body of the bank. Sanjeev brings a rich experience of over 20 years in the industry and has earlier worked with Credit Lyonnais, looking after its corporate banking business in Western India. He is an MBA from XLRI and holds an Economics Hons. degree from Delhi University.

2. Rahul Johri

Head, Consumer Banking Rahul joined DBS Bank India in October 2008 and serves as the Head, Consumer Banking. In his 20 years of professional experience, Rahul has earlier worked in several senior assignments in the consumer banking domain with Standard Chartered Bank India and Barclays Bank. At Standard Chartered Bank, he was the Business Head, Global NRI Services, prior to which he performed regional level roles in Branch Banking including as the CEO’s Representative for North and East India. At Barclays Bank, he was the Business Head, Retail Liabilities and was involved with the setting-up of the retail business in India. Rahul is an MBA from XLRI Jamshedpur and holds a B.Tech Hons degree in mechanical engineering from IIT, Kharagpur.

3. Rajesh Pai

Head, Treasury Markets Rajesh joined DBS Bank India in January 2004 and serves as the Head, Treasury and Markets TM. He has played a significant role in establishing the markets business and is responsible for two asset classes FX Interest Rates and businesses - Trading, Sales, ALM , DCM, BMS and Structuring within TM. Rajesh is a Member of the India Management Committee and also serves as the Deputy Chairman of the India ALCO of the bank. With an engineering background in Electronics Communication and an MBA from Mumbai University, Rajesh started his career with Citibank in 1988 and has over 24 years of Indian overseas treasury experience in leadership roles for international banks such as Banque Indosuez, Standard Chartered Bank and State Bank of Mauritius before joining DBS.

4. Vivek Batra

Head, Institutional Banking Vivek joined DBS Bank India in New Delhi in June 2005 to head the initiative for establishing the Branch, developing the business strategy and ensuring strong financial performance. He later moved to Mumbai as Head, Corporate Banking and is currently the Head, Institutional Banking Group, India wherein he oversees the Bank’s Investment Banking business in India as well. He sits on several committees including the India Management Committee and ALCO. Vivek has worked in various leadership roles at HSBC across Mumbai, Kolkata and New Delhi and has also had a stint with the Kotak Group in its Capital MarketsSecurities team. He brings a rich network of relationships and relevant experience of over 18 years. By qualification, Vivek is an MBA from IIM Calcutta.

5. Sanjiv Bhasin

General Manager CEO Sanjiv serves as the General Manager and Chief Executive Officer of the Bank. Before joining DBS in September 2008, he was the Chief Executive Officer Managing Director of Rabo India Finance, the Indian subsidiary of Rabobank Nederland. He has also worked as the Chief Operating Officer COO of HSBC India. Across a career spanning over 30 years, Sanjiv has donned several key leadership roles mainly in the Corporate Banking, Investment Banking and Credit Risk Management divisions of HSBC in India and overseas, including stints with the Investment Bank in London and as the Chief Executive Officer of HSBC Mauritius. Sanjiv is an MBA in Finance from XLRI Jamshedpur and holds a B.Com Hons degree from Sriram College of Commerce, New Delhi. SENIOR MANAGEMENT COMMITTEE 1 2 3 4 5 DBS Bank Ltd., India Annual Report 2011-12 17

6. Vijit Yadav

Chief Operating Officer Head, Technology Operations Vijit serves as the COO Head, Technology and Operations. He is also a member of the India Management Committee, ALCO, HR Committee and the Risk and Control Committee. Prior to joining DBS in April 2007, Vijit spent 17 years with HSBC and also a year at Dell’s Global Finance Back Office BPO as a Director. Vijit has held leadership positions with HSBC in the Consumer Bank, Corporate Bank, the Operations Group and as Head of NRI Services and Delivery Channels. With over 23 years of experience, he brings a deep understanding in both, the banking and operations domains. Vijit is an MBA from International Management Institute, a diploma holder from London School of Foreign Trade and holds a Masters and Bachelors degree from St. Stephens College, Delhi University.

7. Yazad Cooper

Chief Financial Officer Yazad joined DBS Bank India in August 2004 and serves as the CFO. He is a member of the India Management Committee, ALCO and the Operational Risk Committee. In addition to his core Finance responsibilities, Yazad has been responsible for framing DBS India’s growth strategies, corporate planning and analysis and Balance Sheet capital management. He also holds officiating Finance responsibility over the UAE and UK operations at DBS Bank. A Chartered Accountant by qualification, Yazad has spent over 18 years in the Banking and Financial Services domain donning key leadership and strategic responsibilities with KPMG, Deutsche Bank and HSBC in the past.

8. Sanjeev Uppal