CAPITAL RESERVES AND SURPLUS DEPOSITS BORROWINGS

SCHEDULES TO FINANCIAL STATEMENTS as at 31 March 2012 26 In ` thousands 31 Mar 2012 31 Mar 2011

1. CAPITAL

Face value of securities deposited with the RBI under Section 112b of the Banking Regulation Act, 1949 2,150,000 1,830,000 Balance as per last Balance Sheet 9,518,321 9,518,321 Add: Additional capital received from Head Office during the year 5,085,000 - Total 14,603,321 9,518,321

2. RESERVES AND SURPLUS

A Statutory Reserve Balance as per last Balance Sheet 2,137,612 1,819,546 Additions during the year 838,810 318,066 2,976,422 2,137,612 B Capital Reserve refer schedule 18 note [5] 5,096 5,096 C Investment Reserve Account refer schedule 18 note [48] Balance as per last Balance Sheet - - Additions during the year 182,367 - Appropriation towards additional Depreciation requirement for the year - - 182,367 - D Capital retained in India for CRAR purposes Balance as per last Balance Sheet 5,150,095 3,020,095 Additions during the year 840,000 2,130,000 5,990,095 5,150,095 E Balance in Profit and Loss Account 2,660,182 1,166,119 F Deferred Tax Reserve 536 536 Total 11,814,698 8,459,458 SCHEDULES TO FINANCIAL STATEMENTS as at 31 March 2012 DBS Bank Ltd., India Annual Report 2011-12 27 In ` thousands 31 Mar 2012 31 Mar 2011

3. DEPOSITS

Ai Demand Deposits From banks - - From others 4,606,387 5,086,621 4,606,387 5,086,621 ii Saving Bank Deposits 1,207,767 493,998 iii Certificate of Deposits - 3,486,494 iv Term Deposits From banks - - From others 123,406,064 64,613,013 123,406,064 64,613,013 Total 129,220,218 73,680,126 B Deposits of branches in India 129,220,218 73,680,126 Deposits of branches outside India - - Total 129,220,218 73,680,126

4. BORROWINGS

A Borrowings in India i Reserve Bank of India 28,500,000 13,350,000 ii Other banks 15,450,000 23,059,500 iii Other institutions and agencies 1,281,285 4,450,356 45,231,285 40,859,856 B Borrowings outside India from Banks 63,390,107 31,641,173 C Subordinated Debt 39,617,239 34,574,106 Total 148,238,631 107,075,135 Secured borrowings included in I and II above 29,781,285 17,800,356 Subordinated loan in the nature of long term borrowings in foreign currency from Head Office.

5. OTHER LIABILITIES AND PROVISIONS