DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 596 24. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued e. As at 31 December 2012 and 2011, total time deposits pledged as collateral on loans were amounting to Rp9,876,087 and Rp8,833,378, respectively Note 12B.c.

25. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS

a. By Currency, Related Parties and Third Parties: 2012 2011 Demand Deposits Related parties Note 54 Rupiah 10,056 962 Foreign currencies Note 60B.v 131,940 213,618 141,996 214,580 Third parties Rupiah 721,210 703,837 Foreign currencies Note 60B.v 546,989 1,068,721 1,268,199 1,772,558 Total Demand Deposits 1,410,195 1,987,138 Saving Deposits Third parties Rupiah 835,295 581,013 Total Saving Deposits 835,295 581,013 Total Demand and Saving Deposits 2,245,490 2,568,151 Included in deposits from other banks - demand deposits are wadiah deposits and Sertifikat Investasi Mudharabah Antarbank SIMA amounting to Rp37,976 and Rp78,831 as at 31 December 2012 and 2011, respectively. b. Average Interest Rates Cost of Funds and Profit Sharing per Annum: Average interest rates cost of funds per annum: 2012 2011 Demand Deposits Rupiah 2.04 2.32 Saving Deposits Rupiah 1.61 2.25 Range of profit sharing per annum on wadiah demand deposits: 2011 2010 Rupiah 0.75 - 1.10 0.76 - 2,83 c. As at 31 December 2012 and 2011, total demand and saving deposits from other banks pledged as collateral on loans and bank guarantees were amounting to Rp8,249 and Rp17,049, respectively Note 12B.c and 30e. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 597 26. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY a. By Currency: 2012 2011 Third parties Rupiah 250,000 - Foreign currencies Note 60B.v 77,100 58,281 327,100 58,281 b. By Remaining Period Until Maturity Date: 2012 2011 Rupiah Less than 1 month 250,000 - Foreign currencies Less than 1 month 28,913 58,281 More than 1 month 48,187 - Total foreign currencies Note 60B.v 77,100 58,281 327,100 58,281 c. Average Interest Rates Cost of Funds per Annum: 2012 2011 Rupiah 4.81 - Foreign currencies 0.56 0.63

27. DEPOSITS FROM OTHER BANKS - TIME DEPOSITS

a. By Currency: 2012 2011 Third parties Rupiah 11,203,309 9,396,759 Foreign currencies Note 60B.v 240,938 294,694 11,444,247 9,691,453 b. By Contract Period: 2012 2011 Rupiah: 1 month 11,103,799 9,324,336 3 months 37,600 42,700 6 months 9,115 9,640 12 months 52,795 19,983 Over 12 months - 100 Total Rupiah 11,203,309 9,396,759 Foreign currencies: 1 month 240,938 294,694 Total foreign currencies Note 60B.v 240,938 294,694 11,444,247 9,691,453