Segment Information Financial Statement 2012

PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 131 - Liquidity Risk Liquidity risk is a risk arising when the cash flow position of the Group is not enough to cover the liabilities which become due. In the management of liquidity risk, management monitors and maintains a level of cash and cash equivalents deemed adequate to finance the Group’ operations and to mitigate the effects of fluctuation in cash flows. Management also regularly evaluates the projected and actual cash flows, including loan maturity profiles, and continuously assess conditions in the financial markets for opportunities to obtain optimal funding sources. The table below analyzes the Group’s financial liabilities into relevant maturity groupings based on the remaining period to the contractual maturity date. The amounts disclosed in the table are the contractual undiscounted cash flow: 1 year 2 year Transaction 1 year to 2 year to 5 year 5 year Total cost Total Liabilities Deposits and deposits from other banks 12,569,719 - - - 12,569,719 - 12,569,719 Medium term notes - - 1,000,000 - 1,000,000 3,116 996,884 Loans received 999,376 2,142 - - 1,001,518 1,899 999,619 Securities agent payables 141,222 - - - 141,222 - 141,222 Accrued expense 75,920 - - - 75,920 - 75,920 Other liabilities 272,492 - - - 272,492 - 272,492 Total liabilities 14,058,729 2,142 1,000,000 - 15,060,871 5,015 15,055,856 December 31, 2012 1 year 2 year Transaction 1 year to 2 year to 5 year 5 year Total cost Total Liabilities Deposits and deposits from other banks 14,632,913 - - - 14,632,913 - 14,632,913 Medium term notes 39,125 - - - 39,125 - 39,125 Loans received 923,439 7,159 2,142 - 932,740 1,836 930,904 Securities agent payables 93,740 - - - 93,740 - 93,740 Accrued expense 69,620 - - - 69,620 - 69,620 Other liabilities 119,884 - - - 119,884 - 119,884 Total liabilities 15,878,721 7,159 2,142 - 15,888,022 1,836 15,886,186 December 31, 2011 1 year 2 year Transaction 1 year to 2 year to 5 year Total cost Total Total Liabilities Deposits and deposits from other banks 10,006,578 - - - 10,006,578 - 10,006,578 Medium term notes 32,069 - - - 32,069 - 32,069 Loans received 505,526 6,714 733 - 512,973 708 512,265 Securities agent payables 417,590 - - - 417,590 - 417,590 Accrued expenses 43,868 - - - 43,868 - 43,868 Other liabilities 324,431 - - - 324,431 - 324,431 Total liabilities 11,330,062 6,714 733 - 11,337,509 708 11,336,801 January 1, 2011December 31, 2010

60. Subsequent Events

a. On February 5, 2013, the Company has converted the loan to Global Asian Investments Limited GAI to shares amounting to HKD 3,999,999. The conversion did not change the Company’s direct ownership in GAI. b. On March 1, 2013, the Company sold all its investment in shares of PT Oto Multiartha and PT Summit Oto Finance, with selling price of Rp 1,223,212 and carrying value of Rp 177,578, thus gain on sale of investment in shares amounted to Rp 1,045,634. PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 132 - c. On March 28, 2013, SMF obtained the Notice of Effectivity from the Chief Executive of the Capital Market Supervisory of Financial Services Authority OJK through his letter No. S-63D.042013 for offering Bonds of Sinar Mas Multifinance II Year 2013 with a fixed interest rate amounting to Rp 500,000 for a period of 5 five years. These bonds are scriptless and offered at 100 one hundred percent of the principal amount. Bond interest of 10.75 per annum and payable every 3 three months from the date of issuance. The bonds are secured by SMF’s receivables on consumer financing receivables, net investment in finance lease and factoring receivables.

61. Other Information

a. Transfer of Regulating and Monitoring Functions on Financial Services Activities to the Financial Services Authority OJK Starting December 31, 2012, the functions, duties and authorities of regulating and monitoring on financial service activities in capital market sector, insurance, pension fund, multifinance, and other financial services were transferred from the Minister of Finance and the Capital Market and Financial Institution Supervisory Agency Bapepam-LK to the Financial Services Authority OJK.

b. Other financial information

BS The Capital Adequacy Ratio CAR of BS were calculated in accordance with Bank Indonesia Regulation. Calculation of CAR is as follows: December 31, December 31, 2012 2011 I. Capital Stock Components A. Total Core Capital 1,692,498 1,287,028 B. Supplementary Capital 97,637 95,598 II. Total Core and Supplementary Capital 1,790,135 1,382,626 III. Risk Weighted Assets Credit risk after considering specific risk 8,615,340 9,056,263 Market risk 184,023 81,980 Operational risk 1,097,724 749,015 Total risk weight assets for credit, market and operational risk 9,897,087 9,887,258 IV. Capital Adequacy Ratio CAR CAR with credit risk 20.78 15.27 CAR with credit and market risk 20.34 15.13 CAR with credit and operational risk 18.43 14.10 CAR with credit, operational and market risk 18.09 13.98 V. Minimum Capital Adequacy Ratio 8 8 Excludes deferred taxes