Other Assets Deposits and Deposits from Other Banks

PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 100 - Maturity Net carrying Type of Investment Term Date value Rupiah Shares PT Tiga Pilar Sejahtera Food Tbk 90 days January 24, 2011 32,069 January 1, 2011December 31, 2010 As of December 31, 2012, there are no securities sold under agreement to repurchase.

24. Insurance Payable

January 1, 2011 December 31, December 31, December 31, 2012 2011 2010 Related parties Note 53 Reinsurance payable 2,661 19,108 7,181 Insurance claims payable 1,460 8,064 3,216 Commissions payable 8,310 3,354 1,868 Premiums payable 696 929 181 Total 13,127 31,455 12,446 Third parties Reinsurance payable 180,677 126,426 54,769 Insurance claims payable 98,810 99,531 98,605 Commissions payable 36,846 18,001 22,844 Premiums payable 29,365 26,014 8,073 Total 345,698 269,972 184,291 Total 358,825 301,427 196,737 The details of insurance payable based on currency: January 1, 2011 December 31, December 31, December 31, 2012 2011 2010 Rupiah Reinsurance payable 110,924 96,269 10,481 Insurance claims payable 85,157 87,609 97,584 Commissions payable 37,163 19,330 21,604 Premiums payable 19,357 20,755 3,482 Total 252,601 223,963 133,151 Foreign currency Note 54 Reinsurance payable 72,414 49,265 51,469 Insurance claims payable 15,113 15,275 2,889 Commissions payable 7,993 6,736 4,456 Premiums payable 10,704 6,188 4,772 Total 106,224 77,464 63,586 Total 358,825 301,427 196,737 PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 101 - The details of insurance payable based on type of insurance: Reinsurance Claim Commission Premium Fire 81,291 290 8,513 7,326 Health 46,781 30,167 5,518 - Motor Vehicles 29,958 11,292 5,150 14,328 Marine Hull 9,312 57 2,338 2,889 Engineering 8,884 - 435 2,087 Marine Cargo 4,455 78 1,139 2,186 Death 974 598 - - Accident 12 - 6 - Miscellaneous 1,671 57,788 22,057 1,245 Total 183,338 100,270 45,156 30,061 December 31, 2012 Reinsurance Claim Commission Premium Fire 65,253 2,353 8,245 8,784 Health 40,922 14,789 7,980 - Marine Hull 9,746 190 2,229 472 Motor Vehicles 4,947 27,829 3,046 15,931 Engineering 3,005 79 63 432 Death 974 1,889 - - Marine Cargo 425 3,020 344 1,161 Accident - - 1 - Miscellaneous 20,262 52,736 4,157 163 Total 145,534 102,885 26,065 26,943 December 31, 2011 Reinsurance Claim Commission Premium Fire 31,171 440 3,728 4,979 Motor Vehicles 18,738 9,469 3,058 1,156 Marine Hull 5,530 - 1,619 498 Engineering 1,230 - 254 642 Death 720 25 15 - Health 10 6,755 13,399 - Accident 6 - - - Marine Cargo - 8 627 320 Miscellaneous 4,545 83,776 3,360 659 Total 61,950 100,473 26,060 8,254 January 1, 2011December 31, 2010 Reinsurance payables represent insurance premiums due to the reinsurance companies based on the reinsurance contract treaty for certain amount of insurance policies. Commissions payable represent commissions due to brokers and insurance agencies while insurance claims payable represent liabilities to policyholders in relation to claims which have been approved but the payments of which are still in process. Premiums payable represent co-insurance premium payable to co-insurance member arising from life insurance transaction. PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 102 -

25. Premiums Received in Advance

This account represents premiums received in advance by ASM, a subsidiary, in relation to insurance policies issued with coverage period of more than one 1 year. Premiums received in advance by type of insurance are as follows: January 1, 2011 December 31, December 31, December 31, 2012 2011 2010 Motor Vehicles 526,406 630,133 714,536 Fire 69,150 464,661 434,361 Miscellaneous 17,470 17,215 12,174 Engineering 6,756 2,514 696 Marine Cargo 5 136 99 Marine Hull - 145 180 Health - 32 32 Total 619,787 1,114,836 1,162,078

26. Liability for Future Policy Benefits

a. Liability for future policy benefits represents the amount set aside to provide the benefits promised to policyholders under the terms of life insurance policies in force, which are stated in the policies and determined in accordance with the actuarial calculation. b. The details of liability for future policy benefits based on type of coverage are as follows: January 1, 2011 December 31, December 31, December 31, 2012 2011 2010 Individual: Combined endowment 9,504,445 7,295,590 2,111,871 Whole life 243,498 226,998 216,970 Endowment 8,688 8,624 8,471 Non-Traditional 4,524 5,070 4,988 Death 432 414 710 Subtotal 9,761,587 7,536,696 2,343,010 Group: Death 247,124 159,659 138,227 Endowment - 38 43 Non-Traditional 6 4 - Subtotal 247,130 159,701 138,270 Total 10,008,717 7,696,397 2,481,280 PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements December 31, 2012 and 2011 and January 1, 2011December 31, 2010 and For the Years then Ended December 31, 2012 and 2011 Figures are Presented in Millions of Rupiah, unless Otherwise Stated - 103 - c. As of December 31, 2012 and 2011 and January 1, 2011December 31, 2010, AJSM, a subsidiary, liability for future policy benefits is recorded by AJSM based on actuarial calculation. The assumptions used in the computation are as follows: For the insurance policies issued since 1994: Mortality Method of Reserve Table Actuarial Interest Computation a. Individual: Death Reinsurance 8 Zilmer TMI 93 + Reinsuran2, 8 Net level premium Endowment CSO 58 5 Net level premium MOD TMI 93 8 Net level premium Reinsurance 9 Net level premium Combined endowment CSO 58 4, 5, 8 Net level premium TMI 93 2,5, 3, 4, 5, 8 Net level premium 8 Zilmer Reinsurance + TMI 2, 4, 8 Net level premium CSO 1980 4, 8, 9 Zilmer 7 Net level premium Reinsurance 5, 7, 8 Net level premium 5, 9 Zilmer MOD CSO 58 8 Net level premium Whole life CSO 58 6 Zilmer TMI 93 4, 5, 7, 8 Net level premium Reinsurance 8, 5 Zilmer 8 Net level premium Combined Whole life CSO 58 5, 6 Net level premium TMI 93 4, 5, 7, 8 Net level premium Reinsurance 5, 9 Zilmer 8 Net level premium b. Group: Death Reinsurance 4, 8 Net level premium Type of Insurance For the insurance policies issued before 1994: Mortality Method of Reserve Table Actuarial Interest Computation Individual: Endowment CSO 58 8 Zilmer Combined Endowment CSO 58 4, 7 Zilmer Whole life CSO 58 6 Zilmer Type of Insurance The above liability for future policy benefits are prospective with linear interpolation. d. The changes in liability for future policy benefits are as follows: January 1, 2011 December 31, December 31, December 31, 2012 2011 2010 Balance at the beginning of the year 7,696,397 2,481,280 3,372,899 Increase decrease in liability for future benefits Note 46 2,262,842 5,215,117 891,619 Increase in liability for future benefits - sharia 49,478 - - Balance at the end of year 10,008,717 7,696,397 2,481,280