HASIL PENGOLAHAN DATA SPSS 17.0 1. Statistik Deskritif
Descriptive Statistics
N Minimum
Maximum Mean
Std. Deviation kredit modal kerja
96 -.100449
.079942 .01631622
.026451902 kredit investasi
96 -.039575
.102205 .01678272
.020583926 pertumbuhan jumlah tabungan
96 -.025383
.057232 .01210981
.016911471 laju inflasi
96 -.003200
.087000 .00621667
.009767968 suku bunga kredit MK
96 .121600
.163500 .13970938
.011496810 suku bunga kredit investasi
96 .119700
.159400 .13748750
.011960587 Valid N listwise
96
2. Uji Pengaruh pada Variabel Kredit Modal kerja
Correlations
kredit modal
kerja pertumbuhan
jumlah tabungan
laju inflasi
suku bunga kredit MK
Pearson Correlation
kredit modal kerja 1
.568 -.038
-.242 pertumbuhan jumlah tabungan
.568 1
-.105 -.107
laju inflasi -.038
-.105 1
.022 suku bunga kredit MK
-.242 -.107
.022 1
Sig. 1-tailed kredit modal kerja
. .356
.009 pertumbuhan jumlah tabungan
. .154
.150 laju inflasi
.356 .154
. .417
suku bunga kredit MK .009
.150 .417
. N
kredit modal kerja 96
96 96
96 pertumbuhan jumlah tabungan
96 96
96 96
laju inflasi 96
96 96
96 suku bunga kredit MK
96 96
96 96
ANOVA
c
Model Sum of Squares
df Mean Square
F Sig.
1 Regression
.024 3
.008 17.006
a
Residual .043
92 Total
.066 95
2 Regression
.024 2
.012 25.724
b
Residual .043
93 Total
.066 95
a. Predictors: Constant, suku bunga kredit MK, laju inflasi, pertumbuhan jumlah tabungan b. Predictors: Constant, suku bunga kredit MK, pertumbuhan jumlah tabungan
c. Dependent Variable: kredit modal kerja
Model Summary
c
R R Square
Adjusted R
Square Std. Error of
the Estimate Change Statistics
Durbin- Watson
R Square Change
F Change df1
df2 Sig. F
Change 1
.597
a
.357 .336
.021558704 .357
17.006 3
92 2
.597
b
.356 .342
.021451735 .079
1 92
.779 1.941
a. Predictors: Constant, suku bunga kredit MK, laju inflasi, pertumbuhan jumlah tabungan b. Predictors: Constant, suku bunga kredit MK, pertumbuhan jumlah tabungan
c. Dependent Variable: kredit modal kerja
Coefficients
a
Model Unstandardized
Coefficients Standardi
zed Coefficie
nts t
Sig. 95.0 Confidence
Interval for B B
Std. Error
Beta Lower
Bound Upper
Bound 1
Constant .065
.027 2.364
.020 .010
.119 pertumbuhan jumlah
tabungan .862
.132 .551
6.516 .599
1.124 laju inflasi
.001 .002
.024 .282
.779 -.004
.005 suku bunga kredit
MK -.424
.194 -.184
-2.190 .031
-.808 -.039
2 Constant
.065 .027
2.392 .019
.011 .119
pertumbuhan jumlah tabungan
.858 .131
.548 6.554
.598 1.118
suku bunga kredit MK
-.423 .193
-.184 -2.198
.030 -.806
-.041 a. Dependent Variable: kredit modal kerja
Excluded Variables
b
Model Beta In
T Sig.
Partial Correlation
Collinearity Statistics
Tolerance 2
laju inflasi .024
a
.282 .779
.029 .989
a. Predictors in the Model: Constant, suku bunga kredit MK, pertumbuhan jumlah tabungan b. Dependent Variable: kredit modal kerja
3. Uji Pengaruh pada Variabel Kredit Investasi
