24. Special Treatment for Commercial Bank Credit follow ing the National Disaster in Aceh Province
and Nias Regency, North Sumatra Province
In response t he nat ional disast er in Aceh Province and Nias Regency, Nort h Sumat ra Province, BI is providing
special t reat ment t o credit ext ended by commercial banks. Classif icat ion of qualit y of credit or ot her
provision of f unds ext ended by a bank t o any debt or w it h an overall ceiling of no more t han Rp 5 billions
shall be based solely on prompt repayment of principal and int erest . In t he case of rest ruct ured debt , qualit y
sh al l b e cl assi f i ed cu r r en t co m m en ci n g f ro m rest ruct uring t hrough end of January 2008, subject t o
t he f ollow ing requirement s: a. Disbursed t o a debt or w it h project locat ion or
business locat ion in Aceh Province andor Nias Regency, Nort h Sumat ra Province; and
b. Has or is deemed likely t o experience diff icult ies in repaym ent of loan principal andor int erest by
reason of the impact of the disaster in Aceh Province andor Nias Regency, Nort h Sumat ra Province.
25. Special Treatment for Rural Banks Follow ing The Natural Disasters In Nanggroe Aceh Darussalan
Province And Nias Regency, Nort h Sumat era Province
Credit qualit y f or rescued debt shall be classif ied cu rren t co m m en cin g f ro m act io n s t ak en rescu e
through January 31, 2008. Debt rescue may take place by: rescheduling; recondit ioning; or rest ruct uring. The
provisions shall apply only t o credit t hat sat isf ies t he f ollow ing requirement s:
●
Credit already extended at the time of promulgation of regulation concerning special treatment for Rural
Banks Follow ing The Nat ural Disast ers In Naggroe Aceh Darussalan Province And Nias Regency, Nort h
Sumatera Province
●
Credit disbursed t o debt or w it h project locat ions o r b u si n ess l o cat i o n i n t h e Nan g g ro e A ceh
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Darussalam Province andor Nias Regency, Nort h Sumat ra Province; and
●
Has or is deemed likely t o experience diff icult ies in repaym ent of loan principal andor int erest or
Financing margin or profit share by reason of impact o f t h e n at u ral d isast ers in t h e Nag g ro e A ceh
Darussalam Province and Nias Regency, Nort h Sumatera Province.
26. Resolution of Customer Complaints
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