Receivables From Brokers SMMA 2014AR. SMMA 2014AR

PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements For the Years Ended December 31, 2014 and 2013 Figures are Presented in Millions of Rupiah,unless Otherwise Stated Advanced payment for purchase of property and equipment and advanced payment for buildings renovation represent advances for purchases andor payment to suppliers and contractors which have not been settled as of the date of consolidated statements of financial position. Deferred acquisition cost represent cost paid for selling, underwriting, and initiate new insurance contract, both direct cost and indirect cost that are deferred and amortized consistently using unearned premiums method. Prepaid taxes represent corporate income tax overpaid and Value Added Tax. As of December 31, 2014 and 2013, the balances of other assets from related parties amounted to Rp 42,072 and Rp 61,278, respectively Note 50.

22. Deposits and Deposits from Other Banks

These represent deposits and deposits from other banks placed in BS,a subsidiary. 2014 2013 Demand deposits 3,090,873 3,522,384 Saving deposits 5,247,615 5,236,420 Time deposits 8,060,629 4,591,985 Deposits from other banks 766,197 256,681 Total 17,165,314 13,607,470 a. Demand deposits consist of: 2014 2013 Related parties Note 50 Rupiah 310,642 370,263 Foreign currencies Note 51 273,278 801,199 Total 583,920 1,171,462 Third parties Rupiah 1,536,861 1,335,949 Foreign currencies Note 51 970,092 1,014,973 Total 2,506,953 2,350,922 Total 3,090,873 3,522,384 As of December 31, 2014 and 2013, demand deposits managed by Sharia unit amounted to Rp 36,050 and Rp 37,842, respectively. Average interest rates per annum on demand deposits are as follows: 2014 2013 Rupiah 0.00 - 7.00 0.00 - 6.50 Foreign currencies 0.00 - 2.50 0.00 - 2.50 - 86 - PT SINAR MAS MULTIARTHA Tbk AND ITS SUBSIDIARIES Notes to Consolidated Financial Statements For the Years Ended December 31, 2014 and 2013 Figures are Presented in Millions of Rupiah,unless Otherwise Stated b. Savings deposits consist of: 2014 2013 Rupiah Related parties Note 50 15,475 24,368 Third parties 5,232,140 5,212,052 Total 5,247,615 5,236,420 As of December 31, 2014 and 2013, savings managed by Sharia unit amounted to Rp 136,915 and Rp 49,451, respectively. Average interest rates per annum on savings deposits are 0.00 - 6.00 and 0.00 - 5.52 as of December 31, 2014 and 2013, respectively. c. Time deposits consist of: 2014 2013 Related parties Note 50 Rupiah 942,461 534,172 Foreign currencies Note 51 974,893 1,100,788 Total 1,917,354 1,634,960 Third parties Rupiah 4,837,739 2,484,494 Foreign currencies Note 51 1,305,536 472,531 Total 6,143,275 2,957,025 Total 8,060,629 4,591,985 As of December 31, 2014 and 2013, time deposits are managed by Sharia unit, amounting to Rp 1,229,731 and Rp 472,195, respectively. Total time deposits which were blocked and used as collateral for credits, letters of credit, and bank guarantees as of December 31, 2014 and 2013, amounted to Rp 1,045,451 and Rp 1,208,490, respectively Notes 11 and 54. Interest rates per annum on time deposits are as follows: 2014 2013 Rupiah 5.00 - 12.50 5.00 - 10.50 Foreign currencies 0.15 - 3.50 0.15 - 3.50 - 87 -