Compilation of Indonesian Islamic Banking Regulations
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II. ANNUAL REPORT
Bank Annual Report should at least cover:
1. General Information
General Information in Annual Report should encompass among others: a. Management, covering the Board of Commissioners, Board of Directors, Sharia Supervisory
Board and executive officers including the positions and CV; b. Details on Shareholders, including the names and the number of shares;
c. Bank business development and bank business group including the data regarding: 1 Summary on important financial data should at least include fund distribution revenue, net
profit loss, operational profit, profit before tax, earnings asset, fund sources and its composition, financing and its composition, own capital, number of shares placed and paid;
2 Financial ratio should be presented should at least include financial ratio as stipulated in Bank Indonesia Regulation concerning Transparency of Financial Condition of Bank
particularly the Chapter regarding Published Financial Statement of Commercial Bank as long as it is not against Sharia principles.
d. target, strategy and management policy used in developing Bank business e. management report providing information regarding Bank management by the Management in
the framework of Good Corporate Governance and should at least include: 1 Organization structure;
2 Main activities; 3 Information Technology;
4 Type of product and services offered including Small Business Credit KUK; 5 Corporate Social Responsibility;
6 Profit sharing realization and profit distribution calculation method; 7 Economic development and market target;
8 Local and Foreign Network and business partner; 9 Number, type and location of office:
10 Ownership of Board of Directors, Commissioners and shareholders in Bank business group, and changes from the previous year;
11 Important changes occurred in Bank and Bank business group during the current year; 12 Forecasted important things would be happened in the future;
13 Human resources, including the number, educational structure, training and development;
14 Disclosure of...
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Compilation of Indonesian Islamic Banking Regulations
14 Disclosure of Remuneration policy including fees and salaries and facilities received as well as bonus and bonus tantiem for Board of Directors up to one level below the Board
of Directors, Commissioners and Sharia Supervisory Board; and 15 Rating by approved rating agency, if any.
f. UUS through the head office should submit information on UUS activities including at least:
1 Target, strategy and management policy used in developing Sharia Business Unit UUS 2 Development of Sharia Business, namely fund distribution including its composition, net
profit, Return on Asset ROA, Non Performing Financing NPF, fund sources and its composition, number of assets and other relevant information;
3 Types of product and services offered 4 Corporate Social Responsibility;
5 Profit sharing realization and profit distribution calculation method.
2. Annual Financial Report
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