Analisis Faktor-Faktor Internal dan Eksternal yang Mempengaruhi Likuiditas Perbankan di Indonesia.

(B. Ekonomi)
Analisis Faktor-Faktor Internal dan Eksternal yang Mempengaruhi
Likuiditas Perbankan di Indonesia
Keywords: liquidity, bank specified factors, macroeconomics
Santoso, Arif Lukman; Murni, Sri; Setyowati, Arum; Nurmadi HS
Fakultas Ekonomi UNS, Penelitian, BOPTN UNS, Hibah Sarjana, 2012
This study examine the effect of bank specified factors (firm size, Networking
Capital, Return on Assets, Return on Equity, Capital Adequacy Ratio, Non Performing
Loan, Deposit Interest Rates, credit Interest Rate) and external factors bank (BI rate,
inflation, Interbank Interest Rate, GDP growth and unemployment rate) to the
liquidity of Indonesian banking companies. Liquidity is measured by four liquidity
ratios. The samples of this study are 279 years of banking company data in
Indonesia in the period 2006-2011. We use purposive sampling for this study. We
collect data from the publication of the annual report of Indonesian banking
companies in Bank Indonesia and Badan Pusat Statistik for macroeconomics
variable (external variable). The results of this study show that CAR and BI rate
have a positive and significant impact on the Indonesian Banking liquidity. Interest
rates of deposits, Interest rates of loans, ROA and inflation have negative relation to
liquidity of Indonesian banking companies. Meanwhile networking capital, the size
of the bank, interest rate transactions among banks (PUAB) and ROE have
significantly different effects (positive and negative) to the liquidity of banks in

Indonesia.