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the  internet  more  frequently  and  searches  information  through  the  internet  more often.  Limayem,  Khalifa  et  al.  2003  added  personal  innovativeness  as  another
personal  characteristic  in  order  to  online  shopping.  Yang  and  Cho  1999 examined  the  impact  of  consumers’  need  for  cognition,  and  search  objectives  on
consumer  information  search  through  the  internet.
2.5.2 Website
Another group  of  factors  that  seems  to be  important  for  adoption  is  website  related factors.  The  KNP  Report  on  the  Internet  User  Research  1999  published  by
IMResearch  showed  that  user  satisfaction  with  the  website  is  decided  by information  quantity,  design,  transmission  speed,  user-friendliness  of  search
structure,  and  update  pace.  It  suggests  that  website  characteristics  are  likely  to influence  consumer  information  search  through  the  internet.
2.5.3 Perceived risk
Besides  there  are  several  academic  studies  working  on  perceived  risk.  According to  Koller  1988,  the  degree  of  importance  of  the  situation  determines  the  potential
effect  of  risk.  Customers  unwillingness  toward  to  complete  online  Consumers have  shown  reluctance  to  complete  online  transactions  Hoffman,  Novak  et  al.
1999,  primarily  due  to  risk  concerns.  Therefore,  perceived  risk  is  posited  as  a prominent  barrier  of  consumer  acceptance  of  online  services  in  an  e-commerce
environment.  Consumer  perceptions  of  risks  inherent  in  product  adoption  and usage  have  been  studied  for  many  years  by  Bauer  and  Cox  1967;  Dowling  and
Staelin  1994.  This  immense  literature  on  perceived  risk  however  has  not  been applied  to  the  relatively  new  e-services  context  in  an  attempt  to  better  predict
evaluation  and adoption. Recent research  explores  the  issue  of  perceived  risk  in  the  context  of  the  unfairness
of  price  by  Wirtz,  Kimes  et  al.  2003.  They  found  perceived  unfairness  of  pricing generates  perceptions  of  financial  risk.  Other  researchers  Kolsaker,  Kelley  et  al.
2004  found  that  perceptions  of  risk  and  convenience  are  strongly  associated  with a  reluctant  to  purchase  airline  services  online.  Also  the  authenticity  of  the
company  or  product  is  not  under  question;  therefore,  it  is  likely  that  risk