Bank Jabar dan Banten Bilingual 30 SEPT 2014 Final Report
PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk
dan entitas anak/and subsidiaries
Laporan keuangan konsolidasian (Unaudited)
30 September 2014 dan 31 Desember 2013
Serta Periode yang berakhir pada tanggal
30 September 2014 dan 2013/
Consolidated financial statements (Un-Audited)
September 30, 2014 and December 31, 2013
and For period ended September 30, 2014 and 2013
The original consolidated financial statements included herein are in
the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN TBK
DAN ENTITAS ANAK
LAPORAN KEUANGAN KONSOLIDASIAN
UNAUDITED
30 SEPTEMBER 2014 DAN 31 DESEMBER 2013
SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 SEPTEMBER 2014 DAN 2013
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN TBK
AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
UN-AUDITED
SEPTEMBER 30, 2014 AND DECEMBER 31, 2013
AND FOR THE PERIOD ENDED
SEPTEMBER 30, 2014 AND 2013
Daftar Isi/Table of Contents
Halaman/
Page
Laporan Posisi Keuangan Konsolidasian ……………
1-4
.…….…Consolidated Statement of Financial Position
Laporan Laba Rugi Komprehensif Konsolidasian ….
5-6
...Consolidated Statement of Comprehensive Income
Laporan Perubahan Ekuitas Konsolidasian ..............
7-8
...….....Consolidated Statement of Changes in Equity
Laporan Arus Kas Konsolidasian ..............................
9-10
.……………...Consolidated Statement of Cash Flows
Catatan atas Laporan Keuangan Konsolidasian .......
11-210
......…Notes to the Consolidated Financial Statements
***************************
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ASET
ASSETS
Kas
1,762,747
2a,2d,4
2.595.260
Cash
Giro pada
Bank Indonesia
4.839.125
2a,2d,2e,5
4.454.108
Current accounts with Bank
Indonesia
Giro pada bank lain
- pihak ketiga
94.663
176.979
Current accounts with other banks
third parties -
Cadangan kerugian penurunan nilai
2a,2d,2e
2m,6
(81)
(91)
94.582
Penempatan pada Bank
Indonesia dan bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
176.888
2a,2d,2f,
2m,7
9.012.074
2.629.337
(1.524)
(352)
9.010.550
6.390.712
2d,2g,
2m,9
Efek-efek yang dibeli dengan janji
dijual kembali
1.883.662
2d,2h,2m,10
Wesel ekspor dan tagihan lainnya
- pihak ketiga
38.655
Cadangan kerugian penurunan nilai
Pembiayaan syariah
- pihak-pihak berelasi
- pihak ketiga
933.535
48.285.240
2d,2i,
2m,11
2d,2k,2m,2ae
12,43
-
Marketable securities purchased
under agreements to resell
44.721
Bills and other receivables
third parties -
929.529
44.379.051
Loans
related parties third parties -
(1.616.327)
(1.019.520)
47.602.448
44.289.060
2l,2m,2ae,
13,43
2.248
3.591.512
(126.272)
2.870
Allowance for impairment losses
Sharia financing
related parties third parties -
3.593.760
(62.094)
4.014.490
Tagihan akseptasi
Marketable securities
third parties -
45.308.580
4.140.762
Cadangan kerugian penurunan nilai
Allowance for impairment losses
10.291.810
49.218.775
4.140.762
Placements with Bank
Indonesia and other banks
third parties -
2.628.985
Surat berharga
- pihak ketiga
Kredit yang diberikan
- pihak-pihak berelasi
- pihak ketiga
Allowance for impairment losses
Allowance for impairment losses
3.531.666
2d,2m,2n,14
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
33.235
Acceptance receivables
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
1
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ASET (lanjutan)
ASSETS (continued)
Penyertaan saham
- pihak-pihak berelasi
31.984
Cadangan kerugian penurunan nilai
(7.569)
(7.569)
24.415
24.415
Aset tetap setelah dikurangi
akumulasi penyusutan
sebesar Rp727.166
dan Rp655.626 pada tanggal
30 September 2014 dan
31 Desember 2013
Aset pajak tangguhan - neto
Bunga yang masih akan diterima
Aset lain-lain - neto
TOTAL ASET
2d,2m,2o,2ae
15,43
31.984
Investment in shares
related parties Allowance for impairment losses
Fixed assets net of accumulated
depreciation of Rp727,166
and Rp655,626, as of
September 30, 2014 and,
December 31, 2013 respectively
671.830
2p,16
699.069
7.369
2ab,26
5.819
Deferred tax assets - net
418.360
Interest receivables
1.764.837
Other assets - net
70.958.233
TOTAL ASSETS
503.908
1.883.449
2d,17
2d,2m,2q,
2r,2s,18
78.730.812
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
2
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
30 September 2014/
September 30, 2014
Catatan/ 31 Desember 2013/
Notes
December 31, 2013
LIABILITAS, DANA SYIRKAH
TEMPORER DAN EKUITAS
LIABILITIES, TEMPORARY
SYIRKAH FUND AND EQUITY
LIABILITAS
Liabilitas segera
Simpanan nasabah
- pihak-pihak berelasi
- pihak ketiga
LIABILITIES
441.310
31.684.240
29.888.284
2d,2t,19
2d,2u,2ae
20,43
61.572.524
Simpanan nasabah - Syariah
- pihak-pihak berelasi
- pihak ketiga
Simpanan dari bank lain
- pihak-pihak berelasi
- pihak ketiga
Hutang pajak
Liabilitas pajak tangguhan
46.874.161
189.573
346.540
2d,2v,21,43
97.260
3.006.980
144.875
4.801.850
3.104.240
4.946.725
-
Estimasi kerugian
komitmen dan kontinjensi
Deposits from customers
related parties third parties -
260
346.280
Efek-efek yang dijual dengan
janji dibeli kembali
Pinjaman yang diterima
- pihak ketiga
11.769.248
35.104.913
2u,2ae,20,43
-
Efek hutang yang diterbitkan - neto
Obligations due immediately
294
189.279
Liabilitas derivatif
Liabilitas akseptasi
1.945.539
2j,8
1.721.719
2d,2m,2n,14
1f,2d,2x,23
Derivatives payable
2.978.073
Marketable securities sold under
agreement to repurchase
33.235
Acceptances payable
2.396.611
Debt securities issued - net
324.337
Borrowings
third parties -
1.498
Estimated losses on
commitments and contingencies
2d,2ae,24,43
352.744
Deposits from other banks
related parties third parties -
90
2d,2w,22
1.752
Deposits from customers - Sharia
related parties third parties -
1.498
2q,25
51.128
2ab,26a
101.676
Taxes payable
7.967
2ab,26c
23.971
Deferred tax liabilities
Bunga yang masih harus dibayar
149.900
2d,27
124.776
Interest payable
Liabilitas lain-lain
594.838
2d,2ac,28
799.593
Other liabilities
60.896.825
Total liabilities
5.131
2.819.718
5.774
2.770.132
Temporary syirkah fund
Non-bank
related parties third parties -
2.824.849
2.775.906
1.040.748
567.237
3.865.597
3.343.143
Total liabilitas
Dana syirkah temporer
Bukan bank
- pihak-pihak berelasi
- pihak ketiga
Bank
- pihak ketiga
Total dana syirkah temporer
68.189.193
2u,2ae,29,43
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
Bank
third parties Total temporary syirkah fund
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
3
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
EKUITAS
EQUITY
Ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
Equity attributable to equity
holders of the parent entity
Modal saham
nilai nominal Rp250
(nilai penuh) per saham
Modal dasar:
Seri A - 9.600.000.000
Seri B - 6.400.000.000
lembar saham biasa
Modal ditempatkan dan disetor
penuh:
Seri A - 7.272.218.666
Seri B - 2.424.072.500
lembar saham
Tambahan modal disetor
2.424.073
823.423
2aj
Share capital
Rp250 (full amount)
par value per share
Authorized capital:
Class A - 9,600,000,000
Class B - 6,400,000,000
common shares
30
2.424.073
Issued and fully paid capital:
Class A - 7,272,218,666
Class B - 2,424,072,500
shares
823.423
Additional paid in capital
2ah,31
Saldo laba
- telah ditentukan penggunaannya
- belum ditentukan penggunaannya
2.661.163
732.155
2.041.782
1.394.943
Retained earnings
appropriated unappropriated -
Total ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
6.640.814
6.684.221
Total equity attributable to equity
holders of the parent entity
34.044
Non-controlling interest
6.676.022
6.718.265
Total equity
78.730.812
70.958.233
TOTAL LIABILITIES AND EQUITY
Kepentingan non-pengendali
Total ekuitas
TOTAL LIABILITAS DAN EKUITAS
2ak
35.208
2b,44
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
4
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Tahun yang berakhir pada tanggal 30 September/
Years ended September 30
Catatan/
Notes
2014
PENDAPATAN
BUNGA DAN SYARIAH
Pendapatan bunga dan syariah
Pendapatan provisi dan
komisi pembiayaan syariah
6.500.892
2y,34
5.968.812
38.551
2z,34
26.138
6.539.443
BEBAN BUNGA DAN
BAGI HASIL SYARIAH
PENDAPATAN BUNGA
DAN SYARIAH NETO
PENDAPATAN OPERASIONAL
LAINNYA
Provisi dan komisi selain dari
pembiayaan yang diberikan
Keuntungan transaksi
valuta asing - neto
Keuntungan dari penjualan
surat berharga yang
diperdagangkan - neto
Keuntungan dari perubahan
nilai wajar efek-efek
Lain-lain
(3.264.400)
LABA OPERASIONAL
PENDAPATAN (BEBAN)
NON-OPERASIONAL
Pendapatan non-operasional
Beban non-operasional
INTEREST AND SHARIA
INCOME
Interest and sharia income
Sharia financing fees and
commission income
5.994.950
2y,35
3.275.043
(2.421.001)
INTEREST EXPENSE AND
SHARIA PROFIT SHARING
3.573.949
NET INTEREST
AND SHARIA INCOME
2z,2k,2c,
2g,36
204.121
192.804
14.082
28.098
511
1.610
38.604
17.691
8.480
9.505
275.009
240.497
BEBAN OPERASIONAL LAINNYA
Beban umum dan administrasi
Beban tenaga kerja dan tunjangan
Penyisihan kerugian penurunan nilai
atas aset keuangan dan
non keuangan - neto
Penyisihan kerugian komitmen
dan kontinjensi
Lain-lain
2013
2aa,2ac,2m,
2g,2q, 37
(936.598)
(930.698)
(920.612)
(943.232)
(508.853)
(373.248)
OTHER OPERATING INCOME
Non-loan related fees and
commissions
Gain from foreign exchange
transactions - net
Gain on sale of held-for-trading
marketable securities – net
Gain from changes in fair value
of marketable securities
Others
OTHER OPERATING EXPENSES
General and administrative
expenses
Salaries and employee benefits
Provision for impairment losses on
financial and non-financial
assets - net
Provision for losses on
commitments and contingencies
Others
(229.610)
(7)
(203.643)
(2.605.759)
(2.440.742)
944.293
1.373.704
OPERATING INCOME
21.538
(12.849)
NON-OPERATING INCOME
(EXPENSES)
Non-operating income
Non-operating expenses
29.657
(48.941)
38
38
(19.284)
8.689
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
5
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Tahun yang berakhir pada tanggal 30 September/
Years ended September 30
Catatan/
Notes
2014
LABA SEBELUM
BEBAN PAJAK
BEBAN PAJAK - NETO
LABA TAHUN BERJALAN
Pendapatan komprehensif lain
TOTAL LABA KOMPREHENSIF
TAHUN BERJALAN
2013
1.382.393
INCOME BEFORE
TAX EXPENSE
(286.112)
TAX EXPENSE - NET
716.413
1.096.281
INCOME FOR THE YEAR
-
-
Other comprehensive income
716.413
1.096.281
TOTAL COMPREHENSIVE INCOME
FOR THE YEAR
1.093.963
2.318
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent
Non-controlling interest
1.096.281
TOTAL
925.009
(208.596)
LABA TAHUN BERJALAN
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
713.873
2.540
TOTAL
716.413
2ab,26
44
TOTAL LABA KOMPREHENSIF
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
713.873
2.540
1.093.963
2.318
TOTAL COMPREHENSIVE
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent entity
Non-controlling interest
TOTAL
716.413
1.096.281
TOTAL
112,82
BASIC EARNINGS PER SHARE
ATTRIBUTABLE TO EQUITY
HOLDERS OF THE
PARENT ENTITY
(FULL AMOUNT)
LABA PER SAHAM DASAR
YANG DAPAT DIATRIBUSIKAN
KEPADA PEMILIK
ENTITAS INDUK
(NILAI PENUH)
73,62
2ad,42
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
6
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2012
Perubahan kepentingan non-pengendali
Pembagian laba tahun 2012:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Total comprehensive income for the year
Saldo 30 September 2013
33
2af,33
2af,33
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Tambahan
modal
disetor/
Additional
paid in
capital
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Equity
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
1.520.190
1.207.467
5.975.153
33.687
6.008.840
Balance as of December 31, 2012
-
-
-
-
-
1.641
1.641
-
-
521.592
-
(521.592)
(663.844)
1.093.962
(663.844)
1.093.962
2.318
(663.844)
1.096.280
Change in non-controlling interest
Distribution of 2012 income:
General reserve
Cash dividends
Dividend of subsidiary
2.424.073
823.423
2.041.782
1.115.993
6.405.271
37.646
6.442.917
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
Balance as of September 30, 2013
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as whole.
7
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2013
Perubahan kepentingan non-pengendali
Pembagian laba tahun 2013:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Saldo 30 September 2014
33
2af,33
2af,33
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Tambahan
modal
disetor/
Additional
paid in
capital
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Equity
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
2.041.782
1.394.943
6.684.221
34.044
6.718.265
Balance as of December 31, 2013
-
-
-
-
-
281
281
-
-
619.381
-
(619.381)
(757.281)
713.874
(757.281)
713.874
(1.656)
2.539
(757.281)
(1.656)
716.413
Change in non-controlling interest
Distribution of 2013 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
2.424.073
823.423
2.661.163
732.155
6.640.814
35.208
6.676.022
Balance as of September 30, 2014
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as whole.
8
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ARUS KAS DARI AKTIVITAS
OPERASI
Penerimaan bunga dan syariah,
provisi dan komisi
Pembayaran bunga
Pembayaran beban karyawan
Pembayaran beban umum dan
administrasi
Penerimaan dari pendapatan
operasional lainnya
Pembayaran beban lainnya
Penerimaan kas sebelum
perubahan dalam aset
dan liabilitas operasi
Penurunan (kenaikan) dalam
aset operasi:
Surat Berharga
Wesel ekspor dan tagihan lainnya
Penempatan pada Bank Indonesia
dan bank lain
Kredit yang diberikan dan
pembiayaan syariah
Tagihan akseptasi
Aset lain-lain
Kenaikan (penurunan)
dalam liabilitas operasi:
Liabilitas segera
Simpanan:
Giro
Tabungan
Deposito berjangka
Simpanan dari bank lain
Liabilitas akseptasi
Liabilitas derivatif
Liabilitas lain-lain
Hutang pajak
Pembayaran pajak
penghasilan
Arus kas neto diperoleh dari
(digunakan untuk)
aktivitas operasi
CASH FLOWS FROM
OPERATING ACTIVITIES
6.375.955
(3.238.166)
(1.013.251)
8.150.042
(3.353.821)
(1.204.931)
(936.598)
(1.256.991)
275.008
(726.407)
458.310
(257.366)
736.541
2.535.243
(25.070)
6.066
9
11
(176.670)
22.679
(6.961.280)
7
461.964
(3.793.967)
30.363
(121.833)
12
14
18
(1.504.229)
19
7.271.336
(2.196.802)
9.515.806
(1.368.974)
(31.482)
(90)
(90.039)
(29.900)
20
21
14
28
26
(246.797)
(10.789.251)
191.740
(456.327)
184.404
1.906.616
3.160.294
(5.678.228)
(1.265.684)
(191.738)
26.418
36.307
(367.536)
1.189.649
(10.399.769)
ARUS KAS DARI AKTIVITAS
INVESTASI
Penerimaan dividen kas
Penjualan (pembelian) surat
berharga yang dimiliki hingga
jatuh tempo - neto
Pembelian aset tetap
Efek-efek yang dibeli dengan janji
dijual kembali
Hasil penjualan aset tetap
Arus kas neto
digunakan untuk
aktivitas investasi
Interest and sharia income fees and
commissions received
Interest expenses paid
Employee expenses paid
General and administrative
expenses paid
Receipts from other
operating income
Other expenses paid
Receipts from cash before
changes in operating
assets and liabilities
Decrease (increase) in
operating assets:
Marketable securities
Bills and other receivables
Placement with Bank Indonesia
and other banks
Loans and
sharia financing
Acceptances receivable
Other assets
Increase (decrease)
in operating liabilities:
Obligations due immediately
Deposits:
Current accounts
Savings account
Time deposits
Deposits from other banks
Acceptances payable
Derivatives payable
Other liabilities
Taxes payable
Income tax paid
Net cash provided by
(used in) operating
activities
CASH FLOWS FROM
INVESTING ACTIVITIES
7.823
6.117
Cash dividends received
4.003.951
(41.081)
16
(6.065.951)
(52.991)
(1.883.662)
-
16
11.567.260
2.053
Sale (purchase) of held to maturity
marketable securities - net
Acquisitions of fixed assets
Marketable securities purchased
under agreement to resell
Proceeds from sale of fixed assets
5.456.488
Net cash
used in investing activities
2.087.031
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
9
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
ARUS KAS DARI AKTIVITAS
PENDANAAN
Penerimaan dari efek-efek
yang dijual dengan
janji dibeli kembali
Penerimaan dari
pinjaman yang diterima
Penambahan modal entitas
anak dari kepentingan
non pengendali
Pembayaran dividen kas
Pelunasan efek hutang
yang diterbitkan
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
(2.978.074)
1.055.277
28.407
93.177
CASH FLOWS FROM
FINANCING ACTIVITIES
Proceeds from marketable securities
sold under agreement
to repurchase
(676.000)
-
Proceeds from borrowings
Additional paid-up capital
of subsidiaries from
non-controlling interest
Cash dividends paid
Repayment of debt securities
issued
Arus kas neto diperoleh dari
aktivitas pendanaan
(4.382.948)
485.109
Net cash provided by
financing activities
KENAIKAN (PENURUNAN) NETO
KAS DAN SETARA KAS
(1.106.268)
KAS DAN SETARA KAS
PADA AWAL TAHUN
DAMPAK BERSIH PERUBAHAN
NILAI TUKAR ATAS KAS DAN
SETARA KAS
KAS DAN SETARA KAS
PADA AKHIR TAHUN
(757.281)
33
500
(663.845)
(4.458.172)
NET INCREASE (DECREASE) IN
CASH AND CASH EQUIVALENTS
14.285.744
CASH AND CASH EQUIVALENTS
AT BEGINNING OF YEAR
(2.245)
2.175
NET EFFECTS OF CHANGES
IN EXCHANGE RATE ON CASH
AND CASH EQUIVALENTS
8.721.235
9.829.747
CASH AND CASH EQUIVALENTS
AT END OF YEAR
9.829.748
Kas dan setara kas pada akhir
tahun terdiri dari:
Kas
1.762.747
4
2.595.260
Giro pada Bank Indonesia
4.839.125
5
4.454.108
94.663
6
176.979
Cash and cash equivalents at
end of the year consisted of:
Cash
Current accounts with
Bank Indonesia
Current accounts with
other banks
2.603.400
Placements with Bank
Indonesia and other banks maturing within three months or
less since the acquisition date
9.829.747
Total cash and cash equivalents
Giro pada bank lain
Penempatan pada Bank
Indonesia dan bank lain jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Total kas dan setara kas
2.024.700
7
8.721.235
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
10
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM
a. Pendirian dan informasi umum Bank
1.
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (“Bank”) didirikan berdasarkan
Peraturan Pemerintah No. 33 tahun 1960
tentang penentuan perusahaan milik Belanda
di Indonesia yang dikenakan nasionalisasi.
Salah satu perusahaan milik Belanda yang
berkedudukan di Bandung yaitu N.V. Denis
(De
Eerste
Nederlandsche
Indische
Shareholding) terkena ketentuan tersebut dan
diserahkan kepada Pemerintah Daerah
Provinsi Daerah Tingkat I Jawa Barat. Bank
telah mulai beroperasi secara komersial pada
tanggal 20 Mei 1961.
Sebagai
tindak
lanjut
dari
Peraturan
Pemerintah No. 33 tahun 1960, Pemerintah
Daerah Provinsi Daerah Tingkat I Jawa Barat
mendirikan Bank Karya Pembangunan,
dengan Akta Notaris Noezar No. 152
tanggal 21 Maret 1961 dan No. 184 tanggal
13 Mei 1961 yang kemudian dikukuhkan
dengan Surat Keputusan Gubernur Provinsi
Jawa Barat No. 7/GKDN/BPD/61 tanggal
20 Mei 1961 dengan nama PD Bank Karya
Pembangunan
Daerah
Jawa
Barat.
Berdasarkan Peraturan Daerah Provinsi Jawa
Barat No. 11/PD-DPRD/72 tanggal 27 Juni
1972, kedudukan hukum PD Bank Karya
Pembangunan Daerah Jawa Barat dikukuhkan
sebagai Perusahaan Daerah yang berusaha di
bidang perbankan. Selanjutnya, melalui
Peraturan Daerah Provinsi Jawa Barat
No. 1/DP-40/PD/1978 tanggal 27 Juni 1978,
nama PD Bank Karya Pembangunan Daerah
Jawa
Barat
diubah
menjadi
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat mendapat
sebutan “Bank Jabar” dan logo baru
berdasarkan Peraturan Daerah No. 11 tahun
1995.
GENERAL INFORMATION
a. Establishment and general information
about the Bank
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (the “Bank”) was established
based on the Government Regulation No. 33
year 1960 regarding the nationalization of a
Dutch-owned
company
domiciled
in
Indonesia. The regulation applied to a Dutch owned
company,
N.V.
Denis
(De
Eerste
Nederlandsche
Indische
Shareholding), which was then handed over to
the Regional Government of West Java
Province Level I. The Bank started its
commercial operations on May 20, 1961.
Following the Government Regulation No. 33
year 1960, the Regional Government of West
Java Province Level I established Bank Karya
Pembangunan, as covered by Notarial Deeds
No. 152 dated March 21, 1961 and No. 184
dated May 13, 1961 of Noezar which was
approved based on Decision Letter of the
Governor
of
West
Java
Province
No. 7/GKDN/BPD/61 dated May 20, 1961,
using the name of PD Bank Karya
Pembangunan Daerah Jawa Barat. Based on
Provincial Government Regulation No. 11/PDDPRD/72 dated June 27, 1972 of West Java
Province, the legal status of PD Bank Karya
Pembangunan Daerah Jawa Barat was
changed to become a Regional Enterprise
engaged
in
a
banking
business.
Subsequently,
based
on
Provincial
Government Regulation No. 1/DP-40/PD/1978
dated June 27, 1978 of West Java Province,
PD Bank Karya Pembangunan Daerah Jawa
Barat
changed
its
name
to
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat obtained
its trade name of “Bank Jabar” and a new logo
based on Provincial Government Regulation
No. 11 year 1995.
Based
on
the
Decision
Letter
No. 25/84/KEP/DIR dated November 2, 1992
of the Directors of Bank Indonesia, the Bank
obtained the status of a foreign exchange
bank. The change in the Bank’s legal status to
a Limited Liability Corporation was stated
under Notarial Deed No. 4 dated April 8, 1999
of Popy Kuntari Sutresna, S.H., M. Hum.,
which was approved by the Minister of Justice
in
its
Decision
Letter
No.
C27103.HT.01.01.TH.99 dated April 16, 1999
and was published in the State Gazette No. 39
dated May 14, 1999 of the Republic of
Indonesia.
Berdasarkan surat keputusan Direksi Bank
Indonesia
No.
25/84/KEP/DIR
tanggal
2 Nopember 1992, Bank memperoleh status
sebagai bank devisa. Penyesuaian bentuk
badan hukum Bank menjadi Perseroan
Terbatas dinyatakan dalam Akta Notaris No. 4
tanggal 8 April 1999 yang dibuat di hadapan
Notaris Popy Kuntari Sutresna, S.H., M. Hum.,
yang telah mendapatkan pengesahan dari
Menteri Kehakiman dengan Surat Keputusan
No. C2-7103.HT.01.01.TH.99 tanggal 16 April
1999 dan diumumkan dalam Berita Negara
Republik Indonesia No. 39 tanggal 14 Mei
1999.
11
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
a.
b.
Pendirian
(lanjutan)
dan
informasi
1.
umum
Bank
GENERAL INFORMATION (continued)
a.
Establishment and general
about the Bank (continued)
information
Pada tanggal 12 September 2007, nama Bank
diubah menjadi PT Bank Pembangunan
Daerah Jawa Barat dan Banten berdasarkan
pengesahan dari Menteri Kehakiman dan Hak
Asasi Manusia melalui surat No. W8-02673
HT.01.04-TH.2007.
Berdasarkan
Surat
Keputusan Direksi No. 1065/SK/DIR PPN/2007 tanggal 29 Nopember 2007, Bank
mengubah sebutan menjadi “Bank Jabar
Banten”.
On September 12, 2007, the name of the
Bank was changed to PT Bank Pembangunan
Daerah Jawa Barat dan Banten based on the
approval of the Minister of Justice and Human
Rights in its letter No. W8-02673 HT.01.04TH.2007. Based on the Bank’s of Board
Directors’ Decision Letter No. 1065/SK/DIR PPN/2007 dated November 29, 2007, the
Bank changed its name to “Bank Jabar
Banten”.
Berdasarkan
Surat
Bank
Indonesia
No.12/78/APBU/Bd tanggal 30 September
2010 perihal Rencana Perubahan Logo Bank,
serta
Surat
Keputusan
Direksi
Nomor.1337/SK/DIR-PPN/2010 tanggal 5 Juli
2010 tentang Perubahan Logo dan Call Name
serta pemberlakuan Brand Identity Guidelines,
maka pada tanggal 2 Agustus 2010 perubahan
call name “Bank Jabar Banten” menjadi “bank
bjb” secara resmi diubah.
Based on the letter of Bank Indonesia
No.12/78/APBU/Bd dated September 30,
2010 regarding the Amendment Plan of the
Bank’s logo, as well as Board of Directors’
Decision Letter No.1337/SK/DIR-PPN/2010
dated July 5, 2010 regarding the Amendment
of Call name and Logo enforcement of Brand
Identity Guidelines on August 2, 2010, the
change in call name of “Bank Jabar Banten to
“bank bjb” was officially changed.
Anggaran Dasar PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk
sebagaimana tertuang di Akta Pendirian No. 4
tanggal 8 April 1999 dan Perbaikan Akta
Pendirian Perseroan No. 8 tanggal 15 April
1999 yang telah beberapa kali diubah dan
terakhir diubah dengan Akta Pernyataan
Keputusan Rapat Umum Pemegang Saham
Luar biasa PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk No. 75 tanggal
25 Juli 2011 yang telah diberitahukan dengan
Keputusan Menteri Hukum dan Hak Asasi
Manusia Republik Indonesia sebagaimana
dimaksud
dalam
surat
penerimaan
Pemberitahuan Perubahan Anggaran Dasar
No. AHU.01.10.26872 tanggal 18 Agustus
2011.
The Articles of Association of PT Bank
Pembangunan Daerah Jawa Barat dan
Banten
Tbk as stated in the Deed of
Establishment No. 4 dated April 8, 1999 and
Establishment Deed Amendment No. 8 dated
April 15, 1999, have been amended several
times with the latest update based on the
Minutes of the Shareholders’ Extraordinary
General Meeting of PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk as
covered in the Notarial Deed No. 75 dated
July 25, 2011 which notified by approval of the
Ministry of Justice and Human Rights of the
Republic of Indonesia as mentioned in the
acceptance letter of Amendment of Articles of
the Association No. AHU 01.10.26872 dated
August 18, 2011.
Maksud dan tujuan
b.
Purpose and objectives
According to article 3 of the Bank's Articles of
Association, the Bank's objective is to engage
in the banking business. To achieve this
objective, the scope of the Bank’s activities is
mainly the following:
- to collect public funds in the form of demand
deposits, time deposits, certificates of
deposits, savings and/or other similar forms;
Berdasarkan pasal 3 Anggaran Dasar, Bank
didirikan dengan maksud dan tujuan untuk
berusaha di bidang perbankan. Untuk
mencapai maksud dan tujuan tersebut, ruang
lingkup kegiatan Bank antara lain adalah:
- menghimpun dana dari masyarakat dalam
bentuk simpanan berupa giro, deposito
berjangka, sertifikat deposito, tabungan
dan/atau bentuk lainnya yang dipersamakan
dengan itu;
12
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
b.
c.
1.
Maksud dan tujuan (lanjutan)
GENERAL INFORMATION (continued)
b.
Purpose and objectives (continued)
- memberikan kredit;
- menempatkan dana pada, meminjam dana
dari, atau meminjamkan dana kepada bank
lain, baik dengan menggunakan surat,
sarana telekomunikasi maupun dengan
wesel unjuk, cek atau sarana lainnya; dan
- melakukan kegiatan penyertaan modal
pada bank atau perusahaan dibidang jasa
keuangan
lainnya
atau
mendirikan
perusahaan baru sepanjang sesuai dengan
ketentuan yang berlaku;
- Melakukan kegiatan dalam valuta asing dan
atau bertindak sebagai Bank Devisa dengan
memenuhi ketentuan yang ditetapkan oleh
yang berwenang.
- to grant loans;
- to place fund in, obtain borrowings from, or
provide financing to other banks, either by
letter, telecommunication facilities, sight
letters of credit (L/C), cheque or other
facilities; and
- to conduct investment activities through
share participation in banks or other
financial institution companies or establish a
new institution in accordance with the
prevailing regulation;
- to conduct activities in foreign currency
transactions and or serve as foreign
exchange Bank in compliance with the
regulation prescribed by the authority.
Selain itu, sebagai bank pembangunan
daerah, Bank juga membantu Pemerintah
Provinsi, Kota/Kabupaten se-Jawa Barat dan
Banten dalam membina Bank Perkreditan
Rakyat (BPR) dan institusi jasa keuangan
lainnya
milik
Pemerintah
Provinsi,
Kota/Kabupaten se-Jawa Barat dan Banten
yang sebagian sahamnya dimiliki oleh Bank,
atau Bank sama sekali tidak memiliki saham
namun diminta untuk membantu pembinaan
BPR dimaksud.
In addition, as a regional development bank,
the Bank also assists the Provincial
Government, Municipality/Regency of West
Java and Banten in developing Rural Banks
(BPR) and other financial service institutions
owned by the Provincial Government,
Municipality/Regency of West Java and
Banten where the Bank has or does not have
the shares but the Bank is requested to assist
in developing the BPR.
Jaringan kantor
c.
Office network
Bank berkantor pusat di Menara bank bjb yang
terletak di Jalan Naripan No. 12-14, Bandung
40111. Pada tanggal 30 September 2014,
Bank
mempunyai
62
kantor
cabang
(31 Desember 2013: 62 kantor cabang).
The Bank’s head office is located at Menara
bank bjb, Jalan Naripan No. 12-14, Bandung
40111. As of September 30, 2014, the Bank
has 62 branch offices (December 31, 2013: 62
branch offices).
Bank mengklasifikasikan kantor cabang
menjadi kantor cabang utama, kantor cabang
khusus, kantor cabang kelas I, kantor cabang
kelas II dan kantor cabang kelas III. Masingmasing cabang mempunyai kantor cabang
pembantu dan/atau kantor kas dan/atau
payment point. Pada tanggal 30 September
2014, Bank memiliki 312 kantor cabang
pembantu, 300 kantor kas dan 116 payment
point (31 Desember 2013: 304 kantor cabang
pembantu, 155 kantor kas dan 107 payment
point).
The Bank classifies its branch offices into main
branches,
special
branches,
first-class
branches, second-class branches and thirdclass branches. Each branch has a sub-branch
and/or cash office and/or payment point. As of
September 30, 2014, the Bank has 312 subbranches, 300 cash offices and 116 payment
points (December 31, 2013: 304 sub-branches,
155 cash offices and 107 payment points).
13
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif
GENERAL INFORMATION (continued)
d.
Executive management
As of September 30, 2014 and December 31,
2013, the members of the Bank’s Board of
Commissioners, Board of Directors, Audit
Committee, Risk Monitoring Committee and
Remuneration and Nomination Committee
were as follows:
Pada tanggal 30 September 2014 dan 31
Desember 2013, susunan Dewan Komisaris,
Direksi, Komite Audit, Komite Pemantau Risiko
serta Komite Remunerasi dan Nominasi Bank
adalah sebagai berikut:
September 30, 2014
30 September 2014
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Muhadi
Achmad Baraba
Klemi Subiyantoro
Yayat Sutaryat
Rudhyanto Mooduto
Direksi
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Komersial
Board of Directors
Director of Compliance and
Risk Management
Director Commercial
Zaenal Aripin
Ahmad Irfan
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Audit Committee
Chairman
Member
Member
Member
Member
Member
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Tettet Fitrijanti
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*) Efektif setelah mendapat persetujuan Otoritas Jasa Keuangan
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)Effective after gets approval from Indonesia Financial Services Authority
14
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
December 31, 2013
31 Desember 2013
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen**)
Muhadi
Achmad Baraba
Klemi Subiyantoro
Yayat Sutaryat
Rudhyanto Mooduto
Direksi
Direktur Utama
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Executive management (continued)
Board of Directors
President Director
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Bien Subiantoro
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Poppy Sofia Koeswayo
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*)Per tanggal 31 Desember 2013 masih dalam proses
Fit and Proper Test di Bank Indonesia
**)Efektif setelah mendapat persetujuan Otoritas Jasa Keuangan
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
**)Independent Commissioner
Audit Committee
Chairman
Member
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)As of December 31, 2013, is still in the process
of Fit and Proper Test in Bank Indonesia
**)Effective after gets approval from Indonesia Financial Services Authority
The establishment of the Bank’s Audit
Committee is in compliance with the Capital
Market and Financial Institutions Supervisory
Agency (Bapepam-LK) Regulation No. IX.I.5
dated September 24, 2004.
Pembentukan Komite Audit Bank telah sesuai
dengan Peraturan Badan Pengawas Pasar
Modal dan Lembaga Keuangan (Bapepam-LK)
No. IX.I.5 tanggal 24 September 2004.
15
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
As of September 30, 2014 and 2013, the Bank
has 6,830 and 6,059 employees, respectively.
Pada tanggal 30 September 2014 dan 2013,
Bank memiliki karyawan masing-masing
sebanyak 6.830 dan 6.059 orang.
e.
f.
Executive management (continued)
Penawaran umum saham
e.
Public offering of shares
Pada tahun 2010, Bank menawarkan
2.424.072.500 saham, atau 25% dari jumlah
saham Bank, kepada masyarakat pada harga
penawaran sebesar Rp600 (nilai penuh) per
saham. Saham yang ditawarkan merupakan
saham Seri B dengan harga nominal Rp250
(nilai penuh) per lembar saham. Selisih lebih
antara harga penawaran per saham dengan
nilai nominal per saham dicatat sebagai
“Tambahan Modal Disetor”, yang disajikan
pada bagian Ekuitas pada laporan posisi
keuangan konsolidasian. Berdasarkan surat
dari Bapepam-LK No. S-5901/BL/2010 tanggal
29 Juni 2010, pendaftaran saham Bank di
pasar modal dinyatakan efektif.
In 2010, the Bank offered 2,424,072,500
shares, or 25% of the total Bank’s shares, to
the public at an offering price of Rp600 (full
amount) per share. The offering shares are
Class B shares with a nominal value of Rp250
(full amount) per share. The excess of the
share offer price over the par value per share
was recognized as “Additional Paid in Capital”,
which is presented under the Equity section of
the consolidated statements of financial
position. Based on a letter from Bapepam-LK
No. S-5901/BL/2010 dated June 29, 2010, the
registration of the Bank’s shares in the capital
market was declared effective.
Pada tanggal 8 Juli 2010, saham Bank secara
resmi telah tercatat di Bursa Efek Indonesia.
Jumlah saham Bank yang tercatat di Bursa Efek
Indonesia sebanyak 2.424.072.500 saham atau
25% dari jumlah saham Bank. Saham yang
tercatat merupakan saham Seri B dengan
harga nominal Rp250 (nilai penuh) per lembar
saham. Harga pada saat penawaran adalah
Rp600 (nilai penuh) per lembar saham,
sehingga Bank memperoleh Rp1.454.443 dari
seluruh saham yang dijual ke masyarakat.
On July 8, 2010, the Bank’s shares have been
officially listed on the Indonesia Stock
Exchange. Total shares of the Bank listed on
the
Indonesia
Stock
Exchange
were
2,424,072,500 shares or 25% of the total
Bank’s shares. Listed shares are Class B
shares with a nominal value of Rp250 (full
amount) per share. Offering price of the shares
is Rp600 (full amount) per share, therefore the
Bank obtained Rp1,454,443 from the total
shares sold to the public.
Penawaran umum obligasi
f.
Public offering of bonds
Bank melakukan beberapa penawaran umum
obligasi sebagai berikut:
The Bank conducted several public offerings
of bonds as follows:
1)
1)
Obligasi I Bank Jabar
Bank Jabar Bonds I
Bank Jabar Bonds I were issued on
July 8, 1991 with a nominal value of
Rp25,000 and floating interest rate of
24.30% per annum. The bonds had a five
years term and matured on July 8, 1996.
The bonds were offered at its nominal
value, listed on the Surabaya Stock
Exchange (currently the Indonesia Stock
Exchange) on July 15, 1991 and became
effective based on the Bapepam-LK
decision letter dated June 11, 1991.
Obligasi I Bank Jabar diterbitkan tanggal
8 Juli 1991 dengan nilai nominal
Rp25.000 dan tingkat bunga mengambang
sebesar 24,30% per tahun. Obligasi ini
memiliki jangk
Jawa Barat dan Banten Tbk
dan entitas anak/and subsidiaries
Laporan keuangan konsolidasian (Unaudited)
30 September 2014 dan 31 Desember 2013
Serta Periode yang berakhir pada tanggal
30 September 2014 dan 2013/
Consolidated financial statements (Un-Audited)
September 30, 2014 and December 31, 2013
and For period ended September 30, 2014 and 2013
The original consolidated financial statements included herein are in
the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN TBK
DAN ENTITAS ANAK
LAPORAN KEUANGAN KONSOLIDASIAN
UNAUDITED
30 SEPTEMBER 2014 DAN 31 DESEMBER 2013
SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 SEPTEMBER 2014 DAN 2013
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN TBK
AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
UN-AUDITED
SEPTEMBER 30, 2014 AND DECEMBER 31, 2013
AND FOR THE PERIOD ENDED
SEPTEMBER 30, 2014 AND 2013
Daftar Isi/Table of Contents
Halaman/
Page
Laporan Posisi Keuangan Konsolidasian ……………
1-4
.…….…Consolidated Statement of Financial Position
Laporan Laba Rugi Komprehensif Konsolidasian ….
5-6
...Consolidated Statement of Comprehensive Income
Laporan Perubahan Ekuitas Konsolidasian ..............
7-8
...….....Consolidated Statement of Changes in Equity
Laporan Arus Kas Konsolidasian ..............................
9-10
.……………...Consolidated Statement of Cash Flows
Catatan atas Laporan Keuangan Konsolidasian .......
11-210
......…Notes to the Consolidated Financial Statements
***************************
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ASET
ASSETS
Kas
1,762,747
2a,2d,4
2.595.260
Cash
Giro pada
Bank Indonesia
4.839.125
2a,2d,2e,5
4.454.108
Current accounts with Bank
Indonesia
Giro pada bank lain
- pihak ketiga
94.663
176.979
Current accounts with other banks
third parties -
Cadangan kerugian penurunan nilai
2a,2d,2e
2m,6
(81)
(91)
94.582
Penempatan pada Bank
Indonesia dan bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
176.888
2a,2d,2f,
2m,7
9.012.074
2.629.337
(1.524)
(352)
9.010.550
6.390.712
2d,2g,
2m,9
Efek-efek yang dibeli dengan janji
dijual kembali
1.883.662
2d,2h,2m,10
Wesel ekspor dan tagihan lainnya
- pihak ketiga
38.655
Cadangan kerugian penurunan nilai
Pembiayaan syariah
- pihak-pihak berelasi
- pihak ketiga
933.535
48.285.240
2d,2i,
2m,11
2d,2k,2m,2ae
12,43
-
Marketable securities purchased
under agreements to resell
44.721
Bills and other receivables
third parties -
929.529
44.379.051
Loans
related parties third parties -
(1.616.327)
(1.019.520)
47.602.448
44.289.060
2l,2m,2ae,
13,43
2.248
3.591.512
(126.272)
2.870
Allowance for impairment losses
Sharia financing
related parties third parties -
3.593.760
(62.094)
4.014.490
Tagihan akseptasi
Marketable securities
third parties -
45.308.580
4.140.762
Cadangan kerugian penurunan nilai
Allowance for impairment losses
10.291.810
49.218.775
4.140.762
Placements with Bank
Indonesia and other banks
third parties -
2.628.985
Surat berharga
- pihak ketiga
Kredit yang diberikan
- pihak-pihak berelasi
- pihak ketiga
Allowance for impairment losses
Allowance for impairment losses
3.531.666
2d,2m,2n,14
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
33.235
Acceptance receivables
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
1
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ASET (lanjutan)
ASSETS (continued)
Penyertaan saham
- pihak-pihak berelasi
31.984
Cadangan kerugian penurunan nilai
(7.569)
(7.569)
24.415
24.415
Aset tetap setelah dikurangi
akumulasi penyusutan
sebesar Rp727.166
dan Rp655.626 pada tanggal
30 September 2014 dan
31 Desember 2013
Aset pajak tangguhan - neto
Bunga yang masih akan diterima
Aset lain-lain - neto
TOTAL ASET
2d,2m,2o,2ae
15,43
31.984
Investment in shares
related parties Allowance for impairment losses
Fixed assets net of accumulated
depreciation of Rp727,166
and Rp655,626, as of
September 30, 2014 and,
December 31, 2013 respectively
671.830
2p,16
699.069
7.369
2ab,26
5.819
Deferred tax assets - net
418.360
Interest receivables
1.764.837
Other assets - net
70.958.233
TOTAL ASSETS
503.908
1.883.449
2d,17
2d,2m,2q,
2r,2s,18
78.730.812
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
2
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
30 September 2014/
September 30, 2014
Catatan/ 31 Desember 2013/
Notes
December 31, 2013
LIABILITAS, DANA SYIRKAH
TEMPORER DAN EKUITAS
LIABILITIES, TEMPORARY
SYIRKAH FUND AND EQUITY
LIABILITAS
Liabilitas segera
Simpanan nasabah
- pihak-pihak berelasi
- pihak ketiga
LIABILITIES
441.310
31.684.240
29.888.284
2d,2t,19
2d,2u,2ae
20,43
61.572.524
Simpanan nasabah - Syariah
- pihak-pihak berelasi
- pihak ketiga
Simpanan dari bank lain
- pihak-pihak berelasi
- pihak ketiga
Hutang pajak
Liabilitas pajak tangguhan
46.874.161
189.573
346.540
2d,2v,21,43
97.260
3.006.980
144.875
4.801.850
3.104.240
4.946.725
-
Estimasi kerugian
komitmen dan kontinjensi
Deposits from customers
related parties third parties -
260
346.280
Efek-efek yang dijual dengan
janji dibeli kembali
Pinjaman yang diterima
- pihak ketiga
11.769.248
35.104.913
2u,2ae,20,43
-
Efek hutang yang diterbitkan - neto
Obligations due immediately
294
189.279
Liabilitas derivatif
Liabilitas akseptasi
1.945.539
2j,8
1.721.719
2d,2m,2n,14
1f,2d,2x,23
Derivatives payable
2.978.073
Marketable securities sold under
agreement to repurchase
33.235
Acceptances payable
2.396.611
Debt securities issued - net
324.337
Borrowings
third parties -
1.498
Estimated losses on
commitments and contingencies
2d,2ae,24,43
352.744
Deposits from other banks
related parties third parties -
90
2d,2w,22
1.752
Deposits from customers - Sharia
related parties third parties -
1.498
2q,25
51.128
2ab,26a
101.676
Taxes payable
7.967
2ab,26c
23.971
Deferred tax liabilities
Bunga yang masih harus dibayar
149.900
2d,27
124.776
Interest payable
Liabilitas lain-lain
594.838
2d,2ac,28
799.593
Other liabilities
60.896.825
Total liabilities
5.131
2.819.718
5.774
2.770.132
Temporary syirkah fund
Non-bank
related parties third parties -
2.824.849
2.775.906
1.040.748
567.237
3.865.597
3.343.143
Total liabilitas
Dana syirkah temporer
Bukan bank
- pihak-pihak berelasi
- pihak ketiga
Bank
- pihak ketiga
Total dana syirkah temporer
68.189.193
2u,2ae,29,43
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
Bank
third parties Total temporary syirkah fund
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
3
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES
CONSOLIDATED STATEMENT OF
FINANCIAL POSITION (UN-AUDITED)
September 30, 2014 and December 31, 2013
(Expressed in millions of Rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
EKUITAS
EQUITY
Ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
Equity attributable to equity
holders of the parent entity
Modal saham
nilai nominal Rp250
(nilai penuh) per saham
Modal dasar:
Seri A - 9.600.000.000
Seri B - 6.400.000.000
lembar saham biasa
Modal ditempatkan dan disetor
penuh:
Seri A - 7.272.218.666
Seri B - 2.424.072.500
lembar saham
Tambahan modal disetor
2.424.073
823.423
2aj
Share capital
Rp250 (full amount)
par value per share
Authorized capital:
Class A - 9,600,000,000
Class B - 6,400,000,000
common shares
30
2.424.073
Issued and fully paid capital:
Class A - 7,272,218,666
Class B - 2,424,072,500
shares
823.423
Additional paid in capital
2ah,31
Saldo laba
- telah ditentukan penggunaannya
- belum ditentukan penggunaannya
2.661.163
732.155
2.041.782
1.394.943
Retained earnings
appropriated unappropriated -
Total ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
6.640.814
6.684.221
Total equity attributable to equity
holders of the parent entity
34.044
Non-controlling interest
6.676.022
6.718.265
Total equity
78.730.812
70.958.233
TOTAL LIABILITIES AND EQUITY
Kepentingan non-pengendali
Total ekuitas
TOTAL LIABILITAS DAN EKUITAS
2ak
35.208
2b,44
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
4
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Tahun yang berakhir pada tanggal 30 September/
Years ended September 30
Catatan/
Notes
2014
PENDAPATAN
BUNGA DAN SYARIAH
Pendapatan bunga dan syariah
Pendapatan provisi dan
komisi pembiayaan syariah
6.500.892
2y,34
5.968.812
38.551
2z,34
26.138
6.539.443
BEBAN BUNGA DAN
BAGI HASIL SYARIAH
PENDAPATAN BUNGA
DAN SYARIAH NETO
PENDAPATAN OPERASIONAL
LAINNYA
Provisi dan komisi selain dari
pembiayaan yang diberikan
Keuntungan transaksi
valuta asing - neto
Keuntungan dari penjualan
surat berharga yang
diperdagangkan - neto
Keuntungan dari perubahan
nilai wajar efek-efek
Lain-lain
(3.264.400)
LABA OPERASIONAL
PENDAPATAN (BEBAN)
NON-OPERASIONAL
Pendapatan non-operasional
Beban non-operasional
INTEREST AND SHARIA
INCOME
Interest and sharia income
Sharia financing fees and
commission income
5.994.950
2y,35
3.275.043
(2.421.001)
INTEREST EXPENSE AND
SHARIA PROFIT SHARING
3.573.949
NET INTEREST
AND SHARIA INCOME
2z,2k,2c,
2g,36
204.121
192.804
14.082
28.098
511
1.610
38.604
17.691
8.480
9.505
275.009
240.497
BEBAN OPERASIONAL LAINNYA
Beban umum dan administrasi
Beban tenaga kerja dan tunjangan
Penyisihan kerugian penurunan nilai
atas aset keuangan dan
non keuangan - neto
Penyisihan kerugian komitmen
dan kontinjensi
Lain-lain
2013
2aa,2ac,2m,
2g,2q, 37
(936.598)
(930.698)
(920.612)
(943.232)
(508.853)
(373.248)
OTHER OPERATING INCOME
Non-loan related fees and
commissions
Gain from foreign exchange
transactions - net
Gain on sale of held-for-trading
marketable securities – net
Gain from changes in fair value
of marketable securities
Others
OTHER OPERATING EXPENSES
General and administrative
expenses
Salaries and employee benefits
Provision for impairment losses on
financial and non-financial
assets - net
Provision for losses on
commitments and contingencies
Others
(229.610)
(7)
(203.643)
(2.605.759)
(2.440.742)
944.293
1.373.704
OPERATING INCOME
21.538
(12.849)
NON-OPERATING INCOME
(EXPENSES)
Non-operating income
Non-operating expenses
29.657
(48.941)
38
38
(19.284)
8.689
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
5
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Tahun yang berakhir pada tanggal 30 September/
Years ended September 30
Catatan/
Notes
2014
LABA SEBELUM
BEBAN PAJAK
BEBAN PAJAK - NETO
LABA TAHUN BERJALAN
Pendapatan komprehensif lain
TOTAL LABA KOMPREHENSIF
TAHUN BERJALAN
2013
1.382.393
INCOME BEFORE
TAX EXPENSE
(286.112)
TAX EXPENSE - NET
716.413
1.096.281
INCOME FOR THE YEAR
-
-
Other comprehensive income
716.413
1.096.281
TOTAL COMPREHENSIVE INCOME
FOR THE YEAR
1.093.963
2.318
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent
Non-controlling interest
1.096.281
TOTAL
925.009
(208.596)
LABA TAHUN BERJALAN
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
713.873
2.540
TOTAL
716.413
2ab,26
44
TOTAL LABA KOMPREHENSIF
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
713.873
2.540
1.093.963
2.318
TOTAL COMPREHENSIVE
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent entity
Non-controlling interest
TOTAL
716.413
1.096.281
TOTAL
112,82
BASIC EARNINGS PER SHARE
ATTRIBUTABLE TO EQUITY
HOLDERS OF THE
PARENT ENTITY
(FULL AMOUNT)
LABA PER SAHAM DASAR
YANG DAPAT DIATRIBUSIKAN
KEPADA PEMILIK
ENTITAS INDUK
(NILAI PENUH)
73,62
2ad,42
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
6
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2012
Perubahan kepentingan non-pengendali
Pembagian laba tahun 2012:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Total comprehensive income for the year
Saldo 30 September 2013
33
2af,33
2af,33
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Tambahan
modal
disetor/
Additional
paid in
capital
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Equity
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
1.520.190
1.207.467
5.975.153
33.687
6.008.840
Balance as of December 31, 2012
-
-
-
-
-
1.641
1.641
-
-
521.592
-
(521.592)
(663.844)
1.093.962
(663.844)
1.093.962
2.318
(663.844)
1.096.280
Change in non-controlling interest
Distribution of 2012 income:
General reserve
Cash dividends
Dividend of subsidiary
2.424.073
823.423
2.041.782
1.115.993
6.405.271
37.646
6.442.917
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
Balance as of September 30, 2013
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as whole.
7
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2013
Perubahan kepentingan non-pengendali
Pembagian laba tahun 2013:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Saldo 30 September 2014
33
2af,33
2af,33
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Tambahan
modal
disetor/
Additional
paid in
capital
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Equity
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
2.041.782
1.394.943
6.684.221
34.044
6.718.265
Balance as of December 31, 2013
-
-
-
-
-
281
281
-
-
619.381
-
(619.381)
(757.281)
713.874
(757.281)
713.874
(1.656)
2.539
(757.281)
(1.656)
716.413
Change in non-controlling interest
Distribution of 2013 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
2.424.073
823.423
2.661.163
732.155
6.640.814
35.208
6.676.022
Balance as of September 30, 2014
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as whole.
8
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
ARUS KAS DARI AKTIVITAS
OPERASI
Penerimaan bunga dan syariah,
provisi dan komisi
Pembayaran bunga
Pembayaran beban karyawan
Pembayaran beban umum dan
administrasi
Penerimaan dari pendapatan
operasional lainnya
Pembayaran beban lainnya
Penerimaan kas sebelum
perubahan dalam aset
dan liabilitas operasi
Penurunan (kenaikan) dalam
aset operasi:
Surat Berharga
Wesel ekspor dan tagihan lainnya
Penempatan pada Bank Indonesia
dan bank lain
Kredit yang diberikan dan
pembiayaan syariah
Tagihan akseptasi
Aset lain-lain
Kenaikan (penurunan)
dalam liabilitas operasi:
Liabilitas segera
Simpanan:
Giro
Tabungan
Deposito berjangka
Simpanan dari bank lain
Liabilitas akseptasi
Liabilitas derivatif
Liabilitas lain-lain
Hutang pajak
Pembayaran pajak
penghasilan
Arus kas neto diperoleh dari
(digunakan untuk)
aktivitas operasi
CASH FLOWS FROM
OPERATING ACTIVITIES
6.375.955
(3.238.166)
(1.013.251)
8.150.042
(3.353.821)
(1.204.931)
(936.598)
(1.256.991)
275.008
(726.407)
458.310
(257.366)
736.541
2.535.243
(25.070)
6.066
9
11
(176.670)
22.679
(6.961.280)
7
461.964
(3.793.967)
30.363
(121.833)
12
14
18
(1.504.229)
19
7.271.336
(2.196.802)
9.515.806
(1.368.974)
(31.482)
(90)
(90.039)
(29.900)
20
21
14
28
26
(246.797)
(10.789.251)
191.740
(456.327)
184.404
1.906.616
3.160.294
(5.678.228)
(1.265.684)
(191.738)
26.418
36.307
(367.536)
1.189.649
(10.399.769)
ARUS KAS DARI AKTIVITAS
INVESTASI
Penerimaan dividen kas
Penjualan (pembelian) surat
berharga yang dimiliki hingga
jatuh tempo - neto
Pembelian aset tetap
Efek-efek yang dibeli dengan janji
dijual kembali
Hasil penjualan aset tetap
Arus kas neto
digunakan untuk
aktivitas investasi
Interest and sharia income fees and
commissions received
Interest expenses paid
Employee expenses paid
General and administrative
expenses paid
Receipts from other
operating income
Other expenses paid
Receipts from cash before
changes in operating
assets and liabilities
Decrease (increase) in
operating assets:
Marketable securities
Bills and other receivables
Placement with Bank Indonesia
and other banks
Loans and
sharia financing
Acceptances receivable
Other assets
Increase (decrease)
in operating liabilities:
Obligations due immediately
Deposits:
Current accounts
Savings account
Time deposits
Deposits from other banks
Acceptances payable
Derivatives payable
Other liabilities
Taxes payable
Income tax paid
Net cash provided by
(used in) operating
activities
CASH FLOWS FROM
INVESTING ACTIVITIES
7.823
6.117
Cash dividends received
4.003.951
(41.081)
16
(6.065.951)
(52.991)
(1.883.662)
-
16
11.567.260
2.053
Sale (purchase) of held to maturity
marketable securities - net
Acquisitions of fixed assets
Marketable securities purchased
under agreement to resell
Proceeds from sale of fixed assets
5.456.488
Net cash
used in investing activities
2.087.031
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
9
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
30 September 2014 dan 31 Desember 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
30 September 2014/
September 30, 2014
ARUS KAS DARI AKTIVITAS
PENDANAAN
Penerimaan dari efek-efek
yang dijual dengan
janji dibeli kembali
Penerimaan dari
pinjaman yang diterima
Penambahan modal entitas
anak dari kepentingan
non pengendali
Pembayaran dividen kas
Pelunasan efek hutang
yang diterbitkan
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
September 30, 2014 and December 31, 2013
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2013/
December 31, 2013
(2.978.074)
1.055.277
28.407
93.177
CASH FLOWS FROM
FINANCING ACTIVITIES
Proceeds from marketable securities
sold under agreement
to repurchase
(676.000)
-
Proceeds from borrowings
Additional paid-up capital
of subsidiaries from
non-controlling interest
Cash dividends paid
Repayment of debt securities
issued
Arus kas neto diperoleh dari
aktivitas pendanaan
(4.382.948)
485.109
Net cash provided by
financing activities
KENAIKAN (PENURUNAN) NETO
KAS DAN SETARA KAS
(1.106.268)
KAS DAN SETARA KAS
PADA AWAL TAHUN
DAMPAK BERSIH PERUBAHAN
NILAI TUKAR ATAS KAS DAN
SETARA KAS
KAS DAN SETARA KAS
PADA AKHIR TAHUN
(757.281)
33
500
(663.845)
(4.458.172)
NET INCREASE (DECREASE) IN
CASH AND CASH EQUIVALENTS
14.285.744
CASH AND CASH EQUIVALENTS
AT BEGINNING OF YEAR
(2.245)
2.175
NET EFFECTS OF CHANGES
IN EXCHANGE RATE ON CASH
AND CASH EQUIVALENTS
8.721.235
9.829.747
CASH AND CASH EQUIVALENTS
AT END OF YEAR
9.829.748
Kas dan setara kas pada akhir
tahun terdiri dari:
Kas
1.762.747
4
2.595.260
Giro pada Bank Indonesia
4.839.125
5
4.454.108
94.663
6
176.979
Cash and cash equivalents at
end of the year consisted of:
Cash
Current accounts with
Bank Indonesia
Current accounts with
other banks
2.603.400
Placements with Bank
Indonesia and other banks maturing within three months or
less since the acquisition date
9.829.747
Total cash and cash equivalents
Giro pada bank lain
Penempatan pada Bank
Indonesia dan bank lain jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Total kas dan setara kas
2.024.700
7
8.721.235
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian ini secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as whole.
10
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM
a. Pendirian dan informasi umum Bank
1.
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (“Bank”) didirikan berdasarkan
Peraturan Pemerintah No. 33 tahun 1960
tentang penentuan perusahaan milik Belanda
di Indonesia yang dikenakan nasionalisasi.
Salah satu perusahaan milik Belanda yang
berkedudukan di Bandung yaitu N.V. Denis
(De
Eerste
Nederlandsche
Indische
Shareholding) terkena ketentuan tersebut dan
diserahkan kepada Pemerintah Daerah
Provinsi Daerah Tingkat I Jawa Barat. Bank
telah mulai beroperasi secara komersial pada
tanggal 20 Mei 1961.
Sebagai
tindak
lanjut
dari
Peraturan
Pemerintah No. 33 tahun 1960, Pemerintah
Daerah Provinsi Daerah Tingkat I Jawa Barat
mendirikan Bank Karya Pembangunan,
dengan Akta Notaris Noezar No. 152
tanggal 21 Maret 1961 dan No. 184 tanggal
13 Mei 1961 yang kemudian dikukuhkan
dengan Surat Keputusan Gubernur Provinsi
Jawa Barat No. 7/GKDN/BPD/61 tanggal
20 Mei 1961 dengan nama PD Bank Karya
Pembangunan
Daerah
Jawa
Barat.
Berdasarkan Peraturan Daerah Provinsi Jawa
Barat No. 11/PD-DPRD/72 tanggal 27 Juni
1972, kedudukan hukum PD Bank Karya
Pembangunan Daerah Jawa Barat dikukuhkan
sebagai Perusahaan Daerah yang berusaha di
bidang perbankan. Selanjutnya, melalui
Peraturan Daerah Provinsi Jawa Barat
No. 1/DP-40/PD/1978 tanggal 27 Juni 1978,
nama PD Bank Karya Pembangunan Daerah
Jawa
Barat
diubah
menjadi
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat mendapat
sebutan “Bank Jabar” dan logo baru
berdasarkan Peraturan Daerah No. 11 tahun
1995.
GENERAL INFORMATION
a. Establishment and general information
about the Bank
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (the “Bank”) was established
based on the Government Regulation No. 33
year 1960 regarding the nationalization of a
Dutch-owned
company
domiciled
in
Indonesia. The regulation applied to a Dutch owned
company,
N.V.
Denis
(De
Eerste
Nederlandsche
Indische
Shareholding), which was then handed over to
the Regional Government of West Java
Province Level I. The Bank started its
commercial operations on May 20, 1961.
Following the Government Regulation No. 33
year 1960, the Regional Government of West
Java Province Level I established Bank Karya
Pembangunan, as covered by Notarial Deeds
No. 152 dated March 21, 1961 and No. 184
dated May 13, 1961 of Noezar which was
approved based on Decision Letter of the
Governor
of
West
Java
Province
No. 7/GKDN/BPD/61 dated May 20, 1961,
using the name of PD Bank Karya
Pembangunan Daerah Jawa Barat. Based on
Provincial Government Regulation No. 11/PDDPRD/72 dated June 27, 1972 of West Java
Province, the legal status of PD Bank Karya
Pembangunan Daerah Jawa Barat was
changed to become a Regional Enterprise
engaged
in
a
banking
business.
Subsequently,
based
on
Provincial
Government Regulation No. 1/DP-40/PD/1978
dated June 27, 1978 of West Java Province,
PD Bank Karya Pembangunan Daerah Jawa
Barat
changed
its
name
to
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat obtained
its trade name of “Bank Jabar” and a new logo
based on Provincial Government Regulation
No. 11 year 1995.
Based
on
the
Decision
Letter
No. 25/84/KEP/DIR dated November 2, 1992
of the Directors of Bank Indonesia, the Bank
obtained the status of a foreign exchange
bank. The change in the Bank’s legal status to
a Limited Liability Corporation was stated
under Notarial Deed No. 4 dated April 8, 1999
of Popy Kuntari Sutresna, S.H., M. Hum.,
which was approved by the Minister of Justice
in
its
Decision
Letter
No.
C27103.HT.01.01.TH.99 dated April 16, 1999
and was published in the State Gazette No. 39
dated May 14, 1999 of the Republic of
Indonesia.
Berdasarkan surat keputusan Direksi Bank
Indonesia
No.
25/84/KEP/DIR
tanggal
2 Nopember 1992, Bank memperoleh status
sebagai bank devisa. Penyesuaian bentuk
badan hukum Bank menjadi Perseroan
Terbatas dinyatakan dalam Akta Notaris No. 4
tanggal 8 April 1999 yang dibuat di hadapan
Notaris Popy Kuntari Sutresna, S.H., M. Hum.,
yang telah mendapatkan pengesahan dari
Menteri Kehakiman dengan Surat Keputusan
No. C2-7103.HT.01.01.TH.99 tanggal 16 April
1999 dan diumumkan dalam Berita Negara
Republik Indonesia No. 39 tanggal 14 Mei
1999.
11
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
a.
b.
Pendirian
(lanjutan)
dan
informasi
1.
umum
Bank
GENERAL INFORMATION (continued)
a.
Establishment and general
about the Bank (continued)
information
Pada tanggal 12 September 2007, nama Bank
diubah menjadi PT Bank Pembangunan
Daerah Jawa Barat dan Banten berdasarkan
pengesahan dari Menteri Kehakiman dan Hak
Asasi Manusia melalui surat No. W8-02673
HT.01.04-TH.2007.
Berdasarkan
Surat
Keputusan Direksi No. 1065/SK/DIR PPN/2007 tanggal 29 Nopember 2007, Bank
mengubah sebutan menjadi “Bank Jabar
Banten”.
On September 12, 2007, the name of the
Bank was changed to PT Bank Pembangunan
Daerah Jawa Barat dan Banten based on the
approval of the Minister of Justice and Human
Rights in its letter No. W8-02673 HT.01.04TH.2007. Based on the Bank’s of Board
Directors’ Decision Letter No. 1065/SK/DIR PPN/2007 dated November 29, 2007, the
Bank changed its name to “Bank Jabar
Banten”.
Berdasarkan
Surat
Bank
Indonesia
No.12/78/APBU/Bd tanggal 30 September
2010 perihal Rencana Perubahan Logo Bank,
serta
Surat
Keputusan
Direksi
Nomor.1337/SK/DIR-PPN/2010 tanggal 5 Juli
2010 tentang Perubahan Logo dan Call Name
serta pemberlakuan Brand Identity Guidelines,
maka pada tanggal 2 Agustus 2010 perubahan
call name “Bank Jabar Banten” menjadi “bank
bjb” secara resmi diubah.
Based on the letter of Bank Indonesia
No.12/78/APBU/Bd dated September 30,
2010 regarding the Amendment Plan of the
Bank’s logo, as well as Board of Directors’
Decision Letter No.1337/SK/DIR-PPN/2010
dated July 5, 2010 regarding the Amendment
of Call name and Logo enforcement of Brand
Identity Guidelines on August 2, 2010, the
change in call name of “Bank Jabar Banten to
“bank bjb” was officially changed.
Anggaran Dasar PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk
sebagaimana tertuang di Akta Pendirian No. 4
tanggal 8 April 1999 dan Perbaikan Akta
Pendirian Perseroan No. 8 tanggal 15 April
1999 yang telah beberapa kali diubah dan
terakhir diubah dengan Akta Pernyataan
Keputusan Rapat Umum Pemegang Saham
Luar biasa PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk No. 75 tanggal
25 Juli 2011 yang telah diberitahukan dengan
Keputusan Menteri Hukum dan Hak Asasi
Manusia Republik Indonesia sebagaimana
dimaksud
dalam
surat
penerimaan
Pemberitahuan Perubahan Anggaran Dasar
No. AHU.01.10.26872 tanggal 18 Agustus
2011.
The Articles of Association of PT Bank
Pembangunan Daerah Jawa Barat dan
Banten
Tbk as stated in the Deed of
Establishment No. 4 dated April 8, 1999 and
Establishment Deed Amendment No. 8 dated
April 15, 1999, have been amended several
times with the latest update based on the
Minutes of the Shareholders’ Extraordinary
General Meeting of PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk as
covered in the Notarial Deed No. 75 dated
July 25, 2011 which notified by approval of the
Ministry of Justice and Human Rights of the
Republic of Indonesia as mentioned in the
acceptance letter of Amendment of Articles of
the Association No. AHU 01.10.26872 dated
August 18, 2011.
Maksud dan tujuan
b.
Purpose and objectives
According to article 3 of the Bank's Articles of
Association, the Bank's objective is to engage
in the banking business. To achieve this
objective, the scope of the Bank’s activities is
mainly the following:
- to collect public funds in the form of demand
deposits, time deposits, certificates of
deposits, savings and/or other similar forms;
Berdasarkan pasal 3 Anggaran Dasar, Bank
didirikan dengan maksud dan tujuan untuk
berusaha di bidang perbankan. Untuk
mencapai maksud dan tujuan tersebut, ruang
lingkup kegiatan Bank antara lain adalah:
- menghimpun dana dari masyarakat dalam
bentuk simpanan berupa giro, deposito
berjangka, sertifikat deposito, tabungan
dan/atau bentuk lainnya yang dipersamakan
dengan itu;
12
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
b.
c.
1.
Maksud dan tujuan (lanjutan)
GENERAL INFORMATION (continued)
b.
Purpose and objectives (continued)
- memberikan kredit;
- menempatkan dana pada, meminjam dana
dari, atau meminjamkan dana kepada bank
lain, baik dengan menggunakan surat,
sarana telekomunikasi maupun dengan
wesel unjuk, cek atau sarana lainnya; dan
- melakukan kegiatan penyertaan modal
pada bank atau perusahaan dibidang jasa
keuangan
lainnya
atau
mendirikan
perusahaan baru sepanjang sesuai dengan
ketentuan yang berlaku;
- Melakukan kegiatan dalam valuta asing dan
atau bertindak sebagai Bank Devisa dengan
memenuhi ketentuan yang ditetapkan oleh
yang berwenang.
- to grant loans;
- to place fund in, obtain borrowings from, or
provide financing to other banks, either by
letter, telecommunication facilities, sight
letters of credit (L/C), cheque or other
facilities; and
- to conduct investment activities through
share participation in banks or other
financial institution companies or establish a
new institution in accordance with the
prevailing regulation;
- to conduct activities in foreign currency
transactions and or serve as foreign
exchange Bank in compliance with the
regulation prescribed by the authority.
Selain itu, sebagai bank pembangunan
daerah, Bank juga membantu Pemerintah
Provinsi, Kota/Kabupaten se-Jawa Barat dan
Banten dalam membina Bank Perkreditan
Rakyat (BPR) dan institusi jasa keuangan
lainnya
milik
Pemerintah
Provinsi,
Kota/Kabupaten se-Jawa Barat dan Banten
yang sebagian sahamnya dimiliki oleh Bank,
atau Bank sama sekali tidak memiliki saham
namun diminta untuk membantu pembinaan
BPR dimaksud.
In addition, as a regional development bank,
the Bank also assists the Provincial
Government, Municipality/Regency of West
Java and Banten in developing Rural Banks
(BPR) and other financial service institutions
owned by the Provincial Government,
Municipality/Regency of West Java and
Banten where the Bank has or does not have
the shares but the Bank is requested to assist
in developing the BPR.
Jaringan kantor
c.
Office network
Bank berkantor pusat di Menara bank bjb yang
terletak di Jalan Naripan No. 12-14, Bandung
40111. Pada tanggal 30 September 2014,
Bank
mempunyai
62
kantor
cabang
(31 Desember 2013: 62 kantor cabang).
The Bank’s head office is located at Menara
bank bjb, Jalan Naripan No. 12-14, Bandung
40111. As of September 30, 2014, the Bank
has 62 branch offices (December 31, 2013: 62
branch offices).
Bank mengklasifikasikan kantor cabang
menjadi kantor cabang utama, kantor cabang
khusus, kantor cabang kelas I, kantor cabang
kelas II dan kantor cabang kelas III. Masingmasing cabang mempunyai kantor cabang
pembantu dan/atau kantor kas dan/atau
payment point. Pada tanggal 30 September
2014, Bank memiliki 312 kantor cabang
pembantu, 300 kantor kas dan 116 payment
point (31 Desember 2013: 304 kantor cabang
pembantu, 155 kantor kas dan 107 payment
point).
The Bank classifies its branch offices into main
branches,
special
branches,
first-class
branches, second-class branches and thirdclass branches. Each branch has a sub-branch
and/or cash office and/or payment point. As of
September 30, 2014, the Bank has 312 subbranches, 300 cash offices and 116 payment
points (December 31, 2013: 304 sub-branches,
155 cash offices and 107 payment points).
13
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif
GENERAL INFORMATION (continued)
d.
Executive management
As of September 30, 2014 and December 31,
2013, the members of the Bank’s Board of
Commissioners, Board of Directors, Audit
Committee, Risk Monitoring Committee and
Remuneration and Nomination Committee
were as follows:
Pada tanggal 30 September 2014 dan 31
Desember 2013, susunan Dewan Komisaris,
Direksi, Komite Audit, Komite Pemantau Risiko
serta Komite Remunerasi dan Nominasi Bank
adalah sebagai berikut:
September 30, 2014
30 September 2014
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Muhadi
Achmad Baraba
Klemi Subiyantoro
Yayat Sutaryat
Rudhyanto Mooduto
Direksi
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Komersial
Board of Directors
Director of Compliance and
Risk Management
Director Commercial
Zaenal Aripin
Ahmad Irfan
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Audit Committee
Chairman
Member
Member
Member
Member
Member
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Tettet Fitrijanti
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*) Efektif setelah mendapat persetujuan Otoritas Jasa Keuangan
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)Effective after gets approval from Indonesia Financial Services Authority
14
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
December 31, 2013
31 Desember 2013
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen**)
Muhadi
Achmad Baraba
Klemi Subiyantoro
Yayat Sutaryat
Rudhyanto Mooduto
Direksi
Direktur Utama
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Executive management (continued)
Board of Directors
President Director
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Bien Subiantoro
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Poppy Sofia Koeswayo
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*)Per tanggal 31 Desember 2013 masih dalam proses
Fit and Proper Test di Bank Indonesia
**)Efektif setelah mendapat persetujuan Otoritas Jasa Keuangan
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
**)Independent Commissioner
Audit Committee
Chairman
Member
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)As of December 31, 2013, is still in the process
of Fit and Proper Test in Bank Indonesia
**)Effective after gets approval from Indonesia Financial Services Authority
The establishment of the Bank’s Audit
Committee is in compliance with the Capital
Market and Financial Institutions Supervisory
Agency (Bapepam-LK) Regulation No. IX.I.5
dated September 24, 2004.
Pembentukan Komite Audit Bank telah sesuai
dengan Peraturan Badan Pengawas Pasar
Modal dan Lembaga Keuangan (Bapepam-LK)
No. IX.I.5 tanggal 24 September 2004.
15
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
30 September 2014 dan 31 Desember 2013
Serta periode yang berakhir pada tanggal
30 September 2014 dan 2013
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH JAWA
BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
September 30, 2014 and December 31, 2013
And for the period ended
September 30, 2014 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
As of September 30, 2014 and 2013, the Bank
has 6,830 and 6,059 employees, respectively.
Pada tanggal 30 September 2014 dan 2013,
Bank memiliki karyawan masing-masing
sebanyak 6.830 dan 6.059 orang.
e.
f.
Executive management (continued)
Penawaran umum saham
e.
Public offering of shares
Pada tahun 2010, Bank menawarkan
2.424.072.500 saham, atau 25% dari jumlah
saham Bank, kepada masyarakat pada harga
penawaran sebesar Rp600 (nilai penuh) per
saham. Saham yang ditawarkan merupakan
saham Seri B dengan harga nominal Rp250
(nilai penuh) per lembar saham. Selisih lebih
antara harga penawaran per saham dengan
nilai nominal per saham dicatat sebagai
“Tambahan Modal Disetor”, yang disajikan
pada bagian Ekuitas pada laporan posisi
keuangan konsolidasian. Berdasarkan surat
dari Bapepam-LK No. S-5901/BL/2010 tanggal
29 Juni 2010, pendaftaran saham Bank di
pasar modal dinyatakan efektif.
In 2010, the Bank offered 2,424,072,500
shares, or 25% of the total Bank’s shares, to
the public at an offering price of Rp600 (full
amount) per share. The offering shares are
Class B shares with a nominal value of Rp250
(full amount) per share. The excess of the
share offer price over the par value per share
was recognized as “Additional Paid in Capital”,
which is presented under the Equity section of
the consolidated statements of financial
position. Based on a letter from Bapepam-LK
No. S-5901/BL/2010 dated June 29, 2010, the
registration of the Bank’s shares in the capital
market was declared effective.
Pada tanggal 8 Juli 2010, saham Bank secara
resmi telah tercatat di Bursa Efek Indonesia.
Jumlah saham Bank yang tercatat di Bursa Efek
Indonesia sebanyak 2.424.072.500 saham atau
25% dari jumlah saham Bank. Saham yang
tercatat merupakan saham Seri B dengan
harga nominal Rp250 (nilai penuh) per lembar
saham. Harga pada saat penawaran adalah
Rp600 (nilai penuh) per lembar saham,
sehingga Bank memperoleh Rp1.454.443 dari
seluruh saham yang dijual ke masyarakat.
On July 8, 2010, the Bank’s shares have been
officially listed on the Indonesia Stock
Exchange. Total shares of the Bank listed on
the
Indonesia
Stock
Exchange
were
2,424,072,500 shares or 25% of the total
Bank’s shares. Listed shares are Class B
shares with a nominal value of Rp250 (full
amount) per share. Offering price of the shares
is Rp600 (full amount) per share, therefore the
Bank obtained Rp1,454,443 from the total
shares sold to the public.
Penawaran umum obligasi
f.
Public offering of bonds
Bank melakukan beberapa penawaran umum
obligasi sebagai berikut:
The Bank conducted several public offerings
of bonds as follows:
1)
1)
Obligasi I Bank Jabar
Bank Jabar Bonds I
Bank Jabar Bonds I were issued on
July 8, 1991 with a nominal value of
Rp25,000 and floating interest rate of
24.30% per annum. The bonds had a five
years term and matured on July 8, 1996.
The bonds were offered at its nominal
value, listed on the Surabaya Stock
Exchange (currently the Indonesia Stock
Exchange) on July 15, 1991 and became
effective based on the Bapepam-LK
decision letter dated June 11, 1991.
Obligasi I Bank Jabar diterbitkan tanggal
8 Juli 1991 dengan nilai nominal
Rp25.000 dan tingkat bunga mengambang
sebesar 24,30% per tahun. Obligasi ini
memiliki jangk