Sektor Riil Butuh Bank Khusus.
Pikiran Rakyat
o
Setasa
456
20
o Mar
([j5
OApr
o
Rabu
7
22
OMei
•
8
23
Kamis
0
Jumat
0
Sabtu
0
Minggu
9
10
11
12
13
14
15
24
25
26
27
28
29
30
o Jun 6 Jut
. 0 Ag--;-
0
Sep
.'Okt
0
Nov
0
31
De
Sel'"tor Rill Butuh
Banl," Khusus
Penyaluran Kredit ke Industri tidak Optimal'
BANDUNG, (PR).K e tia d a a n b a n k k h u s u s d i p e rb a n k a n In d o n e s ia d in ila i ja d i s a la h s a tu p e n y e b a b m e n u ru n n y a
d u k u n g a n p e rb a n k a n k e s e k to r
rill. M a ra k n y a p e ra lih a n k e b a n k
k o m e rs ia l, p a s c a p e ru b a h a n V U
P e rb a n k a n ja d i N o . 1 0 T a h u n
1 9 9 8 , m e m u n c u lk a n k e s e n ja n g -
g a i p e m b ic a ra R e k to r U n p a d
G a n ja r K u rn ia , T im a h li P u s a t
S tu d i
Ekonom i
K e ra k y a ta n
U G M Ic h s a n u d d in N o o rs y , d a n
e k o n o m IC W Y a n u a r R itk y .
B u rh a n u d d in m e n c o n to h k a n
s a la h s a tu k o n d is i y a n g m e n u n ju k k a n itu a d a la h s a a t s a la h s a tu
badan
usaha
m ilik
n e g a ra
k e m b a n g s e c a ra k c m p le k s s e h in g g a m e m b u tu h k a n
pem ah a m a n k h u s u s ," k a ta n y a .
O le h k a re n a itu , ia m e n ila i p e m e rin ta h h a ru s k e m b a li m e n d e s a in b a n k k h u s u s y a n g fo k u s p a d a s u a tu b id a n g , m is a ln y a b a n k
p e rta n ia n . H a l te rs e b u t m e n u -
a n b e s a r d a la m k e ta ja m a n a n a lis is p e rb a n k a n .
P e ra n g k a t p e rb a n k a n d in ila i
b e lu m m e m ilik i k e m a m p u a n d a la m m e n g a n a lis is b e b e ra p a s e k to r in d u s tri. A k ib a tn y a ,' p e n y a lu ra n k re d it k e s e ju m la h s e k to r
in d u s tri p u n m e n ja d i tid a k o p ti-
(B U M N ) d i b id a n g p e la y a ra n
m e n d a p a tk a n p e s a n a n p e m b a n u n a n k a p a l d a ri K o re a . P e ru s a h a a n b e k e rja d e n g a n m e n g a n d a lk a n p e m b ia y a a n d a ri b a n k
a s in g k a re n a b a n k n a s io n a l tid a k m e m ilik i s u m b e r d a y a m a n u s ia y a n g m e m a h a m i m e n g e -
ru tn y a b is a d ila k u k a n k e p a d a
b a n k -b a n k p e m e rin ta h . ''M e n te ri B U M N h a m s m e n g e ta h u i
a ra h in d u s tri p e rb a n k a n . M a u
m e la y a n i s ia p a . H a l itu tid a k b is a d ite ra p k a n u n tu k b a n k s w a s ta ," u c a p n y a .
S e ja la n d e n g a n A P I
m a l.
H a l itu d iu n g k a p k a n m a n ta n
G u b e rn u r B a n k In d o n e s ia B u rh a n u d d in A b d u lla h p a d a b e d a h
buku "M enggugat D ew an G ub e rn u r B a n k In d o n e s ia " d i B a n -
n a i h a l te rs e b u t.
" H a l in i ju g a y a n g te rja d i d e n g a n s e k to r la in n y a . P e rta n ia n ,
p e tro k im ia , d a n te s k til p u n s a m a . P e rb a n k a n k ita k e h ila n g a h
k e ta ja m a n a n a lis is n y a . S e m e n ta -
K e b e ra d a a n b a n k k h u s u s , s e ja la n d e n g a n p ro g ra m p e n g u a ta n s tru k tu r p e rb a n k a n n a s io n a l
d a la m A rs ite k tu r P e rb a n k a n In d o n e s ia C A P I).P ro g ra m in i b e rtu ju a n m e m p e rk u a t p e rm o d a la n
...;d ~ u n ~ R
>L
a ~' b ~ U :!..C ,-,:2
H = a:::::0
d ir~'.!.../~
· ::.:::s
_ _ 1~eO
ro
:::::b
~o).:..:.
.a:.::a
" "s ,it:.:::u
:::e
- ::::k:l...:'
to ::.:o ::..:r...::.in :::d = ub=asn=k-=utnm=u-=
m · ...::.te
(k o n v:.:ru
e n s cio::::::.s
n a l d~abn,;.:e r= ---" '-1 1
s y a ria h ) d a la m ra n g k a m e n in g k a tk a n k e m a m p u a n b a n k m e n g e lo la u s a h a m a u p u n ris ik o ,
Kliping Humas Unpad 2010
M GElORA
M AN TAN
G u b e r n u r B a n k In d o n e s ia
m i Ic h s a n u d d in
N oor sy
B u r h a n u d d in
b e r b ic a r a p a d a
a d ili D e u xin G u b e r n u r B I, d i M a g is te r
m engem bangkan
a ca ra
usahanya
te k n o lo g i in guna
m endu-
k u n g p e n in g k a ta n k a p a s ita s p e rtu m b u h a n
k re d it p e rb a n k a n .
D a la m w a k tu s e p u lu h s a m p a i
lim a b e la s ta h u n k e d e p a n p ro g ra m
p e rm o d a la n
" C a ta ta n A kh ir
U n p a d , J ln . D ip a ti
P e r ja la n a n
Ukur, B a n d u n g ,
N o o rs y m e n ila i m e n d o ro n g m a s u k n y a p e rb a n k a n k e in d u s tri riil h a ru s d ia w a li s in k ro n is a s i k e -
G a n ja r K u r n ia , d a n p e n g a m a t
Rabu
K a r ir B u r h a n u d d in
(2 0 /1 0 ).
d ib a n d in g k a n
n a n s ia l.
Pengam at
d e n g a n s e k to r fip e rb a n k a n
LM FE
b ija k a n a n ta ra o to rita s m o n e te r
U n p a d A ld rin H e rw a n y m e n ila i
d a n fis k a l. M e n u ru t d ia , k e tid a k -
k e b e ra d a a n
s in k ro n a n
itu la h m e n y e b a b k a n
k o n d is i s a a t in i.
d o n e s ia
b a n k k h u su s d i In -
m em ang
sangat
d ib u -
tu h k a n . S a a t in i b a n k y a n g a d a
" B I m e n g a n ju rk a n
bank m e-
ju s tru le b ih m e n g a ra h k e k o m e r-
u a n g , te ta p i p a d a s a -
s ia l d a n b a n k in v e s ta s i. A k ib a t-
n a w a rk a n
a ra h p a d a te rc ip ta n y a s tru k tu r
p e rb a n k a n y a n g o p tim a l, s e p e r-
a t y a n g s a rn a B I tid a k m e n u ru n -
n y a , s e k to r riil te ra b a ik a n . P a d a -
k a n B I r a te . K e m u d ia n , o to rita s
h a l, y a n g h a ru s d ito p a n g a d a la h
ti a d a n y a 3 0 s a m p a i 5 0 b a n k
y a n g k e g ia ta n u s a h a n y a te rfo k u s
fis k a l p u n
s e k to r riil.
u s a h a te rte n tu
sesuai ka-
" p a b ilita s d a n k o m p e te n s i
s in g -m a s in g b a n k .
m a-
K e ra k y a ta n
tid a k
m e m p e rb a ik i
u n tu k m e la k u k a n p e r m in ta a n ,"
k a ta n y a .
la m e n a m b a h k a n k e e n g g a n a n
bank
T im a h li P u s a t S tu d i E k o n o m i
m asuk
k e s e k to r riil p u n
k a re n a b a n k m e lih a t s e k to r te rs e b u t m e m ilik i ris ik o le b ih tin g g i
" S e m a k in
s p e s ia lis a s i
s e tia p
b a n k , a k a n s e m a k in a n d a l p u la
b a n kr e s b a n k te rs e b u t d i s e k to r
te rs e b u t.
u n tu k
--~~~~~------~~~=--
U G M Ic h s a n u d d in
Abdullah,
*
te rs e b u t d ih a ra p k a n a k a n m e n g -
pada
r
p e n in g k a ta n
ONMLKJIHGFEDCBA
(d a ri kir i), R e kto r U n p a d P r o !
b e d a h b u ku b e r ju d u l
M a n a je m e n
fo rm a s i, m a u p u n m e n in g k a tk a n
s k a la
A b d u lla h
In i y a n g
m e n d o ro n g
u ja rn y a .
d ib u tu h k a n
s e k to r
(A-t88) ***
r iil,"
SAPTArpR~
e ko n o M enq-
NMLKJIH
o
Setasa
456
20
o Mar
([j5
OApr
o
Rabu
7
22
OMei
•
8
23
Kamis
0
Jumat
0
Sabtu
0
Minggu
9
10
11
12
13
14
15
24
25
26
27
28
29
30
o Jun 6 Jut
. 0 Ag--;-
0
Sep
.'Okt
0
Nov
0
31
De
Sel'"tor Rill Butuh
Banl," Khusus
Penyaluran Kredit ke Industri tidak Optimal'
BANDUNG, (PR).K e tia d a a n b a n k k h u s u s d i p e rb a n k a n In d o n e s ia d in ila i ja d i s a la h s a tu p e n y e b a b m e n u ru n n y a
d u k u n g a n p e rb a n k a n k e s e k to r
rill. M a ra k n y a p e ra lih a n k e b a n k
k o m e rs ia l, p a s c a p e ru b a h a n V U
P e rb a n k a n ja d i N o . 1 0 T a h u n
1 9 9 8 , m e m u n c u lk a n k e s e n ja n g -
g a i p e m b ic a ra R e k to r U n p a d
G a n ja r K u rn ia , T im a h li P u s a t
S tu d i
Ekonom i
K e ra k y a ta n
U G M Ic h s a n u d d in N o o rs y , d a n
e k o n o m IC W Y a n u a r R itk y .
B u rh a n u d d in m e n c o n to h k a n
s a la h s a tu k o n d is i y a n g m e n u n ju k k a n itu a d a la h s a a t s a la h s a tu
badan
usaha
m ilik
n e g a ra
k e m b a n g s e c a ra k c m p le k s s e h in g g a m e m b u tu h k a n
pem ah a m a n k h u s u s ," k a ta n y a .
O le h k a re n a itu , ia m e n ila i p e m e rin ta h h a ru s k e m b a li m e n d e s a in b a n k k h u s u s y a n g fo k u s p a d a s u a tu b id a n g , m is a ln y a b a n k
p e rta n ia n . H a l te rs e b u t m e n u -
a n b e s a r d a la m k e ta ja m a n a n a lis is p e rb a n k a n .
P e ra n g k a t p e rb a n k a n d in ila i
b e lu m m e m ilik i k e m a m p u a n d a la m m e n g a n a lis is b e b e ra p a s e k to r in d u s tri. A k ib a tn y a ,' p e n y a lu ra n k re d it k e s e ju m la h s e k to r
in d u s tri p u n m e n ja d i tid a k o p ti-
(B U M N ) d i b id a n g p e la y a ra n
m e n d a p a tk a n p e s a n a n p e m b a n u n a n k a p a l d a ri K o re a . P e ru s a h a a n b e k e rja d e n g a n m e n g a n d a lk a n p e m b ia y a a n d a ri b a n k
a s in g k a re n a b a n k n a s io n a l tid a k m e m ilik i s u m b e r d a y a m a n u s ia y a n g m e m a h a m i m e n g e -
ru tn y a b is a d ila k u k a n k e p a d a
b a n k -b a n k p e m e rin ta h . ''M e n te ri B U M N h a m s m e n g e ta h u i
a ra h in d u s tri p e rb a n k a n . M a u
m e la y a n i s ia p a . H a l itu tid a k b is a d ite ra p k a n u n tu k b a n k s w a s ta ," u c a p n y a .
S e ja la n d e n g a n A P I
m a l.
H a l itu d iu n g k a p k a n m a n ta n
G u b e rn u r B a n k In d o n e s ia B u rh a n u d d in A b d u lla h p a d a b e d a h
buku "M enggugat D ew an G ub e rn u r B a n k In d o n e s ia " d i B a n -
n a i h a l te rs e b u t.
" H a l in i ju g a y a n g te rja d i d e n g a n s e k to r la in n y a . P e rta n ia n ,
p e tro k im ia , d a n te s k til p u n s a m a . P e rb a n k a n k ita k e h ila n g a h
k e ta ja m a n a n a lis is n y a . S e m e n ta -
K e b e ra d a a n b a n k k h u s u s , s e ja la n d e n g a n p ro g ra m p e n g u a ta n s tru k tu r p e rb a n k a n n a s io n a l
d a la m A rs ite k tu r P e rb a n k a n In d o n e s ia C A P I).P ro g ra m in i b e rtu ju a n m e m p e rk u a t p e rm o d a la n
...;d ~ u n ~ R
>L
a ~' b ~ U :!..C ,-,:2
H = a:::::0
d ir~'.!.../~
· ::.:::s
_ _ 1~eO
ro
:::::b
~o).:..:.
.a:.::a
" "s ,it:.:::u
:::e
- ::::k:l...:'
to ::.:o ::..:r...::.in :::d = ub=asn=k-=utnm=u-=
m · ...::.te
(k o n v:.:ru
e n s cio::::::.s
n a l d~abn,;.:e r= ---" '-1 1
s y a ria h ) d a la m ra n g k a m e n in g k a tk a n k e m a m p u a n b a n k m e n g e lo la u s a h a m a u p u n ris ik o ,
Kliping Humas Unpad 2010
M GElORA
M AN TAN
G u b e r n u r B a n k In d o n e s ia
m i Ic h s a n u d d in
N oor sy
B u r h a n u d d in
b e r b ic a r a p a d a
a d ili D e u xin G u b e r n u r B I, d i M a g is te r
m engem bangkan
a ca ra
usahanya
te k n o lo g i in guna
m endu-
k u n g p e n in g k a ta n k a p a s ita s p e rtu m b u h a n
k re d it p e rb a n k a n .
D a la m w a k tu s e p u lu h s a m p a i
lim a b e la s ta h u n k e d e p a n p ro g ra m
p e rm o d a la n
" C a ta ta n A kh ir
U n p a d , J ln . D ip a ti
P e r ja la n a n
Ukur, B a n d u n g ,
N o o rs y m e n ila i m e n d o ro n g m a s u k n y a p e rb a n k a n k e in d u s tri riil h a ru s d ia w a li s in k ro n is a s i k e -
G a n ja r K u r n ia , d a n p e n g a m a t
Rabu
K a r ir B u r h a n u d d in
(2 0 /1 0 ).
d ib a n d in g k a n
n a n s ia l.
Pengam at
d e n g a n s e k to r fip e rb a n k a n
LM FE
b ija k a n a n ta ra o to rita s m o n e te r
U n p a d A ld rin H e rw a n y m e n ila i
d a n fis k a l. M e n u ru t d ia , k e tid a k -
k e b e ra d a a n
s in k ro n a n
itu la h m e n y e b a b k a n
k o n d is i s a a t in i.
d o n e s ia
b a n k k h u su s d i In -
m em ang
sangat
d ib u -
tu h k a n . S a a t in i b a n k y a n g a d a
" B I m e n g a n ju rk a n
bank m e-
ju s tru le b ih m e n g a ra h k e k o m e r-
u a n g , te ta p i p a d a s a -
s ia l d a n b a n k in v e s ta s i. A k ib a t-
n a w a rk a n
a ra h p a d a te rc ip ta n y a s tru k tu r
p e rb a n k a n y a n g o p tim a l, s e p e r-
a t y a n g s a rn a B I tid a k m e n u ru n -
n y a , s e k to r riil te ra b a ik a n . P a d a -
k a n B I r a te . K e m u d ia n , o to rita s
h a l, y a n g h a ru s d ito p a n g a d a la h
ti a d a n y a 3 0 s a m p a i 5 0 b a n k
y a n g k e g ia ta n u s a h a n y a te rfo k u s
fis k a l p u n
s e k to r riil.
u s a h a te rte n tu
sesuai ka-
" p a b ilita s d a n k o m p e te n s i
s in g -m a s in g b a n k .
m a-
K e ra k y a ta n
tid a k
m e m p e rb a ik i
u n tu k m e la k u k a n p e r m in ta a n ,"
k a ta n y a .
la m e n a m b a h k a n k e e n g g a n a n
bank
T im a h li P u s a t S tu d i E k o n o m i
m asuk
k e s e k to r riil p u n
k a re n a b a n k m e lih a t s e k to r te rs e b u t m e m ilik i ris ik o le b ih tin g g i
" S e m a k in
s p e s ia lis a s i
s e tia p
b a n k , a k a n s e m a k in a n d a l p u la
b a n kr e s b a n k te rs e b u t d i s e k to r
te rs e b u t.
u n tu k
--~~~~~------~~~=--
U G M Ic h s a n u d d in
Abdullah,
*
te rs e b u t d ih a ra p k a n a k a n m e n g -
pada
r
p e n in g k a ta n
ONMLKJIHGFEDCBA
(d a ri kir i), R e kto r U n p a d P r o !
b e d a h b u ku b e r ju d u l
M a n a je m e n
fo rm a s i, m a u p u n m e n in g k a tk a n
s k a la
A b d u lla h
In i y a n g
m e n d o ro n g
u ja rn y a .
d ib u tu h k a n
s e k to r
(A-t88) ***
r iil,"
SAPTArpR~
e ko n o M enq-
NMLKJIH