Data Rasio Keuangan Bank Pemerintah Sebelum dan Sesudah Implementasi Kebijakan GCG
Lampiran I Data Rasio Keuangan Bank Pemerintah Sebelum dan Sesudah Implementasi Kebijakan GCG SEBELUM SESUDAH MANDIRI 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 LDR
30.06
26.34
25.3
35.53
42.47
53.68
51.72
57.2
56
60.35 NPL
70.9
19.8
9.8
7.3 8.6 128.8
44 74.8 109 127.1 BOPO
- 38.89
31.05
39.89
42.8
40.4
45.2
55.6
48.9
47
42.3 NIM N/A
2.7
3
3
3
4.4
4.1
4.7
5.2
5.5 ROA N/A
0.5
1.1
2.3
2.8
3.1
0.5
1.1
2.3
2.5 CAR
15.9
31.3
26.4
23.4
27.7
25.3
23.7
25.3
21.1
15.7 ROE N/A
8.1
21.5
26.2
23.6
22.8
2.5
10
15.8
18.1 SEBELUM SESUDAH 1997 1998 1999 2000 2001 2003 2004 2005 2006 2007
BNI LDR
92.28
89.06
50.71
37.29
35.22
44.09
55.12
54.24
49.98
60.64 NPL
14.2
24.2
47.5
24.9
19.54
2.07
1.39
8.36
6.55
4.01 BOPO
91.95 N/A N/A
98.43
89.39
95.01
78.82
84.88
84.79
93.04 NIM 3.3 -10.65 -10.28
1
2.68
4.33
5.59
5.6
5.19
4.99 ROA 0.68 -76.14 -17.1
0.27
1.42
0.77
2.41
1.61
1.85
0.85 CAR 8.31 -56.42 -10.28
13.31
14.2
18.16
17.09
15.99
15.3
15.74 ROE
10.49 N/A N/A
8.16
32.39
11.83
29.21
12.64
22.61
8.03
89 Universitas Sumatera Utara
SEBELUM SESUDAH
84.16
5.08
5.31
5.27
5.32
3.35
2.44
1.24
81.75 NIM
82.39
88.29
86.18
85.57
86.16
94.27
5.99
93.04
95.92
2.23 BOPO
2.66
2.75
2.66
2.81
4.04
3.21
3.8
4.76
4.75
95.75 NPL
78.93 92.38 101.83 96.32 102.4
4.6
5.76 ROA
58.27
16.14
17.65 Universitas Sumatera Utara
16.56
14.53
19.64
21.54
33.66
40.93
18.1
31.31
25.06
15.03 ROE
16.74
21.54
21.86
0.49
16.8
16.64
12.19
11.39
10.85
2.03 CAR
2.05
1.47
1.8
1.89
1.66
1.83
0.82
1.13
67.9
90 BRI SEBELUM SESUDAH 1996 1997 1998 1999 2000 2003 2004 2005 2006 2007 LDR
87.53
4.19
69.8 NIM
74.38
70.83
68.86
79.19
35.67
17.52
30.63
34.49
26.78
3.44 BOPO
4.81
4.68
6.03
3.6
17.4
47.5
24.2
14.2
14.2
68.8 NPL
72.53
77.83
75.69
62.37
45.03
78.2
81.9
85.7
6.64 2.18 -17.55 -17.55
9.54
46.28
16.19
2001 2002 2003 2004 2005 2007 2008 2009 2010 2011 LDR
31.64 BTN
33.75
38
42.76
44.73
33.22
36.89
31.11
34
32.5
15.84 ROE
18.82
15.29
19.64
12.16
14.24
8.07 13.9 -117.43
8.72
4.61 CAR
4.36
5.04
5.77
4.11
0.63
0.37 0.34 -4.23
1.06
10.86 ROA
11.17
12.18
51.31
Lampiran II Hasil Output Uji Normalitas SPSS
1) Bank Mandiri
One-Sample Kolmogorov-Smirnov Test
LDR_sebelum LDR_sesudah N
5
5
a,,b
Normal Parameters Mean 31.9400 55.7900 Std. Deviation 7.11957 3.31069
Most Extreme Differences Absolute .204 .138 Positive .204 .138 Negative -.176 -.125
Kolmogorov-Smirnov Z .456 .309 Asymp. Sig. (2-tailed) .985 1.000 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
NPL_sebelum NPL_sesudah N
5
5
a,,b
Normal Parameters Mean 23.2800 96.7400 Std. Deviation 27.07558 36.61541
Most Extreme Differences Absolute .351 .231 Positive .351 .191 Negative -.278 -.231
Kolmogorov-Smirnov Z .785 .517 Asymp. Sig. (2-tailed) .568 .952 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
BOPO_sebelum BOPO_sesudah N
5
5
a,,b
Normal Parameters Mean 23.0500 47.8000 Std. Deviation 34.91144 4.99249
Most Extreme Differences Absolute .391 .213 Positive .286 .213 Negative -.391 -.141
Kolmogorov-Smirnov Z .873 .476 Asymp. Sig. (2-tailed) .430 .977 a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
Mean 2.3400 4.7800 Std. Deviation 1.31453 .57184
Kolmogorov-Smirnov Z .650 .444 Asymp. Sig. (2-tailed) .792 .989 a. Test distribution is Normal.
Most Extreme Differences Absolute .291 .199 Positive .180 .126 Negative -.291 -.199
Mean 15.8800 13.8400 Std. Deviation 11.29588 7.83601
a,,b
5 Normal Parameters
5
ROE_sebelum ROE_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .912 .377 Asymp. Sig. (2-tailed) .376 .999 a. Test distribution is Normal.
Most Extreme Differences Absolute .408 .169 Positive .308 .156 Negative -.408 -.169
a,,b
ROA_sebelum ROA_sesudah N
5 Normal Parameters
5
NIM_sebelum NIM_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
b. Calculated from data.
Kolmogorov-Smirnov Z .427 .550 Asymp. Sig. (2-tailed) .993 .923 a. Test distribution is Normal.
Most Extreme Differences Absolute .191 .246 Positive .180 .173 Negative -.191 -.246
Mean 1.3400 1.9000 Std. Deviation 1.18448 1.06771
a,,b
5 Normal Parameters
5
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
Mean 60.9120 52.8140 Std. Deviation 27.83173 6.17934
Kolmogorov-Smirnov Z .753 .430 Asymp. Sig. (2-tailed) .623 .993 a. Test distribution is Normal.
Most Extreme Differences Absolute .337 .192 Positive .337 .192 Negative -.175 -.159
Mean 26.0680 4.4760 Std. Deviation 12.72447 2.95450
a,,b
5 Normal Parameters
5
NPL_sebelum NPL_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .546 .428 Asymp. Sig. (2-tailed) .927 .993 a. Test distribution is Normal.
Most Extreme Differences Absolute .244 .191 Positive .243 .155 Negative -.244 -.191
a,,b
CAR_sebelum CAR_sesudah N
5 Normal Parameters
5
LDR_sebelum LDR_sesudah N
2) BNI One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .446 .544 Asymp. Sig. (2-tailed) .989 .929 a. Test distribution is Normal.
Most Extreme Differences Absolute .199 .243 Positive .141 .222 Negative -.199 -.243
Mean 24.9400 22.2200 Std. Deviation 5.79422 4.02890
a,,b
5 Normal Parameters
5
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
One-Sample Kolmogorov-Smirnov Test
Mean 10.2080 16.8640 Std. Deviation 13.27330 8.75590
a,,b
5 Normal Parameters
5
ROE_sebelum ROE_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .700 .504 Asymp. Sig. (2-tailed) .712 .961 a. Test distribution is Normal.
Most Extreme Differences Absolute .313 .225 Positive .278 .225 Negative -.313 -.164
Mean -18.1740 1.4980 Std. Deviation 33.31963 .69247
a,,b
5 Normal Parameters
5
ROA_sebelum ROA_sesudah N
b. Calculated from data.
BOPO_sebelum BOPO_sesudah N
b. Calculated from data.
5
5 Normal Parameters
a,,b
Mean 55.9540 87.3080 Std. Deviation 51.18493 6.64188
Most Extreme Differences Absolute .343 .243 Positive .263 .243 Negative -.343 -.206
Kolmogorov-Smirnov Z .767 .543 Asymp. Sig. (2-tailed) .598 .930 a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
Kolmogorov-Smirnov Z .681 .459 Asymp. Sig. (2-tailed) .743 .984 a. Test distribution is Normal.
NIM_sebelum NIM_sesudah N
5
5 Normal Parameters
a,,b
Mean -2.7900 5.1400 Std. Deviation 7.05785 .52326
Most Extreme Differences Absolute .304 .205 Positive .256 .190 Negative -.304 -.205
Most Extreme Differences Absolute .292 .285
Positive .292 .285 Negative -.221 -.157
Kolmogorov-Smirnov Z .652 .638 Asymp. Sig. (2-tailed) .789 .811 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
CAR_sebelum CAR_sesudah N
5
5
a,,b
Normal Parameters Mean -6.1760 16.4560 Std. Deviation 29.77428 1.15885
Most Extreme Differences Absolute .287 .256 Positive .247 .256 Negative -.287 -.159
Kolmogorov-Smirnov Z .641 .573 Asymp. Sig. (2-tailed) .806 .898 a. Test distribution is Normal.
b. Calculated from data.
3) BRI
One-Sample Kolmogorov-Smirnov Test
LDR_sebelum LDR_sesudah N
5
5
a,,b
Normal Parameters Mean 75.6720 71.4440 Std. Deviation 17.50203 6.10977
Most Extreme Differences Absolute .357 .171 Positive .249 .148 Negative -.357 -.171
Kolmogorov-Smirnov Z .799 .381 Asymp. Sig. (2-tailed) .545 .999 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
NPL_sebelum NPL_sesudah N
5
5
a,,b
Normal Parameters Mean 23.5000 4.6300 Std. Deviation 14.02391 .94929
Most Extreme Differences Absolute .280 .225 Positive .280 .225 Negative -.254 -.130
Kolmogorov-Smirnov Z .626 .503 Asymp. Sig. (2-tailed) .828 .962 a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
5
5
5 Normal Parameters
a,,b
Mean -.3660 4.7780 Std. Deviation 2.17923 .65228
One-Sample Kolmogorov-Smirnov Test
BOPO_sebelum BOPO_sesudah N
5 Normal Parameters
One-Sample Kolmogorov-Smirnov Test
a,,b
Mean 29.0180 72.6120 Std.
Deviation 7.31442 4.22955
Most Extreme Differences
Absolute .187 .263 Positive .182 .263 Negative -.187 -.188
Kolmogorov-Smirnov Z .419 .589 Asymp. Sig. (2-tailed) .995 .879 a. Test distribution is Normal.
ROA_sebelum ROA_sesudah N
b. Calculated from data.
NPL_sebelum NPL_sesudah N
b. Calculated from data.
5
5 Normal Parameters
a,,b
Mean 23.5000 4.6300 Std. Deviation 14.02391 .94929
Most Extreme Differences Absolute .280 .225 Positive .280 .225 Negative -.254 -.130
Kolmogorov-Smirnov Z .626 .503 Asymp. Sig. (2-tailed) .828 .962 a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
Kolmogorov-Smirnov Z .698 .481 Asymp. Sig. (2-tailed) .714 .975 a. Test distribution is Normal.
NIM_sebelum NIM_sesudah N
5
5 Normal Parameters
a,,b
Mean -4.5360 11.1820 Std. Deviation 11.98885 1.09001
Most Extreme Differences Absolute .312 .215 Positive .261 .180 Negative -.312 -.215
b. Calculated from data. Most Extreme Differences Absolute .427 .202 Positive .256 .202 Negative -.427 -.153
Kolmogorov-Smirnov Z .955 .451 Asymp. Sig. (2-tailed) .322 .987 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
ROE_sebelum ROE_sesudah N
5
5
a,,b
Normal Parameters Mean 33.5440 38.1760 Std. Deviation 2.15191 5.61934
Most Extreme Differences Absolute .216 .193 Positive .216 .185 Negative -.140 -.193
Kolmogorov-Smirnov Z .483 .431 Asymp. Sig. (2-tailed) .974 .992 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
CAR_sebelum CAR_sesudah N
5
5
a,,b
Normal Parameters Mean -14.5000 17.1560 Std. Deviation 57.61012 1.94204
Most Extreme Differences Absolute .452 .291 Positive .309 .291 Negative -.452 -.204
Kolmogorov-Smirnov Z 1.012 .650 Asymp. Sig. (2-tailed) .258 .792 a. Test distribution is Normal.
b. Calculated from data.
4) BTN One-Sample Kolmogorov-Smirnov Test
LDR_sebelum LDR_sesudah N
5
5
a,,b
Normal Parameters Mean 60.5380 97.7360 Std. Deviation 13.09633 4.27638
Most Extreme Differences Absolute .169 .231 Positive .169 .230 Negative -.138 -.231
Kolmogorov-Smirnov Z .377 .516 Asymp. Sig. (2-tailed) .999 .953 a. Test distribution is Normal.
b. Calculated from data.
Deviation 5.21660 2.72862
Kolmogorov-Smirnov Z .529 .386 Asymp. Sig. (2-tailed) .943 .998 a. Test distribution is Normal.
Most Extreme Differences Absolute .236 .173 Positive .157 .127 Negative -.236 -.173
Mean 3.5240 5.3480 Std. Deviation 1.78158 .55106
a,,b
5 Normal Parameters
5
NIM_sebelum NIM_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .609 .481 Asymp. Sig. (2-tailed) .852 .975 a. Test distribution is Normal.
Absolute .272 .215 Positive .208 .215 Negative -.272 -.206
Most Extreme Differences
Mean 90.7100 84.8360 Std.
One-Sample Kolmogorov-Smirnov Test
a,,b
5 Normal Parameters
5
BOPO_sebelum BOPO_sesudah N
One-Sample Kolmogorov-Smirnov Test
b. Calculated from data.
Kolmogorov-Smirnov Z .521 .819 Asymp. Sig. (2-tailed) .949 .514 a. Test distribution is Normal.
Most Extreme Differences Absolute .233 .366 Positive .163 .205 Negative -.233 -.366
Mean 4.1120 2.6220 Std. Deviation .66013 .22819
a,,b
5 Normal Parameters
5
NPL_sebelum NPL_sesudah N
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
ROA_sebelum ROA_sesudah N
5
5
a,,b
Normal Parameters Mean 1.1860 1.8480 Std. Deviation .56145 .23499
Most Extreme Differences Absolute .201 .219 Positive .143 .195 Negative -.201 -.219
Kolmogorov-Smirnov Z .449 .490 Asymp. Sig. (2-tailed) .988 .970 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
ROE_sebelum ROE_sesudah N
5
5
a,,b
Normal Parameters Mean 29.8120 17.9840 Std. Deviation 8.66622 2.71371
Most Extreme Differences Absolute .169 .149 Positive .129 .149 Negative -.169 -.129
Kolmogorov-Smirnov Z .377 .333 Asymp. Sig. (2-tailed) .999 1.000 a. Test distribution is Normal.
b. Calculated from data.
One-Sample Kolmogorov-Smirnov Test
CAR_sebelum CAR_sesudah N
5
5
a,,b
Normal Parameters Mean 13.5740 18.2620 Std. Deviation 2.91174 3.19985
Most Extreme Differences Absolute .283 .283 Positive .283 .283 Negative -.254 -.247
Kolmogorov-Smirnov Z .632 .632 Asymp. Sig. (2-tailed) .819 .819 a. Test distribution is Normal.
b. Calculated from data.