Pengaruh Tingkat Kesehatan Bank Terhadap Kinerja Keuangan Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2011-2014
Lampiran 1 Sampel Perusahaan
No. Nama Perusahaan
1 Bank Mandiri (Persero) Tbk
2 Bank Negara Indonesia (Persero) Tbk 3 Bank Tabungan Negara (Persero) Tbk 4 Bank Rakyat Indonesia (Persero) Tbk 5 Bank Rakyat Indonesia Agroniaga, Tbk 6 Bank Bukopin, Tbk
7 Bank Central Asia, Tbk 8 Bank CIMB Niaga, Tbk 9 Bank Danamon Indonesia, Tbk 10 Bank Mayapada Internasional, Tbk 11 Bank OCBC NISP
12 Bank Capital Indonesia, Tbk 13 Bank of India Indonesia, Tbk
Lampiran 2
Profil Sampel Perusahaan Yang Terdaftar di Bursa Efek Indonesia Periode 2011-2014
No. Nama Perusahaan Kode
Emiten
Tanggal Berdiri Tanggal Listing di BEI
1 Bank Mandiri (Persero) Tbk BMRI 2 Oktober 1998 14 Juli 2003 2 Bank Negara Indonesia (Persero) Tbk BBNI 5 Juli 1946 25 November 1996 3 Bank Tabungan Negara (Persero) Tbk BBTN 9 Februari 1950 17 Desember 2009 4 Bank Rakyat Indonesia (Persero) Tbk BBRI 16 Desember 1895 10 November 2003 5 Bank Rakyat Indonesia Agroniaga, Tbk AGRO 27 September 1989 8 Agustus 2003
6 Bank Bukopin, Tbk BBKP 10 Juli 1970 10 Juli 2006
7 Bank Central Asia, Tbk BBCA 10 Agustus 1955 31 Mei 2000 8 Bank CIMB Niaga, Tbk BNGA 4 November 1955 29 November 1989 9 Bank Danamon Indonesia, Tbk BDMN 16 Juli 1956 6 Desember 1989 10 Bank Mayapada Internasional, Tbk MAYA 7 September 1989 29 Agustus 1987
11 Bank OCBC NISP NISP 4 April 1941 20 Oktober 1994
12 Bank Capital Indonesia, Tbk BACA 20 April 1989 4 Oktober 2007 13 Bank of India Indonesia, Tbk BSWD 28 September 1968 1 Mei 2002
(2)
Lampiran 3
Deskripsi Hasil Penelitian
1. Interest Rate Risk (IRR)
No. Nama Perusahaan Tahun Pendapatan
Bunga
Beban Bunga IRR 1 Bank Mandiri (Persero) Tbk 2011 34.339.728 15.934.042 215,512
2012 38.203.256 15.019.850 254,352 2013 45.138.553 16.399.424 275,245 2014 57.563.264 23.505.518 244,893 2 Bank Negara Indonesia (Persero) Tbk 2011 19.906.894 7.240.959 274,921 2012 21.726.947 6.925.120 313,741 2013 25.119.488 6.942.828 361,805 2014 31.448.499 10.306.697 305,127 3 Bank Tabungan Negara (Persero) Tbk 2011 7.334.318 3.759.509 195,087 2012 8.481.318 4.080.603 207,845 2013 10.392.786 5.115.187 203,175 2014 12.394.564 7.295.733 169,888 4 Bank Rakyat Indonesia (Persero) Tbk 2011 47.296.178 13.275.304 356,272 2012 48.272.021 12.599.060 383,140 2013 57.720.831 14.590.223 395,613 2014 73.065.777 22.684.979 322,089 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 347.042 190.696 181,987 2012 316.495 133.550 236,986 2013 420.623 195.481 215,173 2014 598.344 339.152 176,424 6 Bank Bukopin. Tbk 2011 4.405.214 2.376.334 185,379 2012 4.842.434 2.498.043 193,849 2013 5.583.880 3.287.658 169,844 2014 6.641.363 4.297.226 154,550 7 Bank Central Asia. Tbk 2011 24.566.852 7.730.157 317,805 2012 28.892.578 7.647.167 377,821 2013 34.120.583 7.774.971 438,852 2014 43.548.290 11.610.320 375,083 8 Bank CIMB Niaga. Tbk 2011 14.791.294 6.864.464 215,476 2012 16.195.571 6.486.352 249,687 2013 17.870.203 7.749.512 230,598 2014 20.812.884 10.123.389 205,592 9 Bank Danamon. Tbk 2011 16.882.491 6.033.390 279,818 2012 18.858.281 5.936.173 317,684 2013 20.130.837 6.599.794 305,022 2014 22.991.485 9.311.649 246,911 10 Bank Mayapada Internasional. Tbk 2011 1.267.878 714.106 177,548 2012 1.563.359 821.145 190,388
(3)
2013 2.255.017 1.251.644 180,164 2014 3.564.517 2.399.277 148,566 11 Bank OCBC NISP. Tbk 2011 4.187.166 1.931.724 216,758 2012 4.924.182 2.358.155 208,815 2013 6.149.145 3.009.857 204,300 2014 7.907.553 4.162.855 189,955 12 Bank Capital Indonesia. Tbk 2011 382.385 275.361 138,867 2012 427.309 269.311 158,667 2013 547.977 344.842 158,907 2014 786.137 570.303 137,845 13 Bank of India Indonesia. Tbk 2011 177.328 78.367 226,279 2012 203.775 102.437 198,927 2013 275.181 130.350 211,109 2014 440.008 260.235 169,081
2. Non Performing Loan (NPL)
No. Nama Perusahaan Tahun Kredit
Bermasalah
Total Kredit NPL 1 Bank Mandiri (Persero) Tbk 2011 19.688.156 273.623.240 7,195
2012 21.796.904 338.629.096 6,437 2013 26.349.151 409.855.249 6,429 2014 33.860.083 523.101.817 6,473 2 Bank Negara Indonesia (Persero) Tbk 2011 14.338.908 133.370.850 10,751 2012 12.550.500 200.430.941 6,262 2013 12.564.076 250.265.571 5,020 2014 13.000.328 277.622.281 4,683 3 Bank Tabungan Negara (Persero) Tbk 2011 9.097.122 58.799.385 15,471 2012 12.443.347 75.277.840 16,530 2013 15.097.334 92.090.448 16,394 2014 19.333.507 105.826.238 18,269 4 Bank Rakyat Indonesia (Persero) Tbk 2011 23.708.827 281.144.416 8,433 2012 22.577.032 344.422.378 6,555 2013 26.068.587 426.894.749 6,107 2014 31.461.311 482.239.369 6,524 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 68.217 1.744.600 3,910 2012 96.545 2.423.882 3,983 2013 86.464 3.594.203 2,406 2014 115.774 4.540.181 2,550
6 Bank Bukopin. Tbk 2011 2.209.945 40.748.306 5,423
2012 2.408.598 45.530.740 5,290 2013 2.370.845 48.461.043 4,892 2014 4.903.668 55.262.577 8,873
(4)
7 Bank Central Asia. Tbk 2011 3.256.177 202.254.927 1,610 2012 4.230.240 256.777.865 1,647 2013 4.972.022 312.290.388 1,592 2014 6.702.328 346.563.310 1,934 8 Bank CIMB Niaga. Tbk 2011 8.591.348 122.931.369 6,989 2012 9.445.529 140.732.390 6,712 2013 10.711.298 149.627.573 7,159 2014 13.305.380 169.188.308 7,864 9 Bank Danamon. Tbk 2011 9.858.315 87.698.136 11,241 2012 9.738.765 93.180.861 10,451 2013 8.020.958 105.780.641 7,583 2014 9.774.697 109.575.129 8,921 10 Bank Mayapada Internasional. Tbk 2011 826.982 8.758.331 9,442 2012 874.816 12.216.247 7,161 2013 1.212.688 17.612.233 6,885 2014 3.297.545 25.932.710 12,716 11 Bank OCBC NISP. Tbk 2011 1.023.759 41.275.778 2,480 2012 1.338.334 52.896.715 2,530 2013 1.160.653 63.967.113 1,814 2014 1.759.951 68.363.239 2,574 12 Bank Capital Indonesia. Tbk 2011 14.161 1.758.730 0,805 2012 62.813 2.831.618 2,218 2013 213.114 3.743.319 5,693 2014 115118 4.737.817 2,430 13 Bank of India Indonesia. Tbk 2011 57.999 1.330.690 4,359 2012 72.924 1.690.008 4,315 2013 60.672 2.415.169 2,512 2014 140.018 3.024.676 4,629
3. Loan to Deposit Ratio (LDR)
No. Nama Perusahaan Tahun Total Kredit Dana Pihak Ketiga
LDR 1 Bank Mandiri (Persero) Tbk 2011 273.623.240 325.430.013 84,081
2012 338.629.096 394.749.940 85,783 2013 409.855.249 454.310.401 90,215 2014 523.101.817 530.116.067 98,677 2 Bank Negara Indonesia (Persero) Tbk 2011 133.370.850 231.295.740 57,662 2012 200.430.941 257.660.841 77,789 2013 250.265.571 250.832.568 99,774 2014 277.622.281 274.881.688 100,997 3 Bank Tabungan Negara (Persero) Tbk 2011 58.799.385 32.209.533 182,553 2012 75.277.840 40.498.114 185,880
(5)
2013 92.090.448 46.468.185 198,180 2014 105.826.238 55.183.224 191,772 4 Bank Rakyat Indonesia (Persero) Tbk 2011 281.144.416 384.264.345 73,164 2012 344.422.378 450.166.383 76,510 2013 426.894.749 504.281.382 84,654 2014 482.239.369 622.321.846 77,490 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 1.744.600 2.766.326 63,066 2012 2.423.882 3.054.289 79,360 2013 3.594.203 4.120.254 87,233 2014 4.540.181 5.206.253 87,206 6 Bank Bukopin. Tbk 2011 40.748.306 47.154.487 86,414 2012 45.530.740 60.396.526 75,386 2013 48.461.043 55.822.392 86,813 2014 55.262.577 65.390.790 84,511 7 Bank Central Asia. Tbk 2011 202.254.927 322.590.757 62,697 2012 256.777.865 368.789.454 69,627 2013 312.290.388 408.497.903 76,448 2014 346.563.310 446.786.180 77,568 8 Bank CIMB Niaga. Tbk 2011 122.931.369 131.588.850 93,421 2012 140.732.390 150.694.011 93,390 2013 149.627.573 163.476.240 91,529 2014 169.188.308 174.432.592 96,994 9 Bank Danamon. Tbk 2011 87.698.136 85.733.632 102,291 2012 93.180.861 89.432.421 104,191 2013 105.780.641 109.015.891 97,032 2014 109.575.129 116.282.030 94,232 10 Bank Mayapada Internasional. Tbk 2011 8.758.331 10.472.462 83,632 2012 12.216.247 15.012.917 81,372 2013 17.612.233 19.195.526 91,752 2014 25.932.710 31.188.473 83,148 11 Bank OCBC NISP. Tbk 2011 41.275.778 47.154.487 87,533 2012 52.896.715 60.396.526 87,582 2013 63.967.113 67.450.620 94,835 2014 68.363.239 71.229.426 95,976 12 Bank Capital Indonesia. Tbk 2011 1.758.730 3.970.550 44,294 2012 2.831.618 4.771.765 59,341 2013 3.743.319 5.884.872 63,609 2014 4.737.817 8.102.896 58,471 13 Bank of India Indonesia. Tbk 2011 1.330.690 1.576.864 84,388 2012 1.690.008 1.833.004 92,199 2013 2.415.169 2.629.714 91,842 2014 3.024.676 3.492.073 86,615
(6)
4. Net Interest Margin (NIM)
No. Nama Perusahaan Tahun Pendapatan
Bunga Bersih
Rata-rata Aktiva Produktif
NIM
1 Bank Mandiri (Persero) Tbk 2011 18.405.686 630.973.185 2,917 2012 23.183.406 703.573.005 3,295 2013 28.739.129 816.846.263 3,518 2014 34.057.746 823.261.778 4,137 2 Bank Negara Indonesia (Persero) Tbk 2011 12.665.935 292.427.493 4,331 2012 14.801.827 331.045.342 4,471 2013 18.176.660 378.503.232 4,802 2014 21.141.802 410.553.963 5,150 3 Bank Tabungan Negara (Persero) Tbk 2011 3.574.809 92.029.348 3,884 2012 4.400.715 116.293.149 3,784 2013 5.277.599 137.954.707 3,826 2014 5.098.831 153.136.161 3,330 4 Bank Rakyat Indonesia (Persero) Tbk 2011 34.020.874 467.104.667 7,283 2012 35.672.961 544.213.724 6,555 2013 43.130.608 614.408.326 7,020 2014 50.380.798 786.148.199 6,409 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 156.346 3.508.815 4,456 2012 182.945 4.086.301 4,477 2013 225.142 5.144.971 4,376 2014 259.192 6.392.497 4,055
6 Bank Bukopin. Tbk 2011 2.028.880 56.539.318 3,588
2012 2.344.391 64.904.251 3,612 2013 2.296.222 68.118.889 3,371 2014 2.344.137 77.560.138 3,022 7 Bank Central Asia. Tbk 2011 16.836.695 380.949.037 4,420 2012 21.245.411 439.434.255 4,835 2013 26.345.612 492.181.513 5,353 2014 31.937.970 547.544.968 5,833 8 Bank CIMB Niaga. Tbk 2011 7.926.830 164.611.772 4,815 2012 9.709.219 194.514.453 4,992 2013 10.120.691 215.117.614 4,705 2014 10.689.495 230.410.726 4,639 9 Bank Danamon. Tbk 2011 10.849.101 147.849.501 7,338 2012 12.922.108 161.658.172 7,993 2013 13.531.043 189.345.872 7,146 2014 13.679.836 201.187.532 6,800 10 Bank Mayapada Internasional. Tbk 2011 553.772 3.813.970 14,520 2012 742.214 16.684.891 4,448 2013 1.003.373 23.514.689 4,267 2014 1.165.240 35.593.143 3,274
(7)
11 Bank OCBC NISP. Tbk 2011 2.255.442 59.358.158 3,800 2012 2.566.027 78.777.294 3,257 2013 3.139.288 97.431.600 3,222 2014 3.744.698 102.362.510 3,658 12 Bank Capital Indonesia. Tbk 2011 107.024 4.580.026 2,337 2012 157.998 5.533.120 2,855 2013 203.135 6.974.553 2,913 2014 215.834 9.076.052 2,378 13 Bank of India Indonesia. Tbk 2011 98.961 2.082.313 4,752 2012 101.338 2.494.171 4,063 2013 144.831 3.597.186 4,026 2014 179.773 5.192.427 3,462
5. Beban Operasional Pendapatan Operasional (BOPO)
No. Nama Perusahaan Tahun Beban
Operasional
Pendapatan Operasional
BOPO 1 Bank Mandiri (Persero) Tbk 2011 35.257.172 54.304.457 64,925
2012 37.434.301 60.112.759 62,273 2013 42.753.346 71.341.628 59,928 2014 55.563.586 86.690.044 64,095 2 Bank Negara Indonesia (Persero) Tbk 2011 18.629.984 28.293.271 65,846 2012 19.984.628 31.150.328 64,155 2013 21.965.115 35.891.612 61,198 2014 27.092.015 44.080.298 61,461 3 Bank Tabungan Negara (Persero) Tbk 2011 6.490.348 8.068.121 80,444 2012 7.305.321 9.390.073 77,798 2013 8.978.596 11.546.860 77,758 2014 12.472.301 13.702.148 91,024 4 Bank Rakyat Indonesia (Persero) Tbk 2011 30.822.899 53.940.323 57,143 2012 32.617.687 58.000.153 56,237 2013 37.735.591 67.809.543 55,649 2014 50.340.117 84.421.353 59,630 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 331.274 357.438 92,680 2012 274.768 363.909 75,505 2013 375.555 471.315 79,682 2014 517.386 638.234 81,065
6 Bank Bukopin. Tbk 2011 4.187.261 5.254.041 79,696
2012 4.564.452 5.790.130 78,832 2013 5.665.786 6.735.699 84,116 2014 6.936.749 8.038.260 86,297 7 Bank Central Asia. Tbk 2011 18.644.126 31.780.230 58,666 2012 20.544.655 61.954.340 33,161
(8)
2013 22.483.482 74.262.830 30,276 2014 32.294.977 92.111.477 35,061 8 Bank CIMB Niaga. Tbk 2011 12.094.971 17.052.975 70,926 2012 12.542.818 18.910.881 66,326 2013 14.244.515 20.490.013 69,519 2014 16.953.851 22.942.768 73,896 9 Bank Danamon. Tbk 2011 16.853.629 22.088.338 76,301 2012 19.087.922 24.658.785 77,408 2013 20.939.273 26.544.431 78,884 2014 24.755.577 28.818.939 85,900 10 Bank Mayapada Internasional. Tbk 2011 1.113.454 1.373.786 81,050 2012 1.304.763 1.736.501 75,137 2013 1.813.066 2.361.123 76,788 2014 3.081.590 3.660.009 84,196 11 Bank OCBC NISP. Tbk 2011 3.634.659 4.838.032 75,127 2012 4.299.653 5.760.036 74,646 2013 5.225.231 7.028.175 74,347 2014 6.652.771 8.650.814 76,903 12 Bank Capital Indonesia. Tbk 2011 394.451 421.538 93,574 2012 409.094 472.067 86,660 2013 487.632 572.269 85,210 2014 722.936 822.566 87,888 13 Bank of India Indonesia. Tbk 2011 120.562 191.713 62,887 2012 153.863 218.287 70,487 2013 189.624 305.438 62,083 2014 327.521 475.463 68,885
6. Capital Adequacy Ratio (CAR)
No. Nama Perusahaan Tahun Modal Aktiva
Tertimbang Menurut
Risiko
CAR
1 Bank Mandiri (Persero) Tbk 2011 53.325.871 352.519.994 15,127 2012 61.947.504 400.189.948 15,480 2013 73.345.421 491.276.170 14,930 2014 85.479.697 514.904.536 16,601 2 Bank Negara Indonesia (Persero) Tbk 2011 32.691.914 185.403.030 17,633 2012 39.198.859 235.143.100 16,670 2013 43.563.420 288.616.781 15,094 2014 50.352.050 310.485.402 16,217 3 Bank Tabungan Negara (Persero) Tbk 2011 6.968.366 46.373.034 15,027 2012 9.433.162 53.321.389 17,691
(9)
2013 10.353.005 66.261.700 15,624 2014 11.171.458 76.332.641 14,635 4 Bank Rakyat Indonesia (Persero) Tbk 2011 41.815.988 279.602.642 14,956 2012 55.133.677 325.352.028 16,946 2013 69.472.036 408.858.393 16,992 2014 85.706.557 468.182.076 18,306 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 305.446 1.863.352 16,392 2012 354.192 2.393.132 14,800 2013 843.207 3.904.013 21,598 2014 902.376 4.733.908 19,062 6 Bank Bukopin. Tbk 2011 3.920.021 30.851.552 12,706 2012 5.820.205 35.620.713 16,339 2013 6.574.389 43.468.860 15,124 2014 6.896.811 48.551.547 14,205 7 Bank Central Asia. Tbk 2011 34.962.146 274.270.277 12,747 2012 43.900.410 308.378.484 14,236 2013 56.211.433 358.963.569 15,659 2014 67.840.206 402.458.144 16,856 8 Bank CIMB Niaga. Tbk 2011 19.567.944 149.543.598 13,085 2012 23.361.501 154.867.866 15,085 2013 26.877.844 174.778.989 15,378 2014 29.622.900 192.486.562 15,390 9 Bank Danamon. Tbk 2011 17.648.412 106.201.986 16,618 2012 19.390.976 105.499.892 18,380 2013 21.588.379 123.510.477 17,479 2014 24.230.478 133.353.973 18,170 10 Bank Mayapada Internasional. Tbk 2011 1.514.314 9.382.548 16,140 2012 1.548.059 12.825.524 12,070 2013 2.757.058 17.919.459 15,386 2014 2.985.448 26.563.913 11,239 11 Bank OCBC NISP. Tbk 2011 7.526.639 54.744.787 13,749 2012 9.873.095 59.884.808 16,487 2013 14.275.975 74.034.874 19,283 2014 15.360.785 81.968.368 18,740 12 Bank Capital Indonesia. Tbk 2011 603.290 2.579.892 23,384 2012 624.532 3.107.433 20,098 2013 852.686 3.805.675 22,406 2014 925.852 5.131.016 18,044 13 Bank of India Indonesia. Tbk 2011 328.468 1.261.579 26,036 2012 341.701 1.432.896 23,847 2013 411.619 2.494.184 16,503 2014 515.201 3.326.434 15,488
(10)
7. Return On Asset (ROA)
No. Nama Perusahaan Tahun Laba
(sebelum pajak)
Rata-rata
Total Aset ROA 1 Bank Mandiri (Persero) Tbk 2011 16.512.035 551.891.704 2,992
2012 20.504.268 635.618.708 3,226 2013 24.061.837 733.099.762 3,282 2014 26.008.015 855.039.673 3,042 2 Bank Negara Indonesia (Persero) Tbk 2011 7.461.308 299.058.161 2,495 2012 8.899.562 333.303.506 2,670 2013 11.278.165 386.654.815 2,917 2014 13.524.310 416.573.708 3,247 3 Bank Tabungan Negara (Persero) Tbk 2011 1.522.260 89.121.459 1,708 2012 1.863.202 111.748.593 1,667 2013 2.140.771 131.169.730 1,632 2014 1.548.172 144.575.961 1,071 4 Bank Rakyat Indonesia (Persero) Tbk 2011 18.755.880 469.899.284 3,991 2012 23.859.572 551.336.790 4,328 2013 27.910.066 626.182.926 4,457 2014 30.859.073 801.955.021 3,848 5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 44.985 3.481.155 1,292 2012 51.471 4.040.140 1,274 2013 71.589 5.124.070 1,397 2014 85.354 6.385.191 1,337
6 Bank Bukopin. Tbk 2011 940.404 57.183.463 1,645
2012 1.059.370 65.689.830 1,613 2013 1.193.605 69.457.663 1,718 2014 971.121 79.051.268 1,228 7 Bank Central Asia. Tbk 2011 13.618.758 381.908.353 3,566 2012 14.686.046 442.994.197 3,315 2013 17.815.606 496.304.573 3,590 2014 20.741.121 552.423.892 3,755 8 Bank CIMB Niaga. Tbk 2011 4.391.782 166.801.130 2,633 2012 5.786.927 197.412.481 2,931 2013 5.832.017 218.866.409 2,665 2014 3.200.169 233.162.423 1,373 9 Bank Danamon. Tbk 2011 4.611.556 141.934.432 3,249 2012 5.486.679 155.791.308 3,522 2013 5.530.213 184.237.348 3,002 2014 3.553.534 195.708.593 1,816 10 Bank Mayapada Internasional. Tbk 2011 230.477 12.951.201 1,780 2012 351.141 17.166.552 2,045
(11)
2013 509.628 24.015.571 2,122 2014 580.328 36.173.591 1,604 11 Bank OCBC NISP. Tbk 2011 1.005.875 59.834.397 1,681 2012 1.222.241 79.141.737 1,544 2013 1.529.716 97.524.537 1,569 2014 1.776.712 103.123.179 1,723 12 Bank Capital Indonesia. Tbk 2011 34.310 4.694.939 0,731 2012 62.561 5.666.177 1,104 2013 93.343 7.139.276 1,307 2014 98.896 9.251.776 1,069 13 Bank of India Indonesia. Tbk 2011 64.542 2.080.428 3,102 2012 73.922 2.540.741 2,909 2013 109.583 3.601.336 3,043 2014 142.023 5.199.185 2,732
Lampiran 4 Analisis Deskriptif
1. Hasil Statistik Deskriptif
Statistics
IRR NPL LDR NIM BOPO CAR ROA
N Valid 52 52 52 52 52 52 52
Missing 0 0 0 0 0 0 0
Mean 239.79658 6.36781 91.56113 4.64942 71.33902 16.65650 2.37613
Std. Deviation 75.322701 4.094107 31.312261 1.941711 13.875244 2.918806 .978075
Minimum 137.845 .805 44.294 2.337 30.276 11.239 .731
(12)
Lampiran 5
1. Hasil Uji Normalitas Berdasarkan Kolmogorov-Smirnov
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N 52
Normal Parametersa,,b Mean .0000000
Std. Deviation .46396647
Most Extreme Differences Absolute .123
Positive .077
Negative -.123
Kolmogorov-Smirnov Z .885
Asymp. Sig. (2-tailed) .414
a. Test distribution is Normal.
(13)
2. Hasil Uji Heterokedastisitas
3. Hasil Uji Autokorelasi
Runs Test
Unstandardized Residual
Test Valuea -.03971
Cases < Test Value 26
Cases >= Test Value 26
Total Cases 52
Number of Runs 21
Z -1.681
Asymp. Sig. (2-tailed) .093
(14)
4. Hasil Uji Multikolinearitas
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
Collinearity Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) 3.294 1.118 2.947 .005
IRR .005 .002 .384 2.653 .011 .238 4.196
NPL .064 .030 .269 2.118 .040 .310 3.222
LDR -.006 .004 -.194 -1.700 .096 .383 2.610
NIM .047 .043 .093 1.095 .279 .690 1.449
BOPO -.037 .010 -.520 -3.647 .001 .246 4.060
CAR .026 .026 .077 1.001 .322 .854 1.171
a. Dependent Variable: ROA
5. Hasil Uji Koefisien Determinasi
Model Summaryb
Model R R Square Adjusted R Square
Std. Error of the Estimate
1 .880a .775 .745 .493930
a. Predictors: (Constant), CAR, NIM, LDR, BOPO, NPL, IRR
(15)
6. Hasil Uji F
ANOVAb
Model Sum of Squares Df Mean Square F Sig.
1 Regression 37.810 6 6.302 25.830 .000a
Residual 10.979 45 .244
Total 48.788 51
a. Predictors: (Constant), CAR, NIM, LDR, BOPO, NPL, IRR
b. Dependent Variable: ROA
7. Hasil Uji t
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) 3.294 1.118 2.947 .005
IRR .005 .002 .384 2.653 .011
NPL .064 .030 .269 2.118 .040
LDR -.006 .004 -.194 -1.700 .096
NIM .047 .043 .093 1.095 .279
BOPO -.037 .010 -.520 -3.647 .001
CAR .026 .026 .077 1.001 .322
(1)
7. Return On Asset (ROA)
No. Nama Perusahaan Tahun Laba
(sebelum pajak)
Rata-rata
Total Aset ROA
1 Bank Mandiri (Persero) Tbk 2011 16.512.035 551.891.704 2,992
2012 20.504.268 635.618.708 3,226
2013 24.061.837 733.099.762 3,282
2014 26.008.015 855.039.673 3,042
2 Bank Negara Indonesia (Persero) Tbk 2011 7.461.308 299.058.161 2,495
2012 8.899.562 333.303.506 2,670
2013 11.278.165 386.654.815 2,917
2014 13.524.310 416.573.708 3,247
3 Bank Tabungan Negara (Persero) Tbk 2011 1.522.260 89.121.459 1,708
2012 1.863.202 111.748.593 1,667
2013 2.140.771 131.169.730 1,632
2014 1.548.172 144.575.961 1,071
4 Bank Rakyat Indonesia (Persero) Tbk 2011 18.755.880 469.899.284 3,991
2012 23.859.572 551.336.790 4,328
2013 27.910.066 626.182.926 4,457
2014 30.859.073 801.955.021 3,848
5 Bank Rakyat Indonesia Agroniaga. Tbk 2011 44.985 3.481.155 1,292
2012 51.471 4.040.140 1,274
2013 71.589 5.124.070 1,397
2014 85.354 6.385.191 1,337
6 Bank Bukopin. Tbk 2011 940.404 57.183.463 1,645
2012 1.059.370 65.689.830 1,613
2013 1.193.605 69.457.663 1,718
2014 971.121 79.051.268 1,228
7 Bank Central Asia. Tbk 2011 13.618.758 381.908.353 3,566
2012 14.686.046 442.994.197 3,315
2013 17.815.606 496.304.573 3,590
2014 20.741.121 552.423.892 3,755
8 Bank CIMB Niaga. Tbk 2011 4.391.782 166.801.130 2,633
2012 5.786.927 197.412.481 2,931
2013 5.832.017 218.866.409 2,665
2014 3.200.169 233.162.423 1,373
9 Bank Danamon. Tbk 2011 4.611.556 141.934.432 3,249
2012 5.486.679 155.791.308 3,522
2013 5.530.213 184.237.348 3,002
2014 3.553.534 195.708.593 1,816
(2)
97
2013 509.628 24.015.571 2,122
2014 580.328 36.173.591 1,604
11 Bank OCBC NISP. Tbk 2011 1.005.875 59.834.397 1,681
2012 1.222.241 79.141.737 1,544
2013 1.529.716 97.524.537 1,569
2014 1.776.712 103.123.179 1,723
12 Bank Capital Indonesia. Tbk 2011 34.310 4.694.939 0,731
2012 62.561 5.666.177 1,104
2013 93.343 7.139.276 1,307
2014 98.896 9.251.776 1,069
13 Bank of India Indonesia. Tbk 2011 64.542 2.080.428 3,102
2012 73.922 2.540.741 2,909
2013 109.583 3.601.336 3,043
2014 142.023 5.199.185 2,732
Lampiran 4 Analisis Deskriptif
1. Hasil Statistik Deskriptif
Statistics
IRR NPL LDR NIM BOPO CAR ROA
N Valid 52 52 52 52 52 52 52
Missing 0 0 0 0 0 0 0
Mean 239.79658 6.36781 91.56113 4.64942 71.33902 16.65650 2.37613
Std. Deviation 75.322701 4.094107 31.312261 1.941711 13.875244 2.918806 .978075
Minimum 137.845 .805 44.294 2.337 30.276 11.239 .731
(3)
Lampiran 5
1. Hasil Uji Normalitas Berdasarkan Kolmogorov-Smirnov One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N 52
Normal Parametersa,,b Mean .0000000
Std. Deviation .46396647
Most Extreme Differences Absolute .123
Positive .077
Negative -.123
Kolmogorov-Smirnov Z .885
Asymp. Sig. (2-tailed) .414
a. Test distribution is Normal.
(4)
99 2. Hasil Uji Heterokedastisitas
3. Hasil Uji Autokorelasi
Runs Test
Unstandardized Residual
Test Valuea -.03971
Cases < Test Value 26
Cases >= Test Value 26
Total Cases 52
Number of Runs 21
Z -1.681
Asymp. Sig. (2-tailed) .093
(5)
4. Hasil Uji Multikolinearitas
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
Collinearity Statistics
B Std. Error Beta Tolerance VIF
1 (Constant) 3.294 1.118 2.947 .005
IRR .005 .002 .384 2.653 .011 .238 4.196
NPL .064 .030 .269 2.118 .040 .310 3.222
LDR -.006 .004 -.194 -1.700 .096 .383 2.610
NIM .047 .043 .093 1.095 .279 .690 1.449
BOPO -.037 .010 -.520 -3.647 .001 .246 4.060
CAR .026 .026 .077 1.001 .322 .854 1.171
a. Dependent Variable: ROA
5. Hasil Uji Koefisien Determinasi
Model Summaryb
Model R R Square Adjusted R Square
Std. Error of the Estimate
1 .880a .775 .745 .493930
a. Predictors: (Constant), CAR, NIM, LDR, BOPO, NPL, IRR
(6)
101 6. Hasil Uji F
ANOVAb
Model Sum of Squares Df Mean Square F Sig.
1 Regression 37.810 6 6.302 25.830 .000a
Residual 10.979 45 .244
Total 48.788 51
a. Predictors: (Constant), CAR, NIM, LDR, BOPO, NPL, IRR
b. Dependent Variable: ROA
7. Hasil Uji t
Coefficientsa
Model
Unstandardized Coefficients
Standardized Coefficients
t Sig.
B Std. Error Beta
1 (Constant) 3.294 1.118 2.947 .005
IRR .005 .002 .384 2.653 .011
NPL .064 .030 .269 2.118 .040
LDR -.006 .004 -.194 -1.700 .096
NIM .047 .043 .093 1.095 .279
BOPO -.037 .010 -.520 -3.647 .001
CAR .026 .026 .077 1.001 .322