Pengaruh Diversifikasi Fee Based Income Terhadap Profitabilitas (ROA) Pada Bank Yang Terdaftar Di Bursa Efek Indonesia (BEI) Periode 2009-2013

Lampiran.1 Daftar Populasi dan Sampel Perusahaan Perbankan No. Nama Perusahaan Kriteria

  11 Bank OCBC NISP Tbk ฀ ฀ ฀

  22 Bank Sinar Mas ฀ - -

  21 Bank Mayapada ฀ ฀ -

  20 Bank Tabungan Negara ฀ - ฀

  19 Bank Mutiara

  18 Bank Himpunan Saudara 1906 Tbk ฀ ฀ ฀

  17 Bank Nusantara Parahyangan Tbk ฀ ฀ ฀

  16 Bank Ekonomi Raharja Tbk ฀ ฀ ฀

  15 Bank of India Indonesia, Tbk ฀ ฀ ฀

  14 Bank Pan Indonesia Tbk ฀ ฀ ฀

  13 Bank Rakyat Indonesia Agroniaga Tbk ฀ ฀ ฀

  12 Bank Permata Tbk ฀ ฀ ฀

  10 Bank Mega Tbk ฀ ฀ ฀

  1

  9 Bank Danamon Tbk ฀ ฀ ฀

  8 Bank CIMB Niaga Tbk ฀ ฀ ฀

  7 Bank Bumi Artha Tbk ฀ ฀ ฀

  6 Bank Bukopin Tbk ฀ ฀ ฀

  ฀ ฀ ฀

  5 Bank Central Asia,Tbk.

  4 Bank Artha Graha Internasional, Tbk, ฀ ฀ ฀

  3 Bank BNI ฀ ฀ ฀

  2 Bank Mandiri ฀ ฀ ฀

  1 Bank BRI ฀ ฀ ฀

  3

  2

• ฀ ฀

Lampiran.2 Data Variabel Penelitian Emiten Tahun Y

  X1 X2

X3 BRI

  2009 0.0310 0.1937 0.0286 0.0241

BRI 2010 0.0350 0.1790 0.0209 0.0960 BRI 2011 0.0340 0.1850 0.0230 0.1248 BRI 2012 0.0360 0.1779 0.0263 0.0818 BRI 2013 0.0370 0.1738 0.0370 0.0824 MANDIRI 2009 0.0370 0.0805 0.0271 0.0167 MANDIRI 2010 0.0460 0.0732 0.0201 0.0510 MANDIRI

  2011 0.0490 0.0838 0.0009 0.0590

MANDIRI 2012 0.0520 0.0876 0.0096 0.0898 MANDIRI 2013 0.0500 0.0927 0.0091 0.0574 BNI 2009 0.0170 0.2112 0.0170 0.0503 BNI 2010 0.0250 0.1978 0.0094 0.1687 BNI 2011 0.0290 0.1777 0.0087 0.1791 BNI 2012 0.0290 0.1818 0.0086 0.1629 BNI 2013 0.0340 0.1959 0.0186 0.1168 ARTHA 2009 0.0150 0.0255 0.0173 0.0614 ARTHA 2010 0.0210 0.0256 0.0102 0.0704 ARTHA

  2011 0.0200 0.0337 0.0207 0.1799

ARTHA 2012 0.0190 0.0291 0.0249 0.0372 ARTHA 2013 0.0180 0.0236 0.0390 0.0153 CENTRAL

  2009 0.0040 0.1434 0.0312 0.0513

CENTRAL 2010 0.0080 0.1970 0.0148 0.1507 CENTRAL 2011 0.0070 0.1894 0.0214 0.0891 CENTRAL 2012 0.0070 0.1116 0.0124 0.0065 CENTRAL

  2013 0.0140 0.1049 0.0086 0.0078

BUKOPIN 2009 0.0340 0.0485 0.0227 0.1694 BUKOPIN 2010 0.0350 0.1708 0.0089 0.0445 BUKOPIN

  2011 0.0380 0.1670 0.0233 0.0422

BUKOPIN 2012 0.0360 0.1604 0.0189 0.0330 BUKOPIN 2013 0.0380 0.1698 0.0180 0.0555 BUMI 2009 0.0150 0.0740 0.0013 0.0053 BUMI 2010 0.0160 0.0561 0.0016 0.0125 BUMI 2011 0.0190 0.0496 0.0060 0.0293 BUMI 2012 0.0180 0.0404 0.0124 0.0421 BUMI 2013 0.0180 0.0388 0.0071 0.0299 CIMB 2009 0.0210 0.1183 0.0500 0.0355 CIMB 2010 0.0150 0.1290 0.0206 0.0077 CIMB

  2011 0.0210 0.1600 0.0311 0.0310 CIMB 2012 0.0250 0.1562 0.0356 0.0325

  2013 0.0210 0.1730 0.0010 0.0317

CIMB

DANAMON 2009 0.0018 0.0528 0.0223 0.0039 DANAMON 2010 0.0320 0.2364 0.0157 0.0179 DANAMON

DANAMON 2012 0.0120 0.2511 0.0058 0.0008 DANAMON 2013 0.0180 0.2607 0.0072 0.0154 MEGA 2009 0.0130 0.1297 0.0276 0.1459 MEGA 2010 0.0350 0.1342 0.0085 0.0938 MEGA 2011 0.0300 0.1719 0.0085 0.0822 MEGA 2012 0.0230 0.2046 0.0084 0.0115 MEGA

OSBC 2009 0.0180 0.0142 0.0658 0.0443 OSBC 2010 0.0250 0.1261 0.0370 0.0572 OSBC 2011 0.0230 0.1222 0.0574 0.0444 OSBC 2012 0.0270 0.1510 0.0625 0.0322 OSBC 2013 0.0180 0.0173 0.0602 0.0196 PERMATA 2009 0.0190 0.0699 0.0367 0.0754 PERMATA 2010 0.0130 0.0592 0.0280 0.0214 PERMATA 2011 0.0190 0.0207 0.0241 0.0258 PERMATA 2012 0.0180 0.0170 0.0163 0.0251 PERMATA

BRI AGR 2009 0.0018 0.0021 0.0018 0.1612 BRI AGR 2010 0.0067 0.0036 0.0015 0.0071 BRI AGR

BRI AGR 2012 0.0163 0.0028 0.0086 0.1743 BRI AGR 2013 0.0166 0.0249 0.0726 0.0682 PAN 2009 0.0175 0.0128 0.0421 0.1727 PAN

PAN 2011 0.0202 0.0051 0.0362 0.2559 PAN 2012 0.0196 0.0052 0.0119 0.1201 PAN

  2013 0.0119 0.0618 0.0327 0.0061 PARAHYGAN 2009 0.0102 0.0130 0.0390 0.0552 PARAHYGAN 2010 0.0150 0.0140 0.0188 0.0392 PARAHYGAN 2011 0.0153 0.0139 0.0219 0.0389

  INDIA 2012 0.0314 0.0739 0.0500 0.0045

  2011 0.0290 0.2621 0.0267 0.0002

  INDIA 2011 0.0366 0.0694 0.0531 0.0048

  INDIA 2010 0.0293 0.0681 0.0225 0.0059

  INDIA 2009 0.0353 0.0475 0.0381 0.0168

  2013 0.0185 0.0051 0.0212 0.0680

  2010 0.0176 0.0094 0.0391 0.1962

  2011 0.0139 0.0031 0.0081 0.0248

  2013 0.0180 0.0197 0.0270 0.0144

  2013 0.0350 0.3191 0.0049 0.0729

INDIA 2013 0.0380 0.0523 0.0095 0.0403 RAHARJA 2009 0.0221 0.0729 0.0097 0.0122 RAHARJA 2010 0.0178 0.0125 0.0026 0.0683 RAHARJA 2011 0.0149 0.0131 0.0260 0.0406 RAHARJA 2012 0.0102 0.0559 0.0260 0.0724 RAHARJA

  PARAHYGAN 2012 0.0157 0.0148 0.0190 0.0484

PARAHYGAN 2013 0.0158 0.0176 0.0406 0.0520 SAUDARA 2009 0.0241 0.0175 0.0131 0.0489 SAUDARA

  2010 0.0278 0.0430 0.0736 0.0254 SAUDARA 2011 0.0300 0.0408 0.0348 0.0443 SAUDARA 2012 0.0278 0.0500 0.0551 0.0479 SAUDARA 2013 0.0223 0.0704 0.0210 0.0133

Lampiran.3 Hasil Pengujian Panel Unit Root dengan Software E-views 7.0

Return on Assets (Y)

  Panel unit root test: Summary Series: Y Date: 02/23/15 Time: 10:14 Sample: 2009 2013 Exogenous variables: Individual effects Automatic selection of maximum lags Automatic lag length selection based on SIC: 0 Newey-West automatic bandwidth selection and Bartlett kernel Balanced observations for each test

  Cross- Method Statistic Prob.** sections Obs Null: Unit root (assumes common unit root process) Levin, Lin & Chu t* -20.5584 0.0000

  18

  72 Null: Unit root (assumes individual unit root process) Im, Pesaran and Shin W-stat -5.98842 0.0000

  18

  72 ADF - Fisher Chi-square 75.8443 0.0001

  18

  72 PP - Fisher Chi-square 100.338 0.0000

  18

  72

• Probabilities for Fisher tests are computed using an asymptotic Chi -square distribution. All other tests assume asymptotic normality.

Provisi dan Komisi (X1)

  Panel unit root test: Summary Series: X1 Date: 02/23/15 Time: 10:18 Sample: 2009 2013 Exogenous variables: Individual effects Automatic selection of maximum lags Automatic lag length selection based on SIC: 0 Newey-West automatic bandwidth selection and Bartlett kernel Balanced observations for each test

  Cross- Method Statistic Prob.** sections Obs Null: Unit root (assumes common unit root process) Levin, Lin & Chu t* -27.8339 0.0000

  18

  72 Null: Unit root (assumes individual unit root process) Im, Pesaran and Shin W-stat -6.51629 0.0000

  18

  72 ADF - Fisher Chi-square 68.9685 0.0008

  18

  72 PP - Fisher Chi-square 78.1438 0.0001

  18

  72

• Probabilities for Fisher tests are computed using an asymptotic Chi -square distribution. All other tests assume asymptotic normality.

Transaksi Valuta Asing (X2)

  Panel unit root test: Summary Series: X2 Date: 02/23/15 Time: 10:28 Sample: 2009 2013 Exogenous variables: Individual effects Automatic selection of maximum lags Automatic lag length selection based on SIC: 0 Newey-West automatic bandwidth selection and Bartlett kernel Balanced observations for each test

  Cross- Method Statistic Prob.** sections Obs Null: Unit root (assumes common unit root process) Levin, Lin & Chu t* -10.9472 0.0000

  18

  72 Null: Unit root (assumes individual unit root process) Im, Pesaran and Shin W-stat -2.13989 0.0162

  18

  72 ADF - Fisher Chi-square 48.3880 0.0813

  18

  72 PP - Fisher Chi-square 51.5952 0.0445

  18

  72

• Probabilities for Fisher tests are computed using an asymptotic Chi -square distribution. All other tests assume asymptotic normality.

Pendapatan Lain-lain (X3)

  Panel unit root test: Summary Series: X3 Date: 02/23/15 Time: 10:31 Sample: 2009 2013 Exogenous variables: Individual effects Automatic selection of maximum lags Automatic lag length selection based on SIC: 0 Newey-West automatic bandwidth selection and Bartlett kernel Balanced observations for each test

  Cross- Method Statistic Prob.** sections Obs Null: Unit root (assumes common unit root process) Levin, Lin & Chu t* -16.4178 0.0000

  18

  72 Null: Unit root (assumes individual unit root process) Im, Pesaran and Shin W-stat -4.17729 0.0000

  18

  72 ADF - Fisher Chi-square 64.1501 0.0027

  18

  72 PP - Fisher Chi-square 79.0944 0.0000

  18

  72

• Probabilities for Fisher tests are computed using an asymptotic Chi -square distribution. All other tests assume asymptotic normality.

Lampiran.4 Hasil Estimasi dengan Pendekatan Pooled Least Squared

  Dependent Variable: Y Method: Panel Least Squares Date: 02/23/15 Time: 10:46 Sample: 2009 2013 Periods included: 5 Cross-sections included: 18 Total panel (balanced) observations: 90 Variable Coefficient Std. Error t-Statistic Prob.

  C 0.017259 0.002855 6.044983 0.0000 X1 0.044995 0.014430 3.118167 0.0025 X2 0.039934 0.065843 0.606503 0.5458 X3 0.010014 0.020129 0.497473 0.6201 R-squared 0.102813 Mean dependent var 0.023011 Adjusted R-squared 0.071516 S.D. dependent var 0.010739 S.E. of regression 0.010348 Akaike info criterion -6.260713 Sum squared resid 0.009208 Schwarz criterion -6.149610 Log likelihood 285.7321 Hannan-Quinn criter. -6.215910 F-statistic 3.285052 Durbin-Watson stat 0.329833 Prob(F-statistic) 0.024601

Lampiran.5 Hasil Estimasi dengan Pendekatan Fixed Effect Model

  Dependent Variable: Y Method: Panel Least Squares Date: 02/23/15 Time: 10:51 Sample: 2009 2013 Periods included: 5 Cross-sections included: 18 Total panel (balanced) observations: 90 Variable Coefficient Std. Error t-Statistic Prob.

  C 0.017334 0.002063 8.400783 0.0000 X1 0.052895 0.015042 3.516371 0.0008 X2 -0.003736 0.041269 -0.090519 0.9281 X3 0.013652 0.013558 1.006965 0.3175

  Effects Specification Cross-section fixed (dummy variables) R-squared 0.843528 Mean dependent var 0.023011 Adjusted R-squared 0.798173 S.D. dependent var 0.010739 S.E. of regression 0.004824 Akaike info criterion -7.629320 Sum squared resid 0.001606 Schwarz criterion -7.046031 Log likelihood 364.3194 Hannan-Quinn criter. -7.394104 F-statistic 18.59862 Durbin-Watson stat 1.832457 Prob(F-statistic) 0.000000

Lampiran.6

Hausman Test

  Correlated Random Effects - Hausman Test Equation: Untitled Test cross-section random effects Test Summary Chi-Sq. Statistic Chi-Sq. d.f. Prob.

  Cross-section random 0.290517 3 0.9618 Cross-section random effects test comparisons: Variable Fixed Random Var(Diff.) Prob.

  X1 0.052895 0.051118 0.000034 0.7614 X2 -0.003736 -0.000128 0.000059 0.6379 X3 0.013652 0.013147 0.000008 0.8624 Cross-section random effects test equation: Dependent Variable: Y Method: Panel Least Squares Date: 02/23/15 Time: 11:39 Sample: 2009 2013 Periods included: 5 Cross-sections included: 18 Total panel (balanced) observations: 90 Variable Coefficient Std. Error t-Statistic Prob.

  C 0.017334 0.002063 8.400783 0.0000 X1 0.052895 0.015042 3.516371 0.0008 X2 -0.003736 0.041269 -0.090519 0.9281 X3 0.013652 0.013558 1.006965 0.3175

  Effects Specification Cross-section fixed (dummy variables) R-squared 0.843528 Mean dependent var 0.023011 Adjusted R-squared 0.798173 S.D. dependent var 0.010739 S.E. of regression 0.004824 Akaike info criterion -7.629320 Sum squared resid 0.001606 Schwarz criterion -7.046031 Log likelihood 364.3194 Hannan-Quinn criter. -7.394104 F-statistic 18.59862 Durbin-Watson stat 1.832457 Prob(F-statistic) 0.000000

Lampiran .7 Uji Multikolineritas

  X1 X2

  X3 X1 1.000000 -0.198341 -0.028942 X2 -0.198341 1.000000 -0.070980 X3 -0.028942 -0.070980 1.000000

Lampiran.8 Uji Normalitas (Normality Test)

  20 Series: Standardized Residuals Sample 2009 2013

  16 Observations 90 Mean -1.93e-20

  12 Median 0.000758 Maximum 0.012043 Minimum -0.011733

  8 Std. Dev. 0.004248 Skewness -0.176802 Kurtosis 3.911487

  4 Jarque-Bera 3.584420 Probability 0.166592

• 0.010 -0.005 0.000 0.005 0.010