Bank Jabar dan Banten Bilingual 31 Mrt 2013
PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk
dan entitas anak/and subsidiaries
Laporan keuangan konsolidasian (Unaudited)
31 Maret 2013 dan 31 Desember 2012
Serta Periode yang berakhir pada tanggal
31 Maret 2013 dan 2012/
Consolidated financial statements (Un-Audited)
March 31, 2013 and December 31, 2012
and For period ended March 31, 2013 and 2012
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN KEUANGAN KONSOLIDASIAN
UNAUDITED
31 MARET 2013 DAN 31 DESEMBER 2012
SERTA PERIODE YANG BERAKHIR PADA TANGGAL
31 MARET 2013 DAN 2012
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
UN-AUDITED
MARCH 31, 2013 AND DECEMBER 31, 2012
AND FOR THE PERIOD ENDED
MARCH 31, 2013 AND 2012
Daftar Isi
Table of Contents
Halaman/
Page
Laporan Posisi Keuangan Konsolidasian ……………
1-4
…….…Consolidated Statements of Financial Position
Laporan Laba Rugi Komprehensif Konsolidasian ….
5-6
..Consolidated Statements of Comprehensive Income
Laporan Perubahan Ekuitas Konsolidasian ..............
7
...…....Consolidated Statements of Changes in Equity
Laporan Arus Kas Konsolidasian ..............................
8-9
……………...Consolidated Statements of Cash Flows
Catatan atas Laporan Keuangan Konsolidasian .......
10-208
......…Notes to the Consolidated Financial Statements
***************************
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (UN-AUDITED)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ASET
ASSETS
Kas
1.569.900
2a,2d,4
1.795.074
Cash
Giro pada
Bank Indonesia
3.659.489
2a,2d,2e,5
4.666.015
Current accounts with Bank
Indonesia
Giro pada bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
2a,2d,2e,2m,
2ae,6,43
238.711
(67)
238.644
Penempatan pada Bank
Indonesia dan bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
Surat berharga
- pihak ketiga
Cadangan kerugian penurunan nilai
Current accounts with other banks
289.755
third parties (69)
Allowance for impairment losses
289.686
2a,2d,2f,2m,
2ae,7,43
6.927.124
(3.114)
8.013.850
(2.111)
6.924.010
8.011.739
2d,2g,2m,2ae
9,43
3.911.464
3.911.464
4.142.992
-
Placements with Bank
Indonesia and other banks
third parties Allowance for impairment losses
Marketable securities
third parties Allowance for impairment losses
4.142.992
Efek-efek yang dibeli dengan janji
dijual kembali
8.762.754
2d,2h,2m,10
11.567.261
Marketable securities purchased
under agreements to resell
Wesel ekspor dan tagihan lainnya
- pihak ketiga
56.777
2d,2i,2m,2ae
11,43
67.400
Bills and other receivables
third parties -
7
-
2d,2i,2m,2ae
11,43
-
-
Derivative receivables
third parties Allowance for impairment losses
7
-
-
Tagihan Derivatif
- pihak ketiga
Cadangan kerugian penurunan nilai
Kredit yang diberikan
- pihak-pihak berelasi
- pihak ketiga
898.158
36.923.521
Cadangan kerugian penurunan nilai
37.821.679
(623.985)
35.374.390
(605.667)
37.197.694
34.768.723
Pembiayaan syariah
- pihak-pihak berelasi
- pihak ketiga
2.613
3.065.462
Cadangan kerugian penurunan nilai
Tagihan akseptasi
2d,2k,2m,2ae
12,43
2l,2m,2ae,
13,43
195.770
35.178.620
Loans
related parties third parties -
Allowance for impairment losses
2.866
2.955.456
Sharia financing
related parties third parties -
3.068.075
(103.147)
2.958.322
(77.844)
Allowance for impairment losses
2.964.928
2.880.478
166.790
2d,2m,2n,14
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
224.975
Acceptance receivables
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
1
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ASET (lanjutan)
Penyertaan saham
- pihak-pihak berelasi
Cadangan kerugian penurunan nilai
ASSETS (continued)
2d,2m,2o,2ae
15,43
31.984
(6.693)
25.291
Aset tetap setelah dikurangi
akumulasi penyusutan
sebesar Rp591.055
(31 Maret 2012: Rp524.335,
31 Desember 2012: Rp571.265)
Aset pajak tangguhan - neto
Bunga yang masih akan diterima
Aset lain-lain - neto
TOTAL ASET
31.984
(4.264)
Investment in shares
related parties Allowance for impairment losses
27.720
1.002.066
2p,16
734.873
Fixed assets net of accumulated
depreciation of Rp591.055
(March 31, 2012: Rp524.335,
December 31, 2012: Rp571.265)
4.767
2ab,26
3.635
Deferred tax assets - net
410.161
17
350.560
Interest receivables
1.512.450
2d,2m,2q,2r,2s,18
1.309.747
Other assets - net
70.840.878
TOTAL ASSETS
68.407.192
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
2
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
LIABILITAS, DANA SYIRKAH
TEMPORER DAN EKUITAS
LIABILITIES, TEMPORARY
SYIRKAH FUND AND EQUITY
LIABILITAS
Liabilitas segera
Simpanan nasabah
- pihak-pihak berelasi
- pihak ketiga
LIABILITIES
691.760
2d,2t,19
2d,2u,2ae
20,43
22.938.343
22.399.808
45.338.151
Simpanan nasabah - Syariah
- pihak-pihak berelasi
- pihak ketiga
Simpanan dari bank lain
- pihak-pihak berelasi
- pihak ketiga
Liabilitas derivatif
Efek-efek yang dijual dengan
janji dibeli kembali
Liabilitas akseptasi
Efek utang yang diterbitkan - neto
Pinjaman yang diterima
- pihak ketiga
Estimasi kerugian
komitmen dan kontinjensi
1.761.134
Obligations due immediately
3.193.494
44.439.369
Deposits from customers
related parties third parties -
47.632.863
2u,2ae,20,43
23.146
142.136
102
294.548
165.282
294.650
2d,2v,21,43
5.038.439
1.290.340
184.358
6.208.276
6.328.779
6.392.634
1
2d,2m,2n,14
Deposits from other banks
related parties third parties -
-
Derivative payables
1.922.795
Marketable securities sold under
agreement to repurchase
2d,2w,22
2.191.118
Deposits from customers - Sharia
related parties third parties -
156.937
2d,2m,2n,14
224.975
Acceptance payables
2.395.456
1f,2d,2x,23
2.395.091
Debt securities issued - net
231.160
Borrowings
third parties -
2d,2ae,24,43
235.865
1.433
2q,25
1.433
Estimated losses on
commitments and contingencies
Hutang pajak
95.550
2ab,26
45.556
Taxes payable
Liabilitas pajak tangguhan
43.525
2ab,26
32.650
Deferred tax liabilities
122.418
27
129.272
Interest payable
1.513.244
2ac,28
700.401
Other liabilities
61.764.614
Total liabilities
25.583
3.109.109
2.555
2.677.857
Temporary syirkah fund
Non-bank
related parties third parties -
3.134.692
2.680.412
280.334
387.012
3.415.026
3.067.424
Bunga yang masih harus dibayar
Liabilitas lain-lain
Total liabilitas
Dana syirkah temporer
Bukan bank
- pihak-pihak berelasi
- pihak ketiga
Bank
- pihak ketiga
Total dana syirkah temporer
59.279.519
2u,2ae,29,43
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
Bank
third parties Total temporary syirkah fund
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
3
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
EKUITAS
EQUITY
Ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
Equity attributable to equity
holders of the parent entity
Modal saham
nilai nominal Rp250
(nilai penuh) per saham
Modal dasar:
Seri A - 9.600.000.000
Seri B - 6.400.000.000
lembar saham biasa
2aj
Share capital
Rp250 (full amount)
par value per share
Authorized capital:
Class A: - 9,600,000,000 Class B: - 6,400,000,000 common shares
Modal ditempatkan dan disetor
penuh:
Seri A - 7.272.218.666
Seri B - 2.424.072.500
lembar saham
2.424.073
30
2.424.073
Issued and fully paid capital:
Class A - 7,272,218,666 Class B - 2,424,072,500 shares
Agio saham setelah
dikurangi biaya emisi saham
823.423
2ah,31
823.423
Premium on share capital - net
of share issuance costs
Saldo laba
- telah ditentukan penggunaannya
- belum ditentukan penggunaannya
2.042.445
388.318
1.520.190
1.207.467
Retained earnings
appropriated unappropriated -
Total ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
5.678.259
5.975.153
Total equity attributable to equity
holders of the parent entity
Kepentingan non-pengendali
Total ekuitas
TOTAL LIABILITAS DAN EKUITAS
2ak
34.388
2b.44
33.687
Non-controlling interest
5.712.647
6.008.840
6.008.840
Total equity
68.407.192
70.840.878
70.840.878
TOTAL LIABILITIES AND EQUITY
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
4
The original consolidated financial statements are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
March 31, 2013 and 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
2013
PENDAPATAN
BUNGA DAN SYARIAH
Pendapatan bunga dan syariah
Pendapatan provisi dan
komisi pembiayaan syariah
1.885.578
2y,33
1.596.957
3.356
2z,33
774
1.888.934
BEBAN BUNGA DAN
BAGI HASIL SYARIAH
(734.609)
PENDAPATAN BUNGA
DAN SYARIAH NETO
1.154.325
PENDAPATAN OPERASIONAL
LAINNYA
Provisi dan komisi selain dari
pembiayaan yang diberikan
Keuntungan transaksi
valuta asing - neto
Keuntungan dari penjualan
surat berharga yang
diperdagangkan - neto
Lain-lain
2012
1.597.731
2y,34
(759.711)
INTEREST EXPENSE AND
SHARIA PROFIT SHARING
838.020
NET INTEREST
AND SHARIA INCOME
59.880
2z,35
41.689
4.303
2c,35
2.864
OTHER OPERATING INCOME
Non-loan related fees and
commissions
Gain from foreign exchange
transactions - net
709
3.716
2g,35
35
2.596
Gain on sale of held-for-trading
marketable securities - net
Others
68.608
47.149
BEBAN OPERASIONAL LAINNYA
Beban umum dan administrasi
Beban tenaga kerja dan tunjangan
Penyisihan kerugian penurunan nilai
atas aset keuangan dan
non keuangan - neto
Kerugian yang belum direalisasi
dari perubahan nilai wajar
surat berharga - neto
Estimasi kerugian komitmen
dan kontinjensi
Kerugian dari penjualan
surat berharga - neto
Lain-lain
LABA OPERASIONAL
PENDAPATAN (BEBAN)
NON-OPERASIONAL
Pendapatan non-operasional
Beban non-operasional
INTEREST AND SHARIA
INCOME
Interest and sharia income
Sharia financing fees and
commission income
(288.106)
(313.324)
2aa,36
2ac,36
(218.192)
(206.353)
(94.310)
2m,36
(35.194)
(5.606)
2g,36
(121)
-
2q,36
(104)
(53.833)
2g,36
36
(1.599)
(49.553)
OTHER OPERATING EXPENSES
General and administrative
expenses
Salaries and employee benefits
Provision for impairment losses on
financial and non-financial
assets- net
Unrealized loss on changes in
fair value of marketable
securities – net
Estimated losses on commitments
and contingencies
Loss on sale of marketable
securities - net
Others
(755.179)
(511.116)
467.755
374.053
OPERATING INCOME
6.280
(7.650)
NON-OPERATING INCOME
(EXPENSES)
Non-operating income
Non-operating expenses
7.009
(6.688)
37
37
321
(1.370)
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
5
The original consolidated financial statements are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
March 31, 2013 and 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
2013
2012
LABA SEBELUM
BEBAN PAJAK
468.075
372.683
BEBAN PAJAK
Kini
Tangguhan
(86.704)
(9.743)
(102.616)
284
TAX EXPENSE
Current
Deferred
BEBAN PAJAK
(96.447)
(102.332)
TAX EXPENSE
LABA TAHUN BERJALAN
371.628
270.351
INCOME FOR THE YEAR
-
-
Other comprehensive income
371.628
270.351
TOTAL COMPREHENSIVE INCOME
FOR THE YEAR
270.280
71
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent
Non-controlling interest
270.351
TOTAL
Pendapatan komprehensif lain
TOTAL LABA KOMPREHENSIF
TAHUN BERJALAN
LABA TAHUN BERJALAN
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
370.928
700
TOTAL
371.628
2ab,25
43
INCOME BEFORE
TAX EXPENSE
TOTAL LABA KOMPREHENSIF
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
370.928
700
270.280
71
TOTAL COMPREHENSIVE
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent entity
Non-controlling interest
TOTAL
371.628
270.351
TOTAL
27,87
BASIC EARNINGS PER SHARE
ATTRIBUTABLE TO EQUITY
HOLDERS OF THE
PARENT ENTITY
(FULL AMOUNT)
LABA PER SAHAM DASAR
YANG DAPAT DIATRIBUSIKAN
KEPADA PEMILIK
ENTITAS INDUK
(NILAI PENUH)
38,25
2ad,41
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
6
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2011
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Agio saham neto/
Premium on
share
capital - net
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Ekuitas
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
1.164.886
962.260
5.374.642
12.457
5.387.099
-
-
-
-
-
-
-
-
-
370.328
-
(370.328)
(591.932)
270.280
(591.932)
270.280
(457)
71
(591.932)
(457)
270.351
Change in non-controlling interest
due to change in investment
Distribution of 2010 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
Saldo 31 Maret 2012
2.424.073
823.423
1.535.214
270.280
5.052.990
12.071
5.065.061
Balance as of March 31. 2012
Saldo 31 Desember 2012
2.424.073
823.423
1.520.190
1.207.467
5.975.153
33.688
6.008.841
Balance as of December 31. 2012
-
-
-
-
-
-
-
-
-
521.592
-
(521.592)
(663.844)
370.928
(663.844)
370.928
700
(663.844)
371.628
Change in non-controlling interest
due to change in investment
Distribution of 2011 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
2.424.073
823.423
2.041.782
392.959
5.682.237
34.388
5.716.625
Balance as of March 31. 2013
Perubahan kepentingan non-pengendali
akibat perubahan penyertaan
Pembagian laba tahun 2010:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Perubahan kepentingan non-pengendali
akibat perubahan penyertaan
Pembagian laba tahun 2011:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Saldo 31 Maret 2013
33
2af.33
2af.33
33
2af.33
2af.33
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
-
Balance as of December 31. 2011
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as a whole.
7
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
31 Maret 2013/
March 31, 2013
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ARUS KAS DARI AKTIVITAS
OPERASI
Penerimaan bunga dan syariah,
provisi dan komisi
Pembayaran bunga
Pembayaran beban karyawan
Pembayaran beban umum dan
administrasi
Penerimaan dari pendapatan
operasional lainnya
Pembayaran beban lainnya
Penerimaan kas sebelum
perubahan dalam aset
dan liabilitas operasi
Penurunan (kenaikan) dalam
aset operasi:
Surat Berharga
Wesel ekspor dan tagihan lainnya
Penempatan pada Bank Indonesia
dan bank lain
Kredit yang diberikan dan
pembiayaan syariah
Tagihan akseptasi
Tagihan derivatif
Aset lain-lain
Kenaikan (penurunan)
dalam liabilitas operasi:
Liabilitas segera
Simpanan:
Giro
Tabungan
Deposito berjangka
Simpanan dari bank lain
Liabilitas akseptasi
Liabilitas lain-lain
Liabilitas derivatif
Hutang pajak
Pembayaran pajak
penghasilan
Arus kas neto diperoleh dari
aktivitas operasi
CASH FLOWS FROM
OPERATING ACTIVITIES
1.812.668
(734.244)
(413.646)
6.585.099
(3.138.213)
(946.378)
(268.316)
(917.760)
74.615
(16.047)
331.062
(299.571)
455.030
1.614.239
(169.977)
10.623
9
11
1.091.915
7
2.160.045
(2.630.902)
58.184
(7)
(202.705)
11
14
14
18
(9.636.855)
(146.260)
(723.798)
(1.069.375)
19
810.908
790.871
(1.542.796)
(1.217.874)
(170.533)
(68.036)
893.134
1
102.045
20
3.660.588
2.779.505
5.124.770
1.480.958
146.258
79.965
61.001
21
14
28
28
26
(138.755)
(522.283)(32.483)
(323.132)
(3.809.157)
6.533.426
ARUS KAS DARI AKTIVITAS
INVESTASI
Interest and sharia income fees and
commissions received
Interest expenses paid
Employee expenses paid
General and administrative
expenses paid
Receipts from other
operating income
Other expenses paid
Receipts from cash before
changes in operating
assets and liabilities
Decrease (increase) in
operating assets:
Marketable securities
Bills and other receivables
Placement with Bank Indonesia
and other banks
Loans and
sharia financing
Acceptances receivable
Derivative receivable
Other assets
Increase (decrease)
in operating liabilities:
Obligations due immediately
Deposits:
Current accounts
Savings account
Time deposits
Deposits from other banks
Acceptances payable
Other liabilities
Derivative liabilities
Taxes payable
Income tax paid
Net cash provided by
operating activities
CASH FLOWS FROM
INVESTING ACTIVITIES
Penerimaan dividen kas
Penjualan (pembelian) surat
berharga yang dimiliki hingga
jatuh tempo - neto
Pembelian aset tetap
Efek-efek yang dibeli dengan janji
dijual kembali
Penambahan penyertaan saham
Hasil penjualan aset tetap
357
38
406.976
(292.362)
16
2.804.507
1.406
15
16
Arus kas neto digunakan
untuk aktivitas investasi
2.920.884
5.686
177.082
(248.845)
(4.172.567)
3.230
1.406
(4.234.008)
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
Cash dividends received
Sale (purchase) of held to maturity
marketable securities - net
Acquisitions of fixed assets
Marketable securities purchased
under agreement to resell
Additional investments in shares
Proceeds from sale of fixed assets
Net cash used in investing
activities
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
8
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Maret 2013/
March 31, 2013
ARUS KAS DARI AKTIVITAS
PENDANAAN
Penerimaan dari efek-efek
yang dijual dengan
janji dibeli kembali
Penerimaan dari
pinjaman yang diterima
Penambahan modal entitas
anak dari kepentingan
non pengendali
31 Desember 2012/
December 31, 2012
268.323
1.922.795
4.706
57.161
-
18.625
(350.000)
Arus kas neto diperoleh dari
(digunakan untuk)
aktivitas pendanaan
(394.793)
1.058.394
Net cash provided by
(used in) financing activities
KENAIKAN (PENURUNAN) NETO
KAS DAN SETARA KAS
(1.283.066)
3.357.812
NET INCREASE (DECREASE) IN
CASH AND CASH EQUIVALENTS
KAS DAN SETARA KAS
PADA AWAL TAHUN
14.285.743
10.932.625
CASH AND CASH EQUIVALENTS
AT BEGINNING OF YEAR
323
(4.693)
NET EFFECTS OF CHANGES
IN EXCHANGE RATE ON CASH
AND CASH EQUIVALENTS
13.003.000
14.285.744
CASH AND CASH EQUIVALENTS
AT END OF YEAR
KAS DAN SETARA KAS
PADA AKHIR TAHUN
38
(590.187)
Receipts from borrowings
Additional paid-up capital
of subsidiaries from
non-controlling interest
Proceeds from issuance of
debt securities
Cash dividends paid
Repayment of debt securities
issued
Hasil penerbitan efek hutang
Pembayaran dividen kas
Pelunasan efek hutang
yang diterbitkan
DAMPAK BERSIH PERUBAHAN
NILAI TUKAR ATAS KAS DAN
SETARA KAS
350.000
(667.822)
CASH FLOWS FROM
FINANCING ACTIVITIES
Receipts from marketable securities
sold under agreement
to repurchase
(350.000)
Kas dan setara kas pada akhir
tahun terdiri dari:
Kas
1.569.900
4
1.795.074
Giro pada Bank Indonesia
3.659.489
5
4.666.015
238.711
7
289.755
Cash and cash equivalents at
end of the year consisted of:
Cash
Current accounts with
Bank Indonesia
Current accounts with
other banks
7.534.900
Placements with Bank
Indonesia and other banks maturing within three months or
less since the acquisition date
-
Bank Indonesia Certificates maturing within three months or
less since the acquisition date
14.285.744
Total cash and cash equivalents
Giro pada bank lain
Penempatan pada Bank
Indonesia dan bank lain –
jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Sertifikat Bank Indonesia jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Total kas dan setara kas
7.534.900
-
7
9
13.003.000
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
9
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM
a.
1.
Pendirian dan informasi umum Bank
GENERAL INFORMATION
a.
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (“Bank”) didirikan berdasarkan
Peraturan Pemerintah No. 33 tahun 1960
tentang penentuan perusahaan milik Belanda
di Indonesia yang dikenakan nasionalisasi.
Salah satu perusahaan milik Belanda yang
berkedudukan di Bandung yaitu N.V. Denis
(De
Eerste
Nederlandsche
Indische
Shareholding) terkena ketentuan tersebut dan
diserahkan kepada Pemerintah Daerah
Provinsi Daerah Tingkat I Jawa Barat. Bank
telah mulai beroperasi secara komersial pada
tanggal 20 Mei 1961.
Establishment and general information
about the Bank
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (the “Bank”) was established
based on the Government Regulation No. 33
year 1960 regarding the nationalization of a
Dutch-owned
company
domiciled
in
Indonesia. The regulation applied to a Dutch owned
company,
N.V.
Denis
(De
Eerste
Nederlandsche
Indische
Shareholding), which was then handed over to
the Regional Government of West Java
Province Level I. The Bank started its
commercial operations on May 20, 1961.
Following the Government Regulation No. 33
year 1960, the Regional Government of West
Java Province Level I established Bank Karya
Pembangunan, as covered by Notarial Deeds
No. 152 dated March 21, 1961 and No. 184
dated May 13, 1961 of Noezar which was
approved based on Decision Letter of the
Governor
of
West
Java
Province
No. 7/GKDN/BPD/61 dated May 20, 1961,
using the name of PD Bank Karya
Pembangunan Daerah Jawa Barat. Based on
Provincial Government Regulation No. 11/PDDPRD/72 dated June 27, 1972 of West Java
Province, the legal status of PD Bank Karya
Pembangunan Daerah Jawa Barat was
changed to become a Regional Enterprise
engaged
in
a
banking
business.
Subsequently,
based
on
Provincial
Government Regulation No. 1/DP-40/PD/1978
dated June 27, 1978 of West Java Province,
PD Bank Karya Pembangunan Daerah Jawa
Barat
changed
its
name
to
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat obtained
its trade name of “Bank Jabar” and a new logo
based on Provincial Government Regulation
No. 11 year 1995.
Based on the Decision Letter No.
25/84/KEP/DIR dated November 2, 1992 of
the Directors of Bank Indonesia, the Bank
obtained the status of a foreign exchange
bank.
The change in the Bank‟s legal status to a
Limited Liability Corporation was stated under
Notarial Deed No. 4 dated April 8, 1999 of
Popy Kuntari Sutresna, S.H., M. Hum., which
was approved by the Minister of Justice in its
Decision Letter No. C2-7103.HT.01.01.TH.99
dated April 16, 1999 and was published in the
State Gazette No. 39 dated May 14, 1999 of
the Republic of Indonesia.
Sebagai
tindak
lanjut
dari
Peraturan
Pemerintah No. 33 tahun 1960, Pemerintah
Daerah Provinsi Daerah Tingkat I Jawa Barat
mendirikan Bank Karya Pembangunan,
dengan Akta Notaris Noezar No. 152
tanggal 21 Maret 1961 dan No. 184 tanggal
13 Mei 1961 yang kemudian dikukuhkan
dengan Surat Keputusan Gubernur Provinsi
Jawa Barat No. 7/GKDN/BPD/61 tanggal
20 Mei 1961 dengan nama PD Bank Karya
Pembangunan
Daerah
Jawa
Barat.
Berdasarkan Peraturan Daerah Provinsi Jawa
Barat No. 11/PD-DPRD/72 tanggal 27 Juni
1972, kedudukan hukum PD Bank Karya
Pembangunan Daerah Jawa Barat dikukuhkan
sebagai Perusahaan Daerah yang berusaha di
bidang perbankan. Selanjutnya, melalui
Peraturan Daerah Provinsi Jawa Barat
No. 1/DP-40/PD/1978 tanggal 27 Juni 1978,
nama PD Bank Karya Pembangunan Daerah
Jawa
Barat
diubah
menjadi
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat mendapat
sebutan “Bank Jabar” dan logo baru
berdasarkan Peraturan Daerah No. 11 tahun
1995.
Berdasarkan surat keputusan Direksi Bank
Indonesia
No.
25/84/KEP/DIR
tanggal
2 Nopember 1992, Bank memperoleh status
sebagai bank devisa.
Penyesuaian bentuk badan hukum Bank
menjadi Perseroan Terbatas dinyatakan dalam
Akta Notaris No. 4 tanggal 8 April 1999 yang
dibuat di hadapan Notaris Popy Kuntari
Sutresna, S.H., M. Hum., yang telah
mendapatkan pengesahan dari Menteri
Kehakiman dengan Surat Keputusan No. C27103.HT.01.01.TH.99 tanggal 16 April 1999
dan diumumkan dalam Berita Negara Republik
Indonesia No. 39 tanggal 14 Mei 1999.
10
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
a.
b.
Pendirian
(lanjutan)
dan
informasi
1.
umum
Bank
GENERAL INFORMATION (continued)
a.
Establishment and general
about the Bank (continued)
information
Pada tanggal 12 September 2007, nama Bank
diubah menjadi PT Bank Pembangunan
Daerah Jawa Barat dan Banten berdasarkan
pengesahan dari Menteri Kehakiman dan Hak
Asasi Manusia melalui surat No. W8-02673
HT.01.04-TH.2007.
Berdasarkan
Surat
Keputusan Direksi No. 1065/SK/DIR PPN/2007 tanggal 29 Nopember 2007, Bank
mengubah sebutan menjadi “Bank Jabar
Banten”.
On September 12, 2007, the name of the
Bank was changed to PT Bank Pembangunan
Daerah Jawa Barat dan Banten based on the
approval of the Minister of Justice and Human
Rights in its letter No. W8-02673 HT.01.04TH.2007. Based on the Bank‟s of Board
Directors‟ Decision Letter No. 1065/SK/DIR PPN/2007 dated November 29, 2007, the
Bank changed its name to “Bank Jabar
Banten”.
Berdasarkan
Surat
Bank
Indonesia
No.12/78/APBU/Bd tanggal 30 Juni 2010
perihal Rencana Perubahan Logo Bank
Saudara, serta Surat Keputusan Direksi
Nomor.13337/SK/DIR-PPN/2010 tanggal 5 Juli
2010 tentang Perubahan Logo dan Call Name
serta pemberlakuan Brand Identity Guidelines,
maka pada tanggal 2 Agustus 2010 perubahan
call name “Bank Jabar Banten” menjadi “bank
bjb” secara resmi diubah.
Based on the letter of Bank Indonesia
No.12/78/APBU/Bd dated June 30, 2010
regarding the Amendment Plan of the Bank‟s
logo, as well as Board of Directors‟ Decision
Letter No.1333/SK/DIR-PPN/2010 dated July
5, 2010 regarding the Amendment of Call
name and Logo enforcement of Brand Identity
Guidelines on August 2, 2010, the change in
call name of “Bank Jabar Banten to “bank bjb”
was officially changed.
Anggaran Dasar PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk
sebagaimana tertuang di Akta Pendirian No. 4
tanggal 8 April 1999 dan Perbaikan Akta
Pendirian Perseroan No. 8 tanggal 15 April
1999 yang telah beberapa kali diubah dan
terakhir diubah dengan Akta Pernyataan
Keputusan Rapat Umum Pemegang Saham
Luar biasa PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk No. 75 tanggal
25 Juli 2011 yang telah diberitahukan dengan
Keputusan Menteri hukum dan Hak Asaasi
Manusia Republik Indonesia sebagaimana
dimaksud
dalam
surat
penerimaan
Pemberitahuan Perubahan Anggaran Dasar
nomor
AHU.01.10.26872
tanggal
18 Agustus 2011.
The Articles of Association of PT Bank
Pembangunan Daerah Jawa Barat dan
Banten
Tbk as stated in the Deed of
Establishment No. 4 dated April 8, 1999 and
Establishment Deed Amendment No. 8 dated
April 15, 1999, have been amended several
times with the latest update based on the
Minutes of the Shareholders‟ Extraordinary
General Meeting of PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk as
covered in the Notarial Deed No. 75 dated
July 25, 2011 which notified by approval of the
Ministry of Justice and Human Rights of the
Republic of Indonesia as mentioned in the
acceptance letter of Amendment of Articles of
the Association No. AHU 01.10.26872 dated
August 18, 2011.
Maksud dan tujuan
b.
Purpose and objectives
According to article 3 of the Bank's Articles of
Association, the Bank's objective is to engage
in the banking business. To achieve this
objective, the scope of the Bank‟s activities is
mainly the following:
- to collect public funds in the form of demand
deposits, time deposits, certificates of
deposits, savings and/or other similar forms;
Berdasarkan pasal 3 Anggaran Dasar, Bank
didirikan dengan maksud dan tujuan untuk
berusaha di bidang perbankan. Untuk
mencapai maksud dan tujuan tersebut, ruang
lingkup kegiatan Bank antara lain adalah:
- menghimpun dana dari masyarakat dalam
bentuk simpanan berupa giro, deposito
berjangka, sertifikat deposito, tabungan
dan/atau bentuk lainnya yang dipersamakan
dengan itu;
11
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
b.
c.
1.
Maksud dan tujuan (lanjutan)
GENERAL INFORMATION (continued)
b.
Purpose and objectives (continued)
- memberikan kredit;
- menempatkan dana pada, meminjam dana
dari, atau meminjamkan dana kepada bank
lain, baik dengan menggunakan surat,
sarana telekomunikasi maupun dengan
wesel unjuk, cek atau sarana lainnya; dan
- melakukan kegiatan penyertaan modal
pada bank atau perusahaan dibidang jasa
keuangan
lainnya
atau
mendirikan
perusahaan baru sepanjang sesuai dengan
ketentuan yang berlaku;
- Melakukan kegiatan dalam valuta asing dan
atau bertindak sebagai Bank Devisa dengan
memenuhi ketentuan yang ditetapkan oleh
yang berwenang.
- to grant loans;
- to place fund in, obtain borrowings from, or
provide financing to other banks, either by
letter, telecommunication facilities, sight
letters of credit (L/C), cheque or other
facilities; and
- to conduct investment activities through
share participation in banks or other
financial institution companies or establish a
new institution in accordance with the
prevailing regulation;
- to conduct activities in foreign currency
transactions and or serve as foreign
exchange Bank in compliance with the
regulation prescribed by the authority.
Selain itu, sebagai bank pembangunan
daerah, Bank juga membantu Pemerintah
Provinsi, Kota/Kabupaten se-Jawa Barat dan
Banten dalam membina Bank Perkreditan
Rakyat (BPR) dan institusi jasa keuangan
lainnya
milik
Pemerintah
Provinsi,
Kota/Kabupaten se-Jawa Barat dan Banten
yang sebagian sahamnya dimiliki oleh Bank,
atau Bank sama sekali tidak memiliki saham
namun diminta untuk membantu pembinaan
BPR dimaksud.
In addition, as a regional development bank,
the Bank also assists the Provincial
Government, Municipality/Regency of West
Java and Banten in developing Rural Banks
(BPR) and other financial service institutions
owned by the Provincial Government,
Municipality/Regency of West Java and
Banten where the Bank has or does not have
the shares but the Bank is requested to assist
in developing the BPR.
Jaringan kantor
c.
Office network
Bank berkantor pusat di Menara Bank Jabar
yang terletak di Jalan Naripan No. 12-14,
Bandung 40111. Pada tanggal 31 Maret 2013,
Bank
mempunyai
62
kantor
cabang
(31 Desember 2012: 56 kantor cabang).
The Bank‟s head office is located at Menara
Bank Jabar, Jalan Naripan No. 12-14,
Bandung 40111. As of March 31, 2013, the
Bank has 62 branch offices (March 31, 2013:
56 branch offices).
Bank mengklasifikasikan kantor cabang
menjadi kantor cabang utama, kantor cabang
khusus, kantor cabang kelas I, kantor cabang
kelas II dan kantor cabang kelas III. Masingmasing cabang mempunyai kantor cabang
pembantu dan/atau kantor kas dan/atau
payment point. Pada tanggal 31 Maret 2013,
Bank memiliki 304 kantor cabang pembantu,
140 kantor kas dan 103 payment point (31
Desember
2012:
228
kantor
cabang
pembantu, 140 kantor kas dan 101 payment
point).
The Bank classifies its branch offices into main
branches,
special
branches,
first-class
branches, second-class branches and thirdclass branches. Each branch has a sub-branch
and/or cash office and/or payment point. As of
March 31, 2013, the Bank has 304 subbranches, 140 cash offices and 103 payment
points (March 31, 2013: 228 sub-branches,
140 cash offices and 101 payment points).
12
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif
GENERAL INFORMATION (continued)
d.
As of March 31, 2013 and December 31, 2012,
the members of the Bank‟s Board of
Commissioners, Board of Directors, Audit
Committee, Risk Monitoring Committee and
Remuneration and Nomination Committee
were as follows:
Pada tanggal 31 Maret 2013 dan 31 Desember
2012, susunan Dewan Komisaris, Direksi,
Komite Audit, Komite Pemantau Risiko serta
Komite Remunerasi dan Nominasi Bank
adalah sebagai berikut:
March 31, 2013
31 Maret 2013
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Direksi
Direktur Utama
Direktur Komersial*)
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Executive management
Muhadi
Yayat Sutaryat
Achmad Baraba
Klemi Subiyantoro
Rudhyanto Mooduto
Bien Subiantoro
Acu Kusnandar
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Poppy Sofia Koeswayo
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*)Per tanggal 31 Maret 2013 masih dalam proses
Fit and Proper Test di Bank Indonesia
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Board of Directors
President Director
*)Director of Commercial
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Audit Committee
Chairman
Member
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)As of March 31, 2013, is still in the process
of Fit and Proper Test in Bank Indonesia
13
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
31 Desember 2012
Dewan Komisaris
Komisaris Utama*)
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Direksi
Direktur Utama
Direktur Trisuri dan Internasional*)
Direktur Komersial*)
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Executive management (continued)
December 31, 2012
Agus Ruswendi
Muhadi
Yayat Sutaryat
Achmad Baraba
Klemi Subiyantoro
Rudhyanto Mooduto
Bien Subiantoro
Entis Kushendar
Acu Kusnandar
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Muhadi
Yayat Sutaryat
Nury Effendi
Yayat Sutaryat
Agus Ruswendi
Klemi Subiyantoro
Neneng Hayati
*)Per tanggal 31 Desember 2012 masih dalam proses
Fit and Proper Test di Bank Indonesia
Board of Commissioners
*)President Commissioner
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Board of Directors
President Director
*)Director of Treasury and International
*)Director of Commercial
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Audit Committee
Chairman
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
*)As of December 31, 2012, is still in the process
of Fit and Proper Test in Bank Indonesia
Sesuai dengan keputusan Rapat Umum
Pemegang Saham Luar Biasa (RUPSLB)
tanggal 27 September 2012, pemegang
saham menyetujui pemberhentian secara
terhormat Bambang Mulyo Atmodjo dan
Syahyohan Johnny Azis dari jabatan Direktur.
Based on the minutes of the Shareholders‟
Extraordinary General Meeting (SEGM) dated
September 27, 2012, the shareholders agreed
to accept the honorably resigned of Bambang
Mulyo Atmodjo and Syahyohan Johnny Azis as
Director.
Pembentukan Komite Audit Bank telah sesuai
dengan Peraturan Badan Pengawas Pasar
Modal dan Lembaga Keuangan (Bapepam-LK)
No. IX.I.5 tanggal 24 September 2004.
The establishment of the Bank‟s Audit
Committee is in compliance with the Capital
Market and Financial Institutions Supervisory
Agency (Bapepam-LK) Regulation No. IX.I.5
dated September 24, 2004.
14
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
As of March 31, 2013 and December 31, 2012,
the Bank has 5,539 and 4,881 employees,
respectively (unaudited).
Pada tanggal 31 Maret 2013 dan 31 Desember
2012, Bank memiliki karyawan masing-masing
sebanyak 5.539 dan 4.881 orang (tidak
diaudit).
e.
f.
Executive management (continued)
Penawaran umum saham
e.
Public offering of shares
Pada tahun 2010, Bank menawarkan
2.424.072.500 saham, atau 25% dari jumlah
saham Bank, kepada masyarakat pada harga
penawaran sebesar Rp600 (nilai penuh) per
saham. Saham yang ditawarkan merupakan
saham Seri B dengan harga nominal Rp250
(nilai penuh) per lembar saham. Selisih lebih
antara harga penawaran per saham dengan
nilai nominal per saham dicatat sebagai “Agio
Saham”, yang disajikan pada bagian Ekuitas
pada laporan posisi keuangan konsolidasian.
Berdasarkan
surat
dari
Bapepam-LK
No. S-5901/BL/2010 tanggal 29 Juni 2010,
pendaftaran saham Bank di pasar modal
dinyatakan efektif.
In 2010, the Bank offered 2,424,072,500
shares, or 25% of the total Bank‟s shares, to
the public at an offering price of Rp600 (full
amount) per share. The offering shares are
Class B shares with a nominal value of Rp250
(full amount) per share. The excess of the
share offer price over the par value per share
was recognized as “Premium on Share
Capital”, which is presented under the Equity
section of the consolidated statements of
financial position. Based on a letter from
Bapepam-LK No. S-5901/BL/2010 dated
June 29, 2010, the registration of the Bank‟s
shares in the capital market was declared
effective.
Pada tanggal 8 Juli 2010, saham Bank secara
resmi telah tercatat di Bursa Efek Indonesia.
Jumlah saham Bank yang tercatat di Bursa Efek
Indonesia sebanyak 2.424.072.500 saham atau
25% dari jumlah saham Bank. Saham yang
tercatat merupakan saham Seri B dengan
harga nominal Rp250 (nilai penuh) per lembar
saham. Harga pada saat penawaran adalah
Rp600 (nilai penuh) per lembar saham,
sehingga Bank memperoleh Rp1.454.443 dari
seluruh saham yang dijual ke masyarakat.
On July 8, 2010, the Bank‟s shares have been
officially listed on the Indonesia Stock
Exchange. Total shares of the Bank listed on
the
Indonesia
Stock
Exchange
were
2,424,072,500 shares or 25% of the total
Bank‟s shares. Listed shares are Class B
shares with a nominal value of Rp250 (full
amount) per share. Offering price of the shares
is Rp600 (full amount) per share, therefore the
Bank obtained Rp1,454,443 from the total
shares sold to the public.
Penawaran umum obligasi
f.
Public offering of bonds
Bank melakukan beberapa penawaran umum
obligasi sebagai berikut:
The Bank conducted several public offerings
of bonds as follows:
1)
1)
Obligasi I Bank Jabar
Obligasi I Bank Jabar diterbitkan tanggal
8 Juli 1991 dengan nilai nominal
Rp25.000 dan tingkat bunga mengambang
sebesar 24,30% per tahun. Obligasi ini
memiliki jangka waktu lima tahun dan
telah jatuh tempo pada tanggal 8 Juli
1996. Obligasi ini ditawarkan sebesar nilai
nominal, dicatat di Bursa Efek Surabaya
(sekarang Bursa Efek Indonesia) pada
tanggal 15 Juli 1991 dan dinyatakan
efektif berdasarkan surat keputusan
Bapepam-LK pada tanggal 11 Juni 1991.
15
Bank Jabar Bonds I
Bank Jabar Bonds I were issued on
July 8, 1991 with a nominal value of
Rp25,000 and floating interest rate of
24.30% per annum. The bonds had a five
years term and matured on July 8, 1996.
The bonds were offered at its nominal
value, listed on the Surabaya Stock
Exchange (currently the Indonesia Stock
Exchange) on July 15, 1991 and became
effective based on the Bapepam-LK
decision letter dated June 11, 1991.
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31
Jawa Barat dan Banten Tbk
dan entitas anak/and subsidiaries
Laporan keuangan konsolidasian (Unaudited)
31 Maret 2013 dan 31 Desember 2012
Serta Periode yang berakhir pada tanggal
31 Maret 2013 dan 2012/
Consolidated financial statements (Un-Audited)
March 31, 2013 and December 31, 2012
and For period ended March 31, 2013 and 2012
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN KEUANGAN KONSOLIDASIAN
UNAUDITED
31 MARET 2013 DAN 31 DESEMBER 2012
SERTA PERIODE YANG BERAKHIR PADA TANGGAL
31 MARET 2013 DAN 2012
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
UN-AUDITED
MARCH 31, 2013 AND DECEMBER 31, 2012
AND FOR THE PERIOD ENDED
MARCH 31, 2013 AND 2012
Daftar Isi
Table of Contents
Halaman/
Page
Laporan Posisi Keuangan Konsolidasian ……………
1-4
…….…Consolidated Statements of Financial Position
Laporan Laba Rugi Komprehensif Konsolidasian ….
5-6
..Consolidated Statements of Comprehensive Income
Laporan Perubahan Ekuitas Konsolidasian ..............
7
...…....Consolidated Statements of Changes in Equity
Laporan Arus Kas Konsolidasian ..............................
8-9
……………...Consolidated Statements of Cash Flows
Catatan atas Laporan Keuangan Konsolidasian .......
10-208
......…Notes to the Consolidated Financial Statements
***************************
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (UN-AUDITED)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ASET
ASSETS
Kas
1.569.900
2a,2d,4
1.795.074
Cash
Giro pada
Bank Indonesia
3.659.489
2a,2d,2e,5
4.666.015
Current accounts with Bank
Indonesia
Giro pada bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
2a,2d,2e,2m,
2ae,6,43
238.711
(67)
238.644
Penempatan pada Bank
Indonesia dan bank lain
- pihak ketiga
Cadangan kerugian penurunan nilai
Surat berharga
- pihak ketiga
Cadangan kerugian penurunan nilai
Current accounts with other banks
289.755
third parties (69)
Allowance for impairment losses
289.686
2a,2d,2f,2m,
2ae,7,43
6.927.124
(3.114)
8.013.850
(2.111)
6.924.010
8.011.739
2d,2g,2m,2ae
9,43
3.911.464
3.911.464
4.142.992
-
Placements with Bank
Indonesia and other banks
third parties Allowance for impairment losses
Marketable securities
third parties Allowance for impairment losses
4.142.992
Efek-efek yang dibeli dengan janji
dijual kembali
8.762.754
2d,2h,2m,10
11.567.261
Marketable securities purchased
under agreements to resell
Wesel ekspor dan tagihan lainnya
- pihak ketiga
56.777
2d,2i,2m,2ae
11,43
67.400
Bills and other receivables
third parties -
7
-
2d,2i,2m,2ae
11,43
-
-
Derivative receivables
third parties Allowance for impairment losses
7
-
-
Tagihan Derivatif
- pihak ketiga
Cadangan kerugian penurunan nilai
Kredit yang diberikan
- pihak-pihak berelasi
- pihak ketiga
898.158
36.923.521
Cadangan kerugian penurunan nilai
37.821.679
(623.985)
35.374.390
(605.667)
37.197.694
34.768.723
Pembiayaan syariah
- pihak-pihak berelasi
- pihak ketiga
2.613
3.065.462
Cadangan kerugian penurunan nilai
Tagihan akseptasi
2d,2k,2m,2ae
12,43
2l,2m,2ae,
13,43
195.770
35.178.620
Loans
related parties third parties -
Allowance for impairment losses
2.866
2.955.456
Sharia financing
related parties third parties -
3.068.075
(103.147)
2.958.322
(77.844)
Allowance for impairment losses
2.964.928
2.880.478
166.790
2d,2m,2n,14
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
224.975
Acceptance receivables
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
1
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ASET (lanjutan)
Penyertaan saham
- pihak-pihak berelasi
Cadangan kerugian penurunan nilai
ASSETS (continued)
2d,2m,2o,2ae
15,43
31.984
(6.693)
25.291
Aset tetap setelah dikurangi
akumulasi penyusutan
sebesar Rp591.055
(31 Maret 2012: Rp524.335,
31 Desember 2012: Rp571.265)
Aset pajak tangguhan - neto
Bunga yang masih akan diterima
Aset lain-lain - neto
TOTAL ASET
31.984
(4.264)
Investment in shares
related parties Allowance for impairment losses
27.720
1.002.066
2p,16
734.873
Fixed assets net of accumulated
depreciation of Rp591.055
(March 31, 2012: Rp524.335,
December 31, 2012: Rp571.265)
4.767
2ab,26
3.635
Deferred tax assets - net
410.161
17
350.560
Interest receivables
1.512.450
2d,2m,2q,2r,2s,18
1.309.747
Other assets - net
70.840.878
TOTAL ASSETS
68.407.192
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
2
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
LIABILITAS, DANA SYIRKAH
TEMPORER DAN EKUITAS
LIABILITIES, TEMPORARY
SYIRKAH FUND AND EQUITY
LIABILITAS
Liabilitas segera
Simpanan nasabah
- pihak-pihak berelasi
- pihak ketiga
LIABILITIES
691.760
2d,2t,19
2d,2u,2ae
20,43
22.938.343
22.399.808
45.338.151
Simpanan nasabah - Syariah
- pihak-pihak berelasi
- pihak ketiga
Simpanan dari bank lain
- pihak-pihak berelasi
- pihak ketiga
Liabilitas derivatif
Efek-efek yang dijual dengan
janji dibeli kembali
Liabilitas akseptasi
Efek utang yang diterbitkan - neto
Pinjaman yang diterima
- pihak ketiga
Estimasi kerugian
komitmen dan kontinjensi
1.761.134
Obligations due immediately
3.193.494
44.439.369
Deposits from customers
related parties third parties -
47.632.863
2u,2ae,20,43
23.146
142.136
102
294.548
165.282
294.650
2d,2v,21,43
5.038.439
1.290.340
184.358
6.208.276
6.328.779
6.392.634
1
2d,2m,2n,14
Deposits from other banks
related parties third parties -
-
Derivative payables
1.922.795
Marketable securities sold under
agreement to repurchase
2d,2w,22
2.191.118
Deposits from customers - Sharia
related parties third parties -
156.937
2d,2m,2n,14
224.975
Acceptance payables
2.395.456
1f,2d,2x,23
2.395.091
Debt securities issued - net
231.160
Borrowings
third parties -
2d,2ae,24,43
235.865
1.433
2q,25
1.433
Estimated losses on
commitments and contingencies
Hutang pajak
95.550
2ab,26
45.556
Taxes payable
Liabilitas pajak tangguhan
43.525
2ab,26
32.650
Deferred tax liabilities
122.418
27
129.272
Interest payable
1.513.244
2ac,28
700.401
Other liabilities
61.764.614
Total liabilities
25.583
3.109.109
2.555
2.677.857
Temporary syirkah fund
Non-bank
related parties third parties -
3.134.692
2.680.412
280.334
387.012
3.415.026
3.067.424
Bunga yang masih harus dibayar
Liabilitas lain-lain
Total liabilitas
Dana syirkah temporer
Bukan bank
- pihak-pihak berelasi
- pihak ketiga
Bank
- pihak ketiga
Total dana syirkah temporer
59.279.519
2u,2ae,29,43
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
Bank
third parties Total temporary syirkah fund
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
3
The original consolidated financial statements included herein are in the Indonesian
language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN POSISI KEUANGAN
KONSOLIDASIAN (lanjutan)
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
FINANCIAL POSITION (continued)
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
31 Maret 2013/
March 31, 2013
Catatan/
Notes
31 Desember 2012/
December 31, 2012
EKUITAS
EQUITY
Ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
Equity attributable to equity
holders of the parent entity
Modal saham
nilai nominal Rp250
(nilai penuh) per saham
Modal dasar:
Seri A - 9.600.000.000
Seri B - 6.400.000.000
lembar saham biasa
2aj
Share capital
Rp250 (full amount)
par value per share
Authorized capital:
Class A: - 9,600,000,000 Class B: - 6,400,000,000 common shares
Modal ditempatkan dan disetor
penuh:
Seri A - 7.272.218.666
Seri B - 2.424.072.500
lembar saham
2.424.073
30
2.424.073
Issued and fully paid capital:
Class A - 7,272,218,666 Class B - 2,424,072,500 shares
Agio saham setelah
dikurangi biaya emisi saham
823.423
2ah,31
823.423
Premium on share capital - net
of share issuance costs
Saldo laba
- telah ditentukan penggunaannya
- belum ditentukan penggunaannya
2.042.445
388.318
1.520.190
1.207.467
Retained earnings
appropriated unappropriated -
Total ekuitas yang dapat diatribusikan
kepada pemilik entitas induk
5.678.259
5.975.153
Total equity attributable to equity
holders of the parent entity
Kepentingan non-pengendali
Total ekuitas
TOTAL LIABILITAS DAN EKUITAS
2ak
34.388
2b.44
33.687
Non-controlling interest
5.712.647
6.008.840
6.008.840
Total equity
68.407.192
70.840.878
70.840.878
TOTAL LIABILITIES AND EQUITY
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
4
The original consolidated financial statements are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
March 31, 2013 and 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
2013
PENDAPATAN
BUNGA DAN SYARIAH
Pendapatan bunga dan syariah
Pendapatan provisi dan
komisi pembiayaan syariah
1.885.578
2y,33
1.596.957
3.356
2z,33
774
1.888.934
BEBAN BUNGA DAN
BAGI HASIL SYARIAH
(734.609)
PENDAPATAN BUNGA
DAN SYARIAH NETO
1.154.325
PENDAPATAN OPERASIONAL
LAINNYA
Provisi dan komisi selain dari
pembiayaan yang diberikan
Keuntungan transaksi
valuta asing - neto
Keuntungan dari penjualan
surat berharga yang
diperdagangkan - neto
Lain-lain
2012
1.597.731
2y,34
(759.711)
INTEREST EXPENSE AND
SHARIA PROFIT SHARING
838.020
NET INTEREST
AND SHARIA INCOME
59.880
2z,35
41.689
4.303
2c,35
2.864
OTHER OPERATING INCOME
Non-loan related fees and
commissions
Gain from foreign exchange
transactions - net
709
3.716
2g,35
35
2.596
Gain on sale of held-for-trading
marketable securities - net
Others
68.608
47.149
BEBAN OPERASIONAL LAINNYA
Beban umum dan administrasi
Beban tenaga kerja dan tunjangan
Penyisihan kerugian penurunan nilai
atas aset keuangan dan
non keuangan - neto
Kerugian yang belum direalisasi
dari perubahan nilai wajar
surat berharga - neto
Estimasi kerugian komitmen
dan kontinjensi
Kerugian dari penjualan
surat berharga - neto
Lain-lain
LABA OPERASIONAL
PENDAPATAN (BEBAN)
NON-OPERASIONAL
Pendapatan non-operasional
Beban non-operasional
INTEREST AND SHARIA
INCOME
Interest and sharia income
Sharia financing fees and
commission income
(288.106)
(313.324)
2aa,36
2ac,36
(218.192)
(206.353)
(94.310)
2m,36
(35.194)
(5.606)
2g,36
(121)
-
2q,36
(104)
(53.833)
2g,36
36
(1.599)
(49.553)
OTHER OPERATING EXPENSES
General and administrative
expenses
Salaries and employee benefits
Provision for impairment losses on
financial and non-financial
assets- net
Unrealized loss on changes in
fair value of marketable
securities – net
Estimated losses on commitments
and contingencies
Loss on sale of marketable
securities - net
Others
(755.179)
(511.116)
467.755
374.053
OPERATING INCOME
6.280
(7.650)
NON-OPERATING INCOME
(EXPENSES)
Non-operating income
Non-operating expenses
7.009
(6.688)
37
37
321
(1.370)
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
5
The original consolidated financial statements are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN LABA RUGI KOMPREHENSIF
KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME (UN-AUDITED)
Years ended
March 31, 2013 and 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
2013
2012
LABA SEBELUM
BEBAN PAJAK
468.075
372.683
BEBAN PAJAK
Kini
Tangguhan
(86.704)
(9.743)
(102.616)
284
TAX EXPENSE
Current
Deferred
BEBAN PAJAK
(96.447)
(102.332)
TAX EXPENSE
LABA TAHUN BERJALAN
371.628
270.351
INCOME FOR THE YEAR
-
-
Other comprehensive income
371.628
270.351
TOTAL COMPREHENSIVE INCOME
FOR THE YEAR
270.280
71
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent
Non-controlling interest
270.351
TOTAL
Pendapatan komprehensif lain
TOTAL LABA KOMPREHENSIF
TAHUN BERJALAN
LABA TAHUN BERJALAN
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
370.928
700
TOTAL
371.628
2ab,25
43
INCOME BEFORE
TAX EXPENSE
TOTAL LABA KOMPREHENSIF
YANG DAPAT DIATRIBUSIKAN
KEPADA:
Pemilik entitas induk
Kepentingan non-pengendali
370.928
700
270.280
71
TOTAL COMPREHENSIVE
INCOME FOR THE YEAR
ATTRIBUTABLE TO:
Equity holders of the parent entity
Non-controlling interest
TOTAL
371.628
270.351
TOTAL
27,87
BASIC EARNINGS PER SHARE
ATTRIBUTABLE TO EQUITY
HOLDERS OF THE
PARENT ENTITY
(FULL AMOUNT)
LABA PER SAHAM DASAR
YANG DAPAT DIATRIBUSIKAN
KEPADA PEMILIK
ENTITAS INDUK
(NILAI PENUH)
38,25
2ad,41
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
6
The original consolidated financial statements included herein are in the Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN (UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
Catatan/
Notes
Saldo 31 Desember 2011
Modal
ditempatkan
dan disetor
penuh/
Issued and fully
paid capital
Agio saham neto/
Premium on
share
capital - net
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UN-AUDITED)
Years ended March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Ekuitas
yang dapat
diatribusikan
kepada pemilik
entitas induk/
Equity
attributable to
equity holders
of the parent
entity
Saldo laba/Retained earnings
Telah ditentukan
penggunaannya/
Appropriated
Belum ditentukan
penggunaannya/
Unappropriated
Kepentingan
non-pengendali/
Non-controlling
interest
Total ekuitas/
Total equity
2.424.073
823.423
1.164.886
962.260
5.374.642
12.457
5.387.099
-
-
-
-
-
-
-
-
-
370.328
-
(370.328)
(591.932)
270.280
(591.932)
270.280
(457)
71
(591.932)
(457)
270.351
Change in non-controlling interest
due to change in investment
Distribution of 2010 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
Saldo 31 Maret 2012
2.424.073
823.423
1.535.214
270.280
5.052.990
12.071
5.065.061
Balance as of March 31. 2012
Saldo 31 Desember 2012
2.424.073
823.423
1.520.190
1.207.467
5.975.153
33.688
6.008.841
Balance as of December 31. 2012
-
-
-
-
-
-
-
-
-
521.592
-
(521.592)
(663.844)
370.928
(663.844)
370.928
700
(663.844)
371.628
Change in non-controlling interest
due to change in investment
Distribution of 2011 income:
General reserve
Cash dividends
Dividend of subsidiary
Total comprehensive income for the year
2.424.073
823.423
2.041.782
392.959
5.682.237
34.388
5.716.625
Balance as of March 31. 2013
Perubahan kepentingan non-pengendali
akibat perubahan penyertaan
Pembagian laba tahun 2010:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Perubahan kepentingan non-pengendali
akibat perubahan penyertaan
Pembagian laba tahun 2011:
Cadangan umum
Dividen kas
Dividen entitas anak
Total laba komprehensif tahun berjalan
Saldo 31 Maret 2013
33
2af.33
2af.33
33
2af.33
2af.33
Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
-
Balance as of December 31. 2011
The accompanying notes to the consolidated financial statements form an integral part of these consolidated financial
statements taken as a whole.
7
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
31 Maret 2013/
March 31, 2013
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Desember 2012/
December 31, 2012
ARUS KAS DARI AKTIVITAS
OPERASI
Penerimaan bunga dan syariah,
provisi dan komisi
Pembayaran bunga
Pembayaran beban karyawan
Pembayaran beban umum dan
administrasi
Penerimaan dari pendapatan
operasional lainnya
Pembayaran beban lainnya
Penerimaan kas sebelum
perubahan dalam aset
dan liabilitas operasi
Penurunan (kenaikan) dalam
aset operasi:
Surat Berharga
Wesel ekspor dan tagihan lainnya
Penempatan pada Bank Indonesia
dan bank lain
Kredit yang diberikan dan
pembiayaan syariah
Tagihan akseptasi
Tagihan derivatif
Aset lain-lain
Kenaikan (penurunan)
dalam liabilitas operasi:
Liabilitas segera
Simpanan:
Giro
Tabungan
Deposito berjangka
Simpanan dari bank lain
Liabilitas akseptasi
Liabilitas lain-lain
Liabilitas derivatif
Hutang pajak
Pembayaran pajak
penghasilan
Arus kas neto diperoleh dari
aktivitas operasi
CASH FLOWS FROM
OPERATING ACTIVITIES
1.812.668
(734.244)
(413.646)
6.585.099
(3.138.213)
(946.378)
(268.316)
(917.760)
74.615
(16.047)
331.062
(299.571)
455.030
1.614.239
(169.977)
10.623
9
11
1.091.915
7
2.160.045
(2.630.902)
58.184
(7)
(202.705)
11
14
14
18
(9.636.855)
(146.260)
(723.798)
(1.069.375)
19
810.908
790.871
(1.542.796)
(1.217.874)
(170.533)
(68.036)
893.134
1
102.045
20
3.660.588
2.779.505
5.124.770
1.480.958
146.258
79.965
61.001
21
14
28
28
26
(138.755)
(522.283)(32.483)
(323.132)
(3.809.157)
6.533.426
ARUS KAS DARI AKTIVITAS
INVESTASI
Interest and sharia income fees and
commissions received
Interest expenses paid
Employee expenses paid
General and administrative
expenses paid
Receipts from other
operating income
Other expenses paid
Receipts from cash before
changes in operating
assets and liabilities
Decrease (increase) in
operating assets:
Marketable securities
Bills and other receivables
Placement with Bank Indonesia
and other banks
Loans and
sharia financing
Acceptances receivable
Derivative receivable
Other assets
Increase (decrease)
in operating liabilities:
Obligations due immediately
Deposits:
Current accounts
Savings account
Time deposits
Deposits from other banks
Acceptances payable
Other liabilities
Derivative liabilities
Taxes payable
Income tax paid
Net cash provided by
operating activities
CASH FLOWS FROM
INVESTING ACTIVITIES
Penerimaan dividen kas
Penjualan (pembelian) surat
berharga yang dimiliki hingga
jatuh tempo - neto
Pembelian aset tetap
Efek-efek yang dibeli dengan janji
dijual kembali
Penambahan penyertaan saham
Hasil penjualan aset tetap
357
38
406.976
(292.362)
16
2.804.507
1.406
15
16
Arus kas neto digunakan
untuk aktivitas investasi
2.920.884
5.686
177.082
(248.845)
(4.172.567)
3.230
1.406
(4.234.008)
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
Cash dividends received
Sale (purchase) of held to maturity
marketable securities - net
Acquisitions of fixed assets
Marketable securities purchased
under agreement to resell
Additional investments in shares
Proceeds from sale of fixed assets
Net cash used in investing
activities
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
8
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
LAPORAN ARUS KAS KONSOLIDASIAN
(UNAUDITED)
Tahun yang berakhir pada tanggal-tanggal
31 Maret 2013 dan 31 Desember 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(UN-AUDITED)
Years ended
March 31, 2013 and December 31, 2012
(Expressed in millions of rupiah,
unless otherwise stated)
Catatan/
Notes
31 Maret 2013/
March 31, 2013
ARUS KAS DARI AKTIVITAS
PENDANAAN
Penerimaan dari efek-efek
yang dijual dengan
janji dibeli kembali
Penerimaan dari
pinjaman yang diterima
Penambahan modal entitas
anak dari kepentingan
non pengendali
31 Desember 2012/
December 31, 2012
268.323
1.922.795
4.706
57.161
-
18.625
(350.000)
Arus kas neto diperoleh dari
(digunakan untuk)
aktivitas pendanaan
(394.793)
1.058.394
Net cash provided by
(used in) financing activities
KENAIKAN (PENURUNAN) NETO
KAS DAN SETARA KAS
(1.283.066)
3.357.812
NET INCREASE (DECREASE) IN
CASH AND CASH EQUIVALENTS
KAS DAN SETARA KAS
PADA AWAL TAHUN
14.285.743
10.932.625
CASH AND CASH EQUIVALENTS
AT BEGINNING OF YEAR
323
(4.693)
NET EFFECTS OF CHANGES
IN EXCHANGE RATE ON CASH
AND CASH EQUIVALENTS
13.003.000
14.285.744
CASH AND CASH EQUIVALENTS
AT END OF YEAR
KAS DAN SETARA KAS
PADA AKHIR TAHUN
38
(590.187)
Receipts from borrowings
Additional paid-up capital
of subsidiaries from
non-controlling interest
Proceeds from issuance of
debt securities
Cash dividends paid
Repayment of debt securities
issued
Hasil penerbitan efek hutang
Pembayaran dividen kas
Pelunasan efek hutang
yang diterbitkan
DAMPAK BERSIH PERUBAHAN
NILAI TUKAR ATAS KAS DAN
SETARA KAS
350.000
(667.822)
CASH FLOWS FROM
FINANCING ACTIVITIES
Receipts from marketable securities
sold under agreement
to repurchase
(350.000)
Kas dan setara kas pada akhir
tahun terdiri dari:
Kas
1.569.900
4
1.795.074
Giro pada Bank Indonesia
3.659.489
5
4.666.015
238.711
7
289.755
Cash and cash equivalents at
end of the year consisted of:
Cash
Current accounts with
Bank Indonesia
Current accounts with
other banks
7.534.900
Placements with Bank
Indonesia and other banks maturing within three months or
less since the acquisition date
-
Bank Indonesia Certificates maturing within three months or
less since the acquisition date
14.285.744
Total cash and cash equivalents
Giro pada bank lain
Penempatan pada Bank
Indonesia dan bank lain –
jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Sertifikat Bank Indonesia jangka waktu jatuh tempo
tiga bulan atau kurang sejak
tanggal perolehan
Total kas dan setara kas
7.534.900
-
7
9
13.003.000
Catatan atas laporan keuangan konsolidasian terlampir
merupakan bagian yang tidak terpisahkan dari laporan keuangan
konsolidasian secara keseluruhan.
The accompanying notes to the consolidated financial
statements form an integral part of these consolidated
financial statements taken as a whole.
9
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM
a.
1.
Pendirian dan informasi umum Bank
GENERAL INFORMATION
a.
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (“Bank”) didirikan berdasarkan
Peraturan Pemerintah No. 33 tahun 1960
tentang penentuan perusahaan milik Belanda
di Indonesia yang dikenakan nasionalisasi.
Salah satu perusahaan milik Belanda yang
berkedudukan di Bandung yaitu N.V. Denis
(De
Eerste
Nederlandsche
Indische
Shareholding) terkena ketentuan tersebut dan
diserahkan kepada Pemerintah Daerah
Provinsi Daerah Tingkat I Jawa Barat. Bank
telah mulai beroperasi secara komersial pada
tanggal 20 Mei 1961.
Establishment and general information
about the Bank
PT Bank Pembangunan Daerah Jawa Barat
dan Banten Tbk (the “Bank”) was established
based on the Government Regulation No. 33
year 1960 regarding the nationalization of a
Dutch-owned
company
domiciled
in
Indonesia. The regulation applied to a Dutch owned
company,
N.V.
Denis
(De
Eerste
Nederlandsche
Indische
Shareholding), which was then handed over to
the Regional Government of West Java
Province Level I. The Bank started its
commercial operations on May 20, 1961.
Following the Government Regulation No. 33
year 1960, the Regional Government of West
Java Province Level I established Bank Karya
Pembangunan, as covered by Notarial Deeds
No. 152 dated March 21, 1961 and No. 184
dated May 13, 1961 of Noezar which was
approved based on Decision Letter of the
Governor
of
West
Java
Province
No. 7/GKDN/BPD/61 dated May 20, 1961,
using the name of PD Bank Karya
Pembangunan Daerah Jawa Barat. Based on
Provincial Government Regulation No. 11/PDDPRD/72 dated June 27, 1972 of West Java
Province, the legal status of PD Bank Karya
Pembangunan Daerah Jawa Barat was
changed to become a Regional Enterprise
engaged
in
a
banking
business.
Subsequently,
based
on
Provincial
Government Regulation No. 1/DP-40/PD/1978
dated June 27, 1978 of West Java Province,
PD Bank Karya Pembangunan Daerah Jawa
Barat
changed
its
name
to
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat obtained
its trade name of “Bank Jabar” and a new logo
based on Provincial Government Regulation
No. 11 year 1995.
Based on the Decision Letter No.
25/84/KEP/DIR dated November 2, 1992 of
the Directors of Bank Indonesia, the Bank
obtained the status of a foreign exchange
bank.
The change in the Bank‟s legal status to a
Limited Liability Corporation was stated under
Notarial Deed No. 4 dated April 8, 1999 of
Popy Kuntari Sutresna, S.H., M. Hum., which
was approved by the Minister of Justice in its
Decision Letter No. C2-7103.HT.01.01.TH.99
dated April 16, 1999 and was published in the
State Gazette No. 39 dated May 14, 1999 of
the Republic of Indonesia.
Sebagai
tindak
lanjut
dari
Peraturan
Pemerintah No. 33 tahun 1960, Pemerintah
Daerah Provinsi Daerah Tingkat I Jawa Barat
mendirikan Bank Karya Pembangunan,
dengan Akta Notaris Noezar No. 152
tanggal 21 Maret 1961 dan No. 184 tanggal
13 Mei 1961 yang kemudian dikukuhkan
dengan Surat Keputusan Gubernur Provinsi
Jawa Barat No. 7/GKDN/BPD/61 tanggal
20 Mei 1961 dengan nama PD Bank Karya
Pembangunan
Daerah
Jawa
Barat.
Berdasarkan Peraturan Daerah Provinsi Jawa
Barat No. 11/PD-DPRD/72 tanggal 27 Juni
1972, kedudukan hukum PD Bank Karya
Pembangunan Daerah Jawa Barat dikukuhkan
sebagai Perusahaan Daerah yang berusaha di
bidang perbankan. Selanjutnya, melalui
Peraturan Daerah Provinsi Jawa Barat
No. 1/DP-40/PD/1978 tanggal 27 Juni 1978,
nama PD Bank Karya Pembangunan Daerah
Jawa
Barat
diubah
menjadi
Bank
Pembangunan Daerah Jawa Barat. Bank
Pembangunan Daerah Jawa Barat mendapat
sebutan “Bank Jabar” dan logo baru
berdasarkan Peraturan Daerah No. 11 tahun
1995.
Berdasarkan surat keputusan Direksi Bank
Indonesia
No.
25/84/KEP/DIR
tanggal
2 Nopember 1992, Bank memperoleh status
sebagai bank devisa.
Penyesuaian bentuk badan hukum Bank
menjadi Perseroan Terbatas dinyatakan dalam
Akta Notaris No. 4 tanggal 8 April 1999 yang
dibuat di hadapan Notaris Popy Kuntari
Sutresna, S.H., M. Hum., yang telah
mendapatkan pengesahan dari Menteri
Kehakiman dengan Surat Keputusan No. C27103.HT.01.01.TH.99 tanggal 16 April 1999
dan diumumkan dalam Berita Negara Republik
Indonesia No. 39 tanggal 14 Mei 1999.
10
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
a.
b.
Pendirian
(lanjutan)
dan
informasi
1.
umum
Bank
GENERAL INFORMATION (continued)
a.
Establishment and general
about the Bank (continued)
information
Pada tanggal 12 September 2007, nama Bank
diubah menjadi PT Bank Pembangunan
Daerah Jawa Barat dan Banten berdasarkan
pengesahan dari Menteri Kehakiman dan Hak
Asasi Manusia melalui surat No. W8-02673
HT.01.04-TH.2007.
Berdasarkan
Surat
Keputusan Direksi No. 1065/SK/DIR PPN/2007 tanggal 29 Nopember 2007, Bank
mengubah sebutan menjadi “Bank Jabar
Banten”.
On September 12, 2007, the name of the
Bank was changed to PT Bank Pembangunan
Daerah Jawa Barat dan Banten based on the
approval of the Minister of Justice and Human
Rights in its letter No. W8-02673 HT.01.04TH.2007. Based on the Bank‟s of Board
Directors‟ Decision Letter No. 1065/SK/DIR PPN/2007 dated November 29, 2007, the
Bank changed its name to “Bank Jabar
Banten”.
Berdasarkan
Surat
Bank
Indonesia
No.12/78/APBU/Bd tanggal 30 Juni 2010
perihal Rencana Perubahan Logo Bank
Saudara, serta Surat Keputusan Direksi
Nomor.13337/SK/DIR-PPN/2010 tanggal 5 Juli
2010 tentang Perubahan Logo dan Call Name
serta pemberlakuan Brand Identity Guidelines,
maka pada tanggal 2 Agustus 2010 perubahan
call name “Bank Jabar Banten” menjadi “bank
bjb” secara resmi diubah.
Based on the letter of Bank Indonesia
No.12/78/APBU/Bd dated June 30, 2010
regarding the Amendment Plan of the Bank‟s
logo, as well as Board of Directors‟ Decision
Letter No.1333/SK/DIR-PPN/2010 dated July
5, 2010 regarding the Amendment of Call
name and Logo enforcement of Brand Identity
Guidelines on August 2, 2010, the change in
call name of “Bank Jabar Banten to “bank bjb”
was officially changed.
Anggaran Dasar PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk
sebagaimana tertuang di Akta Pendirian No. 4
tanggal 8 April 1999 dan Perbaikan Akta
Pendirian Perseroan No. 8 tanggal 15 April
1999 yang telah beberapa kali diubah dan
terakhir diubah dengan Akta Pernyataan
Keputusan Rapat Umum Pemegang Saham
Luar biasa PT Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk No. 75 tanggal
25 Juli 2011 yang telah diberitahukan dengan
Keputusan Menteri hukum dan Hak Asaasi
Manusia Republik Indonesia sebagaimana
dimaksud
dalam
surat
penerimaan
Pemberitahuan Perubahan Anggaran Dasar
nomor
AHU.01.10.26872
tanggal
18 Agustus 2011.
The Articles of Association of PT Bank
Pembangunan Daerah Jawa Barat dan
Banten
Tbk as stated in the Deed of
Establishment No. 4 dated April 8, 1999 and
Establishment Deed Amendment No. 8 dated
April 15, 1999, have been amended several
times with the latest update based on the
Minutes of the Shareholders‟ Extraordinary
General Meeting of PT Bank Pembangunan
Daerah Jawa Barat dan Banten Tbk as
covered in the Notarial Deed No. 75 dated
July 25, 2011 which notified by approval of the
Ministry of Justice and Human Rights of the
Republic of Indonesia as mentioned in the
acceptance letter of Amendment of Articles of
the Association No. AHU 01.10.26872 dated
August 18, 2011.
Maksud dan tujuan
b.
Purpose and objectives
According to article 3 of the Bank's Articles of
Association, the Bank's objective is to engage
in the banking business. To achieve this
objective, the scope of the Bank‟s activities is
mainly the following:
- to collect public funds in the form of demand
deposits, time deposits, certificates of
deposits, savings and/or other similar forms;
Berdasarkan pasal 3 Anggaran Dasar, Bank
didirikan dengan maksud dan tujuan untuk
berusaha di bidang perbankan. Untuk
mencapai maksud dan tujuan tersebut, ruang
lingkup kegiatan Bank antara lain adalah:
- menghimpun dana dari masyarakat dalam
bentuk simpanan berupa giro, deposito
berjangka, sertifikat deposito, tabungan
dan/atau bentuk lainnya yang dipersamakan
dengan itu;
11
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
b.
c.
1.
Maksud dan tujuan (lanjutan)
GENERAL INFORMATION (continued)
b.
Purpose and objectives (continued)
- memberikan kredit;
- menempatkan dana pada, meminjam dana
dari, atau meminjamkan dana kepada bank
lain, baik dengan menggunakan surat,
sarana telekomunikasi maupun dengan
wesel unjuk, cek atau sarana lainnya; dan
- melakukan kegiatan penyertaan modal
pada bank atau perusahaan dibidang jasa
keuangan
lainnya
atau
mendirikan
perusahaan baru sepanjang sesuai dengan
ketentuan yang berlaku;
- Melakukan kegiatan dalam valuta asing dan
atau bertindak sebagai Bank Devisa dengan
memenuhi ketentuan yang ditetapkan oleh
yang berwenang.
- to grant loans;
- to place fund in, obtain borrowings from, or
provide financing to other banks, either by
letter, telecommunication facilities, sight
letters of credit (L/C), cheque or other
facilities; and
- to conduct investment activities through
share participation in banks or other
financial institution companies or establish a
new institution in accordance with the
prevailing regulation;
- to conduct activities in foreign currency
transactions and or serve as foreign
exchange Bank in compliance with the
regulation prescribed by the authority.
Selain itu, sebagai bank pembangunan
daerah, Bank juga membantu Pemerintah
Provinsi, Kota/Kabupaten se-Jawa Barat dan
Banten dalam membina Bank Perkreditan
Rakyat (BPR) dan institusi jasa keuangan
lainnya
milik
Pemerintah
Provinsi,
Kota/Kabupaten se-Jawa Barat dan Banten
yang sebagian sahamnya dimiliki oleh Bank,
atau Bank sama sekali tidak memiliki saham
namun diminta untuk membantu pembinaan
BPR dimaksud.
In addition, as a regional development bank,
the Bank also assists the Provincial
Government, Municipality/Regency of West
Java and Banten in developing Rural Banks
(BPR) and other financial service institutions
owned by the Provincial Government,
Municipality/Regency of West Java and
Banten where the Bank has or does not have
the shares but the Bank is requested to assist
in developing the BPR.
Jaringan kantor
c.
Office network
Bank berkantor pusat di Menara Bank Jabar
yang terletak di Jalan Naripan No. 12-14,
Bandung 40111. Pada tanggal 31 Maret 2013,
Bank
mempunyai
62
kantor
cabang
(31 Desember 2012: 56 kantor cabang).
The Bank‟s head office is located at Menara
Bank Jabar, Jalan Naripan No. 12-14,
Bandung 40111. As of March 31, 2013, the
Bank has 62 branch offices (March 31, 2013:
56 branch offices).
Bank mengklasifikasikan kantor cabang
menjadi kantor cabang utama, kantor cabang
khusus, kantor cabang kelas I, kantor cabang
kelas II dan kantor cabang kelas III. Masingmasing cabang mempunyai kantor cabang
pembantu dan/atau kantor kas dan/atau
payment point. Pada tanggal 31 Maret 2013,
Bank memiliki 304 kantor cabang pembantu,
140 kantor kas dan 103 payment point (31
Desember
2012:
228
kantor
cabang
pembantu, 140 kantor kas dan 101 payment
point).
The Bank classifies its branch offices into main
branches,
special
branches,
first-class
branches, second-class branches and thirdclass branches. Each branch has a sub-branch
and/or cash office and/or payment point. As of
March 31, 2013, the Bank has 304 subbranches, 140 cash offices and 103 payment
points (March 31, 2013: 228 sub-branches,
140 cash offices and 101 payment points).
12
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif
GENERAL INFORMATION (continued)
d.
As of March 31, 2013 and December 31, 2012,
the members of the Bank‟s Board of
Commissioners, Board of Directors, Audit
Committee, Risk Monitoring Committee and
Remuneration and Nomination Committee
were as follows:
Pada tanggal 31 Maret 2013 dan 31 Desember
2012, susunan Dewan Komisaris, Direksi,
Komite Audit, Komite Pemantau Risiko serta
Komite Remunerasi dan Nominasi Bank
adalah sebagai berikut:
March 31, 2013
31 Maret 2013
Dewan Komisaris
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Direksi
Direktur Utama
Direktur Komersial*)
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Anggota
Executive management
Muhadi
Yayat Sutaryat
Achmad Baraba
Klemi Subiyantoro
Rudhyanto Mooduto
Bien Subiantoro
Acu Kusnandar
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Rudhyanto Mooduto
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Yayat Sutaryat
Rudhyanto Mooduto
Nury Effendi
Poppy Sofia Koeswayo
Yayat Sutaryat
Muhadi
Klemi Subiyantoro
Rudhyanto Mooduto
Pemimpin Divisi SDM
*)Per tanggal 31 Maret 2013 masih dalam proses
Fit and Proper Test di Bank Indonesia
Board of Commissioners
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Board of Directors
President Director
*)Director of Commercial
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Audit Committee
Chairman
Member
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
Member
*)As of March 31, 2013, is still in the process
of Fit and Proper Test in Bank Indonesia
13
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
31 Desember 2012
Dewan Komisaris
Komisaris Utama*)
Komisaris
Komisaris Independen
Komisaris Independen
Komisaris Independen
Komisaris Independen*)
Direksi
Direktur Utama
Direktur Trisuri dan Internasional*)
Direktur Komersial*)
Direktur Konsumer
Direktur Kepatuhan dan
Manajemen Risiko
Direktur Operasi*)
Komite Audit
Ketua
Anggota
Anggota
Anggota
Anggota
Komite Pemantau Risiko
Ketua
Anggota
Anggota
Anggota
Komite Remunerasi
dan Nominasi
Ketua
Anggota
Anggota
Anggota
Executive management (continued)
December 31, 2012
Agus Ruswendi
Muhadi
Yayat Sutaryat
Achmad Baraba
Klemi Subiyantoro
Rudhyanto Mooduto
Bien Subiantoro
Entis Kushendar
Acu Kusnandar
Arie Yulianto
Zaenal Aripin
Djamal Muslim
Klemi Subiyantoro
Achmad Baraba
Ramson Sinaga
Memed Sueb
Suwarta
Achmad Baraba
Muhadi
Yayat Sutaryat
Nury Effendi
Yayat Sutaryat
Agus Ruswendi
Klemi Subiyantoro
Neneng Hayati
*)Per tanggal 31 Desember 2012 masih dalam proses
Fit and Proper Test di Bank Indonesia
Board of Commissioners
*)President Commissioner
Commissioner
Independent Commissioner
Independent Commissioner
Independent Commissioner
*)Independent Commissioner
Board of Directors
President Director
*)Director of Treasury and International
*)Director of Commercial
Director of Consumer
Director of Compliance and
Risk Management
*)Director Operations
Audit Committee
Chairman
Member
Member
Member
Member
Risk Monitoring Committee
Chairman
Member
Member
Member
Remuneration and Nomination
Committee
Chairman
Member
Member
Member
*)As of December 31, 2012, is still in the process
of Fit and Proper Test in Bank Indonesia
Sesuai dengan keputusan Rapat Umum
Pemegang Saham Luar Biasa (RUPSLB)
tanggal 27 September 2012, pemegang
saham menyetujui pemberhentian secara
terhormat Bambang Mulyo Atmodjo dan
Syahyohan Johnny Azis dari jabatan Direktur.
Based on the minutes of the Shareholders‟
Extraordinary General Meeting (SEGM) dated
September 27, 2012, the shareholders agreed
to accept the honorably resigned of Bambang
Mulyo Atmodjo and Syahyohan Johnny Azis as
Director.
Pembentukan Komite Audit Bank telah sesuai
dengan Peraturan Badan Pengawas Pasar
Modal dan Lembaga Keuangan (Bapepam-LK)
No. IX.I.5 tanggal 24 September 2004.
The establishment of the Bank‟s Audit
Committee is in compliance with the Capital
Market and Financial Institutions Supervisory
Agency (Bapepam-LK) Regulation No. IX.I.5
dated September 24, 2004.
14
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31 Maret 2013 dan 31 Desember 2012
Serta periode yang berakhir pada tanggal
31 Maret 2013 dan 2012
(Disajikan dalam jutaan rupiah,
kecuali dinyatakan lain)
1.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS (UN-AUDITED)
March 31, 2013 and December 31, 2012
And for the period ended
March 31, 2012 and 2013
(Expressed in millions of rupiah,
unless otherwise stated)
INFORMASI UMUM (lanjutan)
d.
1.
Manajemen eksekutif (lanjutan)
GENERAL INFORMATION (continued)
d.
As of March 31, 2013 and December 31, 2012,
the Bank has 5,539 and 4,881 employees,
respectively (unaudited).
Pada tanggal 31 Maret 2013 dan 31 Desember
2012, Bank memiliki karyawan masing-masing
sebanyak 5.539 dan 4.881 orang (tidak
diaudit).
e.
f.
Executive management (continued)
Penawaran umum saham
e.
Public offering of shares
Pada tahun 2010, Bank menawarkan
2.424.072.500 saham, atau 25% dari jumlah
saham Bank, kepada masyarakat pada harga
penawaran sebesar Rp600 (nilai penuh) per
saham. Saham yang ditawarkan merupakan
saham Seri B dengan harga nominal Rp250
(nilai penuh) per lembar saham. Selisih lebih
antara harga penawaran per saham dengan
nilai nominal per saham dicatat sebagai “Agio
Saham”, yang disajikan pada bagian Ekuitas
pada laporan posisi keuangan konsolidasian.
Berdasarkan
surat
dari
Bapepam-LK
No. S-5901/BL/2010 tanggal 29 Juni 2010,
pendaftaran saham Bank di pasar modal
dinyatakan efektif.
In 2010, the Bank offered 2,424,072,500
shares, or 25% of the total Bank‟s shares, to
the public at an offering price of Rp600 (full
amount) per share. The offering shares are
Class B shares with a nominal value of Rp250
(full amount) per share. The excess of the
share offer price over the par value per share
was recognized as “Premium on Share
Capital”, which is presented under the Equity
section of the consolidated statements of
financial position. Based on a letter from
Bapepam-LK No. S-5901/BL/2010 dated
June 29, 2010, the registration of the Bank‟s
shares in the capital market was declared
effective.
Pada tanggal 8 Juli 2010, saham Bank secara
resmi telah tercatat di Bursa Efek Indonesia.
Jumlah saham Bank yang tercatat di Bursa Efek
Indonesia sebanyak 2.424.072.500 saham atau
25% dari jumlah saham Bank. Saham yang
tercatat merupakan saham Seri B dengan
harga nominal Rp250 (nilai penuh) per lembar
saham. Harga pada saat penawaran adalah
Rp600 (nilai penuh) per lembar saham,
sehingga Bank memperoleh Rp1.454.443 dari
seluruh saham yang dijual ke masyarakat.
On July 8, 2010, the Bank‟s shares have been
officially listed on the Indonesia Stock
Exchange. Total shares of the Bank listed on
the
Indonesia
Stock
Exchange
were
2,424,072,500 shares or 25% of the total
Bank‟s shares. Listed shares are Class B
shares with a nominal value of Rp250 (full
amount) per share. Offering price of the shares
is Rp600 (full amount) per share, therefore the
Bank obtained Rp1,454,443 from the total
shares sold to the public.
Penawaran umum obligasi
f.
Public offering of bonds
Bank melakukan beberapa penawaran umum
obligasi sebagai berikut:
The Bank conducted several public offerings
of bonds as follows:
1)
1)
Obligasi I Bank Jabar
Obligasi I Bank Jabar diterbitkan tanggal
8 Juli 1991 dengan nilai nominal
Rp25.000 dan tingkat bunga mengambang
sebesar 24,30% per tahun. Obligasi ini
memiliki jangka waktu lima tahun dan
telah jatuh tempo pada tanggal 8 Juli
1996. Obligasi ini ditawarkan sebesar nilai
nominal, dicatat di Bursa Efek Surabaya
(sekarang Bursa Efek Indonesia) pada
tanggal 15 Juli 1991 dan dinyatakan
efektif berdasarkan surat keputusan
Bapepam-LK pada tanggal 11 Juni 1991.
15
Bank Jabar Bonds I
Bank Jabar Bonds I were issued on
July 8, 1991 with a nominal value of
Rp25,000 and floating interest rate of
24.30% per annum. The bonds had a five
years term and matured on July 8, 1996.
The bonds were offered at its nominal
value, listed on the Surabaya Stock
Exchange (currently the Indonesia Stock
Exchange) on July 15, 1991 and became
effective based on the Bapepam-LK
decision letter dated June 11, 1991.
The original consolidated financial statements included herein are in the
Indonesian language.
PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN (UNAUDITED)
31