Pengaruh Rasio Likuiditas dan Rasio Profitabilitas terhadap Capital Adequacy Ratio (CAR) pada Perusahaan Perbankan yang Terdaftar di BEI
LAMPIRAN
Lampiran 1
Daftar Populasi dan Proses Seleksi Sampel
NO.
Nama Perusahaan
Kode
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
Bank Agroniaga Tbk.
Bank Artha Graha Internasional Tbk.
Bank Bukopin Tbk.
Bank Bumi Artha Tbk.
Bank Capital Indonesia Tbk.
Bank Central Asia Tbk.
Bank CIMB Niaga Tbk.
Bank Danamon Indonesia Tbk.
Bank Ekonomi Raharja Tbk.
Bank Himpunan Saudara 1906 Tbk.
Bank ICB Bumiputera Tbk.
Bank Internasional Indonesia Tbk.
Bank Kesawan Tbk.
Bank Lippo Tbk.
Bank Mandiri (Persero) Tbk.
Bank Mayapada Tbk.
Bank Mega Tbk.
Bank Mutiara Tbk.
Bank Negara Indonesia Tbk.
Bank Nusantara Parahyangan Tbk.
Bank OCBC NISP Tbk.
Bank Pan Indonesia Tbk.
Bank Permata Tbk.
Bank Pundi Indonesia Tbk.
Bank Rakyat Indonesia Tbk.
Bank Sinarmas Tbk.
Bank of India Indonesia Tbk.
Bank Tabungan Negara (Persero) Tbk.
Bank Tabungan Pensiunan Nasional Tbk.
Bank Victoria International Tbk.
Bank Windu Kentjana Int'l Tbk.
BPD Jawa Barat dan Banten Tbk.
AGRO
INPC
BBKP
BNBA
BACA
BBCA
BNGA
BDMN
BAEK
SDRA
BABP
BNII
BKSW
LPBN
BMRI
MAYA
MEGA
BCIC
BBNI
BBNP
NISP
PNBN
BNLI
BEKS
BBRI
BSIM
BSWD
BBTN
BTPN
BVIC
MCOR
BJBR
Kriteria
Penentuan
Sampel
1 2 3 4
- -
- -
- -
- - -
Sampel
Sampel 1
Sampel 2
Sampel 3
Sampel 4
Sampel 5
Sampel 6
Sampel 7
Sampel 8
Sampel 9
Sampel 10
Sampel 11
Sampel 12
Sampel 13
Sampel 14
Sampel 15
Sampel 16
Sampel 17
Sampel 18
Sampel 19
Sampel 20
Sampel 21
Sampel 22
Sampel 23
-
94
Universitas Sumatera Utara
Lampiran 2
HASIL PENGOLAHAN SPSS
1. Statistik Deskriptif
Descriptive Statistics
N
Minimum
Maximum
Mean
Std. Deviation
Loan to Deposit Ratio
92
40.22
102.20
74.7439
14.26037
Loan to Asset Ratio
92
34.34
80.10
60.3167
11.35870
Return On Asset
92
.17
4.93
2.0504
1.10119
Return On Equity
92
.72
43.83
15.8395
9.59313
Capital Adequacy Ratio
92
9.92
46.49
17.6903
6.57671
Valid N (listwise)
92
2. Uji Normalitas
One-Sample Kolmogorov-Smirnov Test
Unstandardized
Residual
N
Normal Parameters
92
a,,b
Mean
Std. Deviation
Most Extreme Differences
Kolmogorov-Smirnov Z
Asymp. Sig. (2-tailed)
.0000000
4.47208053
Absolute
.138
Positive
.138
Negative
-.068
1.327
.059
a. Test distribution is Normal.
b. Calculated from data.
95
Universitas Sumatera Utara
96
Universitas Sumatera Utara
3. Uji Multikolinearitas
Coefficients
Model
Unstandardized
Standardized
Coefficients
Coefficients
B
1
(Constant)
Std. Error
29.852
2.729
.342
.102
Loan to Asset Ratio
-.620
Return On Asset
Return On Equity
Loan to Deposit Ratio
a
Collinearity Statistics
t
Sig.
Beta
Tolerance
VIF
10.939
.000
.741
3.345
.001
.108
9.224
.125
-1.070
-4.940
.000
.113
8.828
5.739
1.036
.961
5.538
.000
.177
5.664
-.763
.118
-1.113
-6.494
.000
.181
5.531
a. Dependent Variable: Capital Adequacy Ratio
4. Uji Heteroskedastisitas
97
Universitas Sumatera Utara
5. Uji Autokorelasi
b
Model Summary
Model
R
1
R Square
.733
a
Adjusted R
Std. Error of the
Square
Estimate
.538
.516
Durbin-Watson
4.57373
2.024
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan
to Asset Ratio
b. Dependent Variable: Capital Adequacy Ratio
6. Uji Koefisien Determinasi (R2)
b
Model Summary
Model
R
1
.733
R Square
a
Adjusted R Square
.538
Std. Error of the Estimate
.516
4.57373
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to
Asset Ratio
b. Dependent Variable: Capital Adequacy Ratio
7. Uji Signifikansi Simultan (Uji F)
b
ANOVA
Model
1
Sum of Squares
Df
Mean Square
Regression
2116.079
4
529.020
Residual
1819.955
87
20.919
Total
3936.034
91
F
Sig.
25.289
.000
a
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to Asset
Ratio
b. Dependent Variable: Capital Adequacy Ratio
98
Universitas Sumatera Utara
8. Uji Signifikansi Parameter Individual (Uji t)
Coefficients
a
Standardized
Unstandardized Coefficients
Model
1
B
(Constant)
Std. Error
29.852
2.729
.342
.102
Loan to Asset Ratio
-.620
Return On Asset
Return On Equity
Loan to Deposit Ratio
Coefficients
Beta
t
Sig.
10.939
.000
.741
3.345
.001
.125
-1.070
-4.940
.000
5.739
1.036
.961
5.538
.000
-.763
.118
-1.113
-6.494
.000
a. Dependent Variable: Capital Adequacy Ratio
99
Universitas Sumatera Utara
Lampiran 1
Daftar Populasi dan Proses Seleksi Sampel
NO.
Nama Perusahaan
Kode
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
Bank Agroniaga Tbk.
Bank Artha Graha Internasional Tbk.
Bank Bukopin Tbk.
Bank Bumi Artha Tbk.
Bank Capital Indonesia Tbk.
Bank Central Asia Tbk.
Bank CIMB Niaga Tbk.
Bank Danamon Indonesia Tbk.
Bank Ekonomi Raharja Tbk.
Bank Himpunan Saudara 1906 Tbk.
Bank ICB Bumiputera Tbk.
Bank Internasional Indonesia Tbk.
Bank Kesawan Tbk.
Bank Lippo Tbk.
Bank Mandiri (Persero) Tbk.
Bank Mayapada Tbk.
Bank Mega Tbk.
Bank Mutiara Tbk.
Bank Negara Indonesia Tbk.
Bank Nusantara Parahyangan Tbk.
Bank OCBC NISP Tbk.
Bank Pan Indonesia Tbk.
Bank Permata Tbk.
Bank Pundi Indonesia Tbk.
Bank Rakyat Indonesia Tbk.
Bank Sinarmas Tbk.
Bank of India Indonesia Tbk.
Bank Tabungan Negara (Persero) Tbk.
Bank Tabungan Pensiunan Nasional Tbk.
Bank Victoria International Tbk.
Bank Windu Kentjana Int'l Tbk.
BPD Jawa Barat dan Banten Tbk.
AGRO
INPC
BBKP
BNBA
BACA
BBCA
BNGA
BDMN
BAEK
SDRA
BABP
BNII
BKSW
LPBN
BMRI
MAYA
MEGA
BCIC
BBNI
BBNP
NISP
PNBN
BNLI
BEKS
BBRI
BSIM
BSWD
BBTN
BTPN
BVIC
MCOR
BJBR
Kriteria
Penentuan
Sampel
1 2 3 4
- -
- -
- -
- - -
Sampel
Sampel 1
Sampel 2
Sampel 3
Sampel 4
Sampel 5
Sampel 6
Sampel 7
Sampel 8
Sampel 9
Sampel 10
Sampel 11
Sampel 12
Sampel 13
Sampel 14
Sampel 15
Sampel 16
Sampel 17
Sampel 18
Sampel 19
Sampel 20
Sampel 21
Sampel 22
Sampel 23
-
94
Universitas Sumatera Utara
Lampiran 2
HASIL PENGOLAHAN SPSS
1. Statistik Deskriptif
Descriptive Statistics
N
Minimum
Maximum
Mean
Std. Deviation
Loan to Deposit Ratio
92
40.22
102.20
74.7439
14.26037
Loan to Asset Ratio
92
34.34
80.10
60.3167
11.35870
Return On Asset
92
.17
4.93
2.0504
1.10119
Return On Equity
92
.72
43.83
15.8395
9.59313
Capital Adequacy Ratio
92
9.92
46.49
17.6903
6.57671
Valid N (listwise)
92
2. Uji Normalitas
One-Sample Kolmogorov-Smirnov Test
Unstandardized
Residual
N
Normal Parameters
92
a,,b
Mean
Std. Deviation
Most Extreme Differences
Kolmogorov-Smirnov Z
Asymp. Sig. (2-tailed)
.0000000
4.47208053
Absolute
.138
Positive
.138
Negative
-.068
1.327
.059
a. Test distribution is Normal.
b. Calculated from data.
95
Universitas Sumatera Utara
96
Universitas Sumatera Utara
3. Uji Multikolinearitas
Coefficients
Model
Unstandardized
Standardized
Coefficients
Coefficients
B
1
(Constant)
Std. Error
29.852
2.729
.342
.102
Loan to Asset Ratio
-.620
Return On Asset
Return On Equity
Loan to Deposit Ratio
a
Collinearity Statistics
t
Sig.
Beta
Tolerance
VIF
10.939
.000
.741
3.345
.001
.108
9.224
.125
-1.070
-4.940
.000
.113
8.828
5.739
1.036
.961
5.538
.000
.177
5.664
-.763
.118
-1.113
-6.494
.000
.181
5.531
a. Dependent Variable: Capital Adequacy Ratio
4. Uji Heteroskedastisitas
97
Universitas Sumatera Utara
5. Uji Autokorelasi
b
Model Summary
Model
R
1
R Square
.733
a
Adjusted R
Std. Error of the
Square
Estimate
.538
.516
Durbin-Watson
4.57373
2.024
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan
to Asset Ratio
b. Dependent Variable: Capital Adequacy Ratio
6. Uji Koefisien Determinasi (R2)
b
Model Summary
Model
R
1
.733
R Square
a
Adjusted R Square
.538
Std. Error of the Estimate
.516
4.57373
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to
Asset Ratio
b. Dependent Variable: Capital Adequacy Ratio
7. Uji Signifikansi Simultan (Uji F)
b
ANOVA
Model
1
Sum of Squares
Df
Mean Square
Regression
2116.079
4
529.020
Residual
1819.955
87
20.919
Total
3936.034
91
F
Sig.
25.289
.000
a
a. Predictors: (Constant), Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to Asset
Ratio
b. Dependent Variable: Capital Adequacy Ratio
98
Universitas Sumatera Utara
8. Uji Signifikansi Parameter Individual (Uji t)
Coefficients
a
Standardized
Unstandardized Coefficients
Model
1
B
(Constant)
Std. Error
29.852
2.729
.342
.102
Loan to Asset Ratio
-.620
Return On Asset
Return On Equity
Loan to Deposit Ratio
Coefficients
Beta
t
Sig.
10.939
.000
.741
3.345
.001
.125
-1.070
-4.940
.000
5.739
1.036
.961
5.538
.000
-.763
.118
-1.113
-6.494
.000
a. Dependent Variable: Capital Adequacy Ratio
99
Universitas Sumatera Utara