253
2. Partnership Program Refund Collectability
The Partnership Program
254
ACTIVITIES AND COMMUNITY DEVELOPMENT PARTNERSHIP PROGRAM In 2015, the Company has realized the distribution of funds for Partnership Program for Development Partners in 34 Provinces.
Development Partners receiving financial assistance were small businesses whose products have a fairly high competitiveness but were having difficulty in marketing the products, limited human resources ability, business management, capital, and technology.
Before the funds were disbursed, the Company provided briefings in the form of education and management training with the hope that Development Partners were able to manage and develop their businesses better.
With regards to Community Development Programs
255
8. Increasing the Capacities of Development Partners
Assistance to Development Partners was totally carried out by all components of the Company including the Commissioner of the Company in the form of grants. The activities included promotion and development through training programs and
visits in the spirit of exchanging views on business development and motivation.
a. Promotion and Marketing
The Company provided development assistance in the form of promotion and marketing by including Development Partners in various exhibitions both nationally and internationally. An example is the Sail Tomini Exhibition. The
Company also helped the promotion of Development Partners
256
Table of Contents
APPENDICES DEFINITIONS
3G The generic term for third generation mobile telecommunications technology. 3G offers high speed connections to cellular phones and
other mobile devices, enabling video conference and other applications requiring broadband connectivity to the internet. 3.5G
A grouping of disparate mobile telephony and data technologies designed to provide better performance than 3G systems, as an interim step towards deployment of full 4G capability.
4GLTE A fourth generation super fast internet network technology based on Internet Protocol IP that makes the process of data transfer
much faster and stable. Adjusted EBITDA
Adjusted EBITDA is defined as earnings before interest, tax, depreciation and amortization. Adjusted EBITDA and other related ratios in this Annual Report serve as additional indicators on our performance and liquidity, which is a non-GAAP financial measure.
ADS American Depositary Share also known as an American Depositary Receipt, or an
257
BSS Base Station Subsystem, the section of a cellular telephone network responsible for handling traffic and signaling between a mobile
phone and the network switching subsystem. A BSS is composed of two parts: the BTS and the BSC. BTS
Base Transceiver Station, equipment that transmits and receives radio telephony signals to and from other telecommunication systems. BWA
Broadband Wireless Access, a technology that provides high speed wireless internet access or computer networking access over a wide area.
CDMA Code Division Multiple Access, a transmission technology where each transmission is sent over multiple frequencies and a unique
code is assigned to each data or voice transmission, allowing multiple users to share the same frequency spectrum. CPE
Customer Premises Equipment, any handset, receiver, set-top box or other equipment used by the consumer of wireless, fixed line or broadband services, which is the property of the network operator and located on the customer premises.
DCS Digital Communication System, a mobile cellular system using GSM technology operating in the 1.8 GHz frequency band.
Defined Benefit Pension Plan A type of pension plan in which an employer promises a specified monthly benefit on retirement that is predetermined by a formula
based on the employee
258
E1 The backbone transmission unit which operates over two separate sets of wires, usually twisted pair cable. E1 data rate is 2,048 Mbps
full duplex, which is divided into 32 timeslots. Earth Station
The antenna and associated equipment used to receive or transmit telecommunication signals via satellite. EDGE
Enhanced Data rates for GSM Evolution, a digital mobile phone technology that allows improved data transmission rates as a backward-compatible extension of GSM.
Edutainment Education and Entertainment.
Fixed Line Fixed wireline and fixed wireless.
Fixed Wireless The local wireless transmission link using a cellular, microwave, or radio technology to connect customers at a fixed location to the
local telephone exchange. Fixed Wireline
A fixed wire or cable path linking a subscriber at a fixed location to a local exchange, usually with an individual phone number. FTTH
Fiber To The Home are the implementation of fiber optic network that reaches up to customer point or known as customer premise. Gateway
A peripheral that bridges a packet based network IP and a circuit based network PSTN. Gb
Gigabyte, a unit of information used, for example, to quantify computer memory or storage capacity. Gbps
Gigabyte per second, the average number of bits, characters, or blocks per unit time passing between equipment in a data transmission system. This is typically measured in multiples of the unit bit per second or byte per second.
GHz Gigahertz. The hertz symbol Hz, the international standard unit of frequency defined as the number of cycles per second of a
periodic phenomenon. GMS
General Meeting of Shareholders, which may be an Annual General Meeting of Shareholders
259
Homepass A connection with access to fixed line voice, IPTV and broadband services.
IDD International Direct Dialing, a service that allows a subscriber to make an international call without the assistance or intervention of an
operator from any telephone terminal. IMT-2000
International Mobile Telecommunications-2000, a body of specifications provided by the International Telecommunication Union. Application services include wide area wireless voice telephone, mobile internet access, video calls and mobile TV, all in a mobile
environment. Installed Lines
Complete lines fully built-out to the distribution point and ready to be connected to subscribers. Interconnection
The physical linking of a carrier
260
Metro Ethernet Bridge or relationship between locations that are apart geographically, this network connects LAN customers at several different
locations. MHz
Megahertz, a unit of measure of frequency equal to one million cycles per second. Mobile Broadband
The marketing term for wireless internet access through a portable modem, mobile phone, USB Wireless Modem or other mobile devices.
MoCI The Ministry of Communication and Information, to which regulatory responsibility over telecommunications was transferred from
the Ministry of Communication
261
PKLN Tim Pinjaman Komersial Luar Negeri
, or Foreign Commercial Loan Coordinating Team, an inter-agency team of the Government charged with, among others, considering requests of Indonesian State-Owned Enterprises such as us for consent to obtain foreign
commercial loans. POWL
Public Offering Without Listing. Premium SMS
Premium Short Message Service, a text messaging service component of phone, web, or mobile communication systems, using standardized communications protocols that allow the exchange of short text messages between fixed line or mobile phone devices.
PSTN Public Switched Telephone Network, a telephone network operated and maintained by us and the KSO Units for us and on our behalf.
Pulse The unit in the calculation of telephone charge.
Radio Frequency Spectrum The part of the electromagnetic spectrum corresponding to radio frequencies, i.e. frequencies lower than around 300 GHz or,
equivalently, wavelengths longer than about 1 mm. RIO
Reference Interconnection Offer, a regulatory term covering all facilities, including interconnection tariffs, technical facilities and administrative issues offered by one telecommunications operator to other telecommunications operator for interconnection access.
RMJ Regional Metro Junction, an inter-city cable network installation service in one regional regionprovince.
Roaming A general term referring to the extension of connectivity service in a location that is different from the home location where the
service was registered. Satellite Transponder
Radio relay equipment embedded in a satellite that receives signals from earth and amplifies and transmits the signal back to the earth. SCCS
Submarine Communications Cable System, a cable laid on the sea bed between land-based stations to carry telecommunication signals across stretches of ocean.
SME Small and Medium Enterprise.
SMS Short Messaging Service, a technology allowing the exchange of text messages between mobile phones and between fixed wireless
phones. SOE
State-Owned Enterprise, a Government-owned corporation, state-owned company, state-owned entity, state enterprise, publicly owned corporation, Government business enterprise, or parastatal, a legal entity created by a Government to undertake commercial activities
on behalf of an owner Government.
262
Softswitch A central device in a telephone network that connects calls from one phone line to another, entirely by means of software running on a
computer system. This work was formerly carried out by hardware, with physical switchboards to route the calls. STM-1
Synchronous Transport Module level-1, the SDH ITU-T fiber optic network transmission standard with a bit rate of 155.52 Mbps. The other standards are STM-4, STM-16 and STM-64.
Switch A mechanical, electrical or electronic device that opens or closes circuits, completes or breaks an electrical path, or selects paths or
circuits, used to route traffic in a telecommunications network. Terra Router
Terra Router or terabit router on the theory allows the network capacity on a scale of terabits 1 terabit = 1 million gigabits. TIMES
Telecommunication, Information, Media, Edutainment and Service. TPE
a normalized way to refer to transponder bandwidth it simple means how many transponders would be used if the same total bandwidths used only 36 Mt transponder 1 TPE = 36 MHz.
UMTS Universal Mobile Telephone System, one of the 3G mobile systems being developed within the ITU
263
Statement of the Member of Board of Commissioners and Directors Regarding Responsibility for Annual Reporting 2015
Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk
We hereby that all information has been fully disclosed in Annual Report 2015 Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk and we are solely responsible for the accuracy of the content.
This statement is considered to be true and correct. Jakarta, March 28, 2016
Board of Commissioners
Hendri Saparini
President Commissioner
Hadiyanto Commissioner
Dolfie Othniel Fredric Palit
Commissioner
Margiyono Darsasumarja
Commissioner
Parikesit Suprapto
Independent Commissioner
Rinaldi Firmansyah
Independent Commissioner
P. Pamela Johanna Waluyo
Independent Commissioner Board of Directors
Alex J. Sinaga
President Director
Heri Sunaryadi
Director of Finance
Muhammad Awaluddin
Director of Enterprise Business Service
Indra Utoyo
Director of Innovation Strategic Portfolio
Dian Rachmawan
Director of Consumer
Abdus Somad Arief
Director of Network IT Solution
Herdy Rosadi Harman
Director of Human Capital Management
Honesti Basyir
Director of Wholesale International Service
Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk
Pusat Pengelolaan Program Kemitraan Dan Program Bina Lingkungan
Community Development Center
Financial statements as of December 31, 2015 for the year then ended
with independent auditors ’ report
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA Tbk
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
FINANCIAL STATEMENTS AS OF DECEMBER 31, 2015
AND FOR THE YEAR THEN ENDED WITH INDEPENDENT AUDITORS ’ REPORT
Table of Contents
Page SGM CDC
The original report included herein is in Indonesian language.
Independent Auditors ’ Report
Report No. RPC-103PSS2016DAU The Shareholders, Board of Commissioners and Directors Perusahaan Perseroan Persero PT Telekomunikasi Indonesia
Tbk
Management of Pusat Pengelolaan Program Kemitraan dan Program Bina Lingkungan Community Development Center
Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk
We have audited the accompanying financial statements of Pusat Pengelolaan Program Kemitraan dan Program Bina Lingkungan Community Development Center Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk
The original report included herein is in Indonesian language.
Independent Auditors ’ Report continued
Report RPC-103PSS2016DAU continued An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements.
The procedures selected depend on the auditors
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
STATEMENT OF FINANCIAL POSITION December 31, 2015
Expressed in Rupiah
Table of Contents
Notes December 31, 2014
December 31, 2015 ASSETS
Cash and Cash Equivalents 2b,4
164.471.231.080 119.512.444.975
Loan to other Foster SOE or Distributing Partners net of allowance for impairment losses of Rp11,444,509,078
2014: Rp11,607,929,078 2c,2d,5
10.486.580.000 4.999.999.996
Loan to Foster Partners net of allowance for impairment losses of Rp109,770,010,235 2014: Rp93,864,820,863
2c,2d,6a,6b 412.697.815.866
458.634.533.531 Fixed Asset Not in Use
7 -
- Troubled Loan net of allowance for impairment losses of
Rp82,673,017,234 2014: Rp77,773,183,407 2f,8
- -
TOTAL ASSETS 587.655.626.946
583.146.978.502 LIABILITIES AND NET ASSETS
LIABILITIES
Other Current Liabilities 2j,9
- 10.972.947.055
Accrued Expenses 10
879.175.000 Unidentified Installments
2h,11 121.047.323
467.059.449 Overpayment of Installments
2i,12 1.313.285.449
158.652.706 Other Payables
2j,13 467.720.000
119.546.500 TOTAL LIABILITIES
2.781.227.772 11.718.205.710
NET ASSETS
Unrestricted Net Assets 2k,14
584.874.399.174 571.428.772.792
TOTAL NET ASSETS 584.874.399.174
571.428.772.792 TOTAL LIABILITIES AND NET ASSETS
587.655.626.946 583.146.978.502
The accompanying notes form an integral part of these financial statements taken as a whole.
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
STATEMENT OF ACTIVITIES For the Year Ended December 31, 2015
Expressed in Rupiah
Table of Contents
Year Ended December 31, Notes
2014 2015
CHANGES IN UNRESTRICTED NET ASSETS
REVENUE Loan Administration Service
Income 15
38.881.631.441 17.874.573.518
Interest Income on Partnership Program
16a 9.656.400.307
1.566.703.122
Community Development Program 16b
7.139.747.899 3.048.273.583
Other Income 17
5.238.893.226 31.206.191
TOTAL REVENUE 60.916.672.873
22.520.756.414 EXPENSES
Fostering Partnership Funds 18
15.294.716.793 6.014.476.847
Community Development Funds Distribution 19
- -
Empowerment Expenses 20
5.101.507.680 2.289.880.645
General and Administration Expenses 21
12.985.184.323 5.584.101.195
Allowance for Impairment of Loan, net 6e
30.628.234.796 20.641.603.199
Rent Expenses 22
2.821.557.515 1.436.320.910
TOTAL EXPENSES 66.831.201.107
35.966.382.796 DECREASE IN UNRESTRICTED NET ASSETS FOR THE
YEAR 5.914.528.234
13.445.626.382 DECREASE IN RESTRICTED NET ASSETS FOR THE YEAR
- -
DECREASE IN NET ASSETS FOR THE YEAR 5.914.528.234
13.445.626.382 AT BEGINNING OF YEAR
590.788.927.408 584.874.399.174
NET ASSETS AT END OF YEAR 584.874.399.174
571.428.772.792
The accompanying notes form an integral part of these financial statements taken as a whole.
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
STATEMENT OF CASH FLOWS For the Year Ended December 31, 2015
Expressed in Rupiah
Table of Contents
Year Ended December 31, 2014
2015 OPERATING ACTIVITIES
Decrease in Net Assets for the year 5.914.528.235
13.445.626.382
Adjustments
Allowance for Impairment of Loan, net 30.628.234.796
20.641.603.199 Other Income
1.825.352.893 -
Change in asset and liability
Loan to other Foster SOE or Distributing Partners
8.345.175.617 5.650.000.004
Loan to Fosters Partners 203.144.856.947
66.741.740.864 Other Receivable
847.074.513 -
Other Current Liabilities -
10.972.947.055 Accrued Expense
879.175.000 879.175.000
Unidentified Installment 51.509.983
346.012.126 Overpayment of Installment
49.282.432 1.154.632.743
Other Payables 38.252.218.616
348.173.500 NET CASH FLOWS USED TO OPERATING ACTIVITIES
225.125.420.448 44.958.786.105
DECREASE IN CASH AND CASH EQUIVALENTS 225.125.420.448
44.958.786.105 CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR
389.596.651.528 164.471.231.080
CASH AND CASH EQUIVALENTS AT END OF YEAR 164.471.231.080
119.512.444.975
The accompanying notes form an integral part of these financial statements taken as a whole.
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
1. INFORMATION OF COMMUNITY DEVELOPMENT CENTER UNIT
a. Establishment and General Information
Pusat Pengelolaan Program Kemitraan dan Program Bina Lingkungan Community Development Center
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
1. INFORMATION OF COMMUNITY DEVELOPMENT CENTER UNIT continued b. Primary Activities continued
3 Community development donation funds is used for purposes that benefit the community in the areas of business in the form of assistance for:
a. Natural disaster victims b. Education andor training
c. Health improvement d. Developments of infrastructure andor public facilities
e. Places of worship f. Nature conservation
g. Civil society in order for poverty alleviation h. Education, trainings, internships, promotions and other activities related to the improvement of productivity of foster
partner from partnership program. The amount of these funds are taken from community development program and set at a maximum of 20 from the Partnership Program fund distributed during the year.
4 Monitoring of the operations of Foster Partners. 5 Reporting of PKBL acitivities.
c. Funding Resources
Source of CDC
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
The significant accounting principles which are applied consistently in the preparation of the financial statements for the years ended December 31, 2015 and 2014 are follows:
a. Basis of Preparation of Financial Statements
The financial statement is prepared based on Non - Publicly Accountable Entities Financial Accounting Standards SAK ETAP that was issued by The Financial Accounting Standard Board - Indonesian Institute of accountants.
The implementation of SAK - ETAP in the preparation of the financial statement is based on Minister of State-Owned Enterprises
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued c. Loan continued
ii. Substandard when late payment of principal andor administration service income payment are between 30 thirty days and 180 one hundred and eighty days from the payment due date of installment as agreed in the agreement.
iii. Doubtful when late payment of principal andor administration service income payment are between 180 one hundred and eighty and 270 two hundred and seventy days from the payment due date of installment as agreed in the agreement.
iv. Loss when late payment of principal and or administration service income payment over 270 two hundred and seventy days from the payment due date of installment as agreed in te agreement.
d. Allowance for Impairment of Loan
Allowance for impairment of loan represents allowance for doubtful loan. This allowance is calculated based on the Management
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
g. Accrued Expenses Accrued expenses are expenses that have to be paid by CDC which occur due to service received in the current period but no
payment has been made until end of accounting period.
h. Unidentified Installments
Unidentified installments are installments received in which the Foster Partners is unidentifiable until end of reporting period. Unidentifed installment is recognized and presented as liability when the installment is received.
i. Overpayment of Installments
Overpayment of installments represents repayment from foster partners which exceeds its loan balance. This overpayment is recognized and presented as liability when the installment is received.
Overpayment of installment from each Foster Partners which is less than Rp50,000 is recognises as Partnership Program Other Income, based on Decree of the Director Number
:
KD.21PR000COP-B00300002010 dated on April 19, 2010 regarding Management of Partnership Program and Community Development Program.
j. Other Payables and Other Current Liabilities
Other payables and other current liabilities are recognized when transactions occur or when contract are completed. Other payables and other current liability is recognized based on transaction amount or contracts.
k. Net Assets
Net assets are classified into restricted net assets and unrestricted net assets. Restricted net assets represent assets that can only be utilized limited to spesific program purpose. Unrestricted net assets represent assets that can be utilized without being
limited for specific purposes.
l. Revenue and Expense Revenue
Revenue is recognized in the statement of activities based on accrual basis.
Loan Administration Service Income
Administration service income is measured and recognized as incurred as stated in the contract for current and substandard loan.
Interest income
Interest income is recognized based on accrual basis. Interest income is measured and recorded based on stipulated amount determined.
Expense
Expense is recognised as incurred. Fostering partnership funds are recognized when the funds are distributed.
m. Taxation
Tax transactions in relation to CDC are charged to CDC and reported by Perusahaan Perseroan Persero PT Telekomunikasi Indonesia Tbk.
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
3. ACCOUNTING JUDGEMENTS, ESTIMATION, AND ASSUMPTION a. Judgements
In the implementation process of CDC
1
The original financial statements included herein are in Indonesian language.
PERUSAHAAN PERSEROAN PERSERO PT TELEKOMUNIKASI INDONESIA TBK
PUSAT PENGELOLAAN PROGRAM KEMITRAAN DAN PROGRAM BINA LINGKUNGAN COMMUNITY DEVELOPMENT CENTER
NOTES TO THE FINANCIAL STATEMENTS December 31, 2015 and Year then Ended
Expressed in Rupiah
Table of Contents
4. CASH AND CASH EQUIVALENT
December 31, 2014
2015 Partnership Program
Cash in Bank: PT Bank Mandiri Persero Tbk
45.607.574.684 7.002.145.427
PT Bank Negara Indonesia Persero Tbk 12.060.256.011
5.252.077.147 57.667.830.695
12.254.222.574 Deposit:
PT Bank Mandiri Persero Tbk 15.000.000.000
- PT Bank Rakyat Indonesia Persero Tbk
15.000.000.000 -
30.000.000.000 -
Total Cash and Cash Equivalent Partnership Program 87.667.830.695
12.254.222.574 December 31,
2015 2014
Community Development Program Cash in Bank:
PT Bank Mandiri Persero Tbk 107,257,334,628
21,107,186,145 PT Bank Negara Indonesia Persero Tbk
887,773 696,214,240
107,258,222,401 21,803,400,385
Deposit: PT Bank Danamon Tbk
- 35,000,000,000
PT Bank Tabungan Negara Persero Tbk -
20,000,000,000 -
55,000,000,000
Total Cash and Cash Equivalent of Community Development 107,258,222,401
76,803,400,385 Total Cash and Cash Equivalent
119,512,444,975 164,471,231,080
5. LOAN TO OTHER FOSTER SOEDISTRIBUTING PARTNERS
Kategori