PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
82
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS continued
b. As of December 31, 2003, April 30, 2003 and December 31, 2002, Bank Mandiri has savings deposits from related parties amounting to Rp8,769, Rp2,406 and Rp32,823, respectively, or
0.02, 0.01 and 0.11 of total savings deposits, respectively Note 57. c. Annual average interest rates of savings deposits for the eight-month period ended December 31,
2003, the four-month period ended April 30, 2003, and the year ended December 31, 2002 were 6.73, 9.90 and 10.60, respectively.
d. Profit sharing for mudharabah ranged from 5.10 to 10.49, 5.36 to 10.50, and 5.90 to 11.47 for the eight-month period ended December 31, 2003, the four-month period ended April
30, 2003 and the year ended December 31, 2002, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 81,747,939 104,637,454 100,757,884
Foreign Currency
17,523,726 18,988,889 20,771,207 99,271,665 123,626,343 121,529,091
b. By Period:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: 1
month 45,967,629 46,628,343 50,901,724
3 months
16,305,242 22,330,373 25,766,125 6
months 3,522,785 6,865,538 3,717,707
12 months
8,654,940 11,233,186 8,499,995 Over 12 months
7,297,343 17,580,014 11,872,333
81,747,939 104,637,454 100,757,884 Foreign Currency:
1 month
15,221,813 15,281,325 17,408,087 3
months 1,169,152 1,780,241 1,889,850
6 months
656,403 853,906
945,777 12
months 469,433
544,612 514,429
Over 12 months 6,925 528,805 13,064
17,523,726 18,988,889 20,771,207
99,271,665 123,626,343 121,529,091
c. By Maturity:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: 1
month 51,850,240 62,157,517
56,613,489 3
months 18,845,499 16,134,857
24,211,293 6
months 6,496,399 11,790,137
5,994,421 12
months 2,713,339 13,281,686
7,924,976 Over 12 months
1,842,462 1,273,257 6,013,705 81,747,939
104,637,454 100,757,884
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
83
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
c. By Maturity continued:
December 31, April 30, December 31,
2003 2003
2002
Foreign Currency:
1 month
15,390,970 16,256,632 17,230,664
3 months
1,539,024 1,989,168 2,655,118
6 months
323,823 481,179
599,724 12
months 262,782
258,553 277,750
Over 12 months 7,127 3,357
7,951 17,523,726
18,988,889 20,771,207
99,271,665 123,626,343
121,529,091
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp1,578,393, Rp842,531 and Rp636,363 as of December 31, 2003, April 30, 2003 and December 31, 2002,
respectively. e. Average Interest Rates and Range of Profit Sharing per Annum:
Average interest rates per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 8.57
11.68 14.64
Foreign Currency 1.63
2.41 3.24
Range of profit sharing per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 11.69-13.12 10.18-13.12 11.21-14.33
Foreign Currency 2.80-4.01 2.80-4.01 3.29-4.38
f. As of December 31, 2003, April 30, 2003 and December 31, 2002, related party time deposits amounted to Rp354,490, Rp3,698,710 and Rp1,332,690, respectively, or 0.36, 2.99 and
1.10 of the total time deposits, respectively Note 57. g. As of December 31, 2003, April 30, 2003 and December 31, 2002, time deposits which are frozen
and blocked as collateral for bank guarantees and loan and working capital facilities, amounted to Rp5,331,218, Rp4,135,382 and Rp4,625,849, respectively. Mudharabah time deposits which are
pledged as of December 31, 2003, April 30, 2003 and December 31, 2002 for mudharabah receivables extended by a subsidiary amounted to Rp9,500, Rp14,030 and Rp7,707, respectively.
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
a. By Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 593,020
273,944 587,942
Foreign Currency 18,844
11,479 5,489
611,864 285,423
593,431
