PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
81
16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
a. By Currency and Related Parties and Third Parties:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: Related
parties 2,380
26,914 19,215
Third parties
29,005,035 24,733,428 24,882,499 29,007,415 24,760,342 24,901,714
Foreign Currency:
Related parties 9,474
631 10,365
Third parties
9,214,767 8,706,746 7,667,844
9,224,241 8,707,377 7,678,209
38,231,656 33,467,719 32,579,923
Included in demand deposits are wadiah deposits amounting to Rp297,796, Rp150,344 and Rp146,763 as of December 31, 2003, April 30, 2003 and December 31, 2002, respectively.
b. Average Interest Rates and Range of Bonus per Annum: Average interest rates per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 3.20
3.75 4.93
Foreign Currency
1.23 1.88
2.45 Range of bonus per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 2.72-2.91
2.47-2.83 2.72-3.09 Foreign
Currency 0.82-0.94 0.82-0.94 0.95-1.30
c. Demand deposits pledged by borrowers as collateral as of December 31, 2003, April 30, 2003 and December 31, 2002, amounted to Rp1,078,941, Rp1,524,344 and Rp617,829, respectively.
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS
a. By Type and Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: Tabungan Mandiri
40,322,521 29,315,521 29,506,424 Tabungan Mudharabah
752,698 388,958
325,072 Tabungan Mandiri Haji
138,321 349,215
69,095 Tabungan Investa
79,361 11,611
5,744 Others each below Rp10,000 14,532
65,031 19,855
41,307,433 30,130,336 29,926,190
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
82
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS continued
b. As of December 31, 2003, April 30, 2003 and December 31, 2002, Bank Mandiri has savings deposits from related parties amounting to Rp8,769, Rp2,406 and Rp32,823, respectively, or
0.02, 0.01 and 0.11 of total savings deposits, respectively Note 57. c. Annual average interest rates of savings deposits for the eight-month period ended December 31,
2003, the four-month period ended April 30, 2003, and the year ended December 31, 2002 were 6.73, 9.90 and 10.60, respectively.
d. Profit sharing for mudharabah ranged from 5.10 to 10.49, 5.36 to 10.50, and 5.90 to 11.47 for the eight-month period ended December 31, 2003, the four-month period ended April
30, 2003 and the year ended December 31, 2002, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 81,747,939 104,637,454 100,757,884
Foreign Currency
17,523,726 18,988,889 20,771,207 99,271,665 123,626,343 121,529,091
b. By Period:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: 1
month 45,967,629 46,628,343 50,901,724
3 months
16,305,242 22,330,373 25,766,125 6
months 3,522,785 6,865,538 3,717,707
12 months
8,654,940 11,233,186 8,499,995 Over 12 months
7,297,343 17,580,014 11,872,333
81,747,939 104,637,454 100,757,884 Foreign Currency:
1 month
15,221,813 15,281,325 17,408,087 3
months 1,169,152 1,780,241 1,889,850
6 months
656,403 853,906
945,777 12
months 469,433
544,612 514,429
Over 12 months 6,925 528,805 13,064
17,523,726 18,988,889 20,771,207
99,271,665 123,626,343 121,529,091
c. By Maturity:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: 1
month 51,850,240 62,157,517
56,613,489 3
months 18,845,499 16,134,857
24,211,293 6
months 6,496,399 11,790,137
5,994,421 12
months 2,713,339 13,281,686
7,924,976 Over 12 months
1,842,462 1,273,257 6,013,705 81,747,939
104,637,454 100,757,884
