PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
83
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
c. By Maturity continued:
December 31, April 30, December 31,
2003 2003
2002
Foreign Currency:
1 month
15,390,970 16,256,632 17,230,664
3 months
1,539,024 1,989,168 2,655,118
6 months
323,823 481,179
599,724 12
months 262,782
258,553 277,750
Over 12 months 7,127 3,357
7,951 17,523,726
18,988,889 20,771,207
99,271,665 123,626,343
121,529,091
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp1,578,393, Rp842,531 and Rp636,363 as of December 31, 2003, April 30, 2003 and December 31, 2002,
respectively. e. Average Interest Rates and Range of Profit Sharing per Annum:
Average interest rates per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 8.57
11.68 14.64
Foreign Currency 1.63
2.41 3.24
Range of profit sharing per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 11.69-13.12 10.18-13.12 11.21-14.33
Foreign Currency 2.80-4.01 2.80-4.01 3.29-4.38
f. As of December 31, 2003, April 30, 2003 and December 31, 2002, related party time deposits amounted to Rp354,490, Rp3,698,710 and Rp1,332,690, respectively, or 0.36, 2.99 and
1.10 of the total time deposits, respectively Note 57. g. As of December 31, 2003, April 30, 2003 and December 31, 2002, time deposits which are frozen
and blocked as collateral for bank guarantees and loan and working capital facilities, amounted to Rp5,331,218, Rp4,135,382 and Rp4,625,849, respectively. Mudharabah time deposits which are
pledged as of December 31, 2003, April 30, 2003 and December 31, 2002 for mudharabah receivables extended by a subsidiary amounted to Rp9,500, Rp14,030 and Rp7,707, respectively.
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
a. By Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 593,020
273,944 587,942
Foreign Currency 18,844
11,479 5,489
611,864 285,423
593,431
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2003, April 30, 2003 and December 31, 2002 Expressed in millions of Rupiah, unless otherwise stated
84
19. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS continued
a. By Currency continued: Included in demand deposits are wadiah deposits amounting to Rp182, Rp24,804 and Rp114, and
unrestricted mudharabah savings investments amounting to Rp28,775, Rp4,110 and Rp5,742 as of December 31, 2003, April 30, 2003 and December 31, 2002, respectively.
b. Average Interest Rates, Range of Bonus and Range of Profit Sharing Per Annum:
Average interest rates per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 3.20
3.75 4.93
Foreign Currency 1.23
1.88 2.45
Range of bonus per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 2.72-2.91
2.47-2.83 2.72-3.09 Foreign Currency
- 0.82-0.94
0.95-1.30 Range of profit sharing per annum:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 5.10-10.49
5.36-10.5 5.90-11.47
c. As of December 31, 2003, April 30, 2003 and December 31, 2002, the Bank has no demand deposits from related party banks.
d. Demand deposits pledged by borrowers as collateral as of December 31, 2003, April 30, 2003 and December 31, 2002 amounted to Rp2,452, Rp3,124 and Rp481, respectively.
20. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY
a. By Currency:
December 31, April 30, December 31,
2003 2003
2002
Rupiah 845,516
579,000 520,000
Foreign Currency
176,925 995,947
276,555 1,022,441
1,574,947 796,555
b. By Maturity:
December 31, April 30, December 31,
2003 2003
2002
Rupiah: Less than 1 month
845,516 579,000
520,000 1 - 2 months
- -
- 2 - 3 months
- -
- 845,516
579,000 520,000
