OTHER ASSETS continued DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS

These consolidated financial statements are originally issued in Indonesian language. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 66

15. OTHER ASSETS continued

Included in others is purchased loans from IBRA amounting to RpNil and Rp2,288 in 2006 and 2005, respectively in which related cessie agreements to these loans are still in the process of finalization Note 11. As of 31 December, 2006 all related cessie agreements to loans from IBRA have been finalized. The allowance for possible losses amounting to Rp994,703 and Rp427,225 as of December 31, 2006 and 2005, respectively, was provided to cover possible losses arising from inter-branch accounts and other assets. Bank Mandiri’s management believes that the allowance is adequate to cover possible losses arising from other assets. Movement of allowance for possible losses on other assets are as follows: 2006 2005 Balance at beginning of year 427,225 1,880,346 Provisionreversal during the year 53,663 797,841 Utilization during the year open items written off - 1,089,404 Others 513,815 434,124 Balance at end of year 994,703 427,225 Includes effect of foreign currency translation.

16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS

a. By Currency and Related Parties and Third Parties: 2006 2005 Rupiah: Related parties Note 47 83,524 82,377 Third parties 35,366,597 31,145,666 Total Rupiah 35,450,121 31,228,043 Foreign Currency: Related parties Note 47 249,988 232,584 Third parties 13,112,644 14,949,643 Total Foreign Currency 13,362,632 15,182,227 48,812,753 46,410,270 Included in demand deposits are wadiah deposits amounting to Rp2,058,994 and Rp1,261,474 as of December 31, 2006 and 2005, respectively. b. Average Interest Rates and Range of Bonuses per Annum: Average interest rates per annum: 2006 2005 Rupiah 3.26 3.52 Foreign Currency 2.59 1.84 Range of bonuses per annum on wadiah deposits: 2006 2005 Rupiah 1.09 -1.42 1.31 - 2.90 Foreign Currency 1.24 -1.95 0.26 - 1.98 These consolidated financial statements are originally issued in Indonesian language. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 67

16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS continued