SEGMENT INFORMATION continued EC83A63C E3BD 46D3 927D 5125402EAFFD AR2006 English

These consolidated financial statements are originally issued in Indonesian language. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 117

49. SEGMENT INFORMATION continued

Primary Segment Information for the year ended December 31, 2005 ‘Syariah’ Banking Banking Securities Others Elimination Consolidated Operating income 22,237,744 959,115 202,671 88,880 - 23,488,410 Inter-segment operating income 79,094 - 4,305 - 83,399 - Operating income including inter- segment operating income 22,316,838 959,115 206,976 88,880 83,399 23,488,410 Operating expenses 21,242,904 821,937 155,918 80,078 - 22,300,837 Inter-segment operating expense 10,917 - - - 10,917 - Operating income including inter- segment operating expenses 21,253,821 821,937 155,918 80,078 10,917 22,300,837 Profit from operations 1,063,017 137,178 51,058 8,802 72,482 1,187,573 Net profit 549,404 83,819 16,690 25,938 72,482 603,369 Total assets 256,152,002 8,272,965 1,233,023 298,653 2,573,295 263,383,348 Total assets as a percentage of total consolidated assets prior to elimination 96.31 3.11 0.46 0.11 Secondary Segment Information for the year ended December 31, 2005 Indonesia Pacific Domestic Asia West Europe Cayman Elimination Consolidated Operating income 22,812,829 357,059 123,432 195,090 - 23,488,410 Inter-segment operating Income 83,399 - - - 83,399 - Operating income including inter- segment operating income 22,896,228 357,059 123,432 195,090 83,399 23,488,410 Operating expenses 21,257,987 231,216 169,481 642,153 - 22,300,837 Inter-segment operating expenses 10,917 - - - 10,917 - Operating income including inter- segment operating expense 21,268,904 231,216 169,481 642,153 10,917 22,300,837 Profit from operations 1,627,324 125,843 46,049 447,063 72,485 1,187,573 Net profit 425,991 106,626 46,514 189,751 72,485 603,369 Total assets 257,256,936 4,474,469 1,862,722 2,362,516 2,573,295 263,383,348 Total assets as a percentage of total consolidated assets prior to elimination 96.73 1.68 0.70 0.89 These consolidated financial statements are originally issued in Indonesian language. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2006 With Comparative Figures For 2005 Expressed in millions of Rupiah, unless otherwise stated 118

50. CAPITAL ADEQUACY RATIO