These consolidated financial statements are originally issued in Indonesian language.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
67
16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS continued
c. As of December 31, 2006 and 2005, demand deposits pledged by borrowers as collateral for bank guarantees, loans and trade finance facilities amounted to Rp859,951 and Rp780,244 respectively.
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS
a. By Type and Currency:
2006 2005
Rupiah: Mandiri
Savings 57,283,153 44,857,580
Mudharabah Savings
2,662,402 1,988,476
Mandiri Haji
Savings 358,006 307,122
60,303,561 47,153,178
b. As of December 31, 2006 and 2005, Bank Mandiri had saving deposits from related party amounting to Rp46,355 and Rp23,276 respectively, or 0.08 and 0.05 from total saving deposits Note 47.
c. Annual average interest rates of savings deposits for the years ended December 31, 2006 and 2005 were 4.53 and 4.33, respectively.
d. Profit sharing
for mudharabah
savings ranged from 2.73 to 7.39 and 5.72 to 6.57 for the years ended December 31, 2006 and 2005, respectively.
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2006 2005
Rupiah 83,539,150 96,464,773
Foreign Currency
13,052,084 16,261,431 96,591,234 112,726,204
b. By Contract Period:
2006 2005
Rupiah: 1
month 56,945,785
66,298,569 3
months 12,322,070
18,495,955 6
months 3,569,430
4,253,505 12
months 7,063,403
3,782,693 Over 12 months
3,638,462 3,634,051
Total Rupiah
83,539,150 96,464,773 Foreign
Currency: 1
month 11,364,960
12,889,302 3
months 834,361
1,285,620 6
months 343,553
1,055,938 12
months 463,257
895,639 Over 12 months
45,953 134,932
Total Foreign Currency 13,052,084
16,261,431 96,591,234 112,726,204
These consolidated financial statements are originally issued in Indonesian language.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
68
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
c. By Remaining Period Until Maturity Date:
2006 2005
Rupiah: 1
month 62,419,959
71,644,295 3
months 13,293,095
15,748,165 6
months 2,723,278
2,262,829 12
months 3,226,267
3,204,628 Over 12 months
1,876,551 3,604,856
Total Rupiah
83,539,150 96,464,773 Foreign Currency:
1 month
11,612,650 13,197,420
3 months 951,699
1,573,232 6
months 275,116
667,922 12
months 211,658
703,725 Over 12 months
961 119,132
Total Foreign Currency 13,052,084
16,261,431 96,591,234 112,726,204
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp3,510,184 and Rp3,818,239 as of December 31, 2006 and 2005, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
2006 2005
Rupiah 11.12
8.27 Foreign Currency
4.03 2.99
Range of profit sharing per annum on mudharabah investments:
2006 2005
Rupiah 6.56 - 8.24
6.42 - 8.31 Foreign Currency
2.73 - 3.55 1.40 - 3.46
f. As of December 31, 2006 and 2005, time deposits from related parties amounted to Rp877,911 and Rp1,080,031, respectively, or 0.91 and 0.96 of the total time deposits, respectively Note 47.
g. As of December 31, 2006 and 2005, time deposits which are frozen and blocked as collateral for bank guarantees, loans and trade finance facilities amounted to Rp5,645,389 and Rp4,976,460, respectively.
Mudharabah time deposits pledged as of December 31, 2006 and 2005, for mudharabah receivables
extended by a subsidiary amounted to RpNil and Rp19,735, respectively.
These consolidated financial statements are originally issued in Indonesian language.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
69
19. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
