These consolidated financial statements are originally issued in Indonesian language.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
101
33. INTEREST INCOME
Interest income was derived from the following:
2006 2005
Loans 11,319,184 10,418,826
Government Recapitalization Bonds 10,840,987
7,797,767 Securities
1,646,826 1,008,765 Placements with Bank Indonesia and other banks
1,067,532 789,287
Fees and commissions 603,709 632,775
Others 782,868 351,805
26,261,106 20,999,225
Included in interest income from loans and others is syariah income for the years ended December 31, 2006 and 2005 amounting to Rp825,107 and Rp777,812, respectively, with details as follows:
2006 2005
Murabahah income
492,689 567,368 Musyarakah
income 189,779 137,735
Others 142,639 72,709
825,107 777,812
34. INTEREST EXPENSE
Interest expense was incurred on the following:
2006 2005
Time deposits 11,459,892 7,161,132
Savings deposits 2,059,386 2,033,438
Demand deposits 1,325,764 1,252,277
Fund borrowings 331,809 427,613
Securities issued 251,972 413,203
Subordinated loans 129,704 84,006
Loan capital - 56,863
Others 218,224 318,828
15,776,751 11,747,360
Included in interest expense from time and savings deposits is syariah expense for the years ended December 31, 2006 and 2005 amounting to Rp314,493 and Rp357,518, respectively.
35. OTHER OPERATING INCOME - OTHERS
2006 2005
Accretion in the realizable value of the security and effective reduction of principal related to SUFRNs
- 337,431
Others 351,345 334,031
351,345 671,462
These consolidated financial statements are originally issued in Indonesian language.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Year Ended December 31, 2006 With Comparative Figures For 2005
Expressed in millions of Rupiah, unless otherwise stated
102
36. PROVISION FOR POSSIBLE LOSSES ON EARNING ASSETS
2006 2005
Provisionreversal of allowance for possible losses on: Current accounts with other banks Note 4e
4,101 1,278
Placements with other banks Note 5e 51,542
63,043 Securities Note 6g
30,839 59,310 Other receivables - trade transactions Note 8d
215,583 192,897
Securities purchased with agreements to resell Note 9b 8,600
4,800 Derivative receivables Note 10
874 559
Loans Note 11B.j 4,158,551 3,860,646
Acceptances receivable Note 12d 202,701
277,140 Investments in shares of stock Note 13c
327 4,847
3,671,788 4,445,226
37. REVERSAL OF ALLOWANCE FOR POSSIBLE LOSSES - OTHERS
2006 2005
Reversalprovision of allowance for: Possible losses on legal cases Note 28
154,427 297,241
Possible losses on fraud cases 51,018
3,078 Others assets
53,663 797,841 Others
22,837 41,515 128,945 1,056,645
38. GAINSLOSSES FROM INCREASEDECREASE IN VALUE OF SECURITIES AND GOVERNMENT RECAPITALIZATION BONDS
