PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
52
11. LOANS
A. Details of loans: a By Currency and Related Parties and Third Parties:
December 31, December 31,
April 30, 2004
2003 2003
Rupiah: Related parties
360,156 511,562
496,990 Third parties
61,265,753 47,681,608
41,245,530
61,625,909
48,193,170 41,742,520
Foreign Currency: Related parties
592,121 508,340
521,641 Third parties
32,184,535 27,241,110
27,139,752 32,776,656
27,749,450 27,661,393
Total 94,402,565
75,942,620 69,403,913
Less: Allowance for possible losses 8,470,700
8,890,383 9,879,080
Deferred income 164,964
209,573 203,946
85,766,901 66,842,664
59,320,887
b By Type and Rating:
December 31, 2004
Special Sub-
Current Mention standard
Doubtful Loss
Total Rupiah:
Working capital 26,124,417
1,063,248 759,418
232,415 674,957
28,854,455 Investment
13,299,659 1,822,692
471,713 85,990
613,507 16,293,561
Consumer 7,995,317
620,126 125,994
49,072 124,157
8,914,666 Export
1,944,960 115,334
62,750 -
173,790 2,296,834
Syndicated 590,985
1,145,661 -
11,494 227,087
1,975,227 Government Program
1,331,340 208,148
105,014 2,923
6,922 1,654,347
Employees 1,396,330
35,213 877
567 7,189
1,440,176 Others
186,091 7,735
1,536 714
567 196,643
52,869,099 5,018,157
1,527,302 383,175
1,828,176 61,625,909
Foreign Currency: Working capital
6,909,896 382,048
315,170 57,364
257,886 7,922,364
Investment 13,276,436
1,996,053 323,998
167 1,767,438
17,364,092 Consumer
280,903 14,200
- -
- 295,103
Export 2,135,911
1,019,097 203,226
- 39,663
3,397,897 Syndicated
3,081,336 124,201
48 -
- 3,205,585
Government Program 110,390
- -
- -
110,390 Employees
765 -
- -
- 765
Others 435,145
45,315 -
- -
480,460 26,230,782
3,580,914 842,442
57,531 2,064,987
32,776,656 Total
79,099,881 8,599,071
2,369,744 440,706
3,893,163 94,402,565
Less: Allowance for possible
losses 1,654,517 1,733,872 1,103,955
423,172 3,555,184 8,470,700
Deferred income 74,133
8,556 38,764
1,142 42,369
164,964 77,371,231
6,856,643 1,227,025
16,392 295,610
85,766,901
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
53
11. LOANS continued
A. Details of loans: continued b By Type and Rating: continued
December 31, 2003
Special Sub-
Current Mention standard
Doubtful Loss
Total Rupiah:
Working capital 20,103,397
1,573,851 603,486
115,018 679,659
23,075,411 Investment
10,180,087 2,198,478
479,286 457,718
552,018 13,867,587
Export 2,556,170
95,338 160,613
100,112 33,656
2,945,889 Consumer
2,365,603 265,744
49,043 44,581
81,822 2,806,793
Syndicated 937,435
1,279,933 -
227,086 35,901
2,480,355 Government Program
1,095,560 456,178
33,741 13,066
143,115 1,741,660
Employees 1,214,948
49,306 3,351
3,788 4,082
1,275,475 38,453,200
5,918,828 1,329,520
961,369 1,530,253
48,193,470 Foreign Currency:
Working capital 4,062,439
1,135,046 63,254
14,620 1,630,895
6,906,254 Investment
9,058,208 2,120,384
104,713 443,294
196,202 11,922,801
Export 1,738,852
964,259 176,969
17,693 29,677
2,927,450 Consumer
60,482 1,388
1,152 33
- 63,055
Syndicated 4,377,410
1,046,106 43
- 42,125
5,465,684 Government Program
101,547 -
- -
- 101,547
Employees 258
7 -
- -
265 Others
332,596 29,798
- -
- 362,394
19,731,792 5,296,988
346,131 475,640
1,898,899 27,749,450
Total 58,184,992
11,215,816 1,675,651
1,437,009 3,429,152
75,942,620 Less:
Allowance for possible losses
1,310,392 2,189,923 781,316
1,290,423 3,318,329 8,890,383
Deferred income 60,387
128,632 2,217
5,544 12,793
209,573 56,814,213
8,897,261 892,118
141,042 98,030
66,842,664