PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
55
11. LOANS continued
A. Details of loans: continued c By Economic Sector and Rating:
December 31, 2004
Special Sub-
Current Mention standard
Doubtful Loss
Total Rupiah:
Manufacturing 16,786,933
2,070,755 573,748
165,742 583,625 20,180,803
Agriculture 5,734,606
440,688 322,275
4,697 114,338 6,616,604
Trading, restaurant and hotel 8,739,612
431,447 146,435
70,740 455,320 9,843,554
Transportation, warehousing and communications
2,193,288 544,970
294,181 26,271
253,708 3,312,418 Business services
4,304,199 406,362
49,065 46,359
56,267 4,862,252 Construction
4,197,379 373,993
47,326 18,171
19,163 4,656,032 Social services
1,365,801 25,550
2,396 1,285
195,381 1,590,413 Mining
484,278 102,672
2,366 36
2,557 591,909
Electricity, gas and water 274,033
11,611 -
- -
285,644 Others
8,788,970 610,109
89,510 49,874
147,817 9,686,280 52,869,099
5,018,157 1,527,302
383,175 1,828,176 61,625,909
Foreign Currency: Manufacturing
12,414,430 2,470,546
745,292 45,922
1,890,586 17,566,776 Agriculture
2,150,793 20,481
30,512 -
137,732 2,339,518 Trading, restaurant and hotel
2,270,286 728,401
10,353 345
2,715 3,012,100 Transportation, warehousing
and communications 869,258
91,266 33,050
- -
993,574 Business services
893,981 196,735
23,235 11,264
- 1,125,215 Construction
2,110,234 47,652
- -
16,097 2,173,983 Social services
237 -
- -
- 237
Mining 3,257,623
12,272 -
- 17,184 3,287,079
Electricity, gas and water 1,374,902
- -
- -
1,374,902 Others
889,038 13,561
- -
673 903,272
26,230,782 3,580,914
842,442 57,531
2,064,987 32,776,656
Total 79,099,881
8,599,071 2,369,744
440,706 3,893,163
94,402,565 Less:
Allowance for possible losses
1,654,517 1,733,872 1,103,955 423,172
3,555,184 8,470,700 Deferred income
74,113 8,556
38,764 1,142
42,369 164,964
77,371,231 6,856,643
1,227,025 16,392
295,610 85,766,901
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
56
11. LOANS continued
A. Details of loans: continued c By Economic Sector and Rating: continued
December 31, 2003
Special Sub-
Current Mention standard
Doubtful Loss
Total Rupiah:
Manufacturing 13,848,674
2,323,212 413,432
581,218 360,009
17,526,545 Agriculture
5,933,264 1,135,666
342,923 18,357
225,029 7,655,239
Trading, restaurant and hotel 6,066,185
866,168 132,756
266,886 264,596
7,596,591 Transportation, warehousing
and communications 2,873,932
411,223 192,268
6,896 92,966
3,577,285 Business services
2,666,858 539,469
95,209 10,622
70,750 3,382,908
Construction 1,810,965
196,704 78,146
6,968 57,489
2,150,272 Social services
415,257 36,119
2,944 937
333,776 789,033
Mining 314,463
26,475 8,456
35 13,391
362,820 Electricity, gas and water
206,245 4,538
905 100
236 212,024
Others 4,317,357
379,254 62,481
69,350 112,011
4,940,453 38,453,200
5,918,828 1,329,520
961,369 1,530,253
48,193,170 Foreign Currency:
Manufacturing 9,084,847
3,548,133 201,819
216,545 1,829,114
14,880,458 Agriculture
1,010,452 410,347
69,886 -
- 1,490,685
Trading, restaurant and hotel 1,760,191
737,998 2,871
244,442 63,015
2,808,517 Transportation, warehousing
and communications 852,044
149,453 43,681
- -
1,045,178 Business services
973,549 313,930
11,132 14,620
667 1,313,898
Construction 1,822,206
80,209 -
- -
1,902,415 Social services
- -
- -
- -
Mining 2,080,014
56,482 15,590
- 4,570
2,156,656 Electricity, gas and water
1,224,071 -
- -
- 1,224,071
Others 924,418
436 1,152
33 1,533
927,572 19,731,792
5,296,988 346,131
475,640 1,898,899
27,749,450 Total
58,184,992 11,215,816
1,675,651 1,437,009
3,429,152 75,942,620
Less: Allowance for possible
losses 1,310,392 2,189,923
781,316 1,290,423
3,318,329 8,890,383 Deferred income
60,387 128,632
2,217 5,544
12,793 209,573
56,814,213 8,897,261
892,118 141,042
98,030 66,842,664
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
57
11. LOANS continued
