Contributory health protection systems and schemes are based on income-related Non-contributory systems such as tax-funded health protection through national

Universal Health Protection 13 Figure 3.3. Health coverage and per capita GDP, latest available data Source: ILO, based on ILO, LABORSTA and UN; UNDATA, 2013. Gaps in health coverage are particularly concentrated in developing countries. In particular, they frequently affect vulnerable groups such as the poor, workers in the informal sector, migrants and women ILO, 2012b. They are frequently an indication of fragmented legislation and rights-based approaches on health systems that are characterized by inadequate coordination of various financing mechanisms such as microinsurance, social insurance, private insurance and others.

3.1.2. Funding and financing

National levels of health expenditure define the availability of quality services, medicines, infrastructure and other elements. Health care will be delivered only at low quality if at all where funding is insufficient. Inadequate financing mechanisms that impose large amounts of expenditure on private households also impact negatively on the accessibility of necessary health care by creating financial barriers. Thus, minimum requirements for health funding and financing include meeting at least the key principles of providing access to at least essential health-care services, and fairness in health financing. What is the situation at the global level? National health expenditure varies widely across countries. Those that spend the most on health care are situated in the Americas and Europe. In 2012, the United States spent more than 18 per cent of its GDP on health, while the Netherlands spent 12 per cent figure 3.4. Those countries that spend the least on health are largely situated in sub-Saharan Africa: for instance, health expenditure in the Congo amounts to about 3 per cent of GDP. 5 000 10 000 15 000 20 000 25 000 30 000 35 000 40 000 20 40 60 80 100 G D P p e r cap it a in c u rr e n t U S Population coverage 14 Universal Health Protection Figure 3.4. Health expenditure as a percentage of GDP, selected countries, 2012 Source: ILO, based on WHO Global Health Observatory, 2014. The level of wealth measured through a country’s GDP is closely related to its overall level of health spending. Figure 3.5 shows this positive correlation: the higher per capita GDP, the higher per capita expenditure on health. However, levels of health expenditure are not a fixed percentage of GDP levels: some countries with relatively low GDP manage to spend considerably more on health care than others with an equal level of wealth, indicating that all countries to a certain extent have the freedom to choose their own levels of health expenditure. 2 4 6 8 10 12 14 16 18 20 Congo India Philippines Peru Egypt Russian Federation Zambia Colombia Poland Kyrgyzstan Namibia Afghanistan South Africa Finland Brazil Australia Greece Japan Netherlands United States