LAMPIRAN I Data-data Rasio Keuangan Bank BPD di Indonesia Periode 2008-2013
84 LAMPIRAN I Data-data Rasio Keuangan Bank BPD di Indonesia Periode 2008-2013
18.97
15.29
1.60
10.18
84.68
88.74 BANK BPD DIY
3.11
1.38
12.30 67.03 111.00 BANK SULUT
9.60
76.39
75.49 BANK LAMPUNG
3.41
23.06
1.36
2.63
1.19
4.73
80.23
53.87
99.19 BANK KALBAR
2.76
18.90
0.12
8.69
68.00 BANK KALSEL
33.87
3.10
16.49
1.29
7.76
78.15
54.08 BANK NTT
4.75
8.75 83.13 112.13 BANK JAMBI
16.92
2.68
5.04
4.61
17.45
1.18
11.41
65.18
66.97 BANK SULTRA
40.66
62.96
9.22
13.62 74.49 112.99 BANK SULTENG
4.28
23.15
9.39
11.01
54.82
33.7 BANK BENGKULU
9.53
0.43
13.87
11.22
61.93
65.39 BANK MALUKU
2.88
22.84
3.99
80.38
2.69
69.55 BANK NTB
4.53
14.18
0.64
10.97 73.28 128.48 BANK KALTENG
4.04
19.59
12.21
18.80
TAHUN NAMA BANK ROA CAR NPL NIM BOPO LDR 2008
4.92
1.61
6.86
55.34
33.68 BANK DKI
1.41
17.21
6.22
4.64
89.71
66.98 BANK SUMUT
3.03
15.34
0.99
10.69
25.13
11.37 70.14 102.12 BANK KALTIM
84.13 BANK RIAUKEPRI
79.68 BANK JATIM
BANK BJB
3.42
15.35
0.69
8.45
75.41
3.94
0.21
25.36
0.72
8.35
67.42
54.04 BANK JATENG
4.55
18.27
80.91
2.92
7.11
2.94
7.67
70.57
37.48 BANK NAGARI
3.24
18.73
3.66
75.54
20.93
93.01 BANK BPD BALI
4.32
15.18
0.76
9.76
72.46
90.40 BANK SULSELBAR
2.32
3.48
24.03
1.55
1.12
6.06
71.93
43.24 BANK PAPUA
3.32
55.97
8.12
53.39 BANK ACEH
70.88
28.43 BANK SUMSELBABEL
1.98
15.98
2.05
8.68
81.81
68.46
85 TAHUN
10.99 70.68 122.79 BANK SULUT
6.7
1.56
24.32
3.5
79.33 BANK LAMPUNG
75.17
9.61
1.36
18.64
3.24
8.40 89.84 100.25 BANK BPD DIY
0.51
15.67
1.89
1.50
89.75 BANK JAMBI
30.51
4.05
67.93 BANK NTT
65.75
7.60
16.63
16.09
3.77
87.76 BANK KALSEL
81.35
9.17
0.09
17.86
3.80
78.34
5.16
2.40
68.47
57.12
14.46
9.21
28.97
4.51
12.96 55.42 102.21 BANK SULTENG
5.86
36.64
5.30
15.86 72.74 115.9 BANK SULTRA
1.08
17.13
3.93
85.13 BANK BENGKULU
9.98
29.98
77.72
0.56
12.29
62.94
97.64 BANK MALUKU
3.55
21.57 3.00 11,56
87.71 BANK NTB
1.82
4.39
15.48
4.07
10.97 75.02 115.50 BANK KALTENG
2.34
19.37
10.73 57.09 114.79 BANK KALBAR
18.60
NAMA BANK ROA CAR NPL NIM BOPO LDR 2009
1.37
69.86
11.24
2.47
10.77
4.42
57.25 BANK SUMUT
88.46
6.14
5.76
13.67
1.41
69.11 BANK DKI
63.11
6.37
21.98
2.10
3.81
69.67 BANK KALTIM
66.04
7.66
1.05
21.32
3.75
82.47 BANK JATIM
77.30
7.63
1.97
21.20
3.24
BANK BJB
97.87 BANK RIAUKEPRI
22.29
5.56
23.46
9.19 66.80 104.41 BANK SULSELBAR
0.68
13.89
4.26
87.72 BANK BPD BALI
79.85
8.46
3.30
17.08
2.71
54.48 BANK NAGARI
71.39
6.95
2.66
3.51
1.38
8.39
6.09
73.83
88.24 BANK PAPUA
3.26
49.73
1.80
69.72
69.38 BANK ACEH
36.28 BANK SUMSELBABEL
2.82
13.02
2.36
8.47
78.09
77.73
86 TAHUN
5.69
2.79
15.31
1.39
10.27
73.53
70.24 BANK LAMPUNG
22.26
0.98
1.28
9.59
68.57
70.76 BANK JAMBI
5.73
22.22
11.64 85.09 104.98 BANK BPD DIY
10.60
17.34
9.27
10.06
70.23
84.34 BANK KALSEL
4.68
18.09
1.12
62.07
3.04
74.92 BANK NTT
4.30
26.29
2.49
11.68
72.10
91.77 BANK SULUT
0.40
54.82
17.53
12.55
18.04
70.24
89.20 BANK SULTRA
6.62
31.23
5.75
64.75
24.81
95.52 BANK SULTENG
6.92
23.83
8.85
10.41
61.88
1.66
4.60
84.09 BANK MALUKU
6.27
3.49
22.90
3.63
12.49
77.91
85.44 BANK NTB
14.18
88.72 BANK BENGKULU
2.92
10.69 72.43 102.23 BANK KALTENG
3.89
22.25
1.18
11.65
64.24
0.13
4.17
NAMA BANK ROA CAR NPL NIM BOPO LDR 2010
4.55
2.14
8.34
4.10
5.61
87.96
70.09 BANK SUMUT
13.04
55.29
3.02
11.47
68.65
91.04 BANK RIAUKEPRI
3.83
26.67
81.69 BANK DKI
8.76
9.43
71.54 BANK JATIM
BANK BJB
3.15
22.85
1.86
7.32
76.60
5.57
3.30
19.47
0.65
9.20
59.38
80.70 BANK KALTIM
5.23
18.58
2.45
70.69
10.31 65.81 109.98 BANK KALBAR
12.79
14.13
3.31
10.43
76.34
84.41 BANK BPD BALI
3.98
0.57
69.41 BANK NAGARI
8.73
68.96
93.31 BANK SULSELBAR
5.58
24.96
2.06
3.51
92.99
75.45 BANK PAPUA
2.85
2.86
29.56
0.95
7.24
70.67
43.83 BANK SUMSELBABEL
11.66
8.26
1.37
7.22
80.81
68.74 BANK ACEH
3.96
20.54
5.45
60.99
87 TAHUN
78.71 BANK LAMPUNG
99.78 BANK BPD DIY
2.55
13.15
1.19
9.30
74.67
3.19
8.46
19.81
0.87
11.71
73.69
80.23 BANK JAMBI
3.28
84.96
1.26
0.36
62.07
76.97
77.51 BANK KALSEL
2.81
17.65
0.96
6.67
74.92 BANK NTT
12.71
4.19
20.89
1.20
9.85
71.04
92.95 BANK SULUT
2.01
23.47
11.71
0.15
2.24
0.67
10.82
78.12
75.14 BANK SULTRA
7.44
25.67
15.10
3.17
56.60
83.68 BANK SULTENG
4.5
26.48
9.82
8
73.8
22.84
68.74 BANK BENGKULU
61.16
82.44 BANK NTB
66.55 BANK MALUKU
4.52
14.07
2.46
13.02
70.14
5.71
63.31
12.89
2.17
12.95 68.81 101.45 BANK KALTENG
3.88
18.92
0.81
8.79
9.95
17.74
NAMA BANK ROA CAR NPL NIM BOPO LDR 2011
3.26
2.32
9.57
3.12
5.56
79.74
73.03 BANK SUMUT
14.66
63.86
2.56
9.15
75.99
78.56 BANK RIAUKEPRI
2.62
20.61
59.95 BANK DKI
8.18
7.23
72.95 BANK JATIM
BANK BJB
2.65
18.36
1.21
6.89
80.02
4.97
2.9
16.53
0.97
7.95
60.02
80.11 BANK KALTIM
3.70
18.45
2.57
75.15
3.45
11.73
12.60
2.76
7.57
78.82
91.69 BANK BPD BALI
3.54
0.57
47.34 BANK NAGARI
7.79
69.74
82.73 BANK SULSELBAR
3.34
28.69
2.02
10.18 72.13 101.93 BANK KALBAR
2.68
77.36
65.74 BANK PAPUA
2.56
2.86
26.77
1.09
7.32
73.44
47.91 BANK SUMSELBABEL
12.09
7.24
0.35
6.67
80.64
75.19 BANK ACEH
3.46
23.18
3.03
62.52
88 TAHUN
71.86 BANK LAMPUNG
8.66 77.66 108.88 BANK BPD DIY
2.56
14.40
0.83
8.68
74.86
2.8
18.76
19.29
0.74
6.51
75.05
91.73 BANK JAMBI
3.58
0.81
3.00
0.41
5.15
9.01
71.33
86.80 BANK KALSEL
1.27
18.22
1.83
79.40
71.57 BANK SULUT
55.77 BANK NTT
3.65
16.52
1.20
8.67
71.57
24.41
8.16
16.87
23.18
15.84
0.22
7.70
73.27
93.27 BANK SULTRA
5.15
1.33
71.88 BANK BENGKULU
8.89
69.66
92.02 BANK SULTENG
2.01
27.35
0.74
3.41
68.83
63.32
78.61 BANK NTB
82.29 BANK MALUKU
3.86
14.71
2.81
8.80
73.90
5.62
7.67
12.92
1.98
11.99 64.32 108.41 BANK KALTENG
3.41
23.75
0.84
0.17
3.33
NAMA BANK ROA CAR NPL NIM BOPO LDR 2012
73.50 BANK SUMUT
56.78 BANK DKI
1.87
12.30
3.20
5.26
81.43
2.99
6.65
13.24
2.81
8.49 77.76 101.90 BANK RIAUKEPRI
2.95
19.56
2.95
68.19
7.45
75.07
74.09 BANK JATIM
BANK BJB
2.46
18.11
2.07
6.44
79.31
3.34
20.82
26.56
2.95
6.48
68.89
83.55 BANK KALTIM
2.5
6.72
66.49 BANK PAPUA
9.53 71.66 113.21 BANK KALBAR
16.79
14.83
2.69
2.76
76.73
10.35 BANK BPD BALI
4.28
0.45
89.89 BANK NAGARI
7.5
62.82
80.6 BANK SULSELBAR
3.99
28.91
1.39
28.52
71.51
2.81
13.55
21.42
0.84
5.71
74.15
71.65 BANK SUMSELBABEL
1.9
6.82
7.87
6.5
82.28
75.98 BANK ACEH
3.66
17.82
3.3
6.87 76.44 107.3
89 TAHUN
67.13
1.74
20.29
2.9
73.67 BANK LAMPUNG
72.75
8.38
0.90
15.69
2.71
11.17 75.56 112.94 BANK BPD DIY
0.54
17.27
3.48
96.36 BANK SULUT
9.35
75.45
2.33
3.42
16.99
0.35
9.93
70.12
87.20 BANK KALSEL
17.92
1.30
1.80
5.65
76.00
85.38 BANK NTT
3.96
17.26
7.71
96.63 BANK JAMBI
1.19
22.40
77.45 BANK BENGKULU
4.01
17.00
0.38
9.36 68.99 105.04 BANK SULTRA
4.43
1.64
8.23
8.30
62.60
96.71 BANK SULTENG
3.56
29.78
0.96
64.63
0.81
4.14
9.45
28.10
0.41
8.16 62.07 110.13 BANK MALUKU
3.34
15.69
2.54
71.62
24.52
90.86 BANK NTB
5.10
17.21
1.73
11.08 64.19 105.56 BANK KALTENG
3.52
10.73 68.06 113.69 BANK KALBAR
31.71
NAMA BANK ROA CAR NPL NIM BOPO LDR 2013
6.77
91.94 BANK RIAUKEPRI
70.81
9.50
3.28
15.40
3.97
95.20 BANK SUMUT
74.99
7.32
2.38
14.21
3.15
90.77 BANK DKI
71.3
6.11
18.68
96.47 BANK JATIM
BANK BJB
2.61
16.51
2.83
7.96
79.41
3.82
19.37
23.72
3.44
7.14
70.28
84.98 BANK KALTIM
2.78
3.00
2.81
4.20
78.27
71.57
90.19 BANK NAGARI
2.64
15.59
2.29
7.27
99.13 BANK BPD BALI
3.02
4.67
16.87
1.45
7.65
63.12
81.16 BANK SULSELBAR
7.97
17.02
7.49
72.01
69.12
87.60 BANK PAPUA
2.86
18.40
1.14
7.88
84.48 BANK SUMSELBABEL
3.76
1.76
15.67
9.01
7.97
86.23
94.00 BANK ACEH
7.97 79.98 109.7
90 LAMPIRAN II STATISTIK DESKRIPTIF N Minimu m Maximu m Mean Std.
Deviation ROA 156 1.27 28.52 3.7942 2.28420 CAR 156 8.34 55.97 19.8494 6.64330 NPL 156 .09
16.63 2.2347 2.29717 NIM 156 2.76 1156.00 16.3913 91.86126 BOPO 156
53.87 92.99 72.0512 7.71847 LDR 156 10.35 128.48 82.2171 19.73472 Valid N
(listwise) 156
HASIL UJI NORMALITAS (KOLMOGOROV SMIRNOV)
Unstandardized Residual N 156 Normal Parameters a,b
Mean .0000000 Std. Deviation 19.27584355 Most Extreme Differences
Absolute .056 Positive .033 Negative -.056 Kolmogorov-Smirnov Z
.705 Asymp. Sig. (2-tailed) .703 a. Test distribution is Normal.
b. Calculated from data.
HASIL UJI NORMALITAS (GRAFIK HISTOGRAM) HASIL UJI NORMALITAS (NORMAL PLOT)
91
92 HASIL UJI MULTIKOLINEARITAS Model Collinearity Statistics Tolerance
VIF (Constant) ROA .905 1.105 CAR .894 1.118 NPL .988 1.012 NIM .872 1.147 BOPO .751 1.331
a. Dependent Variable: LNLDR
HASIL UJI HETEROSKEDASTISITAS
93 HASIL UJI AUTOKORELASI Model R R
Square Adjusted R Square Std. Error of the Estimate
Durbin- Watson 1 .474 a
.224 .199 17.66767 1.732
a. Predictors: (Constant), BOPO, NPL, ROA, CAR, NIM
b. Dependent Variable: LDR
HASIL UJI HIPOTESIS SECARA SEREMPAK (UJI F)
Model Sum of Squares df Mean Square F Sig.
1 Regression 13544.200 5 2708.840 8.678 .000 a
Residual 46822.000 150 312.147 Total 60366.200 155 a. Predictors: (Constant), BOPO, NPL, ROA, CAR, NIM
b. Dependent Variable: LDR HASIL UJI HIPOTESIS SECARA PARSIAL (UJI t)
Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta 1 (Constant) 54.324 20.036 2.711 .007
ROA -1.295 .653 -.150 -1.983 .049
CAR -.459 .226 -.154 -2.031 .044
NPL -.743 .621 -.086 -1.196 .234
NIM 3.753 .636 .455 5.903 .000
BOPO .133 .212 .052 .627 .532
a. Dependent Variable: LDR