Analisis Perbandingan Kinerja Keuangan Antara Bank Syariah Dengan Bank Konvensional Yang Terdaftar Di Bank Indonesia
LAMPIRAN Lampiran 1 Daftar Bank Konvensional yang Terdaftar di BI (Populasi dan Sampel)
No Nama Bank
Kriteria Sampel (S)
1
2
3
1 Anglomas Internasional Bank √ - √
2 Bank of China Limited √ - √
3 Bank of America, N.A √ - √
4 BPD Kalimantan Selatan √ - √
5 BPD Kalimantan Timur √ - √
6 BPD Sulawesi Tenggara √ - √
7 BPD Yogyakarta √ - √
8 Citibank N.A √ - √
9 Deutsche Bank A.G √ √ √
(S1)
30 Bank DKI √ √ -
41 Bank Internasional Indonesia, Tbk √ - √
49 Bank Metro Express √ √ √
48 Bank Mayora √ - √
47 Bank Lampung √ - √
46 Bank KEB Indonesia √ - √
45 Bank Kalimantan Tengah √ - √
44 Bank Kesejahteraan Ekonomi √ - √
43 Bank Kesawan Tbk √ - √
42 Bank Jasa Raharja √ - √
40 Bank Index Selindo - - √
31 Bank Ekonomi Raharja, Tbk √ √ √
39 Bank INA Perdana √ √ √
38 Bank ICBC Indonesia √ - √
37 Bank ICBC Bumiputera √ - √
36 Bank Hana - - √
35 Bank Harda Internasional √ - √
34 Bank Himpunan Saudara, Tbk √ - √
33 Bank Ganesha √ - √
32 Bank Fama Internasional - - √
(S3)
50 Bank Mayapada √ - -
71 Bank Sinar Harapan Bali - - √
81 Liman Internasional Bank √ - √
90 BPD Jawa Timur √ - √
89 BPD Jawa Tengah √ - √
88 BPD Jabar dan Banten √ - √
87 BPD Jambi √ - -
86 BPD Bali √ - -
85 BPD Bengkulu √ - -
84 Prima Master Bank √ - √
83 Panin Bank Tbk √ - √
82 National Nobu Bank √ - -
80 Centramana Nasional Bank √ - -
72 Bank Sahabat Purba Danarta - - √
79 Bank Yudha Bakti √ - -
78 Bank Woori Indonesia √ - -
77 Bank Windu Kentjana Tbk √ - √
76 Bank Victoria Internasional Tbk √ - √
(S6)
75 Bank UOB Buana Tbk √ √ √
(S5)
74 Bank Tabungan Pensiun Nasional √ √ √
73 Bank SBI Indonesia √ - -
91 BPD Kalimantan Barat √ - √
Daftar Bank Syariah yang Terdaftar di BI (Populasi dan Sampel)
4 Bank Rakyat Indonesia Syariah - - √
11 Bank Maybank Syariah Indonesia √ - √
10 Bank Victoria Syariah - - √
9 Bank Jabar Banten Syariah √ - √
8 Bank Panin Syariah - - √
7 Bank Central Asia Syariah - - √
6 Bank Negara Indonesia Syariah - - √
5 Bank Bukopin Syariah - - √
3 Bank Syariah Mega Indonesia - - √
No Nama Bank
S10
2 Bank Syariah Mandiri √ √ √
S9
1 Bank Muamalat Indonesia √ √ √
3
2
1
Kriteria Sampel (S)
Sumber: Bank Indonesia
Lampiran 2 Data Penelitian Bank Konvensional CAR
23.4 Bank OCBC NISP
19.13
24.42 The Hongkong & Shanghai B.C 12.
26.39
24.9
34.21 Bank UOB Buana, Tbk
39.31
36.1
18.55 Bank of Tokyo Mitsubishi LTD
18
17.01
18.5
2008 2009 2010 Bank DBS indonesia
23.7
25.54 Bank Tabungan Pensiun Nasional
40.46
37.79
19.05 Deutsche Bank A.G
21.75
14.03
15.67 Bank Ekonomi Raharja, Tbk
21.98
20.29
13.11
ROE
2008 2009 2010 Bank DBS indonesia
11.46
8.32
97.26 Bank Ekonomi Raharja, Tbk
18.6
19.42
14.43 Deutsche Bank A.G
22.83
18.83
14.14 Bank Tabungan Pensiun Nasional
28.4
25.9
36.4 Bank OCBC NISP
9.18
11.86
11.58 Bank of Tokyo Mitsubishi LTD
5.2
5.43
2.78 Bank UOB Buana, Tbk
9
12.97
14.48 The Hongkong & Shanghai B.C
14.43
10.96
17.98 LDR 2008 2009 2010
Bank DBS indonesia
77.78
65.61
95.76
Kinerja
2008 2009 2010 Bank DBS indonesia
92.5
85
87.5 Bank Ekonomi Raharja, Tbk
90
72.5
92.5 Deutsche Bank A.G
92.5
90
92.5 Bank Tabungan Pensiun Nasional
97.5
92.5
72.5 Bank OCBC NISP
90
90
90 Bank of Tokyo Mitsubishi LTD
90
70
72.5 Bank UOB Buana, Tbk
92.5
97.5
97.5 The Hongkong & Shanghai B.C
87.5
87.5
90 Bank Syariah
ROE
2008 2009 2010 Bank Muammalat Indonesia
33.14
8.03
17.78 Bank Syariah Mandiri
46.21
44.2
63.58 LDR 2008 2009 2010
Bank Muammalat Indonesia 104.41 85.82
91.52 Bank Syariah Mandiri
89.12
83.07
82.54 Kinerja 2008 2009 2010
Bank Muammalat Indonesia
92.5
85
90 Lampiran 3
Hasil Perhitungan Statistik Deskriptif Descriptive Statistic
Bank N Minimum Maximum Mean Std. Deviation
CAR Syariah
6
10.60 13.26 11.8033 1.10719 Konvensional
24
12.00 40.46 23.5537 8.33590 ROA Syariah 6 .45 2.60 1.7800 .77558 Konvensional
24 .91 5.96 2.7525 1.29781 ROE Syariah
6
8.03 63.58 35.4900 20.26351 Konvensional
24
2.78 36.40 14.7417 7.81187 LDR Syariah 6 82.54 104.41 89.4133 8.12178 Konvensional
24 28.40 178.44 84.7517 36.96993 Kinerja Syariah
6
85.00 97.50 90.4167 4.30600 Konvensional
24
70.00 97.50 88.0208 8.00744 Valid N (listwise)
6
One- Sample Kolmogor- Smirnov Test
CAR SyariahCAR Konvensional ROA Syariah
ROA Konvensional N
6
24
6
24 Normal Parameters a,b Mean 11.8033 23.5537 1.7800 2.7525 Std. Deviation 1.10719 8.33590 .77558 1.29781
Most Extreme Differences Absolute .237 .159 .210 .142
Positive .237 .159 .145 .142Negative -.202 -.108 -.210 -.092
Kolmogorov-Smirnov Z .581 .777 .515 .697
Asymp. Sig. (2-tailed) .888 .583 .953 .716
a. Test distribution is Normal.
One-Sample Kolmogorov-Smirnov Test
One-Sample Kolmogorov-Smirnov Test
Kinerja Syariah Kinerja Konvensional N6
24 Normal Parameters a,b Mean 90.4167 88.0208 Std. Deviation 4.30600 8.00744
Most Extreme Differences Absolute .205 .266
Positive .205 .163Negative -.128 -.266
Kolmogorov-Smirnov Z .503 1.302
Asymp. Sig. (2-tailed) .962 .067
a. Test distribution is Normal.
Independent Samples Test
Levene's Test forEquality of Variances t-test for Equality of Means 95% Confidence Interval of the Difference
Sig. (2- Mean Std. Error F Sig. t df tailed) Difference Difference Lower Upper CAR Equal variances assumed 6.674 .015 -3.401 28 .002 -11.75042 3.45500 -18.82766 -4.67317 Equal variances not -6.674 25.770 .000 -11.75042 1.76057 -15.37090 -8.12994 assumed ROA Equal variances assumed 1.231 .277 -1.745
28 .092 -.97250 .55733 -2.11414 .16914 Equal variances not -2.356 13.059 .035 -.97250 .41284 -1.86397 -.08103 assumed ROE Equal variances assumed
11.85 .002 4.091 28 .000 20.74833 5.07139 10.36007 31.13660
7 Equal variances not 2.463 5.377 .054 20.74833 8.42483 -.45971 41.95637 assumed LDR Equal variances assumed 3.051 .092 .303 28 .764 4.66167 15.37373 -26.83000 36.15333 Equal variances not .566 27.946 .576 4.66167 8.24275 -12.22429 21.54763