Pengaruh Return on Asset, Biaya Operasional Pendapatan Operasional dan Non Performing Financing Terhadap Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah di Indonesia

LAMPIRAN

Lampiran 1
Hasil perhitungan rasio Return on Asset (ROA), Biaya Operasional
Pendapatan Operasional (BOPO), Non Performing Financing (NPF) dan Tingkat
Bagi Hasil Deposito Mudharabah pada Bank Umum Syariah di Indonesia.
Bank Mandiri Syariah Tbk
No
1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
2.23

73.76
4.84
5.48

2010
2.21
74.97
3.52
5.39

2011
1.95
76.44
2.42
7.23

2012
2.25
73.00
2.82

6.80

2013
1.53
84.03
4.32
6.51

2014
0.17
98.49
6.84
6.05

2013
1.15
90.42
4.06
6.00

2014
0.08
99.47
4.60
6.55

2013
0.91
85.76
1.86
6.85

2014
0.72
91.01
4.15
5.99

Bank Rakyat Indonesia Syariah Tbk
No

1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
0.53
97.50
3.20
7.03

2010
0.35
98.77

3.19
7.59

2011
0.20
99.25
2.77
8.03

2012
1.19
86.63
3.00
6.29

Bank Jabar dan Banten Syariah Tbk
No
1
2
3

4

Rasio
ROA
BOPO
NPF
TBH

2009
3.05
81.21
1.31
6.59

2010
3.15
76.60
1.86
7.05

2011
3.25
80.02
1.21
5.65

2012
0.59
110.34
4.46
6.53

76

Bank Negara Indonesia Syariah Tbk
No
1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
3.60
135.10
2.35
7.21

2010
0.61
88.05
3.59
7.39

2011

1.29
87.88
3.62
7.00

2012
1.48
85.39
2.02
6.49

2013
1.37
83.94
1.88
6.21

2014
1.27
85.03

1.86
6.47

2012
3.81
77.28
2.67
5.09

2013
2.33
86.09
2.98
5.04

2014
0.29
97.61
3.89
4.67

2012
0.55
91.59
4.57
6.33

2013
0.69
92.29
4.27
6.45

2014
0.27
96.73
4.07
6.64

2012
1.54
84.47
2.09
6.19

2013
0.50
93.86
4.69
6.00

2014
0.17
97.33
6.55
5.44

Bank mega Tbk
No
1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
2.22
84.42
2.08
6.01

2010
1.90
88.86
3.52
6.07

2011
1.58
90.80
3.03
5.78

Bank Bukopin Tbk
No
1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
0.06
97.54
3.25
8.01

2010
0.74
93.57
3.80
8.75

2011
0.52
93.86
1.47
6.75

Bank Muamalat Syariah Tbk
No
1
2
3
4

Rasio
ROA
BOPO
NPF
TBH

2009
0.45
95.50
4.73
7.11

2010
1.36
87.38
4.32
7.94

2011
1.52
85.52
2.60
7.23

77

Lampiran 2
Hasil Output SPSS
Descriptive Statistics
N

Minimum

Maximum

Mean

Std. Deviation

ROA

42

.06

3.81

1.3221

1.01369

BOPO

41

73.00

110.34

88.8449

8.33321

NPF

41

1.21

6.55

3.2561

1.17375

TINGKATBAGIHASIL

41

4.67

8.03

6.4754

.81234

Valid N (listwise)

39

One sample Kolmogorov-Smirnov
One-Sample Kolmogorov-Smirnov Test
Unstandardized
Residual
N
Normal Parameters

39
a

Mean
Std. Deviation

Most Extreme Differences

.0000000
.71138410

Absolute

.117

Positive

.115

Negative

-.117

Kolmogorov-Smirnov Z

.730

Asymp. Sig. (2-tailed)

.662

a. Test distribution is Normal.

78

79

Uji Glejser
Coefficientsa
Unstandardized Coefficients
B

Model
1

(Constant)
ROA
BOPO
NPF

Standardized
Coefficients

Std. Error

Beta

.771

1.480

-.053

.135

.000
-.030

T

Sig.
.521

.606

-.121

-.394

.696

.015

-.009

-.030

.976

.069

-.083

-.427

.672

a. Dependent Variable: Absut

Uji Multikolinieritas
Coefficientsa
Standardi
zed
Coefficien
Unstandardized Coefficients
ts
Model
1

B

Std. Error

(Constant)

9.399

2.504

ROA

-.573

.229

BOPO

-.014

NPF

-.279

Beta

Collinearity
Statistics
t

Sig.

Tolerance

VIF

3.753

.001

-.671

-2.505

.017

.298

3.356

.025

-.146

-.569

.573

.324

3.084

.117

-.404

-2.381

.023

.742

1.347

a. Dependent Variable: TINGKATBAGIHASIL

80

Uji Autokorelasi
Model Summaryb
Model

R
a

1

Adjusted R
Square

R Square

.501

.251

Std. Error of the
Estimate

.187

Durbin-Watson

.74125

1.554

a. Predictors: (Constant), NPF, BOPO, ROA
b. Dependent Variable: TINGKATBAGIHASIL

Analisis Regresi Linier Berganda
Coefficientsa
Standardized
Coefficients

Unstandardized Coefficients
Model
1

B

Std. Error

Beta

(Constant)

9.399

2.504

ROA

-.573

.229

BOPO

-.014

NPF

-.279

t

Sig.

3.753

.001

-.671

-2.505

.017

.025

-.146

-.569

.573

.117

-.404

-2.381

.023

a. Dependent Variable: TINGKATBAGIHASIL

Hasil Uji F Test
ANOVAb
Model
1

Sum of Squares
Regression

df

Mean Square

6.442

3

2.147

Residual

19.231

35

.549

Total

25.673

38

F

Sig.

3.908

.017a

a. Predictors: (Constant), NPF, BOPO, ROA
b. Dependent Variable: TINGKATBAGIHASIL

Hasil Uji Parsial (Uji-t)
Coefficientsa
Unstandardized Coefficients
Model
1

B

Std. Error

(Constant)

9.399

2.504

ROA

-.573

.229

BOPO

-.014

NPF

-.279

Standardized
Coefficients
Beta

t

Sig.

3.753

.001

-.671

-2.505

.017

.025

-.146

-.569

.573

.117

-.404

-2.381

.023

a. Dependent Variable: TINGKATBAGIHASIL

81

Hasil Uji koefisien Determinasi (R2)
Model Summaryb
Model
1

R

R Square
.501a

.251

Adjusted R
Square
.187

Std. Error of the
Estimate
.74125

a. Predictors: (Constant), NPF, BOPO, ROA
b. Dependent Variable: TINGKATBAGIHASIL

82