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Financial Accounting:
Tools for Business Decision Making

Kimmel, Weygandt, Kieso

S
EL

1

Chapter
4

Chapter 4
Accrual Accounting Concepts





After studying Chapter 4, you should be able to:

Explain the revenue recognition principle and the
matching principle.
Differentiate between the cash basis and the accrual
basis of accounting.
Explain why adjusting entries are needed and identify
the major types of adjusting entries.
Prepare adjusting entries for prepayments.

3

Chapter 4
Accrual Accounting Concepts





After studying Chapter 4, you should be able to:
Prepare adjusting entries for accruals.
Describe the nature and purpose of the adjusted trial

balance.
Explain the purpose of closing entries.
Describe the required steps in the accounting cycle.

4

Revenue Recognition
Principle...
 dictates that revenue be recognized in the
accounting period in which it is earned.
 is considered earned when the service has
been provided or when the goods are
delivered.

5

Time Period Assumption...
Divides the economic life of a
business into artificial time
periods


WHY?
to provide immediate feedback
on how the business is doing.
6

Matching Principle...
requires that expenses be recorded
in the same period in which the
revenues they helped produce are
recorded.

7

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8

Cash Basis


Revenue recorded only when cash is received.
Expense recorded only when cash is paid.
9

Cash Basis in not GAAP

AP
GA
10

Accrual Basis Accounting
Adheres to the:
• Revenue Recognition Principle
• Matching Principle

11

Accrual Basis Accounting
•Revenue recorded only when earned
not when cash is received

•Expense recorded only when
incurred not when cash paid

12

Accrual Basis adheres to...
•Generally
•Accepted
•Accounting
•Principles
13

Page 153 in book

Year 1

Year 2

Activity
Purchased paint, painted building ,

paid employees

Accrual
basis

Cash
basis

Received payment for work
done in year one

Revenue

$80,000

Revenue

Expense

50,000


Expense

$

0
0

Net Income

$30,000

Net Income

$

Revenue

$


0

Revenue

$80,000

Expense

50,000

Expense

0

Net Loss

( $50,000)

Net Income


0

$80,000

Adjusting Entries
Adjusting entries make the:
 revenue recognition &
 matching principles

HAPPEN!
15

Page 155 in book

Types of Adjusting Entries
 Prepayments:
 Prepaid expenses: Expenses paid in cash and
recorded as assets before they are used or
consumed.
 Unearned Revenues: Cash received and

recorded as liabilities before revenue is earned

 Accruals:
 Accrued revenues: Revenues earned but not
yet received in cash or recorded.
 Accrued expenses: Expenses incurred but not
16
yet paid in cash or recorded.

Prepayments
•Cash or other asset has been
spent but the item acquired has
not been used or consumed
•Cash has been collected before
revenue is earned
17

You can start with the trial
balance to find information to
adjust prepayments.


Sierra Corporation

Page 155 in book

Trial Balance
October 31, 1998
Cash
Advertising Supplies
Prepaid Insurance
Office Equipment
Notes Payable
Accounts Payable
Unearned Service Revenue
Common Stock
Dividends
Service Revenue
Salaries Expense
Rent Expense

Debit Credit
$15,200
2,500
600
5,000
$ 5,000
2,500
1,200
10,000
500
10,000
4,000
900
$28,700 $28,700

Prepaid Expenses
On October 4 the company paid $600 for a
1-year insurance policy. Coverage began
October 1.
Insurance
Prepaid
Cash
Expense
Insurance
Oct 4

600 Oct 4

600

GENERAL JOURNAL

Debit

Oct 4

600

Prepaid Insurance
Cash
Purchased one-year policy effective October 1

Credit
600

Page 158 in book

Insurance Policy
Oct
$50

Nov
$50

Dec
$50

Jan
$50

Feb
$50

Mar
$50

Apr
$50

May
$50

June
$50

July
$50

Aug
$50

Sept
$50

1 Year $ 600

Prepaid Expenses
On October 31st, $50
($600/12months) of the insurance was
used-up or expired.
Insurance
Prepaid
Cash
Expense
Insurance
Oct 4

600 Oct 4

600 Oct 31 50

GENERAL JOURNAL
Oct 31

Insurance Expense
Prepaid Insurance

50
Record Insurance expense for the month

Oct 31

Debit
50

50

Credit

Supplies
On October 5 the company paid
$2,500 for advertising supplies.
Supplies

Cash
Oct 5 2,500

Oct 5

2,500

GENERAL JOURNAL
Oct 5

Supplies
Expense

Supplies
Cash
Purchased Advertising Supplies

Debit

Credit

2,500
2,500

Supplies
An inventory on October 31 reveals that $1,000
of supplies remain on hand;therefore $1,500 of
supplies had been used. ($2,500- $1,000) =$
1,500

Cash

Supplies

Oct 5 2,500 Oct 5 2,500 Oct 31 1,500

GENERAL JOURNAL
Oct 5

Supplies Expense
Supplies

1,500
To record advertising supplies consumed

Supplies
Expense

Oct 31 1,500

Debit
1,500

Credit

Supplies Expense
Oct
$1500

Nov
$1800

Dec
$1410

Jan
$1425

Feb
$1601

Mar
$1435

Apr
$1510

May
$1592

June
$1652

July
$1621

Aug
$1427

Sept
$1555

Supplies expense is based on usage... so
different amounts appear each month

Depreciation
How do you apply the Matching
Principle to the cost of a long lived
asset ?

26

Depreciation
Allocate the cost of an asset to expense
over its useful life
Depreciation is an Estimated Value not an actual change in the Value of
the asset.

27

Page 159 in book

Office Equipment
Oct
$40

Nov
$40

Dec
$40

Jan
$40

Feb
$40

Mar
$40

Apr
$40

May
$40

June
$40

July
$40

Aug
$40

Sept
$40

Depreciation= $480/year

Office Equipment

Accumulated
DepreciationOffice Equipment

Oct 2 5000

Oct 31

40

GENERAL JOURNAL
Oct 31 Depreciation Expense
Accumulated Depreciation-Office Equip

Depreciation
Expense
Oct 31

40

Debit

Credit

40
40

To record monthly depreciation

Accumulated depreciation is a
contra asset account - an offset
against the fixed asset account.

Balance Sheet Presentation
Office equipment
Less : accumulated depreciation

$ 5,000
40
$4,960

Book Value
30

Unearned Revenues
Received on Oct. 2 $1,200 for advertising
services expected to be completed by
12/31.
Unearned Service
Service
Insurance
Revenue
Cash
Oct 2 1,200

Oct 2

1,200

GENERAL JOURNAL

Debit

Oct 2

1,200

Cash
Unearned Service Revenue
Collected money for work to be
performed by 12/31.

Credit

1,200

Unearned Revenues
During October $400 of the revenue was
earned.
Unearned Service
Insurance

Cash
Oct 2 1,200

Oct. 31 400 Oct 2

GENERAL JOURNAL
Oct 31 Unearned Service Revenue
Service Revenue
To record revenue earned

Service
Revenue
Oct. 31 400

1,200

Debit

Credit

400
400

Accrual
•Revenue has been earned, but not collected
•Expenses were incurred, but not yet paid

33

Accrued Revenues
Revenues earned but not yet received in
cash or recorded at the statement date

34

Accrued Revenues
Earned $200 for advertising services to
clients in October, but they were not
billed until after October 31st.
Accounts
Receivable
Oct 31

200

GENERAL JOURNAL
Oct 31 Accounts Receivable
Service Revenue

Service
Revenue
Oct 31

Debit

200

Credit

200
200

Accrued Expenses
Expenses incurred but not yet paid
or recorded at the statement date.

36

Page 164 in book

Interest expense is the cost a
company incurs to use money:

Information needed to compute interest expense:
• face value of note
• interest rate (always expressed in annual rate)
• the length of time note is outstanding

Formula for Computing Interest
Face Value
of Note

$ 5,000 X

Annual
Interest
Rate

12%

Time
in term of
One Year

1/12

Interest

=

$50

Accrued Interest
Interest Expense
Oct 31 50

Interest Payable
Oct 31

GENERAL JOURNAL
Oct 31 Interest Expense
Interest Payable
Accrue interest expense for the month

Debit

50

Credit

50
50

Accrued Salaries - Salaries Paid for
after the Service Has Been Performed.

Accrued Salaries
Salaries Expense
Oct 31 1,200

Salaries Payable
Oct 31 1,200

GENERAL JOURNAL

Debit

Oct 31 Salaries Expense

1,200

Salaries Payable
Accrue salary expense for the month

Credit

1,200

Adjusted Trial Balance
The adjusted trial balance is used to prove
the equity of total debit balances and total
credit balances after the adjusting entries
have been made.
Financial statements can be easily prepared
from the adjusted trial balance.
41

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Page 171 in book

Balance as Oct. 31 from
Retained Earnings Statement

43

Closing the Books
Closing entries transfer the temporary
account balances to the stockholders’
equity account...
and reduce the balances in the
temporary accounts to zero.

44

Page 171 in book

Temporary

Permanent

All revenues accounts

All asset accounts

All expense accounts

All liability accounts

Dividends

Stockholders’ equity
accounts

Individual Revenues

Individual Expenses

2

Income Summary

3
Retained Earnings

4
Dividends

1

Retained Earnings
is a permanent
account; the others
shown here
are temporary

The Accounting Cycle

47

Required Steps in the
Accounting Cycle
 Analyze business transactions.
 Journalize the transactions.
 Post to ledger accounts.
 Prepare a trial balance.
 Journalize and post adjusting entries-prepayments and accruals.
 Prepare an adjusting trial balance.
48

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