Faktor-Faktor yang Mempengaruhi Financial Behavior Pada Siswa Sekolah Menengah Atas Negeri 5 Medan
66
DAFTAR PUSTAKA
Al-Kholilah, N., & Iramani. (2013). Studi Financial Management Behavior Pada
Masyarakat Surabaya. Journal Business and Banking, 3(1), pp.69-80.
Andrew, V., & Linawati, N. (2014). Hubungan Faktor Demografi dan
Pengetahuan Keuangan Dengan Perilaku Keuangan Karyawan Swasta di
Surabaya. FINIESTA, 02(2), pp.35-39.
Atkinson, & Messy. (2011). Assensing Financial Literacy in 12 Countries.
Journal of Pensiun Economics and Finance, 11(4), pp.18-25.
Chen, H., & Volpe. (1998). An Analysis of Personal Financial Literacy Among
College Students. Financial Services Review, 02(2), pp.35-39.
Chinen, K., & Endo, H. (2012). Effect of Attitude and Background on Personal
Finance Ability : a Student Survey in the United State. International
Journal of Management, 29(1), pp.30-39.
Dew, J., & Jing Jian Xiao. (2011). The Financial Management Behavior Scale:
Development and Validation. Journal of Financial Conseling and
Planning, 22(12), pp.43-59.
Erlina. (2011). Metodologi Penelitian. Medan: USU Press.
Ferdinand, A. (2011). Metode Penelitian Manajemen-Pedoman Penelitian Untuk
Penulisan Skripsi, Tesis dan Disertasi. Semarang: Badan Penerbit
Universitas Diponegoro.
Fowdar. (2007). Financial Literacy: Evidence from Mautius. Mauritius Research
Council.
Garman, E., & Forgue , R. (2010). Personal Finance International Edition.
Canada: South Western Chengage Learning.
Ghozali, I. (2011). Aplikasi Analisis Multivariate Dengan Program SPSS.
Semarang: Badan Penerbit Universitas Diponegoro.
Grohmann, A., & Menkhoff, L. (2015). School, Parents, and Financial Literacy
Shape Future Financial Behavior. Journal Financial Literacy and
Financial Behavior, 5, pp.37-49.
Herdijono, I., & Damanik, L. (2013). Pengaruh Financial Attitude, Financial
Knowledge, Parental Income Terhadap Financial Management Behavior.
Jurnal Manajemen Teori dan Terapan, 09, pp.13-19.
Hilgert, M., & Hogart, J. (2003). Household Financial Management: The
Connection Between Knowledge and Behavior. Federal Reserve Bulletin,
pp.24-30.
Hira, T., & Mugenda, O. (1998). Predictors of Financial Satisfaction: Differences
Between Retirees and Non Retirees. Journal Financial Conseling and
Planning, 9(2), pp.75-48.
Universitas Sumatera Utara
67
Ida, & Dwinta, Y. (2010). Pengaruh Locus of Control, Financial Knowledge, dan
Income Terhadap Financial Management Behavior. Jurnal Bisnis dan
Akuntansi, 9(2), pp.141-144.
Joo, S., & Grable. (2004). An Exploratory Framework of the Determinants of
Financial Satisfaction. Journal of Family and Economics Issues, 25(1),
pp.25-50.
Keown, L. (2011). The Financial Knowledge of Canadian. Component of Statistic
Canada Cataloge, 11(9), pp.30-39.
Kim, J. (1999). Financial Satisfaction, Personal Finance-work Conflict, and Work
Outcomes: Pay Satisfaction, Organizational Commitment and
Productivity. Proceedings of the Association for Financial Conseling and
Planning Education Annual Conference, 38-43.
Kuncoro, M. (2009). Metode Riset Untuk Bisnis dan Ekonomi, Edisi Tiga. Jakarta:
Erlangga.
Laily, N. (2013). Pengaruh Literasi Keuangan Terhadap Perilaku Mahasiswa
Dalam Mengelola Keuangan. Jurnal Pendidikan Akuntansi, 01(4), pp.115.
Literasi
Keuangan.
(2016).
Retrieved
Januari
www.foruminvest.biz: http://foruminvest.biz
16,
2017,
from
Lubis, A., Sadalia, I., & Fachrudin, K. A. (2013). Perilaku Keuangan Investor.
Medan: USU Press.
Lusardi, A., & Mitchell, O. (2007). Financial Literacy and Retirement Planning:
New Evidence from the Rand American Life Panel. MRRC Working
Paper, 03(14), pp.1-33.
Mahdzan, N., & Tabiani, S. (2013). The Impact of Financial Literacy on
Individual Saving: an Exploratory Study in the Malaysian Context.
Transformation in Business and Economics, 12(1), pp.41-55.
Masalah Keuangan Remaja. (2016). Retrieved Februari 9, 2017, from
www.youthfinanceindonesia.org: http://yothfinanceindonesia.org
Notoatmojo. (2010). Pendidikan dan Perilaku Kesehatan. Jakarta: Rineka Cipta.
Pollard, E., Hun, Hillage, D., Chanfreau J, & Countinho. (2013). Student Income
and Expenditure Survey 2011. Business Innovation and Skills, 12(3),
pp.19-27.
Pompian, M. (2010). Behavioral Finance and Wealth Management. Canada: John
Wiley & Sons.Inc.
Praag, V., & Carbonell, F. (2001). Life Satisfaction Differences Between Workers
and Non-Workers. Timbergen Institute Discussion Papers, 5(2), pp.1-23.
Remund, D. (2010). Financial Literacy Explicated: The Case for a Clear
Definition in An Increasingly Complex Economy. The Journal of
Consumer Affairs, 44(2), pp.276-295.
Universitas Sumatera Utara
68
Ricciardi, V. S. (2005). What is Behavior in Finance. Business Education and
Technology Journal, 7(5), pp.54-65.
Robb, C., & Woodyard, A. (2011). Financial Knowledge and Best Practice
Behavior. Journal of Financial Conseling and Planning, 22(11), pp.60-70.
Sabri, M., Macdonald, M., Jariah, M., Tahira, K., & Othman, M. (2008). Financial
Behavior and Problem Among College Student in Malaysia: Research and
Education Implication. Consumer Interest Annual, 54, pp.166-170.
Sahi, S. (2013). Domographic and Socio Economic Determinants of Financial
Satisfaction. International Journal of Socio Economics, 8(5), pp.127-150.
Scheresberg, C. (2013). Financial Literacy and Financial Behavior Among Adults:
Evidence and Implications. Scholar Commons University of South Florida,
06(5), pp.1-21.
Situmorang, S., & Luthfi, M. (2014). Analisis Data Riset Untuk Manajemen
Bisnis. Medan: USU Press.
Smeeding, T., & Weinberg, D. (2001). Toward a Uniform Definition of
Household Income. Review of Income and Wealth, 47(1), pp.1-24.
Soetopo, H., & Soemanto, W. (2008). Kepemimpinan dan Supervisi. Yogyakarta:
Bina Aksara.
Sugiyono. (2012). Metode Penelitian Bisnis, Portofolio. Yogyakarta: BPFE.
Tascano, E., Amestory, & Delrosal. (2006). Building Financial Satisfaction.
Social Indicators Research, 2(13), pp.1-30.
Tingkat Literasi Keuangan Masyarakat Indonesia. (2016). Retrieved Maret 26,
2017, from www.ojk.go.id: http://ojk.go.id
Umar, H. (2008). Metode Penelitian Skripsi dan Tesis Bisnis. Jakarta: Raja
Grafindo Persada.
Wagland, S., & Taylor, S. (2009). When it Comes to Financial Literacy, is Gender
Really an Issue? The Australian Accounting Bussiness and Finance
Journal, 3(1), pp.12-25.
Wicaksono, & Divarda, E. (2015). Pengaruh Financial Literacy Terhadap Perilaku
Pembayaran Kartu Kredit Pada Karyawan di Surabaya. FINIESTA, 3(1),
pp..85-90.
Widyanti, I. (2014). Pengaruh Status Sosial Ekonomi Orang Tua, Pendidikan
Pengelolaan Keuangan Keluarga, dan Pembelajaran di Perguruan Tinggi
terhadap Literasi Financial Mahasiswa. Jurnal Pendidikan Humaniora,
Vol.02, pp.176-183.
Zaimah, R., Sarmila, M., Lyndon, Azima , A., Selvadurai, S., & Saad, S. (2010).
Financial Behavior of Female Teacher in Malaysia. Asian Social Science,
9(8), pp.34-41.
Universitas Sumatera Utara
DAFTAR PUSTAKA
Al-Kholilah, N., & Iramani. (2013). Studi Financial Management Behavior Pada
Masyarakat Surabaya. Journal Business and Banking, 3(1), pp.69-80.
Andrew, V., & Linawati, N. (2014). Hubungan Faktor Demografi dan
Pengetahuan Keuangan Dengan Perilaku Keuangan Karyawan Swasta di
Surabaya. FINIESTA, 02(2), pp.35-39.
Atkinson, & Messy. (2011). Assensing Financial Literacy in 12 Countries.
Journal of Pensiun Economics and Finance, 11(4), pp.18-25.
Chen, H., & Volpe. (1998). An Analysis of Personal Financial Literacy Among
College Students. Financial Services Review, 02(2), pp.35-39.
Chinen, K., & Endo, H. (2012). Effect of Attitude and Background on Personal
Finance Ability : a Student Survey in the United State. International
Journal of Management, 29(1), pp.30-39.
Dew, J., & Jing Jian Xiao. (2011). The Financial Management Behavior Scale:
Development and Validation. Journal of Financial Conseling and
Planning, 22(12), pp.43-59.
Erlina. (2011). Metodologi Penelitian. Medan: USU Press.
Ferdinand, A. (2011). Metode Penelitian Manajemen-Pedoman Penelitian Untuk
Penulisan Skripsi, Tesis dan Disertasi. Semarang: Badan Penerbit
Universitas Diponegoro.
Fowdar. (2007). Financial Literacy: Evidence from Mautius. Mauritius Research
Council.
Garman, E., & Forgue , R. (2010). Personal Finance International Edition.
Canada: South Western Chengage Learning.
Ghozali, I. (2011). Aplikasi Analisis Multivariate Dengan Program SPSS.
Semarang: Badan Penerbit Universitas Diponegoro.
Grohmann, A., & Menkhoff, L. (2015). School, Parents, and Financial Literacy
Shape Future Financial Behavior. Journal Financial Literacy and
Financial Behavior, 5, pp.37-49.
Herdijono, I., & Damanik, L. (2013). Pengaruh Financial Attitude, Financial
Knowledge, Parental Income Terhadap Financial Management Behavior.
Jurnal Manajemen Teori dan Terapan, 09, pp.13-19.
Hilgert, M., & Hogart, J. (2003). Household Financial Management: The
Connection Between Knowledge and Behavior. Federal Reserve Bulletin,
pp.24-30.
Hira, T., & Mugenda, O. (1998). Predictors of Financial Satisfaction: Differences
Between Retirees and Non Retirees. Journal Financial Conseling and
Planning, 9(2), pp.75-48.
Universitas Sumatera Utara
67
Ida, & Dwinta, Y. (2010). Pengaruh Locus of Control, Financial Knowledge, dan
Income Terhadap Financial Management Behavior. Jurnal Bisnis dan
Akuntansi, 9(2), pp.141-144.
Joo, S., & Grable. (2004). An Exploratory Framework of the Determinants of
Financial Satisfaction. Journal of Family and Economics Issues, 25(1),
pp.25-50.
Keown, L. (2011). The Financial Knowledge of Canadian. Component of Statistic
Canada Cataloge, 11(9), pp.30-39.
Kim, J. (1999). Financial Satisfaction, Personal Finance-work Conflict, and Work
Outcomes: Pay Satisfaction, Organizational Commitment and
Productivity. Proceedings of the Association for Financial Conseling and
Planning Education Annual Conference, 38-43.
Kuncoro, M. (2009). Metode Riset Untuk Bisnis dan Ekonomi, Edisi Tiga. Jakarta:
Erlangga.
Laily, N. (2013). Pengaruh Literasi Keuangan Terhadap Perilaku Mahasiswa
Dalam Mengelola Keuangan. Jurnal Pendidikan Akuntansi, 01(4), pp.115.
Literasi
Keuangan.
(2016).
Retrieved
Januari
www.foruminvest.biz: http://foruminvest.biz
16,
2017,
from
Lubis, A., Sadalia, I., & Fachrudin, K. A. (2013). Perilaku Keuangan Investor.
Medan: USU Press.
Lusardi, A., & Mitchell, O. (2007). Financial Literacy and Retirement Planning:
New Evidence from the Rand American Life Panel. MRRC Working
Paper, 03(14), pp.1-33.
Mahdzan, N., & Tabiani, S. (2013). The Impact of Financial Literacy on
Individual Saving: an Exploratory Study in the Malaysian Context.
Transformation in Business and Economics, 12(1), pp.41-55.
Masalah Keuangan Remaja. (2016). Retrieved Februari 9, 2017, from
www.youthfinanceindonesia.org: http://yothfinanceindonesia.org
Notoatmojo. (2010). Pendidikan dan Perilaku Kesehatan. Jakarta: Rineka Cipta.
Pollard, E., Hun, Hillage, D., Chanfreau J, & Countinho. (2013). Student Income
and Expenditure Survey 2011. Business Innovation and Skills, 12(3),
pp.19-27.
Pompian, M. (2010). Behavioral Finance and Wealth Management. Canada: John
Wiley & Sons.Inc.
Praag, V., & Carbonell, F. (2001). Life Satisfaction Differences Between Workers
and Non-Workers. Timbergen Institute Discussion Papers, 5(2), pp.1-23.
Remund, D. (2010). Financial Literacy Explicated: The Case for a Clear
Definition in An Increasingly Complex Economy. The Journal of
Consumer Affairs, 44(2), pp.276-295.
Universitas Sumatera Utara
68
Ricciardi, V. S. (2005). What is Behavior in Finance. Business Education and
Technology Journal, 7(5), pp.54-65.
Robb, C., & Woodyard, A. (2011). Financial Knowledge and Best Practice
Behavior. Journal of Financial Conseling and Planning, 22(11), pp.60-70.
Sabri, M., Macdonald, M., Jariah, M., Tahira, K., & Othman, M. (2008). Financial
Behavior and Problem Among College Student in Malaysia: Research and
Education Implication. Consumer Interest Annual, 54, pp.166-170.
Sahi, S. (2013). Domographic and Socio Economic Determinants of Financial
Satisfaction. International Journal of Socio Economics, 8(5), pp.127-150.
Scheresberg, C. (2013). Financial Literacy and Financial Behavior Among Adults:
Evidence and Implications. Scholar Commons University of South Florida,
06(5), pp.1-21.
Situmorang, S., & Luthfi, M. (2014). Analisis Data Riset Untuk Manajemen
Bisnis. Medan: USU Press.
Smeeding, T., & Weinberg, D. (2001). Toward a Uniform Definition of
Household Income. Review of Income and Wealth, 47(1), pp.1-24.
Soetopo, H., & Soemanto, W. (2008). Kepemimpinan dan Supervisi. Yogyakarta:
Bina Aksara.
Sugiyono. (2012). Metode Penelitian Bisnis, Portofolio. Yogyakarta: BPFE.
Tascano, E., Amestory, & Delrosal. (2006). Building Financial Satisfaction.
Social Indicators Research, 2(13), pp.1-30.
Tingkat Literasi Keuangan Masyarakat Indonesia. (2016). Retrieved Maret 26,
2017, from www.ojk.go.id: http://ojk.go.id
Umar, H. (2008). Metode Penelitian Skripsi dan Tesis Bisnis. Jakarta: Raja
Grafindo Persada.
Wagland, S., & Taylor, S. (2009). When it Comes to Financial Literacy, is Gender
Really an Issue? The Australian Accounting Bussiness and Finance
Journal, 3(1), pp.12-25.
Wicaksono, & Divarda, E. (2015). Pengaruh Financial Literacy Terhadap Perilaku
Pembayaran Kartu Kredit Pada Karyawan di Surabaya. FINIESTA, 3(1),
pp..85-90.
Widyanti, I. (2014). Pengaruh Status Sosial Ekonomi Orang Tua, Pendidikan
Pengelolaan Keuangan Keluarga, dan Pembelajaran di Perguruan Tinggi
terhadap Literasi Financial Mahasiswa. Jurnal Pendidikan Humaniora,
Vol.02, pp.176-183.
Zaimah, R., Sarmila, M., Lyndon, Azima , A., Selvadurai, S., & Saad, S. (2010).
Financial Behavior of Female Teacher in Malaysia. Asian Social Science,
9(8), pp.34-41.
Universitas Sumatera Utara