Asuhan Keperawatan pada Tn.P dengan Prioritas Masalah Kebutuhan Dasar Nyaman (Nyeri) di Kelurahan Harjosari Kecamatan Medan Amplas

ABSTRAK
Tujuan dari penelitian ini adalah menganalisis perbedaan antara bank swasta
dan bank pemerintah yang go public di Bursa Efek Indonesia dengan
menggunakan rasio Capital Adequacy Ratio (CAR), Non Performing Loan
(NPL), Return on Equity (ROE), Return on Asset (ROA), Beban Operasional
terhadap Pendapatan Operasional (BOPO), Net Interest Margin (NIM), Loan to
Deposit Ratio (LDR), dan Posisi Devisa Neto (PDN). Populasi dalam penelitian
ini adalah seluruh bank swasta dan bank pemerintah yang terdaftar di Bursa
Efek Indonesia selama periode 2010-2014. Teknik pengambilan sampel yang
digunakan dalam penelitian ini adalah purposive sampling. Teknik analisis yang
digunakan adalah statistik deskriptif, analisis korelasi, uji beda dua rata-rata,
dan uji Mann-Whitney. Analisis deskriptif menunjukkan bahwa LDR bank
pemerintah meningkat secara teratur. Rasio keuangan lainnya ditemukan
berfluktuasi. Juga ditemukan bahwa terdapat korelasi yang signifikan antara
CAR dan LDR. Sesuai dengan uji Mann-Whitney terdapat perbedaan yang
signifikan pada ROA, ROE, dan NIM antara bank swasta dan bank pemerintah.
Kata kunci: Capital Adequacy Ratio, Non Performing Loan, Return on Equity,
Return on Asset, Beban Operasional terhadap Pendapatan Operasional, Net
Interest Margin, Loan to Deposit Ratio, dan Posisi Devisa Neto.

ABSTRACT

This study aims is to analyze the differences between private bank and
government banks performance go public in Indonesia Stock Exchange toward
Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return on Equity
(ROE), Return on Asset (ROA), Operational Expense to Operational Revenue
(BOPO), Net Interest Margin (NIM), Loan to Deposits Ratio (LDR), and Net
Open Position (PDN). The population of this research are all private banks and
government banks go public in Indonesia Stock Exchange in the period of 2010
until 2014. The sampling technique used in this study was purposive sampling.
Analysis techniques use descriptive analysis, correlation analysis, Independent
Sample T-Test, and Mann-Whitney test. Result of descriptive analysis showed
that LDR of government bank was found to steadily increase. Other financial
ratios were found to be fluctuated. It is also found that there significant correlation
amongst CAR and LDR. According to the Mann-Whitney test it has a significant
difference at ROA, ROE, and NIM between private banks and government banks.
Key words: Capital Adequacy Ratio, Non Performing Loan, Return on Equity,
Return on Asset, Operational Expense to Operational Revenue, Net Interest
Margin, Loan to Deposit Ratio, and Net Open Position.