Analisis Rasio Keuangan Pada PT. Bank Negara Indonesia Tbk Periode 2012-2014

47

LAMPIRAN
1.
a.

Rasio Likuiditas
Current Ratio ( Rasio Lancar)

= 65,90%

= 68,84%

= 68,09%
b.

Cash Ratio

= 2,86%

= 3,12%


= 3,40%
c.

Loan to Deposit Ratio (LDR)

47

48

= 125,05%

= 85,64%

= 84,45%

2.

Rasio Leverage (Solvabilitas)


a.

Primary Ratio

= 2,72 %

= 2,34 %

= 2,17 %
b.

Capital Adequancy Ratio (CAR)

49

= 19,33%

= 17,35%

= 15,32%


3.
a.

Rasio Rentabilitas
Gross Profit Margin (Margin Laba Kotor)

= 83,43%

= 95,91%

= 347,81%

50

b.

Net Profit Margin (Margin Laba Bersih)

= 83,45%


= 97%

= 107,37%
c.

Return On Asset (Pengembalian Atas Selutuh aset)

= 2,11%

= 2,34%

= 2,34%
d.

Return On Equity (Pengembalian Atas Ekuitas)

51

= 16,19%


= 19,21%

= 17,75%