Nama Bank DPK (Miliar)

   

  18.80

  1.60

  15.29

  22 BPD Sulut 1830

  85.89 3.57 469

  9.09

  22.44

  21 BPD Sulteng 590

  99.19 7.11 3330

  2.68

  20 BPD Sulselbar 2760

  23 BPD Sumbar 5349

  40.66 9.22 112.99 5.04 759

  19 BPD Sultra 837

  43.24 2.92 4896

  1.12

  24.03

  18 BPD Riau Kepri 11322

  28.43 3.32 2014

  1.55

  55.97

  88.74 2.63 1624

  18.31

  14.18 3.43 128.48 4.53 1673

  18.97

  29 BPD Bengkulu 928

  13.89 0.68 104.41 4.24 5426

  28 BDP Bali 5318

  22.94 1.69 61.79 3.09 6391

  27 Bank Aceh 10343

  NPL (%) LDR (%) ROA (%) KREDIT (Miliar) 2009

  Lanjutan Tahun No Nama Bank DPK (Miliar)

CAR

(%)

  75.49 3.11 1644

  1.38

  26 BPD Yogyakarta 2177

  3.66

  84.13 3.03 6194

  0.99

  15.34

  25 BPD Sumut 7606

  53.39 1.88 3281

  1.29

  16.49

  24 BPD Sumsel Babel 6145

  93.48 2.79 5000

  17 BPD Papua 7047

  16 BPD NTB 1302

  3 BPD Bengkulu 1316

  89.08 4.87 1047

  12.93

  8 BPD Jatim 13736

  89.44 3.31 16429

  0.78

  15.06

  Tbk 18347

  7 BPD Jabar Banten

  18.27 0.21 102.12 4.55 9744

  6 BPD Jateng 9541

  0.40

  54.04 3.94 7424

  18.61

  5 BPD Jambi 1175

  66.98 1.41 6247

  4.92

  13.66

  4 Bank DKI 9679

  98.33 4.82 1294

  1.19

  18.80

  0.72

  9 BPD Kaltim 13230

  33.87 1.19 111.00 4.75 2325

  16.49

  15 BPD NTT 2095

  69.55 2.88 982

  3.99

  22.84

  14 BPD Maluku 1464

  26.76 1.86 109.32 2.61 1228

  13 BPD Lampung 1155

  54.08 3.10 1731

  1.29

  12 BPD Kalsel 3247

  25.13

  68.00 2.76 2035

  0.12

  18.90

  11 BPD Kalbar 2992

  50.73 2.89 973

  2.32

  24.14

  10 BPD Kalteng 1919

  33.68 4.64 4475

  2.02

  20.52 2.30 129.74 4.45 1204

   

  44 BPD Riau Kepri 7627

  18.60 2.40 114.79 5.56 3386

  46 BPD Sulselbar 2899

  36.64 5.86 102.21 5.30 865

  45 BPD Sultra 1233

  88.24 2.68 6730

  1.38

  22.29

  36.28 3.26 2800

  23.14 8.81 100.44 4.11 476

  1.80

  46.73

  43 BPD Papua 7682

  15.48 4.07 115.50 4.39 1656

  42 BPD NTB 1434

  30.51 1.50 122.79 4.05 2820

  41 BPD NTT 2296

  87.71 3.55 1365

  47 BPD Sulteng 516

  48 BPD Sulut 2232

  21.55

  10.77

  Lanjutan Tahun No Kode Emiten DPK (Miliar)

CAR

(%)

  79.33 3.24 1946

  1.36

  18.64

  52 BPD Yogyakarta 2447

  97.87 4.42 8094

  2.47

  51 BPD Sumut 8571

  15.67 0.51 100.25 1.89 2238

  79.46 1.68 5194

  1.36

  18.64

  50 BPD Sumsel Babel 6537

  87.72 2.71 5911

  3.30

  17.08

  49 BPD Sumbar 6738

  3.00

  40 BPD Maluku 1480

  30 Bank DKI 12234

  0.26

  34 BPD Jatim 14531

  82.47 3.24 19632

  1.97

  21.20

  Tbk 23719

  33 BPD Jabar Banten

  89.18 4.04 10689

  20.52

  1.05

  32 BPD Jateng 11986

  97.64 5.16 1143

  0.56

  29.98

  31 BPD Jambi 1171

  57.25 1.41 6770

  5.76

  13.67

  12.72

  69.67 3.75 10124

  99.36 2.97 1250

  0.09

  1.47

  21.58

  39 BPD Lampung 1294

  67.93 3.77 2365

  1.22

  16.09

  38 BPD Kalsel 3531

  87.76 3.80 3095

  17.86

  35 BPD Kaltim 10550

  37 BPD Kalbar 3527

  85.13 2.34 1419

  1.82

  19.37

  36 BPD Kalteng 1667

  69.11 3.81 7312

  1.98

  19.11

  NPL (%) LDR (%) ROA (%) KREDIT (Miliar)

   

  69 BPD Papua 8882

  31.23

  71 BPD Sultra 1317

  75.42 3.83 7259

  2.45

  26.67

  70 BPD Riau Kepri 9625

  43.83 2.86 3767

  0.95

  29.56

  14.18 2.92 102.23 6.27 2024

  97.52 6.62 949

  68 BPD NTB 1980

  91.77 4.30 2874

  2.49

  26.29

  67 BPD NTT 3132

  85.44 3.49 1646

  3.63

  22.90

  66 BPD Maluku 1648

  89.46 4.79 1481

  5.75

  72 BPD Sulselbar 4061

  22.64

  76 BPD Sumsel Babel 9234

  1.39

  15.31

  78 BPD Yogyakarta 3206

  91.04 4.55 9158

  3.02

  13.06

  77 BPD Sumut 10513

  71.72 1.86 6623

  1.39

  15.31

  84.41 3.51 7112

  24.96 2.06 109.98 5.58 4371

  3.31

  14.13

  75 BPD Sumbar 8430

  10.60 0.98 104.98 3.04 3044

  2900

  74 BPD Sulut

  85.45 5.35 492

  8.89

  28.95

  73 BPD Sulteng 635

  1.20

  65 BPD Lampung 1705

  2010

  56 Bank DKI 12447

  17.23

  58 BPD Jateng 15907

  84.09 5.21 1317

  0.40

  21.75

  57 BPD Jambi 1567

  70.09 2.14 8369

  4.10

  8.34

  89.20 4.60 1036

  74.13 2.83 11793

  1.66

  24.81

  55 BPD Bengkulu 1161

  93.31 3.98 6172

  0.57

  12.79

  54 BDP Bali 6709

  18.38 7.02 82.46 1.80 8161

  9984

  53 Bank Aceh

  0.53

  59 BPD Jabar Banten

  76.14 3.39 2884

  62 BPD Kalteng 1940

  1.17

  15.16

  64 BPD Kalsel 3776

  84.34 4.17 3945

  0.13

  17.53

  63 BPD Kalbar 4677

  88.72 3.89 1721

  1.18

  22.25

  81.69 5.23 9509

  Tbk 31953

  3.30

  18.58

  61 BPD Kaltim 11610

  80.70 5.57 13088

  0.65

  11.53

  60 BPD Jatim 16218

  71.54 3.15 23670

  1.86

  22.85

  70.24 2.79 2260

   

  96 BPD Riau Kepri 13221

  99 BPD Sulteng 732

  28.69 2.02 101.93 3.34 5133

  98 BPD Sulselbar 5291

  83.68 7.44 1237

  2.24

  25.67

  97 BPD Sultra 1902

  65.74 2.62 8692

  2.57

  20.61

  47.91 2.86 5220

  7.44

  1.09

  26.77

  95 BPD Papua 10895

  12.89 2.17 101.45 5.71 2711

  94 BPD NTB 2672

  92.95 4.19 3808

  1.20

  20.89

  93 BPD NTT 4097

  82.44 4.52 1950

  2.46

  22.84

  77.27 2.90 520

  92 BPD Maluku 2422

  7.44

  1.19

  13.15

  BPD Yogyakarta 3695

  104

  78.56 3.26 11001

  2.56

  14.66

  BPD Sumut 15129

  103

  75.69 2.57 8259

  22.84

  100

  BPD Sumsel Babel 10912

  102

  91.69 2.68 9212

  2.76

  12.60

  BPD Sumbar 10047

  101

  99.78 2.01 3686

  1.26

  12.71

  BPD Sulut 3694

  14.07

  80.23 3.13 1918

  Lanjutan Tahun No Nama Bank DPK (Miliar)

CAR

(%)

  82 Bank DKI 15299

  1.04

  15.02

  84 BPD Jateng 19392

  66.55 3.28 1616

  0.36

  23.46

  83 BPD Jambi 2428

  73.03 2.32 10793

  3.12

  9.57

  75.14 3.17 1320

  85 BPD Jabar Banten

  0.67

  22.84

  81 BPD Bengkulu 1759

  82.73 3.54 7178

  0.57

  11.73

  80 BDP Bali 8787

  18.27 3.69 91.42 2.91 9199

  10062

  79 Bank Aceh

  NPL (%) LDR (%) ROA (%) KREDIT (Miliar) 2011

  70.17 2.67 13649

  Tbk 39043

  0.87

  0.81

  19.83

  91 BPD Lampung 2439

  63.30 2.81 3516

  0.96

  17.65

  90 BPD Kalsel 5592

  77.51 3.45 4797

  0.15

  17.74

  89 BPD Kalbar 6189

  68.74 3.88 1991

  18.92

  18.36

  88 BPD Kalteng 2897

  59.95 3.70 11579

  2.90

  18.48

  87 BPD Kaltim 19254

  80.11 4.97 16135

  0.97

  13.43

  86 BPD Jatim 20142

  72.95 2.65 28764

  1.21

  78.71 2.55 2908

   

  120

  2.95

  19.56

  BPD Riau Kepri 15353

  122

  71.65 2.81 8199

  0.84

  21.42

  BPD Papua 11443

  121

  12.92 1.98 108.41 5.62 3073

  BPD NTB 2835

  93.45 3.65 4387

  123

  1.20

  16.52

  BPD NTT 4694

  119

  78.61 3.86 2335

  2.81

  14.71

  BPD Maluku 3022

  118

  91.73 2.80 2276

  0.74

  19.29

  66.49 2.95 10209

  BPD Sultra 1687

  117

  15.12 2.69 100.35 2.65 10888

  0.83

  14.40

  BPD Yogyakarta 4682

  130

  13.24 2.81 101.90 2.99 13798

  BPD Sumut 15040

  129

  76.61 1.85 9732

  2.95

  19.56

  BPD Sumsel Babel 12703

  128

  BPD Sumbar 10818

  23.18

  127

  18.76 0.81 108.88 3.00 4662

  BPD Sulut 4282

  126

  32.29 4.49 107.27 1.59 754

  BPD Sulteng 703

  125

  29.93 1.39 113.21 3.99 5744

  BPD Sulselbar 5402

  124

  92.02 5.15 1553

  1.33

  BPD Lampung 2524

  55.77 2.27 4624

  Lanjutan Tahun No Nama Bank DPK (Miliar)

CAR

(%)

  108

  19.56

  BPD Jateng 22116

  110

  82.29 3.58 2233

  0.33

  24.41

  BPD Jambi 2713

  109

  73.50 1.87 14725

  3.20

  12.30

  Bank DKI 20640

  93.27 3.41 2050

  83.01 2.12 18358

  0.22

  15.84

  BPD Bengkulu 2204

  107

  80.60 4.28 8487

  0.45

  16.79

  BDP Bali 10537

  106

  17.82 3.30 89.89 3.66 9593

  10672

  NPL (%) LDR (%) ROA (%) KREDIT (Miliar) 2012 105 Bank Aceh

  1.23

  111

  1.83

  114

  18.22

  BPD Kalsel 8337

  116

  86.80 3.33 5972

  0.17

  16.87

  BPD Kalbar 6881

  115

  71.88 3.41 2278

  0.84

  23.75

  BPD Kalteng 3169

  56.78 2.50 14411

  BPD Jabar Banten Tbk 47632

  7.45

  20.83

  BPD Kaltim 25439

  113

  83.55 3.34 18556

  2.95

  8.96

  BPD Jatim 22209

  112

  74.09 2.46 38333

  2.07

  18.11

  71.89 2.56 3382

   

  Lampiran II: Hasil Olah Data SPSS 18 Deskriptif Statistik Variabel Penelitian Statistik Deskriptif N Minimum Maximum Mean Std. Deviation DPK 130 516.00 47632.00 7668.5077 7681.16398

  CAR 130

  8.34 55.97 19.8302 6.99010 NPL 130 .09 9.22 2.2015 1.96703 LDR 130

  28.43 129.74 82.8208 18.94494 ROA 130 1.41 7.44 3.5570 1.16438 KREDIT 130 469.00 38333.00 5832.5846 5815.71634

  Valid N (listwise) 130 Regression Uji Normalitas

   

  One-Sample Kolmogorov-Smirnov Test Unstandardized Residual

  N 130 Normal Parameters a,b Mean .0000000 Std. Deviation .06322159

  Most Extreme Differences Absolute .084 Positive .084 Negative -.084 Kolmogorov-Smirnov Z

  .955 Asymp. Sig. (2-tailed) .322 a. Test distribution is Normal.

b. Calculated from data.

  Uji Multikolinieritas Model Collinearity Statistics

Tolerance

  VIF

  LN_DPK .647 1.545 CAR .785 1.274 NPL .928 1.078 LDR .656 1.524

  ROA .783 1.276

a. Dependent Variable: LN_KREDIT

  Uji Autokorelasi

Model Summaryb

  R Adjusted Std. Error of Durbin- Model R

  Square R Square the Estimate Watson .998 .996 .995 .06448 2.005

  1

  a. Predictors: (Constant), ROA, NPL, CAR, LDR, LN_DPK

  b. Dependent Variable: LN_KREDIT Uji Heteroskedastisitas Uji F

b

  ANOVA Model Sum of Squares df Mean Square F Sig. a

  1 Regression 115.479 5 23.096 5554.373 .000 Residual .516 124 .004 Total 115.995 129

  a. Predictors: (Constant), ROA, NPL, CAR, LDR, LN_DPK

  b. Dependent Variable: LN_KREDIT

   

   

  Uji t Coefficients a Model Unstandardized Coefficients

  Standardized Coefficients t Sig. B Std. Error Beta 1 (Constant) -1.111 .089 -12.558 .000

  LN_DPK .997 .007 1.061 142.531 .000 CAR -.006 .001 -.044 -6.493 .000 NPL -.008 .003 -.018 -2.835 .005 LDR .013 .000 .261 35.260 .000