PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
67
16. DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
a. By Currency and Related Parties and Third Parties:
2007 2006
Rupiah: Related parties Note 47a
122,420 83,524
Third parties 51,926,055
35,366,597 Total Rupiah
52,048,475 35,450,121
Foreign Currency: Related parties Note 47a
8,102 249,988
Third parties 14,954,374
13,112,644 Total Foreign Currency
14,962,476 13,362,632
67,010,951 48,812,753
Included in demand deposits are wadiah deposits amounting to Rp1,631,330 and Rp2,058,994 as of December 31, 2007 and 2006, respectively.
b. Average Interest Rates and Range of Bonuses per Annum: Average interest rates per annum:
2007 2006
Rupiah 2.65
3.26 Foreign Currency
1.89 2.59
Range of bonuses per annum on wadiah deposits:
2007 2006
Rupiah 0.91 - 1.07
1.09 -1.42 Foreign Currency
0.23 - 2.64 1.24 -1.95
c. As of December 31, 2007 and 2006, demand deposits pledged by borrowers as collateral for bank guarantees, loans and trade finance facilities amounted to Rp575,005 and Rp859,951, respectively.
17. DEPOSITS FROM CUSTOMERS - SAVINGS DEPOSITS
a. By Type and Currency:
2007 2006
Rupiah: Mandiri Savings
81,074,229 57,283,153
Mudharabah Savings 3,860,425
2,662,402 Mandiri Haji Savings
424,160 358,006
85,358,814 60,303,561
b. As of December 31, 2007 and 2006, Bank Mandiri had saving deposits from related party amounting to Rp42,844 and Rp46,355, respectively, or 0.05 and 0.08 from total saving deposits Note 47a.
c. Annual average interest rates of savings deposits for the years ended December 31, 2007 and 2006 were 3.68 and 4.53, respectively.
d. Profit sharing for mudharabah savings ranged from 0.29 to 6.98 and 2.73 to 7.39 for the years ended December 31, 2007 and 2006, respectively.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
68
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2007 2006
Rupiah 78,535,764
83,539,150 Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
b. By Contract Period:
2007 2006
Rupiah: 1 month
64,145,362 56,945,785
3 months 9,060,496
12,322,070 6 months
2,492,026 3,569,430
12 months 1,797,559
7,063,403 Over 12 months
1,040,321 3,638,462
Total Rupiah 78,535,764
83,539,150 Foreign Currency:
1 month 13,686,388
11,364,960 3 months
1,270,383 834,361
6 months 875,805
343,553 12 months
553,542 463,257
Over 12 months 63,376
45,953 Total Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
c. By Remaining Period Until Maturity Date:
2007 2006
Rupiah: 1 month
64,145,362 62,419,959
3 months 9,060,496
13,293,095 6 months
2,492,026 2,723,278
12 months 1,797,559
3,226,267 Over 12 months
1,040,321 1,876,551
Total Rupiah 78,535,764
83,539,150 Foreign Currency:
1 month 13,686,387
11,612,650 3 months
1,273,960 951,699
6 months 870,950
275,116 12 months
554,821 211,658
Over 12 months 63,376
961 Total Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp5,171,943 and Rp3,510,184 as of December 31, 2007 and 2006, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
2007 2006
Rupiah 7.39
11.12 Foreign Currency
3.71 4.03
