SECURITIES PURCHASED WITH AGREEMENTS TO RESELL continued

PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated 49

10. DERIVATIVE RECEIVABLES AND PAYABLES continued

As of December 31, 2006, a summary of derivative transactions is as follows: Notional Amount Fair Value Derivative Derivative Transactions Contract Note 2k Receivables Payables Third parties Foreign Exchange Related 1. Forward - buy US Dollar 314,493 308,027 17 6,483 Others 398,874 389,757 4,028 13,145 2. Forward - sell US Dollar 75,158 74,350 819 11 Others 90,661 91,551 248 1,138 3. Swap - buy US Dollar 1,179,910 1,173,632 95 6,373 Others 1,069,095 1,080,094 13,319 2,320 4. Swap - sell US Dollar 3,446,550 3,054,153 392,467 70 Others 49,967 49,697 296 26 5. Option - buy US Dollar 406 406 - Others 1,218 1,218 - 6. Option - sell US Dollar 408 - 408 Others 930 - 930 Interest Rate Related 1. Swap - Interest rate US Dollar 62,095 - 62,095 Other 7,411 - 7,411 2. Forward Rate Agreement US Dollar 2,487 2,074 413 Total 414,987 100,823 Less: Allowance for possible losses 4,260 - 410,727 100,823 As of December 31, 2007 and 2006, the collectibility of derivative receivables is as follows: 2007 2006 Current 340,451 414,987 Total 340,451 414,987 Less: Allowance for possible losses 3,800 4,260 Balance at end of year 336,651 410,727 Management believes that the allowance for possible losses on derivative receivables is adequate. Movements of allowance for possible losses on derivative receivables: 2007 2006 Balance at beginning of year 4,260 3,443 Reversalprovision during the year Note 36 467 874 Others 7 57 Balance at end of year 3,800 4,260 Includes effect of foreign exchange translation. PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated 50

11. LOANS

A. Details of loans: a By Currency and Related Parties and Third Parties: 2007 2006 Rupiah: Related parties Note 47a 235,021 121,625 Third parties 96,494,562 82,131,648 Total Rupiah 96,729,583 82,253,273 Foreign Currency: Related parties Note 47a 548,057 629,047 Third parties 41,275,912 34,875,002 Total Foreign Currency 41,823,969 35,504,049 Total 138,553,552 117,757,322 Less: Deferred income 23,472 86,380 Total 138,530,080 117,670,942 Less: Allowance for possible losses 13,041,696 14,388,695 125,488,384 103,282,247 b By Type and Collectibility: 2007 Special Sub- Current Mention standard Doubtful Loss Total Rupiah: Working capital 45,495,670 3,744,579 852,535 247,143 1,623,923 51,963,850 Investment 17,205,052 2,626,582 95,397 141,657 1,260,488 21,329,176 Consumer 14,259,902 2,008,299 78,619 80,945 381,814 16,809,579 Export 1,877,506 93,720 7,205 - 143,166 2,121,597 Government Program 1,421,302 254,652 13,476 1,644 159,015 1,850,089 Syndicated 87,193 238,070 - - 975,634 1,300,897 Employees 1,347,111 3,710 74 104 3,396 1,354,395 Total Rupiah 81,693,736 8,969,612 1,047,306 471,493 4,547,436 96,729,583 Foreign Currency: Working capital 13,507,875 3,892,009 132,799 68,225 1,810,956 19,411,864 Investment 9,749,240 1,972,543 62,664 - 2,910,767 14,695,214 Syndicated 2,931,299 487,036 49 - 43,075 3,461,459 Export 1,299,023 522,602 100,432 - 705,594 2,627,651 Government Program 130,152 - - - - 130,152 Consumer 83,178 1,691 - 123 - 84,992 Employees 659 - - - - 659 Others 1,259,031 85,758 57,044 7,983 2,162 1,411,978 Total Foreign Currency 28,960,457 6,961,639 352,988 76,331 5,472,554 41,823,969 Total 110,654,193 15,931,251 1,400,294 547,824 10,019,990 138,553,552 Less: Deferred income 1,398 22,074 - - - 23,472 Total 110,652,795 15,909,177 1,400,294 547,824 10,019,990 138,530,080 Less: Allowance for possible losses 1,239,540 1,866,006 164,798 240,685 9,530,667 13,041,696 109,413,255 14,043,171 1,235,496 307,139 489,323 125,488,384