PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
68
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS
a. By Currency:
2007 2006
Rupiah 78,535,764
83,539,150 Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
b. By Contract Period:
2007 2006
Rupiah: 1 month
64,145,362 56,945,785
3 months 9,060,496
12,322,070 6 months
2,492,026 3,569,430
12 months 1,797,559
7,063,403 Over 12 months
1,040,321 3,638,462
Total Rupiah 78,535,764
83,539,150 Foreign Currency:
1 month 13,686,388
11,364,960 3 months
1,270,383 834,361
6 months 875,805
343,553 12 months
553,542 463,257
Over 12 months 63,376
45,953 Total Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
c. By Remaining Period Until Maturity Date:
2007 2006
Rupiah: 1 month
64,145,362 62,419,959
3 months 9,060,496
13,293,095 6 months
2,492,026 2,723,278
12 months 1,797,559
3,226,267 Over 12 months
1,040,321 1,876,551
Total Rupiah 78,535,764
83,539,150 Foreign Currency:
1 month 13,686,387
11,612,650 3 months
1,273,960 951,699
6 months 870,950
275,116 12 months
554,821 211,658
Over 12 months 63,376
961 Total Foreign Currency
16,449,494 13,052,084
94,985,258 96,591,234
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp5,171,943 and Rp3,510,184 as of December 31, 2007 and 2006, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
2007 2006
Rupiah 7.39
11.12 Foreign Currency
3.71 4.03
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
69
18. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
e. Average Interest Rates and Range of Profit Sharing per Annum continued: Range of profit sharing per annum on mudharabah investments:
2007 2005
Rupiah 6.60 - 8.05
6.56 - 8.24 Foreign Currency
2.85 - 3.35 2.73 - 3.55
f. As of December 31, 2007 and 2006, time deposits from related parties amounted to Rp181,309 and Rp877,911, respectively, or 0.19 and 0.91 of the total time deposits, respectively Note 47a.
g. As of December 31, 2007 and 2006, time deposits which are frozen and blocked as collateral for bank guarantees, loans and trade finance facilities amounted to Rp8,330,382 and Rp5,645,389,
respectively. As of December 31, 2007 and 2006, there are no Mudharabah time deposit pledged for Mudharabah receivables extended by Bank Syariah Mandiri BSM.
19. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVINGS DEPOSITS
a. By Currency:
2007 2006
Demand Deposits Rupiah
1,307,562 505,965
Foreign Currency 80,538
196,155 Total Demand Deposits
1,388,100 702,120
Savings Deposit Rupiah
248,965 584,489
Total Savings Deposit 248,965
584,489
Total Demand and Savings Deposits 1,637,065
1,286,609
Included in deposits from other banks - demand deposits are wadiah deposits amounting to Rp2,512 and RpNil as of December 31, 2007 and 2006, respectively.
b. Average Interest Rates and Range of Bonuses Per Annum: Average interest rates per annum:
2007 2006
Demand Deposit Rupiah
2.65 3.26
Foreign Currency 1.89
2.59
2007 2006
Saving Deposit Rupiah
3.68 4.53
Range of bonuses per annum on wadiah deposits:
2007 2006
Rupiah 0.19 - 1.07
1.09 - 4.26 Foreign Currency
0.23 - 2.64 0.22 - 1.95
c. As of December 31, 2007 and 2006, the Bank demand and savings deposits from related party banks amounted to RpNil and Rp138 Note 47a.
