PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
113
48. MATURITY PROFILE continued
2006 continued
No Maturity Description
Total Contract
1 mth 1 mth - 3 mth 3 mth 6 mth 6 mth 12 mth
12 mth Liabilities
Liabilities immediately payable 671,339
- 671,339
- -
- -
Demand deposits 48,812,753
- 48,812,753
- -
- -
Savings deposits 60,303,561
- 60,303,561
- -
- -
Time deposits 96,591,234
- 74,032,609
14,244,794 2,998,394
3,437,925 1,877,512
Deposits from other banks - Demand and saving deposits
1,286,609 -
1,286,609 -
- -
- - Inter-bank call money
1,899,681 -
1,899,681 -
- -
- - Time deposits
5,003,010 -
4,952,808 43,708
4,269 2,225
- Securities sold with
agreements to repurchase 1,859,780
- 214,909
- 141,893
- 1,502,978
Derivative payables 100,823
- 15,235
14,196 1,474
14,679 55,239
Acceptances payables 3,608,393
- 878,285
1,612,195 1,017,859
93,302 6,752
Securities issued 3,793,883
- -
- -
- 3,793,883
Fund borrowings 3,424,892
- -
- -
- 3,424,892
Estimated losses on commitments and
contingencies 514,399
514,399 -
- -
- -
Accrued expenses 590,533
- 590,533
- -
- -
Taxes payable 1,582,800
- -
- -
- 1,582,800
Other liabilities 6,970,296
6,970,296 -
- -
- -
Subordinated loans 4,157,360
- 9,765
27,499 563
53,063 4,066,470
Total liabilities 241,171,346
7,484,695 193,668,087
15,942,392 4,164,452
3,601,194 16,310,526
Net assets liabilities 26,345,846
2,937,724 129,971,188
2,010,474 6,207,794
15,813,706 133,368,284
49. SEGMENT INFORMATION The Bank considers the nature of business as the primary segment, and geographical areas as the
secondary segment. The business activities of the Bank and its Subsidiaries and its geographical locations are as follows:
Name of Company Nature of Business
Location · Parent
PT Bank Mandiri Persero Tbk. Commercial Banking
Indonesia, Singapore, Hong Kong, Grand Cayman and Timor Leste
· Subsidiaries PT Bank Syariah Mandiri
Syariah Banking Indonesia
Bank Mandiri Europe Limited Commercial Banking
United Kingdom PT Mandiri Sekuritas
Securities Indonesia
PT Bumi Daya Plaza and its Subsidiaries
Others Indonesia
PT Usaha Gedung Bank Dagang Negara and its Subsidiaries
Others Indonesia
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2007 and 2006 Expressed in millions of Rupiah, unless otherwise stated
114
49. SEGMENT INFORMATION continued
Primary Segment Information for the year ended December 31, 2007
‘Syariah’ Banking
Banking Securities
Others Elimination
Consolidated Operating income
25,447,880 1,407,193
426,058 22,061
- 27,303,192
Inter-segment operating income 310,755
- 9,953
- 320,708
- Operating income including
inter-segment operating income 25,758,635
1,407,193 436,011
22,061 320,708
27,303,192 Operating expenses
19,499,195 1,239,725
271,858 79,497
- 21,090,275
Inter-segment operating expenses 21,428
- -
- 21,428
- Operating expenses including
inter-segment operating expenses 19,520,623
1,239,725 271,858
79,497 21,428
21,090,275 Income from operations
6,238,012 167,468
164,153 57,436
299,280 6,212,917
Net income 4,389,064
115,455 108,391
34,339 301,025
4,346,224 Total assets
306,090,346 12,885,378
2,721,589 345,967
2,957,690 319,085,590
Total assets as a percentage of total consolidated assets
prior to elimination 95.05
4.00 0.85
0.11
Secondary Segment Information for the year ended December 31, 2007
Pacific Indonesia
Asia West Europe
Cayman Elimination
Consolidated Operating income
26,587,334 298,933
206,341 210,584
- 27,303,192
Inter-segment operating income 320,708
- -
- 320,708
- Operating income including
inter-segment operating income 26,908,042
298,933 206,341
210,584 320,708
27,303,192 Operating expenses
20,349,520 184,005
144,040 412,710
- 21,090,275
Inter-segment operating expenses 21,428
- -
- 21,428
- Operating expenses including
inter-segment operating expenses 20,370,948
184,005 144,040
412,710 21,428
21,090,275 Income from operations
6,537,094 114,928
62,301 202,126
299,280 6,212,917
Net income 4,299,212
102,884 44,107
201,046 301,025
4,346,224 Total assets
306,354,573 3,658,886
2,654,475 9,375,346
2,957,690 319,085,590
Total assets as a percentage of total consolidated assets
prior to elimination 95.13
1.14 0.82
2.91