Interest Rate Risk Management continued Pricing Management

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT 31 DECEMBER 2010, 2009 AND 2008 Expressed in millions of Rupiah, unless otherwise stated Appendix 5166 56. RISK MANAGEMENT continued Market Risk and Liquidity Risk continued

e. Foreign Exchange Risk Management continued

Below is the Net Open Position of Bank Mandiri, as at 31 December 2009 by currency Rupiah equivalent: Currency Assets Liabilities Net Open Position OVERALL ON-BALANCE SHEET AND ADMINISTRATIVE ACCOUNTS United States Dollar 60,281,348 59,556,415 724,933 Euro 1,396,804 1,344,045 52,759 Singapore Dollar 652,278 548,187 104,091 Japanese Yen 263,957 203,837 60,120 Australian Dollar 228,011 199,827 28,184 Hong Kong Dollar 159,873 185,748 25,875 Great Britain Pound Sterling 105,874 105,632 242 Others 56,510 6,972 50,354 Total 1,046,558 ON-BALANCE SHEET United States Dollar 57,834,011 55,578,691 2,255,320 Euro 1,281,829 1,254,255 27,574 Singapore Dollar 579,546 415,951 163,595 Japanese Yen 206,926 72,916 134,010 Hong Kong Dollar 159,873 54,178 105,695 Australian Dollar 151,510 118,677 32,833 Great Britain Pound Sterling 89,344 90,467 1,123 thers 56,510 6,972 49,538 Total 2,767,442 Total Tier I and Tier II Capital less investments in Subsidiaries Note 52 30,456,978 NOP Ratio On-Balance Sheet 9.09 NOP Ratio Overall 3.44 Below is the Net Open Position ratio of Bank Mandiri, as at 31 December 2009 if calculated using November 2009 capital unaudited: Capital November 2009 26,382,396 NOP Ratio On-Balance Sheet 10.49 NOP Ratio Overall 3.97 Sum from the absolute amount of difference between assets and liabilities from other foreign currencies. Sum from the amount of difference between assets and liabilities from other foreign currencies. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT 31 DECEMBER 2010, 2009 AND 2008 Expressed in millions of Rupiah, unless otherwise stated Appendix 5167 56. RISK MANAGEMENT continued Market Risk and Liquidity Risk continued

e. Foreign Exchange Risk Management continued

Below is the Net Open Position of Bank Mandiri, as at 31 December 2008 by currency Rupiah equivalent: Currency Assets Liabilities Net Open Position OVERALL ON-BALANCE SHEET AND ADMINISTRATIVE ACCOUNTS United States Dollar 61,593,324 63,497,969 1,904,645 Euro 917,496 886,840 30,656 Hong Kong Dollar 673,414 82,356 591,058 Singapore Dollar 369,806 352,951 16,855 Japanese Yen 295,094 296,794 1,700 Australian Dollar 145,389 124,161 21,228 Great Britain Pound Sterling 129,950 37,564 92,386 Others 35,765 6,466 29,299 Total 2,687,827 ON-BALANCE SHEET United States Dollar 60,108,482 59,666,442 442,040 Euro 903,675 834,465 69,210 Hong Kong Dollar 372,507 91,185 281,322 Singapore Dollar 331,603 330,011 1,592 Japanese Yen 283,981 279,351 4,630 Australian Dollar 145,019 121,895 23,124 Great Britain Pound Sterling 86,938 18,589 68,349 Others 35,765 6,466 29,299 Total 919,566 Total Tier I and Tier II Capital less investments in Subsidiaries Note 52 27,176,934 NOP Ratio On-Balance Sheet 3.38 NOP Ratio Overall 9.89 Below is the Net Open Position ratio of Bank Mandiri, as at 31 December 2008 if calculated using November 2008 capital: Capital November 2008 28,285,306 NOP Ratio On-Balance Sheet 3.25 NOP Ratio Overall 9.50 Sum from the absolute amount of difference between assets and liabilities from other foreign currencies. Sum from the amount of difference between assets and liabilities from other foreign currencies.