OTHER ASSETS FS Bank Mandiri Tbk 311210 Eng Final opini

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT 31 DECEMBER 2010, 2009 AND 2008 Expressed in millions of Rupiah, unless otherwise stated Appendix 593 20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By Currency: 2010 2009 2008 Rupiah 133,085,909 108,401,300 95,733,092 Foreign currencies Note 56e 12,058,140 15,073,461 21,535,898 145,144,049 123,474,761 117,268,990 b. By Contract Period: 2010 2009 2008 Rupiah: 1 month 98,329,104 73,812,907 72,414,010 3 months 26,820,757 19,603,632 13,045,972 6 months 3,547,941 8,732,868 7,218,788 12 months 4,311,500 5,937,427 2,900,687 Over 12 months 76,607 314,466 153,635 Total Rupiah 133,085,909 108,401,300 95,733,092 Foreign currencies: 1 month 10,093,542 12,682,034 16,554,655 3 months 1,082,728 1,126,293 3,287,011 6 months 742,280 1,016,491 1,111,117 12 months 137,700 245,955 580,028 Over 12 months 1,890 2,688 3,087 Total foreign currencies 12,058,140 15,073,461 21,535,898 145,144,049 123,474,761 117,268,990 c. By Maturity: 2010 2009 2008 Rupiah: Less than 1 month 97,686,092 80,433,307 76,081,013 1 - 3 months 22,302,868 19,254,315 13,327,886 3 - 6 months 7,333,596 5,376,312 2,524,108 6 - 12 months 5,455,285 3,077,063 3,731,345 Over 12 months 308,068 260,303 68,740 Total Rupiah 133,085,909 108,401,300 95,733,092 Foreign currencies: Less than 1 month 10,197,521 13,073,705 17,391,586 1 - 3 months 720,434 1,566,301 2,702,721 3 - 6 months 439,323 338,292 1,129,296 6 - 12 months 697,435 93,437 310,841 Over 12 months 3,427 1,726 1,454 Total foreign currencies 12,058,140 15,073,461 21,535,898 145,144,049 123,474,761 117,268,990 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AS AT 31 DECEMBER 2010, 2009 AND 2008 Expressed in millions of Rupiah, unless otherwise stated Appendix 594 20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued d. Average Interest Rates Cost of Funds and Range of Profit Sharing per Annum: Average interest rates cost of funds per annum: 2010 2009 2008 Rupiah 6.47 8.36 7.56 Foreign currencies 0.57 3.06 3.29 Range of profit sharing per annum on unrestricted mudharabah investments: 2010 2009 2008 Rupiah 5.39 - 8.05 6.08 - 8.85 6.09 - 8.54 Foreign currencies 1.69 - 2.65 1.91 - 3.00 2.36 - 3.28 e. As at 31 December 2010, 2009 and 2008, time deposits from related parties were amounting to Rp1,188,078, Rp467,683 and Rp311,649 respectively, or 0.82, 0.38 and 0.27, of the total time deposits, respectively Note 50. f. As at 31 December 2010 and 2009, total time deposits which were pledged as collateral on loans amounted to Rp8,655,623 and Rp7,395,445, respectively Note 11B.c. On 31 December 2008, total deposits of which were pledged as collateral for bank guarantees, loans and payment facilities for trade transactions amounted Rp6,632,688 Note 11B.c and 28e.

21. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS

a. By Currency: 2010 2009 2008 Demand Deposits Rupiah 470,762 476,584 528,490 Foreign currencies Note 56e 886,638 5,096,728 2,388,645 Total Demand Deposits 1,357,400 5,573,312 2,917,135 Saving Deposits Rupiah 422,944 171,018 179,255 Total Demand and Saving Deposits 1,780,344 5,744,330 3,096,390 The above deposits from other banks - demand and saving deposits as at 31 December 2009 and 2008 amounting to Rp5,744,330 and Rp3,096,390 have already been set-off with demand deposit of a financial institution in liquidation placed with Bank Mandiri amounting to Rp184 and Rp214 as at 31 December 2009 and 2008, respectively. The demand deposit balance was set-off with Bank Mandiri’s placement balance in that financial institution in liquidation which classified as loss amounting to Rp209,153 and Rp242,708 as at 31 December 2009 and 2008, respectively. The above set-off has been accepted and recognised by the Trustee during payment of a portion of Bank Mandiri’s claim in 2010 Note 5e. Included in deposits from other banks - demand deposits are wadiah deposits and SIMA amounting to Rp13,921, Rp55,664 and Rp11,696 as at 31 December 2010, 2009 and 2008, respectively.