PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
AS AT 31 DECEMBER 2010, 2009 AND 2008
Expressed in millions of Rupiah, unless otherwise stated
Appendix 594 20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
d. Average Interest Rates Cost of Funds and Range of Profit Sharing per Annum:
Average interest rates cost of funds per annum:
2010 2009
2008
Rupiah 6.47
8.36 7.56
Foreign currencies 0.57
3.06 3.29
Range of profit sharing per annum on unrestricted mudharabah investments:
2010 2009
2008
Rupiah 5.39 - 8.05
6.08 - 8.85 6.09 - 8.54
Foreign currencies 1.69 - 2.65
1.91 - 3.00 2.36 - 3.28
e. As at 31 December 2010, 2009 and 2008, time deposits from related parties were amounting to
Rp1,188,078, Rp467,683 and Rp311,649 respectively, or 0.82, 0.38 and 0.27, of the total time deposits, respectively Note 50.
f. As at 31 December 2010 and 2009, total time deposits which were pledged as collateral on loans
amounted to Rp8,655,623 and Rp7,395,445, respectively Note 11B.c. On 31 December 2008, total deposits of which were pledged as collateral for bank guarantees, loans and payment
facilities for trade transactions amounted Rp6,632,688 Note 11B.c and 28e.
21. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
a. By Currency:
2010 2009
2008
Demand Deposits Rupiah
470,762 476,584
528,490 Foreign currencies Note 56e
886,638 5,096,728
2,388,645 Total Demand Deposits
1,357,400 5,573,312
2,917,135 Saving Deposits
Rupiah 422,944
171,018 179,255
Total Demand and Saving Deposits 1,780,344
5,744,330 3,096,390
The above deposits from other banks - demand and saving deposits as at 31 December 2009 and 2008 amounting to Rp5,744,330 and Rp3,096,390 have already been set-off with demand deposit
of a financial institution in liquidation placed with Bank Mandiri amounting to Rp184 and Rp214 as at 31 December 2009 and 2008, respectively. The demand deposit balance was set-off with
Bank Mandiri’s placement balance in that financial institution in liquidation which classified as loss amounting to Rp209,153 and Rp242,708 as at 31 December 2009 and 2008, respectively.
The above set-off has been accepted and recognised by the Trustee during payment of a portion of Bank Mandiri’s claim in 2010 Note 5e.
Included in deposits from other banks - demand deposits are wadiah deposits and SIMA amounting to Rp13,921, Rp55,664 and Rp11,696 as at 31 December 2010, 2009 and 2008,
respectively.
PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
AS AT 31 DECEMBER 2010, 2009 AND 2008
Expressed in millions of Rupiah, unless otherwise stated
Appendix 595 21. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS continued
b. Average Interest Rates Cost of Funds and Profit Sharing per Annum:
Average interest rates cost of funds per annum:
2010 2009
2008
Demand Deposits Rupiah
2.89 3.61
2.85 Foreign currencies
0.16 0.87
1.35 Saving Deposits
Rupiah 2.39
2.78 3.12
Foreign currencies 0.24
1.69 -
Range of profit sharing per annum on wadiah demand deposits:
2010 2009
2008
Rupiah 0.85 - 0.99
0.93 - 1.09 0.94 - 1.04
Foreign currencies 0.21 - 0.99
0.23 - 0.99 0.24 - 1.05
c. As at 31 December 2010, 2009 and 2008, deposits from other banks - demand and saving
deposits from related parties were amounting to RpNil, RpNil and Rp1,075 or Nil, Nil and 0.03 of the total deposits from other banks - demand and saving deposits, respectively Note
50.
d. As at 31 December 2010 and 2009, total demand and saving deposits pledged as collateral for
letters of credit that can not be canceled amounted to Rp34,028 and Rp22,749, respectively Note 28e. Demand deposits and savings pledged as collateral for bank guarantees, loans and
trade finance facilities of trade transactions at 31 December 2008 amounted to Rp33,634 Note 11B.c and 28e.
22. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY
a. By Currency:
2010 2009
2008
Rupiah -
- -
Foreign currencies -
- 7,588
- -
7,588
Deposits from other banks - inter-bank call money as at 31 December 2009 and 2008 amounting to RpNil and Rp7,588, is presented after set-off with deposits from other banks - inter-bank call
money of a financial institution in liquidation placed in Bank Mandiri amounting to Rp13,866 and Rp16,217 as at 31 December 2009 and 2008, respectively. The deposits from other banks - inter-
bank call money was net-off with Bank Mandiri’s placement balance in that financial institution in liquidation which classified as loss amounting to Rp209,153 and Rp242,708 as at 31 December
2009 and 2008, respectively. The above set-off has been accepted and recognised by the Trustee during payment of a portion of Bank Mandiri’s claim in 2010 Note 5e.
b. By Remaining Period Until Maturity Date:
2010 2009
2008
Rupiah: Less than 1 month
- -
- Foreign currencies
Less than 1 month -
- 7,588
- -
7,588
