PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
79
20. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued
c. By maturity: continued
June 30, 2004 June 30, 2003
April 30, 2003
Foerign Currency:
1 month
12,461,860 16,284,007
16,256,632 3
months 1,294,826
1,769,671 1,989,168
6 months
265,232 338,269
481,179 12
months 25,836
214,693 258,553
more than 12 months 302,272
6,401 3,357
14,350,026 18,613,041
18,988,889 84,530,659 115,811,686 123,626,343
d. Included in time deposits are unrestricted mudharabah investments amounting to Rp2,409,621, Rp907,255 and Rp842,531 as of June 30, 2004 and 2003, and April 30, 2003, respectively.
e. Average Interest Rates and Range of Profit Sharing per Annum: Average interest rates per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 5.95
10.49 11.68
Foreign currency 0.74
2.26 2.41
Range of profit sharing per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 6.61 - 9.01 10.34 - 11.60 10.18 - 13.12
Foreign currency 1.81 - 1.91 2.84 - 3.55 2.80 - 4.01
f. As of June 30, 2004 and 2003, and April 30, 2003, related party time deposits amounted to Rp304,617, Rp1,600,040 and Rp1,813,676, respectively, or 0.36, 1.38 and 1.47 of the total
time deposits, respectively Note 59. g. As of June 30, 2004 and 2003, and April 30, 2003, time deposits which are frozen and blocked as
collateral for bank guarantees and loan and working capital facilities, amounted to Rp4,585,189, Rp3,957,612 and Rp4,135,382, respectively. Mudharabah time deposits pledged as of June 30,
2004 and 2003, and April 30, 2003 for mudharabah receivables extended by a subsidiary amounted to Rp11,850, Rp16,419 and Rp14,030, respectively.
21. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS
a. By Currency:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 483,379
349,528 273,944
Foreign Currency 52,359
16,416 11,479
535,738 365,944
285,423
Included in demand deposits were wadiah deposits amounting to Rp1,323, Rp42 and Rp2,488 as of June 30, 2004 and 2003, and April 30, 2003, respectively.
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
80
21. DEPOSITS FROM OTHER BANKS - DEMAND DEPOSITS continued
b. Average Interest Rates and Range of Bonus Per Annum: Average interest rates per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 2.69
3.38 3.75
Foreign currency 0.32
1.75 1.88
Range of bonus per annum:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 1.21 - 1.34
2.47 - 2.83 2.47-2.83
Foreign currency 0.24 - 0.67
0.82 - 0.94 0.82-0.94
c. As of June 30, 2004 and 2003, and April 30, 2003, the Bank had no demand deposits from related party banks.
d. Demand deposits pledged by borrowers as collateral as of June 30, 2004 and 2003, and April 30, 2003 amounted to Rp5,566, Rp1,110 and Rp3,124, respectively.
22. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY
a. By Currency:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah 547,000
130,000 579,000
Foreign currency
384,785 490,259
995,947 931,785
620,259 1,574,947
b. By Maturity:
June 30, 2004 June 30, 2003
April 30, 2003
Rupiah: Less than 1 month
547,000 130,000
579,000 1 - 2 months
- -
- 2 - 3 months
- -
- 547,000
130,000 579,000
Foreign currency:
Less than 1 month 384,785
490,259 995,947
1 - 2 months -
- -
2 - 3 months -
- -
384,785 490,259
995,947 931,785 620,259 1,574,947
PT BANK MANDIRI PERSERO TBK. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2004 and 2003, and April 30, 2003 Expressed in millions of Rupiah, unless otherwise stated
81
22. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY continued
